The Real Estate Financial Planner Blueprint™
24 Sell Some Rentals to Pay Off Other Rentals if FI While Nomading™

Achieved Financial Independence
First achieved in Month 322

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 322.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Warren, Michigan Nomad™ Property 1 $11,013 $20,858 $0 $1,087 $1,202 $34,160
Typical Warren, Michigan Nomad™ Property 2 $11,013 $20,938 $0 $1,120 $1,203 $34,273
Typical Warren, Michigan Nomad™ Property 3 $11,013 $20,072 $0 $1,227 $1,195 $33,507
Typical Warren, Michigan Nomad™ Property 4 $11,013 $20,150 $0 $1,384 $1,196 $33,743
Typical Warren, Michigan Nomad™ Property 5 $11,013 $20,228 $0 $1,561 $1,196 $33,999
Typical Warren, Michigan Nomad™ Property 6 $11,013 $20,072 $0 $1,762 $1,195 $34,042
Typical Warren, Michigan Nomad™ Property 8 $11,013 $20,228 $0 $2,167 $1,196 $34,604
Typical Warren, Michigan Nomad™ Property 9* $11,013 $0 $3,936 $0 $3,230 $18,179
Typical Warren, Michigan Nomad™ Property 1 $11,013 $20,858 $0 $1,087 $1,202 $34,160
Typical Warren, Michigan Nomad™ Property 2 $11,013 $20,938 $0 $1,120 $1,203 $34,273
Typical Warren, Michigan Nomad™ Property 3 $11,013 $20,072 $0 $1,227 $1,195 $33,507
Typical Warren, Michigan Nomad™ Property 4 $11,013 $20,150 $0 $1,384 $1,196 $33,743
Typical Warren, Michigan Nomad™ Property 5 $11,013 $20,228 $0 $1,561 $1,196 $33,999
Typical Warren, Michigan Nomad™ Property 6 $11,013 $20,072 $0 $1,762 $1,195 $34,042
Typical Warren, Michigan Nomad™ Property 8 $11,013 $20,228 $0 $2,167 $1,196 $34,604
Typical Warren, Michigan Nomad™ Property 9* $11,013 $0 $3,936 $0 $3,230 $18,179
Totals: $176,214 $285,090 $7,873 $20,613 $23,225 $513,015
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Warren, Michigan Nomad™ Property 1 2.84% 5.39% — 0.28% 0.31% 8.82%
Typical Warren, Michigan Nomad™ Property 2 2.84% 5.41% — 0.29% 0.31% 8.85%
Typical Warren, Michigan Nomad™ Property 3 2.85% 5.19% — 0.32% 0.31% 8.66%
Typical Warren, Michigan Nomad™ Property 4 2.85% 5.21% — 0.36% 0.31% 8.72%
Typical Warren, Michigan Nomad™ Property 5 2.85% 5.23% — 0.40% 0.31% 8.78%
Typical Warren, Michigan Nomad™ Property 6 2.85% 5.19% — 0.46% 0.31% 8.79%
Typical Warren, Michigan Nomad™ Property 8 2.85% 5.23% — 0.56% 0.31% 8.94%
Typical Warren, Michigan Nomad™ Property 1 2.84% 5.39% — 0.28% 0.31% 8.82%
Typical Warren, Michigan Nomad™ Property 2 2.84% 5.41% — 0.29% 0.31% 8.85%
Typical Warren, Michigan Nomad™ Property 3 2.85% 5.19% — 0.32% 0.31% 8.66%
Typical Warren, Michigan Nomad™ Property 4 2.85% 5.21% — 0.36% 0.31% 8.72%
Typical Warren, Michigan Nomad™ Property 5 2.85% 5.23% — 0.40% 0.31% 8.78%
Typical Warren, Michigan Nomad™ Property 6 2.85% 5.19% — 0.46% 0.31% 8.79%
Typical Warren, Michigan Nomad™ Property 8 2.85% 5.23% — 0.56% 0.31% 8.94%
Totals: 2.85% 5.26% — 0.38% 0.31% 8.80%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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