The Real Estate Financial Planner Blueprint™
01 Nomad™ Earn 10% More Income from Job

Achieved Financial Independence
First achieved in Month 390

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $6,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 390.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Warren, Michigan Nomad™ Property 1 $13,022 $24,101 $0 $0 $1,416 $38,539
Typical Warren, Michigan Nomad™ Property 2 $13,022 $24,101 $0 $0 $1,416 $38,539
Typical Warren, Michigan Nomad™ Property 3 $13,022 $10,493 $12,716 $1,136 $2,472 $39,839
Typical Warren, Michigan Nomad™ Property 4 $13,022 $8,977 $11,173 $1,266 $2,593 $37,032
Typical Warren, Michigan Nomad™ Property 5 $13,022 $7,867 $9,703 $1,425 $2,748 $34,765
Typical Warren, Michigan Nomad™ Property 6 $13,022 $5,873 $8,526 $1,588 $2,899 $31,908
Typical Warren, Michigan Nomad™ Property 7 $13,022 $3,558 $7,693 $1,731 $3,027 $29,031
Typical Warren, Michigan Nomad™ Property 8 $13,022 $2,064 $7,064 $1,860 $3,146 $27,156
Typical Warren, Michigan Nomad™ Property 9 $13,022 $55 $6,355 $2,032 $3,307 $24,771
Typical Warren, Michigan Nomad™ Property 10* $13,022 $0 $5,717 $0 $3,152 $21,890
Totals: $130,216 $87,090 $68,948 $11,040 $26,177 $323,471
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Warren, Michigan Nomad™ Property 1 2.85% 5.27% — — 0.31% 8.42%
Typical Warren, Michigan Nomad™ Property 2 2.85% 5.27% — — 0.31% 8.42%
Typical Warren, Michigan Nomad™ Property 3 2.81% 2.26% 2.74% 0.24% 0.53% 8.59%
Typical Warren, Michigan Nomad™ Property 4 3.11% 2.15% 2.67% 0.30% 0.62% 8.85%
Typical Warren, Michigan Nomad™ Property 5 3.53% 2.13% 2.63% 0.39% 0.74% 9.42%
Typical Warren, Michigan Nomad™ Property 6 4.03% 1.82% 2.64% 0.49% 0.90% 9.87%
Typical Warren, Michigan Nomad™ Property 7 4.55% 1.24% 2.69% 0.60% 1.06% 10.13%
Typical Warren, Michigan Nomad™ Property 8 5.10% 0.81% 2.77% 0.73% 1.23% 10.64%
Typical Warren, Michigan Nomad™ Property 9 6.05% 0.03% 2.95% 0.94% 1.54% 11.50%
Totals: 3.61% 2.68% 1.95% 0.34% 0.71% 9.29%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $6,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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