The Real Estate Financial Planner Blueprint™
33 10 25% Down Rental Properties (no Owner-Occupant)

Achieved Financial Independence
First achieved in Month 135

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 135.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical 25% Down Payment Shreveport, Louisiana Rental Property 1 $4,856 $9,606 $1,730 $790 $1,211 $18,193
Typical 25% Down Payment Shreveport, Louisiana Rental Property 2 $4,856 $9,709 $1,620 $832 $1,247 $18,264
Typical 25% Down Payment Shreveport, Louisiana Rental Property 3 $4,856 $8,949 $1,540 $866 $1,268 $17,479
Typical 25% Down Payment Shreveport, Louisiana Rental Property 4 $4,856 $8,738 $1,479 $894 $1,290 $17,256
Typical 25% Down Payment Shreveport, Louisiana Rental Property 5 $4,856 $8,418 $1,433 $916 $1,306 $16,928
Typical 25% Down Payment Shreveport, Louisiana Rental Property 6 $4,856 $8,723 $1,393 $937 $1,326 $17,234
Typical 25% Down Payment Shreveport, Louisiana Rental Property 7 $4,856 $8,324 $1,358 $955 $1,338 $16,831
Typical 25% Down Payment Shreveport, Louisiana Rental Property 8 $4,856 $7,891 $1,329 $972 $1,348 $16,395
Typical 25% Down Payment Shreveport, Louisiana Rental Property 9 $4,856 $8,086 $1,304 $986 $1,362 $16,594
Typical 25% Down Payment Shreveport, Louisiana Rental Property 10 $4,855 $8,358 $1,180 $999 $1,306 $16,697
Totals: $48,557 $86,802 $14,364 $9,146 $13,001 $171,871

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical 25% Down Payment Shreveport, Louisiana Rental Property 1 5.14% 10.17% 1.83% 0.84% 1.28% 19.25%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 2 5.55% 11.11% 1.85% 0.95% 1.43% 20.89%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 3 5.93% 10.94% 1.88% 1.06% 1.55% 21.36%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 4 6.29% 11.31% 1.91% 1.16% 1.67% 22.34%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 5 6.59% 11.43% 1.95% 1.24% 1.77% 22.99%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 6 6.89% 12.39% 1.98% 1.33% 1.88% 24.47%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 7 7.20% 12.34% 2.01% 1.42% 1.98% 24.95%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 8 7.49% 12.17% 2.05% 1.50% 2.08% 25.29%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 9 7.76% 12.92% 2.08% 1.58% 2.18% 26.51%
Typical 25% Down Payment Shreveport, Louisiana Rental Property 10 8.11% 13.96% 1.97% 1.67% 2.18% 27.88%
Totals: 6.56% 11.73% 1.94% 1.24% 1.76% 23.23%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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