The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 395

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 395.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Topeka, Kansas Nomad™ Property with 5% Discount 1	$11,429	$20,610	$0	$0	$1,518	$33,557
Typical Topeka, Kansas Nomad™ Property with 5% Discount 2	$11,429	$19,915	$0	$0	$1,511	$32,856
Typical Topeka, Kansas Nomad™ Property with 5% Discount 3	$11,429	$9,374	$10,478	$948	$2,409	$34,639
Typical Topeka, Kansas Nomad™ Property with 5% Discount 4	$11,429	$8,489	$9,567	$1,023	$2,479	$32,988
Typical Topeka, Kansas Nomad™ Property with 5% Discount 5	$11,429	$6,680	$8,606	$1,118	$2,563	$30,396
Typical Topeka, Kansas Nomad™ Property with 5% Discount 6	$11,429	$5,319	$7,652	$1,234	$2,671	$28,305
Typical Topeka, Kansas Nomad™ Property with 5% Discount 7	$11,429	$3,973	$6,883	$1,348	$2,779	$26,413
Typical Topeka, Kansas Nomad™ Property with 5% Discount 8	$11,429	$3,460	$6,192	$1,473	$2,905	$25,460
Typical Topeka, Kansas Nomad™ Property with 5% Discount 9	$11,429	$1,812	$5,587	$1,606	$3,029	$23,463
Typical Topeka, Kansas Nomad™ Property with 5% Discount 10^*	$11,429	$0	$5,041	$0	$2,848	$19,318
Totals:	$114,293	$79,633	$60,006	$8,751	$24,713	$287,396
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical Topeka, Kansas Nomad™ Property with 5% Discount 1	2.82%	5.09%	—	—	0.37%	8.28%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 2	2.82%	4.92%	—	—	0.37%	8.11%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 3	2.81%	2.30%	2.58%	0.23%	0.59%	8.51%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 4	3.01%	2.23%	2.52%	0.27%	0.65%	8.68%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 5	3.27%	1.91%	2.47%	0.32%	0.73%	8.71%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 6	3.63%	1.69%	2.43%	0.39%	0.85%	8.99%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 7	4.03%	1.40%	2.43%	0.48%	0.98%	9.32%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 8	4.54%	1.37%	2.46%	0.59%	1.15%	10.11%
Typical Topeka, Kansas Nomad™ Property with 5% Discount 9	5.20%	0.82%	2.54%	0.73%	1.38%	10.67%
Totals:	3.41%	2.64%	1.82%	0.29%	0.72%	8.89%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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