The Real Estate Financial Planner Blueprint™
24 Sell Some Rentals to Pay Off Other Rentals if FI While Nomading™

Achieved Financial Independence
First achieved in Month 107

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $5,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 107.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical South Bend, Indiana Nomad™ Property 1 $5,529 $12,201 $2,485 $924 $1,458 $22,597
Typical South Bend, Indiana Nomad™ Property 2 $5,529 $11,878 $2,399 $952 $1,484 $22,242
Typical South Bend, Indiana Nomad™ Property 3 $5,529 $11,545 $2,316 $981 $1,510 $21,881
Typical South Bend, Indiana Nomad™ Property 4 $5,529 $11,093 $2,236 $1,010 $1,546 $21,414
Typical South Bend, Indiana Nomad™ Property 5 $5,529 $9,491 $2,158 $1,041 $1,675 $19,893
Typical South Bend, Indiana Nomad™ Property 6 $5,529 $9,086 $2,084 $1,072 $1,707 $19,477
Typical South Bend, Indiana Nomad™ Property 7 $5,529 $8,670 $2,011 $1,104 $1,740 $19,054
Typical South Bend, Indiana Nomad™ Property 8* $5,528 $0 $1,784 $0 $1,435 $8,747
Totals: $44,229 $73,964 $17,473 $7,084 $12,555 $155,305
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical South Bend, Indiana Nomad™ Property 1 7.11% 15.69% 3.20% 1.19% 1.87% 29.06%
Typical South Bend, Indiana Nomad™ Property 2 7.70% 16.55% 3.34% 1.33% 2.07% 30.98%
Typical South Bend, Indiana Nomad™ Property 3 8.41% 17.57% 3.52% 1.49% 2.30% 33.29%
Typical South Bend, Indiana Nomad™ Property 4 9.27% 18.59% 3.75% 1.69% 2.59% 35.90%
Typical South Bend, Indiana Nomad™ Property 5 10.12% 17.37% 3.95% 1.90% 3.07% 36.42%
Typical South Bend, Indiana Nomad™ Property 6 11.45% 18.82% 4.32% 2.22% 3.54% 40.34%
Typical South Bend, Indiana Nomad™ Property 7 13.22% 20.73% 4.81% 2.64% 4.16% 45.57%
Totals: 9.22% 17.62% 3.74% 1.69% 2.65% 34.92%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $5,000 and a Ideal Target Monthly Income in Retirement™ of $8,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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