The Real Estate Financial Planner Blueprint™
06 Buy 10 Nomads™ with 10% Discounts

Achieved Financial Independence
First achieved in Month 488

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $12,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 488.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Naperville, Illinois Nomad™ Property with 10% Discount 1 $45,223 $76,449 $0 $0 $4,694 $126,366
Typical Naperville, Illinois Nomad™ Property with 10% Discount 2 $45,223 $75,256 $0 $0 $4,684 $125,163
Typical Naperville, Illinois Nomad™ Property with 10% Discount 3 $45,223 $73,490 $0 $3,381 $4,668 $126,761
Typical Naperville, Illinois Nomad™ Property with 10% Discount 4 $45,223 $29,069 $35,130 $3,862 $8,352 $121,636
Typical Naperville, Illinois Nomad™ Property with 10% Discount 5 $45,223 $21,492 $30,063 $4,400 $8,854 $110,031
Typical Naperville, Illinois Nomad™ Property with 10% Discount 6 $45,223 $15,213 $26,416 $4,904 $9,330 $101,086
Typical Naperville, Illinois Nomad™ Property with 10% Discount 7 $45,223 $9,531 $23,008 $5,506 $9,916 $93,183
Typical Naperville, Illinois Nomad™ Property with 10% Discount 8 $45,223 $3,469 $20,396 $6,091 $10,480 $85,658
Typical Naperville, Illinois Nomad™ Property with 10% Discount 9 $45,223 -$5,311 $18,188 $6,705 $11,050 $75,855
Typical Naperville, Illinois Nomad™ Property with 10% Discount 10* $45,223 $0 $17,200 $0 $10,293 $72,716
Totals: $452,225 $298,659 $170,400 $34,849 $82,322 $1,038,455
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Naperville, Illinois Nomad™ Property with 10% Discount 1 2.85% 4.82% — — 0.30% 7.96%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 2 2.85% 4.74% — — 0.30% 7.89%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 3 2.85% 4.63% — 0.21% 0.29% 7.99%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 4 3.08% 1.98% 2.39% 0.26% 0.57% 8.28%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 5 3.48% 1.65% 2.31% 0.34% 0.68% 8.47%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 6 3.91% 1.32% 2.28% 0.42% 0.81% 8.74%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 7 4.52% 0.95% 2.30% 0.55% 0.99% 9.31%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 8 5.25% 0.40% 2.37% 0.71% 1.22% 9.95%
Typical Naperville, Illinois Nomad™ Property with 10% Discount 9 6.27% -0.74% 2.52% 0.93% 1.53% 10.51%
Totals: 3.61% 2.65% 1.36% 0.31% 0.64% 8.57%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $12,000 and a Ideal Target Monthly Income in Retirement™ of $18,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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