The Real Estate Financial Planner Blueprint™
10 Nomad™ as Agent - 3% Discount

Achieved Financial Independence
First achieved in Month 399

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $8,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 399.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 1 $25,101 $49,584 $0 $0 $2,344 $77,029
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 2 $25,101 $25,164 $23,361 $2,145 $4,360 $80,130
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 3 $25,101 $21,163 $20,769 $2,367 $4,556 $73,956
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 4 $25,101 $17,775 $18,466 $2,612 $4,781 $68,735
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 5 $25,101 $14,879 $16,179 $2,918 $5,074 $64,150
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 6 $25,101 $12,038 $14,384 $3,220 $5,363 $60,106
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 7 $25,101 $8,132 $12,789 $3,553 $5,676 $55,251
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 8 $25,101 $2,883 $11,505 $3,883 $5,972 $49,344
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 9 $25,101 -$193 $10,596 $4,160 $6,234 $45,898
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 10* $25,101 $0 $9,846 $0 $5,859 $40,806
Totals: $251,008 $151,425 $137,895 $24,857 $50,219 $615,405
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 1 2.86% 5.65% 0.27% 8.78%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 2 2.86% 2.87% 2.66% 0.24% 0.50% 9.13%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 3 3.14% 2.65% 2.60% 0.30% 0.57% 9.25%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 4 3.47% 2.46% 2.55% 0.36% 0.66% 9.51%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 5 3.95% 2.34% 2.54% 0.46% 0.80% 10.09%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 6 4.50% 2.16% 2.58% 0.58% 0.96% 10.78%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 7 5.27% 1.71% 2.68% 0.75% 1.19% 11.60%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 8 6.26% 0.72% 2.87% 0.97% 1.49% 12.31%
Typical St Petersburg, Florida Nomad™ Property with 3% Discount 9 7.38% -0.06% 3.11% 1.22% 1.83% 13.49%
Totals: 3.97% 2.66% 2.25% 0.44% 0.78% 10.10%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $8,000 and a Ideal Target Monthly Income in Retirement™ of $12,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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