The Real Estate Financial Planner Blueprint™
08 Buy 10 Nomads™ with 5% Premium

Achieved Financial Independence
First achieved in Month 363

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $6,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 363.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 1 $19,461 $24,030 $19,038 $1,870 $3,610 $68,009
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 2 $19,461 $20,771 $15,867 $2,179 $3,898 $62,176
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 3 $19,461 $16,926 $13,224 $2,538 $4,233 $56,383
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 4 $19,461 $11,470 $11,021 $2,957 $4,615 $49,525
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 5 $19,461 $8,175 $9,684 $3,296 $4,933 $45,549
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 6 $19,461 $2,551 $8,610 $3,637 $5,234 $39,494
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 7 $19,461 -$4,976 $8,000 $3,868 $5,849 $32,203
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 8* $19,457 $0 $6,596 $0 $5,324 $31,376
Totals: $155,685 $78,948 $92,039 $20,347 $37,697 $384,715
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 1 2.93% 3.62% 2.86% 0.28% 0.54% 10.23%
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 2 3.45% 3.68% 2.81% 0.39% 0.69% 11.02%
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 3 4.20% 3.65% 2.85% 0.55% 0.91% 12.16%
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 4 5.41% 3.19% 3.06% 0.82% 1.28% 13.76%
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 5 6.87% 2.89% 3.42% 1.16% 1.74% 16.09%
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 6 9.28% 1.22% 4.11% 1.73% 2.50% 18.84%
Typical Spring Hill, Florida Nomad™ Property with 5% Premium 7 11.66% -2.98% 4.80% 2.32% 3.51% 19.30%
Totals: 5.02% 2.91% 3.15% 0.75% 1.19% 13.03%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $6,000 and a Ideal Target Monthly Income in Retirement™ of $9,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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