The Real Estate Financial Planner Blueprint™
06 Buy 10 Nomads™ with 10% Discounts

Achieved Financial Independence
First achieved in Month 635

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $11,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 635.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Thornton, Colorado Nomad™ Property with 10% Discount 1 $73,039 $99,071 $0 $0 $3,400 $175,511
Typical Thornton, Colorado Nomad™ Property with 10% Discount 2 $73,039 $100,650 $0 $0 $3,414 $177,104
Typical Thornton, Colorado Nomad™ Property with 10% Discount 3 $73,039 $97,512 $0 $0 $3,386 $173,937
Typical Thornton, Colorado Nomad™ Property with 10% Discount 4 $73,039 $81,480 $16,080 $5,501 $4,696 $180,796
Typical Thornton, Colorado Nomad™ Property with 10% Discount 5 $73,039 $20,199 $53,186 $6,585 $9,654 $162,663
Typical Thornton, Colorado Nomad™ Property with 10% Discount 6 $73,039 $6,977 $44,326 $7,671 $10,684 $142,698
Typical Thornton, Colorado Nomad™ Property with 10% Discount 7 $73,039 -$4,212 $38,608 $8,613 $11,579 $127,627
Typical Thornton, Colorado Nomad™ Property with 10% Discount 8 $73,039 -$11,185 $34,732 $9,411 $12,361 $118,358
Typical Thornton, Colorado Nomad™ Property with 10% Discount 9 $73,039 -$30,865 $29,461 $10,803 $13,656 $96,095
Typical Thornton, Colorado Nomad™ Property with 10% Discount 10* $73,039 $0 $27,294 $0 $13,217 $113,550
Typical Thornton, Colorado Nomad™ Property with 10% Discount 1 $73,039 $99,071 $0 $0 $3,400 $175,511
Typical Thornton, Colorado Nomad™ Property with 10% Discount 2 $73,039 $100,650 $0 $0 $3,414 $177,104
Typical Thornton, Colorado Nomad™ Property with 10% Discount 3 $73,039 $97,512 $0 $0 $3,386 $173,937
Typical Thornton, Colorado Nomad™ Property with 10% Discount 4 $73,039 $81,480 $16,080 $5,501 $4,696 $180,796
Typical Thornton, Colorado Nomad™ Property with 10% Discount 5 $73,039 $20,199 $53,186 $6,585 $9,654 $162,663
Typical Thornton, Colorado Nomad™ Property with 10% Discount 6 $73,039 $6,977 $44,326 $7,671 $10,684 $142,698
Typical Thornton, Colorado Nomad™ Property with 10% Discount 7 $73,039 -$4,212 $38,608 $8,613 $11,579 $127,627
Typical Thornton, Colorado Nomad™ Property with 10% Discount 8 $73,039 -$11,185 $34,732 $9,411 $12,361 $118,358
Typical Thornton, Colorado Nomad™ Property with 10% Discount 9 $73,039 -$30,865 $29,461 $10,803 $13,656 $96,095
Typical Thornton, Colorado Nomad™ Property with 10% Discount 10* $73,039 $0 $27,294 $0 $13,217 $113,550
Totals: $1,460,786 $719,257 $487,374 $97,166 $172,094 $2,936,676
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Thornton, Colorado Nomad™ Property with 10% Discount 1 2.91% 3.95% — — 0.14% 6.99%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 2 2.91% 4.01% — — 0.14% 7.05%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 3 2.91% 3.88% — — 0.13% 6.93%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 4 2.89% 3.23% 0.64% 0.22% 0.19% 7.16%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 5 3.31% 0.92% 2.41% 0.30% 0.44% 7.37%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 6 3.88% 0.37% 2.35% 0.41% 0.57% 7.57%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 7 4.47% -0.26% 2.36% 0.53% 0.71% 7.80%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 8 5.08% -0.78% 2.41% 0.65% 0.86% 8.22%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 9 6.53% -2.76% 2.63% 0.97% 1.22% 8.59%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 1 2.91% 3.95% — — 0.14% 6.99%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 2 2.91% 4.01% — — 0.14% 7.05%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 3 2.91% 3.88% — — 0.13% 6.93%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 4 2.89% 3.23% 0.64% 0.22% 0.19% 7.16%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 5 3.31% 0.92% 2.41% 0.30% 0.44% 7.37%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 6 3.88% 0.37% 2.35% 0.41% 0.57% 7.57%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 7 4.47% -0.26% 2.36% 0.53% 0.71% 7.80%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 8 5.08% -0.78% 2.41% 0.65% 0.86% 8.22%
Typical Thornton, Colorado Nomad™ Property with 10% Discount 9 6.53% -2.76% 2.63% 0.97% 1.22% 8.59%
Totals: 3.58% 1.96% 1.18% 0.26% 0.40% 7.39%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $11,000 and a Ideal Target Monthly Income in Retirement™ of $17,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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