The Real Estate Financial Planner Blueprint™
07 Buy 10 Nomads™ with 5% Discounts

Achieved Financial Independence
First achieved in Month 627

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $9,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 627.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Loveland, Colorado Nomad™ Property with 5% Discount 1	$64,875	$93,146	$0	$0	$2,752	$160,773
Typical Loveland, Colorado Nomad™ Property with 5% Discount 2	$64,875	$91,741	$0	$0	$2,740	$159,355
Typical Loveland, Colorado Nomad™ Property with 5% Discount 3	$64,875	$91,462	$0	$5,173	$2,737	$164,247
Typical Loveland, Colorado Nomad™ Property with 5% Discount 4	$64,875	$12,279	$45,523	$6,733	$9,072	$138,483
Typical Loveland, Colorado Nomad™ Property with 5% Discount 5	$64,875	$1,352	$38,164	$7,806	$10,096	$122,292
Typical Loveland, Colorado Nomad™ Property with 5% Discount 6	$64,875	-$16,537	$31,435	$9,184	$11,377	$100,334
Typical Loveland, Colorado Nomad™ Property with 5% Discount 7	$64,875	-$31,902	$26,822	$10,490	$12,606	$82,892
Typical Loveland, Colorado Nomad™ Property with 5% Discount 8^*	$64,875	$0	$22,486	$0	$14,455	$101,816
Totals:	$519,001	$241,540	$164,430	$39,386	$65,835	$1,030,192
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical Loveland, Colorado Nomad™ Property with 5% Discount 1	2.91%	4.18%	—	—	0.12%	7.22%
Typical Loveland, Colorado Nomad™ Property with 5% Discount 2	2.91%	4.12%	—	—	0.12%	7.16%
Typical Loveland, Colorado Nomad™ Property with 5% Discount 3	2.91%	4.11%	—	0.23%	0.12%	7.38%
Typical Loveland, Colorado Nomad™ Property with 5% Discount 4	3.62%	0.69%	2.54%	0.38%	0.51%	7.73%
Typical Loveland, Colorado Nomad™ Property with 5% Discount 5	4.34%	0.09%	2.55%	0.52%	0.67%	8.17%
Typical Loveland, Colorado Nomad™ Property with 5% Discount 6	5.60%	-1.43%	2.71%	0.79%	0.98%	8.66%
Typical Loveland, Colorado Nomad™ Property with 5% Discount 7	7.49%	-3.68%	3.09%	1.21%	1.45%	9.56%
Totals:	3.79%	2.01%	1.18%	0.33%	0.43%	7.74%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $9,000 and a Ideal Target Monthly Income in Retirement™ of $14,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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