The Real Estate Financial Planner Blueprint™
09 Buy 10 Nomads™ with 10% Premium

Achieved Financial Independence
First achieved in Month 1035

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $15,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 1035.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 1 $273,661 $312,768 $0 $0 $11,724 $598,153
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 2 $273,661 $309,724 $0 $0 $11,697 $595,082
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 3 $273,661 $306,703 $0 $18,264 $11,670 $610,298
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 4 $273,661 -$31,873 $256,034 $29,965 $39,205 $566,992
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 5 $273,661 -$160,821 $177,320 $40,769 $49,072 $380,001
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 6* $273,661 $0 $131,008 $0 $56,703 $461,373
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 1 $273,661 $312,768 $0 $0 $11,724 $598,153
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 2 $273,661 $309,724 $0 $0 $11,697 $595,082
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 3 $273,661 $306,703 $0 $18,264 $11,670 $610,298
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 4 $273,661 -$31,873 $256,034 $29,965 $39,205 $566,992
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 5 $273,661 -$160,821 $177,320 $40,769 $49,072 $380,001
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 6* $273,661 $0 $131,008 $0 $56,703 $461,373
Totals: $3,283,933 $1,473,000 $1,128,725 $177,996 $360,144 $6,423,797
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 1 2.91% 3.33% — — 0.12% 6.37%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 2 2.91% 3.30% — — 0.12% 6.34%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 3 2.91% 3.27% — 0.19% 0.12% 6.50%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 4 3.25% -0.38% 3.04% 0.36% 0.47% 6.74%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 5 5.06% -2.97% 3.28% 0.75% 0.91% 7.02%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 1 2.91% 3.33% — — 0.12% 6.37%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 2 2.91% 3.30% — — 0.12% 6.34%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 3 2.91% 3.27% — 0.19% 0.12% 6.50%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 4 3.25% -0.38% 3.04% 0.36% 0.47% 6.74%
Typical Highlands Ranch, Colorado Nomad™ Property with 10% Premium 5 5.06% -2.97% 3.28% 0.75% 0.91% 7.02%
Totals: 3.26% 1.75% 1.03% 0.21% 0.29% 6.55%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $15,000 and a Ideal Target Monthly Income in Retirement™ of $23,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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