The Real Estate Financial Planner Blueprint™
04 1 5% Down Primary Then 9 25% Down Rental Properties

Achieved Financial Independence
First achieved in Month 505

The following Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the Scenario from the Account and the cash flow from Properties.

We typically think of hitting our Target Monthly Income in Retirement of $6,244.41 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 505.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the Properties owned.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	RID+R12™ Total
Typical Stockton, California Nomad™ Property 1^*	$42,751	$0	$0	$0	$1,273	$44,024
Typical 25% Down Payment Stockton, California Rental Property 1	$42,751	$73,848	$0	$0	$2,071	$118,670
Typical 25% Down Payment Stockton, California Rental Property 2	$42,751	$32,667	$28,224	$4,293	$5,307	$113,242
Typical 25% Down Payment Stockton, California Rental Property 3	$42,751	$27,905	$24,041	$4,868	$5,747	$105,310
Typical 25% Down Payment Stockton, California Rental Property 4	$42,751	$21,488	$21,131	$5,385	$6,124	$96,878
Typical 25% Down Payment Stockton, California Rental Property 5	$42,751	$16,614	$18,988	$5,855	$6,475	$90,683
Typical 25% Down Payment Stockton, California Rental Property 6	$42,751	$13,610	$17,332	$6,289	$6,812	$86,793
Typical 25% Down Payment Stockton, California Rental Property 7	$42,751	$10,123	$15,971	$6,705	$7,130	$82,679
Typical 25% Down Payment Stockton, California Rental Property 8	$42,751	$6,051	$14,997	$7,043	$7,378	$78,220
Typical 25% Down Payment Stockton, California Rental Property 9	$42,751	$4,354	$14,171	$7,363	$7,631	$76,270
Totals:	$427,506	$206,661	$154,854	$47,800	$55,949	$892,770
^* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property	Appreciation	Cash Flow	Debt Paydown	Cash Flow from Deprec.™	+12 Mos Reserves @ 8%	ROE+R12™ Total
Typical 25% Down Payment Stockton, California Rental Property 1	2.91%	5.02%	—	—	0.14%	8.07%
Typical 25% Down Payment Stockton, California Rental Property 2	3.21%	2.45%	2.12%	0.32%	0.40%	8.51%
Typical 25% Down Payment Stockton, California Rental Property 3	3.58%	2.34%	2.01%	0.41%	0.48%	8.82%
Typical 25% Down Payment Stockton, California Rental Property 4	3.95%	1.98%	1.95%	0.50%	0.57%	8.95%
Typical 25% Down Payment Stockton, California Rental Property 5	4.32%	1.68%	1.92%	0.59%	0.65%	9.16%
Typical 25% Down Payment Stockton, California Rental Property 6	4.71%	1.50%	1.91%	0.69%	0.75%	9.55%
Typical 25% Down Payment Stockton, California Rental Property 7	5.13%	1.21%	1.91%	0.80%	0.85%	9.91%
Typical 25% Down Payment Stockton, California Rental Property 8	5.51%	0.78%	1.93%	0.91%	0.95%	10.09%
Typical 25% Down Payment Stockton, California Rental Property 9	5.93%	0.60%	1.96%	1.02%	1.06%	10.57%
Totals:	4.13%	2.22%	1.66%	0.51%	0.59%	9.12%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $9,000 and a Ideal Target Monthly Income in Retirement™ of $14,000 at the time of achieving your Goal of financial independence, let's look at the Phases of Financial Independence™.

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Scenario into my Real Estate Financial Planner™ Software Account

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