The Real Estate Financial Planner Blueprint™
26 1 5% Down Primary Then 9 All Cash Rental Properties

Achieved Financial Independence
First achieved in Month 627

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $10,629.06 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 627.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Santa Clarita, California Nomad™ Property 1* $104,519 $0 $0 $0 $3,495 $108,015
Typical All Cash Santa Clarita, California Rental Property 1 $104,519 $152,462 $0 $12,813 $5,239 $275,034
Typical All Cash Santa Clarita, California Rental Property 2 $104,519 $150,539 $0 $16,072 $5,222 $276,352
Typical All Cash Santa Clarita, California Rental Property 3 $104,519 $153,431 $0 $18,910 $5,247 $282,107
Typical All Cash Santa Clarita, California Rental Property 4 $104,498 $149,486 $0 $21,494 $5,221 $280,699
Totals: $522,576 $605,918 $0 $69,289 $24,424 $1,222,207
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical All Cash Santa Clarita, California Rental Property 1 2.91% 4.24% — 0.36% 0.15% 7.65%
Typical All Cash Santa Clarita, California Rental Property 2 2.91% 4.19% — 0.45% 0.15% 7.68%
Typical All Cash Santa Clarita, California Rental Property 3 2.91% 4.27% — 0.53% 0.15% 7.84%
Typical All Cash Santa Clarita, California Rental Property 4 2.91% 4.16% — 0.60% 0.15% 7.80%
Totals: 2.91% 4.21% — 0.48% 0.15% 7.74%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $16,000 and a Ideal Target Monthly Income in Retirement™ of $24,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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