The Real Estate Financial Planner Blueprint™
12 Buy 10 Nomads™ with 10% Lower Rents

Achieved Financial Independence
First achieved in Month 387

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $9,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 387.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 1 $35,624 $40,988 $33,979 $3,171 $4,769 $118,530
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 2 $35,624 $36,472 $29,422 $3,577 $5,150 $110,246
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 3 $35,624 $28,699 $25,476 $4,036 $5,556 $99,392
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 4 $35,624 $22,666 $22,060 $4,554 $6,039 $90,943
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 5 $35,624 $16,007 $19,157 $5,126 $6,572 $82,485
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 6 $35,624 $10,469 $17,234 $5,601 $7,015 $75,943
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 7 $35,624 $4,418 $15,504 $6,120 $7,499 $69,165
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 8 $35,624 $294 $14,448 $6,493 $7,848 $64,707
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 9 $35,624 -$13,528 $13,425 $6,905 $8,954 $51,380
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 10* $35,617 $0 $11,498 $0 $7,972 $55,087
Totals: $356,236 $146,484 $202,203 $45,583 $67,373 $817,878
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 1 2.92% 3.36% 2.78% 0.26% 0.39% 9.71%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 2 3.29% 3.37% 2.72% 0.33% 0.48% 10.19%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 3 3.77% 3.04% 2.70% 0.43% 0.59% 10.53%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 4 4.43% 2.82% 2.74% 0.57% 0.75% 11.31%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 5 5.37% 2.41% 2.89% 0.77% 0.99% 12.43%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 6 6.43% 1.89% 3.11% 1.01% 1.27% 13.71%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 7 8.09% 1% 3.52% 1.39% 1.70% 15.71%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 8 9.86% 0.08% 4% 1.80% 2.17% 17.90%
Typical Sacramento, California Nomad™ Property with 10% Lower Rents 9 12.48% -4.74% 4.70% 2.42% 3.14% 17.99%
Totals: 5.05% 2.30% 3% 0.72% 0.93% 12%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $9,000 and a Ideal Target Monthly Income in Retirement™ of $14,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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