The Real Estate Financial Planner Blueprint™
02 Nomad™ Earn 10% Less Income from Job

Achieved Financial Independence
First achieved in Month 734

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $9,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 734.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Palmdale, California Nomad™ Property 1 $79,753 $137,604 $0 $0 $4,803 $222,161
Typical Palmdale, California Nomad™ Property 2 $79,753 $138,483 $0 $0 $4,811 $223,047
Typical Palmdale, California Nomad™ Property 3 $79,753 $135,427 $0 $6,740 $4,784 $226,705
Typical Palmdale, California Nomad™ Property 4 $79,753 $40,263 $62,291 $8,392 $12,629 $203,330
Typical Palmdale, California Nomad™ Property 5 $79,753 $22,443 $53,150 $9,586 $13,708 $178,640
Typical Palmdale, California Nomad™ Property 6 $79,753 $7,063 $45,753 $10,870 $14,900 $158,338
Typical Palmdale, California Nomad™ Property 7 $79,753 -$10,156 $38,469 $12,570 $16,508 $137,144
Typical Palmdale, California Nomad™ Property 8 $79,753 -$28,709 $34,002 $13,940 $17,762 $116,748
Typical Palmdale, California Nomad™ Property 9 $79,753 -$66,597 $30,054 $15,459 $20,793 $79,463
Typical Palmdale, California Nomad™ Property 10* $79,737 $0 $25,742 $0 $18,805 $124,285
Totals: $797,518 $375,820 $289,462 $77,557 $129,502 $1,669,860
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Palmdale, California Nomad™ Property 1 2.90% 4.99% — — 0.17% 8.06%
Typical Palmdale, California Nomad™ Property 2 2.89% 5.03% — — 0.17% 8.10%
Typical Palmdale, California Nomad™ Property 3 2.90% 4.92% — 0.24% 0.17% 8.23%
Typical Palmdale, California Nomad™ Property 4 3.45% 1.74% 2.69% 0.36% 0.55% 8.79%
Typical Palmdale, California Nomad™ Property 5 4.05% 1.14% 2.70% 0.49% 0.70% 9.07%
Typical Palmdale, California Nomad™ Property 6 4.86% 0.43% 2.79% 0.66% 0.91% 9.65%
Typical Palmdale, California Nomad™ Property 7 6.42% -0.82% 3.09% 1.01% 1.33% 11.03%
Typical Palmdale, California Nomad™ Property 8 8.45% -3.04% 3.60% 1.48% 1.88% 12.37%
Typical Palmdale, California Nomad™ Property 9 12.30% -10.27% 4.63% 2.38% 3.21% 12.25%
Totals: 4.22% 2.21% 1.55% 0.46% 0.65% 9.08%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $9,000 and a Ideal Target Monthly Income in Retirement™ of $14,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

Copy Scenario into my Real Estate Financial Planner™ Software Account

Blueprint™ Menu of Sections

Reports