The Real Estate Financial Planner Blueprint™
Modesto, California Nomad™

Achieved Financial Independence
First achieved in Month 450

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $8,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 450.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Modesto, California Nomad™ Property 1 $36,449 $69,149 $0 $0 $1,631 $107,229
Typical Modesto, California Nomad™ Property 2 $36,449 $70,551 $0 $3,088 $1,643 $111,731
Typical Modesto, California Nomad™ Property 3 $36,449 $26,843 $29,232 $3,751 $5,140 $101,415
Typical Modesto, California Nomad™ Property 4 $36,449 $17,887 $24,506 $4,349 $5,679 $88,870
Typical Modesto, California Nomad™ Property 5 $36,449 $11,443 $21,157 $4,919 $6,212 $80,180
Typical Modesto, California Nomad™ Property 6 $36,449 $4,288 $18,320 $5,550 $6,802 $71,409
Typical Modesto, California Nomad™ Property 7 $36,449 -$4,007 $15,863 $6,262 $7,466 $62,033
Typical Modesto, California Nomad™ Property 8 $36,449 -$9,042 $14,782 $6,643 $7,816 $56,649
Typical Modesto, California Nomad™ Property 9 $36,449 -$24,214 $13,416 $7,206 $9,100 $41,957
Typical Modesto, California Nomad™ Property 10* $36,442 $0 $11,765 $0 $8,043 $56,249
Totals: $364,482 $162,898 $149,040 $41,768 $59,533 $777,721
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Modesto, California Nomad™ Property 1 2.91% 5.52% — — 0.13% 8.56%
Typical Modesto, California Nomad™ Property 2 2.91% 5.63% — 0.25% 0.13% 8.92%
Typical Modesto, California Nomad™ Property 3 3.39% 2.50% 2.72% 0.35% 0.48% 9.43%
Typical Modesto, California Nomad™ Property 4 4.04% 1.98% 2.72% 0.48% 0.63% 9.85%
Typical Modesto, California Nomad™ Property 5 4.83% 1.52% 2.80% 0.65% 0.82% 10.62%
Typical Modesto, California Nomad™ Property 6 6.02% 0.71% 3.03% 0.92% 1.12% 11.80%
Typical Modesto, California Nomad™ Property 7 8.14% -0.89% 3.54% 1.40% 1.67% 13.85%
Typical Modesto, California Nomad™ Property 8 9.93% -2.46% 4.03% 1.81% 2.13% 15.43%
Typical Modesto, California Nomad™ Property 9 13.95% -9.27% 5.14% 2.76% 3.48% 16.06%
Totals: 4.74% 2.35% 1.98% 0.60% 0.74% 10.43%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $8,000 and a Ideal Target Monthly Income in Retirement™ of $12,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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