The Real Estate Financial Planner Blueprint™
09 Buy 10 Nomads™ with 10% Premium

Achieved Financial Independence
First achieved in Month 678

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $7,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 678.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Fresno, California Nomad™ Property with 10% Premium 1 $53,680 $73,781 $0 $0 $2,345 $129,806
Typical Fresno, California Nomad™ Property with 10% Premium 2 $53,680 $73,781 $0 $4,331 $2,345 $134,137
Typical Fresno, California Nomad™ Property with 10% Premium 3 $53,680 $493 $47,356 $6,175 $7,988 $115,691
Typical Fresno, California Nomad™ Property with 10% Premium 4 $53,680 -$29,903 $30,925 $8,825 $10,419 $73,946
Typical Fresno, California Nomad™ Property with 10% Premium 5* $53,680 $0 $24,160 $0 $12,594 $90,434
Typical Fresno, California Nomad™ Property with 10% Premium 1 $53,680 $73,781 $0 $0 $2,345 $129,806
Typical Fresno, California Nomad™ Property with 10% Premium 2 $53,680 $73,781 $0 $4,331 $2,345 $134,137
Typical Fresno, California Nomad™ Property with 10% Premium 3 $53,680 $493 $47,356 $6,175 $7,988 $115,691
Typical Fresno, California Nomad™ Property with 10% Premium 4 $53,680 -$29,903 $30,925 $8,825 $10,419 $73,946
Typical Fresno, California Nomad™ Property with 10% Premium 5* $53,680 $0 $24,160 $0 $12,594 $90,434
Totals: $536,801 $236,302 $204,881 $38,661 $71,382 $1,088,027
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Fresno, California Nomad™ Property with 10% Premium 1 2.91% 4% — — 0.13% 7.04%
Typical Fresno, California Nomad™ Property with 10% Premium 2 2.91% 4% — 0.23% 0.13% 7.28%
Typical Fresno, California Nomad™ Property with 10% Premium 3 3.45% 0.03% 3.04% 0.40% 0.51% 7.43%
Typical Fresno, California Nomad™ Property with 10% Premium 4 6.20% -3.46% 3.57% 1.02% 1.20% 8.54%
Typical Fresno, California Nomad™ Property with 10% Premium 1 2.91% 4% — — 0.13% 7.04%
Typical Fresno, California Nomad™ Property with 10% Premium 2 2.91% 4% — 0.23% 0.13% 7.28%
Typical Fresno, California Nomad™ Property with 10% Premium 3 3.45% 0.03% 3.04% 0.40% 0.51% 7.43%
Typical Fresno, California Nomad™ Property with 10% Premium 4 6.20% -3.46% 3.57% 1.02% 1.20% 8.54%
Totals: 3.52% 1.93% 1.28% 0.32% 0.38% 7.43%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $7,000 and a Ideal Target Monthly Income in Retirement™ of $11,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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