The Real Estate Financial Planner Blueprint™
27 Buy 10 All Cash Rental Properties as a Renter

Achieved Financial Independence
First achieved in Month 759

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $14,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 759.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical All Cash Concord, California Rental Property 1 $134,941 $180,903 $0 $0 $5,430 $321,274
Typical All Cash Concord, California Rental Property 2 $134,941 $181,455 $0 $14,270 $5,435 $336,101
Typical All Cash Concord, California Rental Property 3 $134,941 $180,903 $0 $18,032 $5,430 $339,306
Typical All Cash Concord, California Rental Property 4 $134,941 $179,802 $0 $21,426 $5,421 $341,589
Typical All Cash Concord, California Rental Property 5 $134,941 $178,162 $0 $24,655 $5,406 $343,164
Typical All Cash Concord, California Rental Property 6 $134,941 $177,618 $0 $27,681 $5,401 $345,641
Typical All Cash Concord, California Rental Property 1 $134,941 $180,903 $0 $0 $5,430 $321,274
Typical All Cash Concord, California Rental Property 2 $134,941 $181,455 $0 $14,270 $5,435 $336,101
Typical All Cash Concord, California Rental Property 3 $134,941 $180,903 $0 $18,032 $5,430 $339,306
Typical All Cash Concord, California Rental Property 4 $134,941 $179,802 $0 $21,426 $5,421 $341,589
Typical All Cash Concord, California Rental Property 5 $134,941 $178,162 $0 $24,655 $5,406 $343,164
Typical All Cash Concord, California Rental Property 6 $134,941 $177,618 $0 $27,681 $5,401 $345,641
Totals: $1,619,290 $2,157,685 $0 $212,128 $65,049 $4,054,152

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical All Cash Concord, California Rental Property 1 2.92% 3.91% 0.12% 6.94%
Typical All Cash Concord, California Rental Property 2 2.92% 3.92% 0.31% 0.12% 7.26%
Typical All Cash Concord, California Rental Property 3 2.92% 3.91% 0.39% 0.12% 7.33%
Typical All Cash Concord, California Rental Property 4 2.92% 3.89% 0.46% 0.12% 7.38%
Typical All Cash Concord, California Rental Property 5 2.92% 3.85% 0.53% 0.12% 7.42%
Typical All Cash Concord, California Rental Property 6 2.92% 3.84% 0.60% 0.12% 7.47%
Typical All Cash Concord, California Rental Property 1 2.92% 3.91% 0.12% 6.94%
Typical All Cash Concord, California Rental Property 2 2.92% 3.92% 0.31% 0.12% 7.26%
Typical All Cash Concord, California Rental Property 3 2.92% 3.91% 0.39% 0.12% 7.33%
Typical All Cash Concord, California Rental Property 4 2.92% 3.89% 0.46% 0.12% 7.38%
Typical All Cash Concord, California Rental Property 5 2.92% 3.85% 0.53% 0.12% 7.42%
Typical All Cash Concord, California Rental Property 6 2.92% 3.84% 0.60% 0.12% 7.47%
Totals: 2.92% 3.89% 0.38% 0.12% 7.30%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $14,000 and a Ideal Target Monthly Income in Retirement™ of $21,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

Copy Scenario into my Real Estate Financial Planner™ Software Account

Blueprint™ Menu of Sections

Reports