The Real Estate Financial Planner Blueprint™
SS 017 Investing $100,000 in 20% DP Rentals and Stocks at 8.97%/yr
Purchased 4/2 SFH - 20% DP 1 Property
Bought in Month 1
We have a Rule that has you buying the 4/2 SFH - 20% DP 1 Property when your Account balance in the $100,000 Invested in VTSMX at 8.97%/year Account reaches $10,000. The following is a chart showing the balance of $100,000 Invested in VTSMX at 8.97%/year Account from the start of the Scenario to Month 1 after we've adjusted for all the income and expenses for the entire month.
To purchase the 4/2 SFH - 20% DP 1 Property, we're assuming you're getting a 20% down payment loan. With a $300,000 purchase price that means you need to have $60,000 for down payment.
The total cost to close must also include the rent ready costs ($0) and closing costs ($3,000) minus any seller concessions ($0).
Description | Amount |
---|---|
Down Payment | $60,000 |
Rent Ready Costs | $0 |
Closing Costs | $3,000 |
Seller Concessions | $0 |
Total Cost To Close: | $63,000 |
The monthly rent on this Property is $1,857.05 per month.
Return in Dollars + Reserves
Property | Appreciation | Cash Flow | Debt Paydown | Cash Flow from Deprec.™ | +12 Mos Reserves @ 8% | RID+R12™ Total |
---|---|---|---|---|---|---|
$9,020 | $1,192 | $3,784 | $1,391 | $1,681 | $17,069 | |
Totals: | $9,020 | $1,192 | $3,784 | $1,391 | $1,681 | $17,069 |
Asset Allocation
How are assets allocated? Let's first look at this month.
Copy Scenario into my Real Estate Financial Planner™ Software AccountBlueprint™ Menu of Sections
- Introduction
- Accounts
- Properties
- Rules
- Significant Events
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Paid Off Mortgage
- Bought New Dynamic Property Based On Rule Buy Property When Account Has Down Payment
- Achieved Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Achieved Ideal Financial Independence Goal
- Paid Off Mortgage
- Paid Off Mortgage
- Paid Off Mortgage
- Final Month Summary
Reports