The Real Estate Financial Planner Blueprint™
24 Sell Some Rentals to Pay Off Other Rentals if FI While Nomading™

Achieved Financial Independence
First achieved in Month 973

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $13,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 973.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Austin, Texas Nomad™ Property 1 $166,544 $164,971 $0 $0 $17,693 $349,208
Typical Austin, Texas Nomad™ Property 2 $166,544 $168,412 $0 $0 $17,724 $352,679
Typical Austin, Texas Nomad™ Property 3 $166,544 $170,145 $0 $0 $17,739 $354,428
Typical Austin, Texas Nomad™ Property 4 $166,544 $169,278 $0 $0 $17,731 $353,553
Typical Austin, Texas Nomad™ Property 5 $166,544 $162,412 $0 $14,285 $17,670 $360,911
Typical Austin, Texas Nomad™ Property 6 $166,544 $166,687 $0 $17,226 $17,708 $368,165
Typical Austin, Texas Nomad™ Property 7 $166,544 $163,263 $0 $20,217 $17,678 $367,701
Typical Austin, Texas Nomad™ Property 8 $166,544 $164,116 $0 $23,207 $17,686 $371,552
Typical Austin, Texas Nomad™ Property 9 $166,544 $160,717 $0 $26,184 $17,655 $371,100
Typical Austin, Texas Nomad™ Property 10* $166,544 $0 $70,796 $0 $41,804 $279,143
Totals: $1,665,436 $1,490,001 $70,796 $101,118 $201,089 $3,528,441
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Austin, Texas Nomad™ Property 1 2.85% 2.82% — — 0.30% 5.97%
Typical Austin, Texas Nomad™ Property 2 2.85% 2.88% — — 0.30% 6.03%
Typical Austin, Texas Nomad™ Property 3 2.85% 2.91% — — 0.30% 6.06%
Typical Austin, Texas Nomad™ Property 4 2.85% 2.89% — — 0.30% 6.04%
Typical Austin, Texas Nomad™ Property 5 2.85% 2.78% — 0.24% 0.30% 6.17%
Typical Austin, Texas Nomad™ Property 6 2.85% 2.85% — 0.29% 0.30% 6.29%
Typical Austin, Texas Nomad™ Property 7 2.85% 2.79% — 0.35% 0.30% 6.29%
Typical Austin, Texas Nomad™ Property 8 2.85% 2.81% — 0.40% 0.30% 6.35%
Typical Austin, Texas Nomad™ Property 9 2.85% 2.75% — 0.45% 0.30% 6.35%
Totals: 2.85% 2.83% — 0.19% 0.30% 6.17%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $13,000 and a Ideal Target Monthly Income in Retirement™ of $20,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

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