The Real Estate Financial Planner Blueprint™
Santa Barbara, California Nomad™

Achieved Financial Independence
First achieved in Month 1113

The following  Goal chart shows our progress toward achieving this goal of financial independence.

Financial independence is typically a combination of the Safe Withdrawl Rate for the  Scenario from the  Account and the cash flow from  Properties.

We typically think of hitting our Target Monthly Income in Retirement of $34,000 in today's inflation-adjusted dollars, let's look at the Total True Cash Flow and Account Balances in inflation-adjusted values.

The following chart shows the total of all Account Balances for the  Scenario.

The following charts show Total True Cash Flow™ all rental properties. Let's start with the sum.

Next, let's look at the Total True Cash Flow™ for each rental properties (graphically summed/stacked).

And, here's the Total True Cash Flow™ for each rental properties individually just for the month when we first achieve financial independence, Month 1113.

Return in Dollars + Reserves

Here's the return in dollars + reserves for the  Properties owned.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% RID+R12™ Total
Typical Santa Barbara, California Nomad™ Property 1 $791,932 $929,694 $0 $0 $26,637 $1,748,263
Typical Santa Barbara, California Nomad™ Property 2 $791,932 $915,784 $0 $0 $26,514 $1,734,230
Typical Santa Barbara, California Nomad™ Property 3 $791,932 $899,316 $0 $0 $26,367 $1,717,616
Typical Santa Barbara, California Nomad™ Property 4 $791,932 $929,694 $0 $61,250 $26,637 $1,809,513
Typical Santa Barbara, California Nomad™ Property 5 $791,932 -$69,604 $607,727 $84,575 $105,345 $1,519,975
Typical Santa Barbara, California Nomad™ Property 6 $791,932 -$232,508 $499,109 $99,751 $119,614 $1,277,898
Typical Santa Barbara, California Nomad™ Property 7 $791,932 -$547,759 $384,241 $124,202 $142,133 $894,749
Typical Santa Barbara, California Nomad™ Property 8* $791,932 $0 $310,051 $0 $170,637 $1,272,620
Totals: $6,335,457 $2,824,617 $1,801,128 $369,778 $643,884 $11,974,864
* Denotes a property that had no rent for at least part of the period covered.

Return on Equity + Reserves

Here's the return on equity + reserves for the  Properties owned that have rent. We are specifically excluding owner-occupied property here.

Property Appreciation Cash Flow Debt Paydown Cash Flow from Deprec.™ +12 Mos Reserves @ 8% ROE+R12™ Total
Typical Santa Barbara, California Nomad™ Property 1 2.92% 3.43% — — 0.10% 6.45%
Typical Santa Barbara, California Nomad™ Property 2 2.92% 3.38% — — 0.10% 6.40%
Typical Santa Barbara, California Nomad™ Property 3 2.92% 3.32% — — 0.10% 6.34%
Typical Santa Barbara, California Nomad™ Property 4 2.92% 3.43% — 0.23% 0.10% 6.68%
Typical Santa Barbara, California Nomad™ Property 5 3.55% -0.31% 2.72% 0.38% 0.47% 6.81%
Typical Santa Barbara, California Nomad™ Property 6 4.38% -1.28% 2.76% 0.55% 0.66% 7.06%
Typical Santa Barbara, California Nomad™ Property 7 6.48% -4.48% 3.15% 1.02% 1.16% 7.32%
Totals: 3.44% 1.75% 0.93% 0.23% 0.29% 6.65%

Asset Allocation

How are assets allocated? Let's first look at this month.

And how have they looked over time up to this month?

Phases of Financial Independence™

With a Minimum Target Monthly Income in Retirement™ of $34,000 and a Ideal Target Monthly Income in Retirement™ of $51,000 at the time of achieving your  Goal of financial independence, let's look at the Phases of Financial Independence™.

Copy Scenario into my Real Estate Financial Planner™ Software Account

Blueprint™ Menu of Sections

Reports