Sample Scenario 008 – Investing $100,000 in Stocks at Fixed 8.97% per Year while Earning and Spending $5K per Month and Buy 10 Nomads™, Start Earning $2K/mo From Social Security in May, 2040

This is similar to Scenario 006 except in this Scenario we are adding in that you start collecting $2,000 per month (in today’s dollars) in May, 2040. We buy a home to live in with 5% down payment and lender-paid private mortgage insurance (PMI) instead and then a year later we buy a second home to live in, again with 5% down payment and lender-paid PMI. We convert the first one to a rental property. We repeat this process waiting at least a year between each purchase to comply with the owner-occupant lender requirement to live in the property for … Read more

Sample Scenario 007 – Investing $100,000 in Stocks at 8.97%/yr and Earning and Spending $5,000/mo and Buy a Home To Live In with 5% Down Payment and 1 BRRR With Nothing Down

This is similar to Scenario 005 except in this Scenario we are buying 1 home to live in and 1 using the BRRR strategy. We buy a home to live in with 5% down payment and lender-paid private mortgage insurance (PMI). At the same time, we find a property that we can buy at a very large discount and purchase it with hard money. After a year of seasoning, we refinance the property with a rate and term refinance at a slightly higher rate than the 5% down owner occupant loan we got for our other purchase and leave no … Read more

Sample Scenario 006 – Investing $100,000 in Stocks at Fixed 8.97% per Year while Earning and Spending $5K per Month and Buy 10 Nomads™

This is similar to Scenario 005 except in this Scenario we are Nomading™ ten times. We buy a home to live in with 5% down payment and lender-paid private mortgage insurance (PMI) instead and then a year later we buy a second home to live in, again with 5% down payment and lender-paid PMI. We convert the first one to a rental property. We repeat this process waiting at least a year between each purchase to comply with the owner-occupant lender requirement to live in the property for at least a year. If we have less than $10,000 in reserves … Read more

Sample Scenario 005 – Investing $100,000 in Stocks at Fixed 8.97% per Year while Earning and Spending $5K per Month and Buy 2 Nomads™

This is similar to Scenario 004 except in this Scenario we are Nomading™ twice. We buy a home to live in with 5% down payment and lender-paid private mortgage insurance (PMI) instead and then a year later we buy a second home to live in, again with 5% down payment and lender-paid PMI. We convert the first one to a rental property. I will be adding to this page in a future revision, but wanted to get it posted for you now as I prepare additional Scenarios for upcoming classes I am teaching. Scenarios with Fixed Rate of Return on … Read more

Sample Scenario 004 – Investing $100,000 in Stocks at Fixed 8.97% per Year while Earning and Spending $5K per Month and Buy a Home To Live In with 5% Down Payment

This is similar to Scenario 002 except in this Scenario we are buying a home to live in with 5% down payment and lender-paid private mortgage insurance (PMI) instead of renting. I will be adding to this page in a future revision, but wanted to get it posted for you now as I prepare additional Scenarios for upcoming classes I am teaching. Scenarios with Fixed Rate of Return on Stocks Scenarios Starting With $100K Scenarios With Income and Expenses Scenarios With Lender-Paid Private Mortgage Insurance Scenarios With Stocks and Real Estate