These are the pages related to the 
Scenario 
Charts which we sometimes write by combining the icons and text as Scenario Charts.
You can learn more about what each measures, how it is calculated, what it is used for, what reports it shows up in, how we use them with different 
Characters and see examples of the Chart by clicking through the various posts below.
The Total “Sell With Agent” Equity Scenario Chart shows the amount of equity you could access if you were to sell a Property with a real estate agent. This amount will be negative until you have built up 7% in equity. Additional Information About Scenario Charts If you’re interested in learning more about the Scenario Charts in the Real Estate Financial Planner™ check out these resources below.
The Total “Cash Out Refi” Equity Scenario Chart shows the amount of equity you could access if you were to do a cash out refinance. This amount is based on 75% loan to value and will be negative until you have at least 25% equity in the Properties. Additional Information About Scenario Charts If you’re interested in learning more about the Scenario Charts in the Real Estate Financial Planner™ check out these resources below.
The Target Monthly Income in Retirement Scenario Chart is a graphical representation of the income you’re aiming to achieve in retirement. You set this number when you first create the Scenario. By default the Target Monthly Income in Retirement is in today’s dollars. Additional Information About Scenario Charts If you’re interested in learning more about the Scenario Charts in the Real Estate Financial Planner™ check out these resources below.
On the Return in Dollars Scenario Chart you can track the appreciation, depreciation, debt pay down and the cash flow for all the rental Properties in a Scenario all on the same Chart. Use this Chart to get a feel for how much each of the 4 areas of return from rental properties are contributing to the Scenario for each month. Here is an example showing the 4 areas of return in dollars with stacking turned off. Or, have the returns stack on top of each other to get a feel for the overall return and how much each of … Read more
The Scenario Chart for Personal Expenses Including Real Estate captures your monthly personal expenses including the mortgage payments that you have for any unrented Properties. When calculating your monthly personal expenses you should include any rent, car payments, cell phone, utilities, and other costs of living. You set this monthly total under Rules. In the above example Chart the expenses increase each time a new Property is purchased. This is a reflection of inflation. However, if you adjust for inflation you can see a subtle decrease in expenses over time which becomes more pronounced as we get further into the … Read more
The Scenario Chart for Personal Expenses Excluding Real Estate displays the monthly personal expenses not including mortgage payments that you have in a Scenario. When calculating your monthly personal expenses excluding real estate you should include any rent, car payments, cell phone, utilities, and other costs of living. You set this monthly total under Rules. For this Chart the personal expenses remain the same throughout the Scenario if you adjust for inflation. Additional Information About Scenario Charts If you’re interested in learning more about the Scenario Charts in the Real Estate Financial Planner™ check out these resources below.
The Scenario Chart for Paychecks After Tax displays the sum of all paychecks after taxes and inflation. This Chart shows us the net monthly income throughout each month of the Scenario. If you adjust for inflation the Chart will display the net income after taxes. In many Scenarios this line will be flat. Additional Information About Scenario Charts If you’re interested in learning more about the Scenario Charts in the Real Estate Financial Planner™ check out these resources below.
The Scenario Chart for Number of Properties Owned is helpful because it not only shows us the total number of Properties acquired in a Scenario but also the month in which each one was purchased. Additional Information About Scenario Charts If you’re interested in learning more about the Scenario Charts in the Real Estate Financial Planner™ check out these resources below.
The Scenario Chart for Net Worth shows us the total equity and total of all account balances for any given month within the Scenario. This is an example of the Chart of Net Worth for 2 Monte Carlo Scenarios with a EV comparison line included showing how much better (or worse) one Scenario is over an another (based on EV). The following is an example of 3 Scenarios each with Monte Carlo. Additional Information About Scenario Charts If you’re interested in learning more about the Scenario Charts in the Real Estate Financial Planner™ check out these resources below.
The Scenario Chart for Mortgage Interest Rate shows you what the interest rate on the mortgage is in a Scenario. Here is an example of buying rental properties, but where the mortgage interest rate has been changing over time so each one has a different mortgage interest rate. This is really a Chart of Mortgage Interest Rate for Properties and not for the whole Scenario. What Should I Use For Mortgage Interest Rates When Modeling The Future? It is impossible to predict exactly what mortgage interest rates will do in the future, but it might help to look at what … Read more
