Asset Allocation Secrets of Real Estate Investors

Rules of thumb exist for folks investing in stocks and bonds (X% in stocks, Y% in bonds based on your age). However, until this class, no great rules existed for those investing in rental properties and other real estate. In this class you’ll learn: What should your asset allocation vary with? Everything has risk. How do you evaluate risk versus reward? Some historically common asset allocation models Traditional asset allocation rules of thumb (for stocks and bonds) Rebalancing your asset allocation and a discussion on frequency of rebalancing A discussion on retirement date risk, sequence of returns risk, portfolio size … Read more

Unleashing the Secret Power of Debt-To-Income for Real Estate Investors

In this special financing class for real estate investors, James reveals the following: What’s a front-end debt-to-income (DTI) ratio and what’s a back-end ratio and how they play out when buying properties as a real estate investor. The formula and how to calculate your own debt-to-income ratio and how to easily find software that will do it for you. What gets included in your debt-to-income ratio and what is excluded. What DTI is and what it is not impacted by and how to optimize it when buying properties as investment. How to deal with weekly, bi-weekly, bi-monthly and annual income … Read more

Real Estate Investor Loan Comparison Deep Dive

Loan Comparison Table Do you really want to dive deep and truly understand the differences between the loan options available for real estate investors to purchase properties? In this class we will show you how which loan you choose can impact how your investment performs with a thorough comparison of loan options. In this class you’ll learn: This class is intended to supplement the other financing classes we’ve taught (and we’ll try to limit how much we repeat here from there) The amazing loan comparison table with par rates from when we taught the class Comparing owner-occupant loans for Nomads™ … Read more

An Alternative to Cash Flow – Saving Money With Rental Properties

Return on Investment from Debt Paydown – Full Term of Loan Most real estate investors focus on cash flow from rental properties (and for some very good reasons), but in some markets and some situations it is important to understand how rental properties can be considered a vehicle for savings even if they are not producing immediate cash flow. In this class you’ll learn: What are your options if you find yourself in a market where it is difficult (or impossible) to find positive cash flow properties? Should you even still buy properties if they don’t cash flow with a … Read more

How to Improve Cash Flow Workshop

How to Improve Cash Flow Checklist Cash flow really is a combination of minimizing your expenses on your income properties and maximizing income. You, I think, need both. James takes you through a worksheet you can use with each of your rental properties to both minimize expenses and maximize income to dramatically improve and optimize cash flow in this class. In this class you’ll learn: A history of this class including James’ Lowest Monthly Payment Guarantee™ and Maximum Cash Flow Guarantee™ Download the How to Improve Cash Flow worksheet to follow along and improve cash flow on your rental properties … Read more