Asset Allocation Secrets of Real Estate Investors

Rules of thumb exist for folks investing in stocks and bonds (X% in stocks, Y% in bonds based on your age). However, until this class, no great rules existed for those investing in rental properties and other real estate. In this class you’ll learn: What should your asset allocation vary with? Everything has risk. How do you evaluate risk versus reward? Some historically common asset allocation models Traditional asset allocation rules of thumb (for stocks and bonds) Rebalancing your asset allocation and a discussion on frequency of rebalancing A discussion on retirement date risk, sequence of returns risk, portfolio size … Read more

Unleashing the Secret Power of Debt-To-Income for Real Estate Investors

In this special financing class for real estate investors, James reveals the following: What’s a front-end debt-to-income (DTI) ratio and what’s a back-end ratio and how they play out when buying properties as a real estate investor. The formula and how to calculate your own debt-to-income ratio and how to easily find software that will do it for you. What gets included in your debt-to-income ratio and what is excluded. What DTI is and what it is not impacted by and how to optimize it when buying properties as investment. How to deal with weekly, bi-weekly, bi-monthly and annual income … Read more

Real Estate Investor Loan Comparison Deep Dive

Loan Comparison Table Do you really want to dive deep and truly understand the differences between the loan options available for real estate investors to purchase properties? In this class we will show you how which loan you choose can impact how your investment performs with a thorough comparison of loan options. In this class you’ll learn: This class is intended to supplement the other financing classes we’ve taught (and we’ll try to limit how much we repeat here from there) The amazing loan comparison table with par rates from when we taught the class Comparing owner-occupant loans for Nomads™ … Read more

10 Tips to Get Offers Accepted in Hot Markets

Real estate markets can cycle between hot and cold. In hot real estate markets it is often harder to acquire properties and get your offer accepted. Should you find yourself in a hot market cycle, here are tips for getting your offer accepted. In this class you’ll learn: Tips regarding price to improve the odds of getting your offer accepted How to use appraisal gaps and appraisal waivers and the dangers of doing so Using escalation clauses correctly and safely and how to avoid over-paying The importance of calling the Seller’s Broker and what to say and what NOT to … Read more

An Alternative to Cash Flow – Saving Money With Rental Properties

Return on Investment from Debt Paydown – Full Term of Loan Most real estate investors focus on cash flow from rental properties (and for some very good reasons), but in some markets and some situations it is important to understand how rental properties can be considered a vehicle for savings even if they are not producing immediate cash flow. In this class you’ll learn: What are your options if you find yourself in a market where it is difficult (or impossible) to find positive cash flow properties? Should you even still buy properties if they don’t cash flow with a … Read more

Wait! Before You Make That Offer…

Inspection Flowchart You’ve found the perfect property and you got to have it… WAIT! before you make that offer… here’s the two hour conversation I wish I could have before you make an offer on any property with the things you NEED to know. In this class you’ll learn: Have you read the contract? Did you do these critically important things with the contract yet? Do you FULLY understand Earnest Money, how it really works in this specific case and much more Do you have your down payment and understand when and how down payments work? Do you know all … Read more

8 Money Saving, Risk Reducing Real Estate Investor Insurance Tips

Real estate investing—like anything in life—is not without risk. However, we can mitigate or eliminate many of the risks with the proper use of insurance. In this class you’ll learn: Why it is critically important to develop a strong your insurance agent and truly understand your coverage Understanding what risks are insured and to what extent and what risks you are self-insuring and at what the likely extent of your exposure is Why it is critically important to limit making insurance claims close to your deductible amount and how that impacts selecting your deductibles to begin with Why maximizing your … Read more

10 Things I Wish I Knew Before Starting to Invest in Real Estate

In this highly personal class James shares how he had to build a multi-million dollar portfolio TWICE and the lessons he learned along the way. In this class you’ll learn: Why real estate investing is NOT a get rich quick scheme “A great business at a fair price is superior to a fair business at a great price.” — Charlie Munger The importance of reserves and James’ recommendations for reserves in your real estate investing The Return Quadrants™ The value and benefits of the Nomad™ strategy Why focus means both improved speed and improved safety That the grass isn’t always … Read more