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Previously, in our series of Real Estate Investor Stories, we met Peter from Denver, Colorado. Previously, we has focused on buying ten 20% down payment rentals to achieve financial independence. Today, Peter is going to go consider saving up 25% instead of 20%. Why? Because the interest rate for 20% down payment loans is about 3.625% right (as I write this) and 25% down payments are 3.25%. Peter is wondering: Will waiting a little longer to save up for my down payment but getting a lower interest rate and borrowing less improve my cash flow and allow me to achieve … Read more
Over the last several weeks, I’ve been telling a series of unrelated Real Estate Investor Stories. Each story featured a different investor, their situation, their fears, their strengths, their resources and ultimately how their plan could have worked out based on output from the Real Estate Financial Planner™ software. Today, I am trying something different. One character, Peter, from Denver… considers a variety of different real estate investing strategies. In this first story, we meet Peter, a young professional in Denver seeking financial independence. About this first episode with Peter: Peter is starting with $25,000 in savings He has a … Read more