Class Group: Miscellaneous

Having Confidence with Modeling Retirement with Real Estate Investments

Mortgage Interest Rate Confidence Meter™

This class was taught live by James Orr on October 13, 2022. In this class James introduces the brand-new Mortgage Interest Rate Confidence Meter™, what it is and how to us it. You’ll discover what a reasonable mortgage interest rate is when modeling future real estate purchases and how to tell if the assumptions someone else is using is optimistic or not. Resources Mentioned In this presentation James mentions the following resources: 30-Year Fixed Rate Mortgage Average in the United States from The Federal Reserve Download the Mortgage Interest Rate Confidence Meter™ for Microsoft Excel The World’s Greatest Real Estate … Read more

Impact of Rapidly Rising Interest Rates on Real Estate Investors

Interest Rate Hikes

This class was taught live by James Orr on October 7, 2022. Topics discussed in this class include: Interest rates have gone up rapidly recently. Is this the fastest we’ve seen rates rise? The most we’ve seen rates rise? Federal Funds Rate versus Mortgage Interest Rates Infographic of 35 Years of Interest Rate Hikes from VisualCapitalist.com Interest rates hikes and rate of change of the rate chart 30-Year Fixed Rate Mortgage Average in US What is the impact of rapidly rising interest rates for real estate investors. What if you ignored financing and bought properties free and clear (with some … Read more

Real Estate Investor Rubicons

The recording failed so there is no recording. Topics discussed include: Definition of Rubicon and Milestone and how they relate to real estate investing Dan Sullivan’s The Gap and The Gain and Ben Hardy and Dan Sullivan’s The Gap and The Gain Charlie Munger’s idea that the first $100K is the hardest Math and a series of charts and tables showing why the first $100K is the hardest A discussion of ideas from Mike Summey’s book The Financial Security Bible: How to Build Wealth and Be Happy including: The Lifestyle of Failure The Lifestyle of Ordinary The Lifestyle of Success … Read more

Rent and Price Resiliency for Real Estate Investors

How resilient are you and your real estate investments if prices drop? Will you be upside down or underwater with negative equity? What about if rents drop? Will you have negative cash flow? Listen to the audio of this for free on the real estate investing podcast. Or, access the video recording and see the charts by logging into your account. Topics discussed include: What is resiliency? What is Price Resiliency™? What is Rent Resiliency™? The two flavors of resiliency: dollars and percent. Measuring resiliency on the individual property basis or the entire portfolio Measuring resiliency as a snapshot in … Read more

Real Estate Investing Shocks!

Learn about all the things that shock and surprise real estate investors in this special class recording. Plus, learn how to mitigate and/or completely eliminate these shocks. Listen to the audio of this for free on the real estate investing podcast. Or, access the video recording and download the handouts by logging into your account. Topics discussed include: What are real estate investing shocks? Dan Sullivan says: If you’ve got enough money to solve the problem, you don’t have the problem. Maybe these shouldn’t be shocks… Your Shoe is Untied and How to Deal With Your Real Estate Investing Shocks … Read more

The Ultimate FIRE Budget

The Ultimate FIRE Budget™

This workshop style class was taught by James Orr on March 31, 2022. Run time is about 1 hour and 13 minutes. Download a copy of the spreadsheet (below) and follow along. What is your current budget? How much do you need to achieve lean FIRE (or the minimum to be financially independent)? How much do you need to achieve fat FIRE (or your ideal lifestyle and true financial independence)? Use The Ultimate Financial Independence Retire Early Budget™ for Excel to determine all these numbers for yourself quickly and easily. Download What Does Financially Independent Mean? For more information, you … Read more

Asset Allocation Secrets of Real Estate Investors

Rules of thumb exist for folks investing in stocks and bonds (X% in stocks, Y% in bonds based on your age). However, until this class, no great rules existed for those investing in rental properties and other real estate. In this class you’ll learn: What should your asset allocation vary with? Everything has risk. How do you evaluate risk versus reward? Some historically common asset allocation models Traditional asset allocation rules of thumb (for stocks and bonds) Rebalancing your asset allocation and a discussion on frequency of rebalancing A discussion on retirement date risk, sequence of returns risk, portfolio size … Read more