Buying Down Interest Rates – 2020 Edition

Interest Rate Buy Down Spreadsheet One way to improve cash flow is to consider buying down your interest rate. This can be done when purchasing properties or when you refinance a property. In this class you’ll learn: The terminology you’ll need to know when talking to a lender about buying down your interest rate during either a purchase or a refinance (after you own it) The types of refinances and the differences between them Considering your best options for what to do with extra money when buying properties (more down payment, invest in something else, buying down interest rates, etc) … Read more

Arguably the Best Class of the Year – Part 4

Some topics are too short to be their own full two-hour class, but too important not to cover. We combine several mini-topics into one class that we call “Arguably the Best Class of the Year”. Part 4 What’s the difference between a pet and an Emotional Support Animal (ESA) and an update on ESA rules and laws Beware of real estate guru scammers: what to look for and avoid A discussion of the impact of cash out refinances on your income taxes A deep dive of cases to determine if the landlord is liable or not to help you better … Read more

Improving Cash Flow by Buying Down Interest Rates

Interest Rate Buy Down Spreadsheet One way to improve cash flow is to consider buying down your interest rate. This can be done when purchasing properties or when you refinance a property. In this class you’ll learn: The terminology you’ll need to know when talking to a lender about buying down your interest rate during either a purchase or a refinance (after you own it) The types of refinances and the differences between them Considering your best options for what to do with extra money when buying properties (more down payment, invest in something else, buying down interest rates, etc) … Read more

Buying Down Interest Rates

Interest Rate Buy Down Spreadsheet One way to improve cash flow is to consider buying down your interest rate. This can be done when purchasing properties or when you refinance a property. In this class you’ll learn: The terminology you’ll need to know when talking to a lender about buying down your interest rate during either a purchase or a refinance (after you own it) The types of refinances and the differences between them Considering your best options for what to do with extra money when buying properties (more down payment, invest in something else, buying down interest rates, etc) … Read more