Low Down Payment Financing Options for Real Estate Investors

Real estate investing can be a profitable way to build wealth, but it often requires a significant amount of capital. One of the biggest hurdles for aspiring investors is coming up with the down payment required to purchase a property. Fortunately, there are various low down payment options available to investors, making it easier to get started in the real estate market. Creative Financing Creative financing is a strategy that offers low down payment options for real estate investors. It includes strategies such as seller financing, lease options, and subject-to financing. Creative financing can be risky and require extensive knowledge … Read more

Is It Better to Buy 20% Down Rentals or Invest in Stocks?

Good morning and welcome everyone to this class where we will be exploring the benefits of buying 20% down rental properties versus investing in the stock market. Our analysis covers about 305 US cities and aims to determine which strategy is faster, leads to higher net worth, and has more risks. For the rental property strategy, we assume buying traditional 20% non-owner occupant investment loans on rental properties in each market, using that market’s median home price and estimated rents. The investor saves up until they have enough for a down payment to buy a rental property and invests any … Read more

Is Creative Financing Really Nothing Down?

Good morning and welcome everyone. Today, we will delve into the topic of creative financing and whether it means nothing down. The real estate industry has witnessed an increase in creative financing over the years, and it has become an essential tool in the hands of real estate investors. James Orr will lead the class, and it is the last session of Q1 2023. The class includes traditional nothing down options such as private money, hard money, VA loans, USDA loans, and local bank options. In addition, we will explore the family of creative financing, which includes subject two, owner … Read more

Nothing Down Financing Options for Real Estate Investors

Hello, fellow real estate investors! I’m James Orr, and today I want to talk to you about one of the most exciting topics in real estate investing: nothing down financing options. You see, many people believe that in order to invest in real estate, you need to have a lot of money saved up for a down payment. But that’s simply not true! With the right financing options, you can invest in real estate with little or no money down. The Current Market Before we dive into the details of nothing down financing, let’s take a moment to talk about … Read more