Hillsboro Deal Analysis
Let's look at deal analysis for Hillsboro, OR and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Hillsboro, Oregon Nomad™ Property with 10% Higher Rents
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Typical Hillsboro, Oregon Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
|
|
ARV
|
|
$498,255
|
|
Purchase Price
|
|
$498,255
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$24,913
|
|
Closing Costs
|
1.000%
|
$4,983
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$95,704
|
|
Total Invested
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$125,599
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Mortgage
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|
Mortgage Amount
|
|
$473,342.25
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Mortgage Interest Rate
|
6.500%
|
|
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Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$335.28
|
|
Drop PMI LTV
|
80.000%
|
|
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Income
|
|
Monthly Rent
|
|
$2,997
$2997.23
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
|
$1,079
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Property Taxes
|
1.061%
|
$5,286
|
|
Property Insurance
|
0.283%
|
$1,410
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
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Maintenance
|
10.000%
|
|
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CapEx
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|
$0
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|
Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$74,738
|
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$513,203 |
$528,599 |
$544,457 |
$560,790 |
$577,614 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$14,948 |
$15,396 |
$15,858 |
$16,334 |
$16,824 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$2,997 |
$3,087 |
$3,180 |
$3,275 |
$3,373 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$2,997 |
$3,087 |
$3,180 |
$3,275 |
$3,373 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$90 |
$93 |
$95 |
$98 |
$101 |
| Monthly Gross Operating Income |
$2,907 |
$2,995 |
$3,084 |
$3,177 |
$3,272 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$35,967 |
$37,046 |
$38,157 |
$39,302 |
$40,481 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$35,967 |
$37,046 |
$38,157 |
$39,302 |
$40,481 |
| Annual Vacancy Dollar |
$1,079 |
$1,111 |
$1,145 |
$1,179 |
$1,214 |
| Annual Gross Operating Income |
$34,888 |
$35,934 |
$37,012 |
$38,123 |
$39,266 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
1.061% |
1.061% |
1.061% |
1.061% |
1.061% |
| Property Taxes Dollar |
$5,286 |
$5,445 |
$5,608 |
$5,777 |
$5,950 |
| Insurance Percent |
0.283% |
0.283% |
0.283% |
0.283% |
0.283% |
| Insurance Dollar |
$1,410 |
$1,452 |
$1,496 |
$1,541 |
$1,587 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,489 |
$3,593 |
$3,701 |
$3,812 |
$3,927 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$10,185 |
$10,491 |
$10,806 |
$11,130 |
$11,464 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$24,702 |
$25,444 |
$26,207 |
$26,993 |
$27,803 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$35,902 |
$35,902 |
$35,902 |
$35,902 |
$35,902 |
| Principal |
$5,291 |
$5,645 |
$6,023 |
$6,426 |
$6,857 |
| Interest |
$30,611 |
$30,257 |
$29,879 |
$29,476 |
$29,045 |
| Loan Balance at End of Year |
$468,052 |
$462,406 |
$456,383 |
$449,957 |
$443,100 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$4,023 |
$4,023 |
$4,023 |
$4,023 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$45,151 |
$66,192 |
$88,073 |
$110,834 |
$134,514 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$15,223 |
-$14,482 |
-$13,719 |
-$12,933 |
-$8,099 |
| Monhtly Cash Flow |
-$1,269 |
-$1,207 |
-$1,143 |
-$1,078 |
-$675 |
| Cash on Cash Return on Investment |
-0.121% |
-0.115% |
-0.109% |
-0.103% |
-0.064% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |