Beaverton Deal Analysis
Let's look at deal analysis for Beaverton, OR and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Beaverton, Oregon Nomad™ Property with 10% Higher Rents
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Typical Beaverton, Oregon Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
|
Percents
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Dollars/#
|
|
ARV
|
|
$522,350
|
|
Purchase Price
|
|
$522,350
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$26,118
|
|
Closing Costs
|
1.000%
|
$5,224
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$103,691
|
|
Total Invested
|
|
$135,032
|
|
Mortgage
|
|
Mortgage Amount
|
|
$496,232.50
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|
Mortgage Interest Rate
|
6.500%
|
|
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Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$351.50
|
|
Drop PMI LTV
|
80.000%
|
|
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Income
|
|
Monthly Rent
|
|
$3,228
$3228.23
|
|
Other Income
|
|
$0
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|
Annual Expenses
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|
Vacancy Rate
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3.000%
|
$1,162
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Property Taxes
|
1.275%
|
$6,660
|
|
Property Insurance
|
0.283%
|
$1,478
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
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|
Land Value
|
15.000%
|
$78,353
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$538,021 |
$554,161 |
$570,786 |
$587,910 |
$605,547 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$15,671 |
$16,141 |
$16,625 |
$17,124 |
$17,637 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$3,228 |
$3,325 |
$3,425 |
$3,528 |
$3,633 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$3,228 |
$3,325 |
$3,425 |
$3,528 |
$3,633 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$97 |
$100 |
$103 |
$106 |
$109 |
| Monthly Gross Operating Income |
$3,131 |
$3,225 |
$3,322 |
$3,422 |
$3,524 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$38,739 |
$39,901 |
$41,098 |
$42,331 |
$43,601 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$38,739 |
$39,901 |
$41,098 |
$42,331 |
$43,601 |
| Annual Vacancy Dollar |
$1,162 |
$1,197 |
$1,233 |
$1,270 |
$1,308 |
| Annual Gross Operating Income |
$37,577 |
$38,704 |
$39,865 |
$41,061 |
$42,293 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
1.275% |
1.275% |
1.275% |
1.275% |
1.275% |
| Property Taxes Dollar |
$6,660 |
$6,860 |
$7,066 |
$7,278 |
$7,496 |
| Insurance Percent |
0.283% |
0.283% |
0.283% |
0.283% |
0.283% |
| Insurance Dollar |
$1,478 |
$1,523 |
$1,568 |
$1,615 |
$1,664 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,758 |
$3,870 |
$3,987 |
$4,106 |
$4,229 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$11,896 |
$12,253 |
$12,620 |
$12,999 |
$13,389 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$25,681 |
$26,451 |
$27,245 |
$28,062 |
$28,904 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$37,638 |
$37,638 |
$37,638 |
$37,638 |
$37,638 |
| Principal |
$5,547 |
$5,918 |
$6,314 |
$6,737 |
$7,188 |
| Interest |
$32,092 |
$31,720 |
$31,324 |
$30,901 |
$30,450 |
| Loan Balance at End of Year |
$490,686 |
$484,768 |
$478,454 |
$471,716 |
$464,528 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$4,218 |
$4,218 |
$4,218 |
$4,218 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$47,335 |
$69,393 |
$92,332 |
$116,193 |
$141,019 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$16,176 |
-$15,405 |
-$14,612 |
-$13,794 |
-$8,734 |
| Monhtly Cash Flow |
-$1,348 |
-$1,284 |
-$1,218 |
-$1,150 |
-$728 |
| Cash on Cash Return on Investment |
-0.120% |
-0.114% |
-0.108% |
-0.102% |
-0.065% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |