
North Carolina Real Estate Models
Check out how North Carolina does for these scenarios.
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Asheville = $9.48M
- Cary = $4.34M
- Charlotte = $22.52M
- Durham = $6.69M
- Fayetteville = $18.22M
- Greensboro = $10.42M
- Greenville = $26.69M
- High Point = $14.17M
- Raleigh = $12.81M
- Wilmington = $14.36M
- Winston-Salem = $14.65M
Month First Achieved Financial Independence
- Asheville = 41.25 Years (495 Months)
- Cary = 69.25 Years (831 Months)
- Charlotte = 20.25 Years (243 Months)
- Durham = 48.83 Years (586 Months)
- Fayetteville = 11.25 Years (135 Months)
- Greensboro = 30.25 Years (363 Months)
- Greenville = 8.25 Years (99 Months)
- High Point = 19.50 Years (234 Months)
- Raleigh = 37.25 Years (447 Months)
- Wilmington = 30.25 Years (363 Months)
- Winston-Salem = 19.25 Years (231 Months)
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Asheville = $12.35M
- Cary = $5.47M
- Charlotte = $29.16M
- Durham = $9.43M
- Fayetteville = $21.33M
- Greensboro = $13.90M
- Greenville = $32.65M
- High Point = $18.00M
- Raleigh = $17.45M
- Wilmington = $19.57M
- Winston-Salem = $18.63M
Month First Achieved Financial Independence
- Asheville = 35.25 Years (423 Months)
- Cary = 62.00 Years (744 Months)
- Charlotte = 14.83 Years (178 Months)
- Durham = 41.00 Years (492 Months)
- Fayetteville = 9.25 Years (111 Months)
- Greensboro = 21.25 Years (255 Months)
- Greenville = 7.25 Years (87 Months)
- High Point = 14.25 Years (171 Months)
- Raleigh = 30.25 Years (363 Months)
- Wilmington = 21.33 Years (256 Months)
- Winston-Salem = 13.58 Years (163 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Asheville = $7.14M
- Cary = $3.78M
- Charlotte = $19.06M
- Durham = $5.53M
- Fayetteville = $18.61M
- Greensboro = $7.45M
- Greenville = $26.58M
- High Point = $12.74M
- Raleigh = $9.74M
- Wilmington = $9.61M
- Winston-Salem = $13.03M
Month First Achieved Financial Independence
- Asheville = 43.92 Years (527 Months)
- Cary = 71.25 Years (855 Months)
- Charlotte = 24.42 Years (293 Months)
- Durham = 49.00 Years (588 Months)
- Fayetteville = 11.67 Years (140 Months)
- Greensboro = 32.25 Years (387 Months)
- Greenville = 9.25 Years (111 Months)
- High Point = 22.42 Years (269 Months)
- Raleigh = 40.25 Years (483 Months)
- Wilmington = 33.50 Years (402 Months)
- Winston-Salem = 23.25 Years (279 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Asheville = $7.14M
- Cary = $3.78M
- Charlotte = $19.06M
- Durham = $5.53M
- Fayetteville = $18.61M
- Greensboro = $7.45M
- Greenville = $26.58M
- High Point = $12.74M
- Raleigh = $9.74M
- Wilmington = $9.61M
- Winston-Salem = $13.03M
Month First Achieved Financial Independence
- Asheville = 43.92 Years (527 Months)
- Cary = 71.25 Years (855 Months)
- Charlotte = 24.42 Years (293 Months)
- Durham = 49.00 Years (588 Months)
- Fayetteville = 11.67 Years (140 Months)
- Greensboro = 32.25 Years (387 Months)
- Greenville = 9.25 Years (111 Months)
- High Point = 22.42 Years (269 Months)
- Raleigh = 40.25 Years (483 Months)
- Wilmington = 33.50 Years (402 Months)
- Winston-Salem = 23.25 Years (279 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Asheville = $39.49M
- Cary = $24.93M
- Charlotte = $60.54M
- Durham = $32.59M
- Fayetteville = $41.12M
- Greensboro = $31.52M
- Greenville = $60.82M
- High Point = $35.08M
- Raleigh = $46.60M
- Wilmington = $45.93M
- Winston-Salem = $36.54M
Month First Achieved Financial Independence
- Asheville = 11.75 Years (141 Months)
- Cary = 28.25 Years (339 Months)
- Charlotte = 8.25 Years (99 Months)
- Durham = 13.50 Years (162 Months)
- Fayetteville = 6.25 Years (75 Months)
- Greensboro = 8.33 Years (100 Months)
- Greenville = 5.42 Years (65 Months)
- High Point = 7.33 Years (88 Months)
- Raleigh = 11.17 Years (134 Months)
- Wilmington = 9.25 Years (111 Months)
- Winston-Salem = 7.33 Years (88 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Asheville = $17.10M
- Cary = $7.26M
- Charlotte = $28.80M
- Durham = $12.37M
- Fayetteville = $21.30M
- Greensboro = $16.08M
- Greenville = $32.76M
- High Point = $17.95M
- Raleigh = $21.72M
- Wilmington = $22.76M
- Winston-Salem = $18.58M
Month First Achieved Financial Independence
- Asheville = 30.25 Years (363 Months)
- Cary = 60.08 Years (721 Months)
- Charlotte = 13.25 Years (159 Months)
- Durham = 38.00 Years (456 Months)
- Fayetteville = 9.00 Years (108 Months)
- Greensboro = 18.25 Years (219 Months)
- Greenville = 7.08 Years (85 Months)
- High Point = 13.25 Years (159 Months)
- Raleigh = 25.17 Years (302 Months)
- Wilmington = 17.25 Years (207 Months)
- Winston-Salem = 12.50 Years (150 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Asheville = $29.15M
- Cary = $15.36M
- Charlotte = $46.40M
- Durham = $23.59M
- Fayetteville = $32.21M
- Greensboro = $24.12M
- Greenville = $48.54M
- High Point = $27.01M
- Raleigh = $35.26M
- Wilmington = $34.77M
- Winston-Salem = $28.19M
Month First Achieved Financial Independence
- Asheville = 16.25 Years (195 Months)
- Cary = 39.67 Years (476 Months)
- Charlotte = 9.75 Years (117 Months)
- Durham = 20.25 Years (243 Months)
- Fayetteville = 7.25 Years (87 Months)
- Greensboro = 11.17 Years (134 Months)
- Greenville = 6.25 Years (75 Months)
- High Point = 9.25 Years (111 Months)
- Raleigh = 14.17 Years (170 Months)
- Wilmington = 11.25 Years (135 Months)
- Winston-Salem = 9.25 Years (111 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Asheville = $8.75M
- Cary = $4.17M
- Charlotte = $22.40M
- Durham = $6.44M
- Fayetteville = $19.31M
- Greensboro = $9.75M
- Greenville = $28.32M
- High Point = $14.48M
- Raleigh = $11.96M
- Wilmington = $12.92M
- Winston-Salem = $14.89M
Month First Achieved Financial Independence
- Asheville = 40.42 Years (485 Months)
- Cary = 68.25 Years (819 Months)
- Charlotte = 20.42 Years (245 Months)
- Durham = 47.25 Years (567 Months)
- Fayetteville = 11.08 Years (133 Months)
- Greensboro = 29.25 Years (351 Months)
- Greenville = 8.25 Years (99 Months)
- High Point = 19.25 Years (231 Months)
- Raleigh = 38.25 Years (459 Months)
- Wilmington = 30.67 Years (368 Months)
- Winston-Salem = 19.25 Years (231 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Asheville = $5.56M
- Cary = $1.41M
- Charlotte = $18.17M
- Durham = $3.84M
- Fayetteville = $18.26M
- Greensboro = $9.01M
- Greenville = $27.06M
- High Point = $14.09M
- Raleigh = $7.79M
- Wilmington = $10.80M
- Winston-Salem = $14.72M
Month First Achieved Financial Independence
- Asheville = 46.83 Years (562 Months)
- Cary = 78.00 Years (936 Months)
- Charlotte = 22.33 Years (268 Months)
- Durham = 54.00 Years (648 Months)
- Fayetteville = 11.25 Years (135 Months)
- Greensboro = 31.75 Years (381 Months)
- Greenville = 9.33 Years (112 Months)
- High Point = 19.25 Years (231 Months)
- Raleigh = 43.33 Years (520 Months)
- Wilmington = 31.25 Years (375 Months)
- Winston-Salem = 19.17 Years (230 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Asheville = $14.85M
- Cary = $6.12M
- Charlotte = $31.48M
- Durham = $10.71M
- Fayetteville = $23.64M
- Greensboro = $16.06M
- Greenville = $36.14M
- High Point = $19.21M
- Raleigh = $20.51M
- Wilmington = $23.32M
- Winston-Salem = $20.17M
Month First Achieved Financial Independence
- Asheville = 32.67 Years (392 Months)
- Cary = 58.25 Years (699 Months)
- Charlotte = 13.25 Years (159 Months)
- Durham = 38.25 Years (459 Months)
- Fayetteville = 9.08 Years (109 Months)
- Greensboro = 18.25 Years (219 Months)
- Greenville = 7.17 Years (86 Months)
- High Point = 12.25 Years (147 Months)
- Raleigh = 26.25 Years (315 Months)
- Wilmington = 18.25 Years (219 Months)
- Winston-Salem = 12.25 Years (147 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Asheville = $12.12M
- Cary = $5.14M
- Charlotte = $26.39M
- Durham = $8.66M
- Fayetteville = $20.17M
- Greensboro = $12.98M
- Greenville = $31.37M
- High Point = $16.88M
- Raleigh = $16.28M
- Wilmington = $18.10M
- Winston-Salem = $17.52M
Month First Achieved Financial Independence
- Asheville = 37.50 Years (450 Months)
- Cary = 65.25 Years (783 Months)
- Charlotte = 16.25 Years (195 Months)
- Durham = 43.25 Years (519 Months)
- Fayetteville = 10.08 Years (121 Months)
- Greensboro = 23.25 Years (279 Months)
- Greenville = 8.17 Years (98 Months)
- High Point = 15.25 Years (183 Months)
- Raleigh = 32.50 Years (390 Months)
- Wilmington = 23.25 Years (279 Months)
- Winston-Salem = 14.67 Years (176 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Asheville = $19.42M
- Cary = $7.69M
- Charlotte = $33.20M
- Durham = $14.17M
- Fayetteville = $24.88M
- Greensboro = $17.50M
- Greenville = $36.27M
- High Point = $19.75M
- Raleigh = $23.88M
- Wilmington = $25.34M
- Winston-Salem = $20.31M
Month First Achieved Financial Independence
- Asheville = 26.42 Years (317 Months)
- Cary = 57.25 Years (687 Months)
- Charlotte = 12.75 Years (153 Months)
- Durham = 34.00 Years (408 Months)
- Fayetteville = 9.00 Years (108 Months)
- Greensboro = 16.25 Years (195 Months)
- Greenville = 7.33 Years (88 Months)
- High Point = 13.25 Years (159 Months)
- Raleigh = 22.42 Years (269 Months)
- Wilmington = 16.25 Years (195 Months)
- Winston-Salem = 12.33 Years (148 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Asheville = $11.58M
- Cary = $5.02M
- Charlotte = $21.25M
- Durham = $9.42M
- Fayetteville = $18.68M
- Greensboro = $12.02M
- Greenville = $28.97M
- High Point = $14.18M
- Raleigh = $14.68M
- Wilmington = $15.92M
- Winston-Salem = $14.53M
Month First Achieved Financial Independence
- Asheville = 35.25 Years (423 Months)
- Cary = 67.17 Years (806 Months)
- Charlotte = 20.00 Years (240 Months)
- Durham = 41.25 Years (495 Months)
- Fayetteville = 10.25 Years (123 Months)
- Greensboro = 24.25 Years (291 Months)
- Greenville = 8.08 Years (97 Months)
- High Point = 18.25 Years (219 Months)
- Raleigh = 33.92 Years (407 Months)
- Wilmington = 25.25 Years (303 Months)
- Winston-Salem = 17.67 Years (212 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Asheville = $14.86M
- Cary = $8.23M
- Charlotte = $29.67M
- Durham = $11.75M
- Fayetteville = $21.13M
- Greensboro = $14.65M
- Greenville = $31.13M
- High Point = $17.95M
- Raleigh = $19.46M
- Wilmington = $20.75M
- Winston-Salem = $18.57M
Month First Achieved Financial Independence
- Asheville = 34.25 Years (411 Months)
- Cary = 55.58 Years (667 Months)
- Charlotte = 16.25 Years (195 Months)
- Durham = 40.42 Years (485 Months)
- Fayetteville = 11.25 Years (135 Months)
- Greensboro = 24.08 Years (289 Months)
- Greenville = 8.25 Years (99 Months)
- High Point = 17.25 Years (207 Months)
- Raleigh = 30.50 Years (366 Months)
- Wilmington = 23.25 Years (279 Months)
- Winston-Salem = 16.67 Years (200 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Asheville = $9.96M
- Cary = $4.18M
- Charlotte = $23.68M
- Durham = $7.01M
- Fayetteville = $18.79M
- Greensboro = $11.29M
- Greenville = $27.41M
- High Point = $15.23M
- Raleigh = $13.77M
- Wilmington = $15.60M
- Winston-Salem = $15.76M
Month First Achieved Financial Independence
- Asheville = 40.25 Years (483 Months)
- Cary = 69.83 Years (838 Months)
- Charlotte = 19.25 Years (231 Months)
- Durham = 47.25 Years (567 Months)
- Fayetteville = 11.25 Years (135 Months)
- Greensboro = 26.50 Years (318 Months)
- Greenville = 9.25 Years (111 Months)
- High Point = 17.92 Years (215 Months)
- Raleigh = 36.08 Years (433 Months)
- Wilmington = 27.25 Years (327 Months)
- Winston-Salem = 17.25 Years (207 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Asheville = $8.37M
- Cary = $4.84M
- Charlotte = $26.11M
- Durham = $7.87M
- Fayetteville = $19.70M
- Greensboro = $12.10M
- Greenville = $30.39M
- High Point = $16.10M
- Raleigh = $10.10M
- Wilmington = $16.91M
- Winston-Salem = $16.81M
Month First Achieved Financial Independence
- Asheville = 37.33 Years (448 Months)
- Cary = 61.58 Years (739 Months)
- Charlotte = 17.25 Years (207 Months)
- Durham = 43.08 Years (517 Months)
- Fayetteville = 10.25 Years (123 Months)
- Greensboro = 25.25 Years (303 Months)
- Greenville = 8.17 Years (98 Months)
- High Point = 16.25 Years (195 Months)
- Raleigh = 33.33 Years (400 Months)
- Wilmington = 25.33 Years (304 Months)
- Winston-Salem = 16.25 Years (195 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Asheville = $10.90M
- Cary = $4.84M
- Charlotte = $26.11M
- Durham = $7.87M
- Fayetteville = $19.70M
- Greensboro = $12.10M
- Greenville = $30.39M
- High Point = $16.10M
- Raleigh = $15.31M
- Wilmington = $16.91M
- Winston-Salem = $16.81M
Month First Achieved Financial Independence
- Asheville = 38.25 Years (459 Months)
- Cary = 66.83 Years (802 Months)
- Charlotte = 17.25 Years (207 Months)
- Durham = 45.25 Years (543 Months)
- Fayetteville = 10.25 Years (123 Months)
- Greensboro = 25.25 Years (303 Months)
- Greenville = 8.17 Years (98 Months)
- High Point = 16.25 Years (195 Months)
- Raleigh = 33.92 Years (407 Months)
- Wilmington = 25.33 Years (304 Months)
- Winston-Salem = 16.25 Years (195 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Asheville = $8.94M
- Cary = $4.47M
- Charlotte = $20.63M
- Durham = $6.68M
- Fayetteville = $17.14M
- Greensboro = $9.59M
- Greenville = $24.92M
- High Point = $12.95M
- Raleigh = $12.40M
- Wilmington = $13.57M
- Winston-Salem = $13.32M
Month First Achieved Financial Independence
- Asheville = 43.75 Years (525 Months)
- Cary = 71.25 Years (855 Months)
- Charlotte = 23.25 Years (279 Months)
- Durham = 50.75 Years (609 Months)
- Fayetteville = 13.25 Years (159 Months)
- Greensboro = 32.25 Years (387 Months)
- Greenville = 10.25 Years (123 Months)
- High Point = 23.25 Years (279 Months)
- Raleigh = 40.25 Years (483 Months)
- Wilmington = 33.17 Years (398 Months)
- Winston-Salem = 23.00 Years (276 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Asheville = $12.82M
- Cary = $5.40M
- Charlotte = $27.29M
- Durham = $9.14M
- Fayetteville = $20.30M
- Greensboro = $13.32M
- Greenville = $29.99M
- High Point = $17.07M
- Raleigh = $16.95M
- Wilmington = $18.89M
- Winston-Salem = $17.55M
Month First Achieved Financial Independence
- Asheville = 36.42 Years (437 Months)
- Cary = 64.25 Years (771 Months)
- Charlotte = 15.25 Years (183 Months)
- Durham = 42.25 Years (507 Months)
- Fayetteville = 10.00 Years (120 Months)
- Greensboro = 22.50 Years (270 Months)
- Greenville = 7.50 Years (90 Months)
- High Point = 15.25 Years (183 Months)
- Raleigh = 31.67 Years (380 Months)
- Wilmington = 22.25 Years (267 Months)
- Winston-Salem = 14.25 Years (171 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Asheville = $10.90M
- Cary = $4.84M
- Charlotte = $26.11M
- Durham = $7.87M
- Fayetteville = $19.70M
- Greensboro = $12.10M
- Greenville = $30.39M
- High Point = $16.10M
- Raleigh = $15.31M
- Wilmington = $16.91M
- Winston-Salem = $16.81M
Month First Achieved Financial Independence
- Asheville = 38.25 Years (459 Months)
- Cary = 66.75 Years (801 Months)
- Charlotte = 17.25 Years (207 Months)
- Durham = 44.17 Years (530 Months)
- Fayetteville = 10.25 Years (123 Months)
- Greensboro = 25.25 Years (303 Months)
- Greenville = 8.17 Years (98 Months)
- High Point = 16.25 Years (195 Months)
- Raleigh = 33.92 Years (407 Months)
- Wilmington = 25.33 Years (304 Months)
- Winston-Salem = 16.25 Years (195 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Asheville = $5.49M
- Cary = $4.34M
- Charlotte = $5.75M
- Durham = $4.97M
- Fayetteville = $7.33M
- Greensboro = $4.42M
- Greenville = $8.89M
- High Point = $4.77M
- Raleigh = $5.78M
- Wilmington = $5.22M
- Winston-Salem = $4.89M
Month First Achieved Financial Independence
- Asheville = 41.25 Years (495 Months)
- Cary = 62.25 Years (747 Months)
- Charlotte = 34.08 Years (409 Months)
- Durham = 44.42 Years (533 Months)
- Fayetteville = 21.50 Years (258 Months)
- Greensboro = 29.33 Years (352 Months)
- Greenville = 20.92 Years (251 Months)
- High Point = 26.00 Years (312 Months)
- Raleigh = 41.08 Years (493 Months)
- Wilmington = 34.67 Years (416 Months)
- Winston-Salem = 26.50 Years (318 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Asheville = $6.40M
- Cary = $4.89M
- Charlotte = $11.03M
- Durham = $6.22M
- Fayetteville = $12.27M
- Greensboro = $6.74M
- Greenville = $18.30M
- High Point = $8.10M
- Raleigh = $7.73M
- Wilmington = $8.52M
- Winston-Salem = $8.30M
Month First Achieved Financial Independence
- Asheville = 33.50 Years (402 Months)
- Cary = 54.25 Years (651 Months)
- Charlotte = 26.25 Years (315 Months)
- Durham = 37.92 Years (455 Months)
- Fayetteville = 16.83 Years (202 Months)
- Greensboro = 26.42 Years (317 Months)
- Greenville = 14.67 Years (176 Months)
- High Point = 22.25 Years (267 Months)
- Raleigh = 33.92 Years (407 Months)
- Wilmington = 29.25 Years (351 Months)
- Winston-Salem = 22.58 Years (271 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Asheville = $13.81M
- Cary = $5.83M
- Charlotte = $27.95M
- Durham = $10.05M
- Fayetteville = $20.75M
- Greensboro = $14.24M
- Greenville = $30.98M
- High Point = $17.14M
- Raleigh = $18.14M
- Wilmington = $20.38M
- Winston-Salem = $18.04M
Month First Achieved Financial Independence
- Asheville = 34.25 Years (411 Months)
- Cary = 64.17 Years (770 Months)
- Charlotte = 15.08 Years (181 Months)
- Durham = 41.33 Years (496 Months)
- Fayetteville = 9.92 Years (119 Months)
- Greensboro = 21.25 Years (255 Months)
- Greenville = 7.25 Years (87 Months)
- High Point = 14.25 Years (171 Months)
- Raleigh = 29.33 Years (352 Months)
- Wilmington = 20.42 Years (245 Months)
- Winston-Salem = 14.25 Years (171 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Asheville = $11.91M
- Cary = $4.97M
- Charlotte = $22.12M
- Durham = $9.31M
- Fayetteville = $19.00M
- Greensboro = $12.27M
- Greenville = $29.78M
- High Point = $14.43M
- Raleigh = $15.17M
- Wilmington = $16.48M
- Winston-Salem = $15.14M
Month First Achieved Financial Independence
- Asheville = 35.25 Years (423 Months)
- Cary = 68.17 Years (818 Months)
- Charlotte = 19.25 Years (231 Months)
- Durham = 42.25 Years (507 Months)
- Fayetteville = 9.67 Years (116 Months)
- Greensboro = 24.25 Years (291 Months)
- Greenville = 7.75 Years (93 Months)
- High Point = 18.25 Years (219 Months)
- Raleigh = 33.92 Years (407 Months)
- Wilmington = 25.25 Years (303 Months)
- Winston-Salem = 18.17 Years (218 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Asheville = $8.15M
- Cary = $4.83M
- Charlotte = $21.35M
- Durham = $7.52M
- Fayetteville = $19.70M
- Greensboro = $9.07M
- Greenville = $30.39M
- High Point = $13.89M
- Raleigh = $10.60M
- Wilmington = $10.64M
- Winston-Salem = $13.02M
Month First Achieved Financial Independence
- Asheville = 31.83 Years (382 Months)
- Cary = 61.50 Years (738 Months)
- Charlotte = 16.67 Years (200 Months)
- Durham = 38.42 Years (461 Months)
- Fayetteville = 10.25 Years (123 Months)
- Greensboro = 21.33 Years (256 Months)
- Greenville = 8.17 Years (98 Months)
- High Point = 15.58 Years (187 Months)
- Raleigh = 27.92 Years (335 Months)
- Wilmington = 21.08 Years (253 Months)
- Winston-Salem = 14.42 Years (173 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Asheville = $11.25M
- Cary = $5.22M
- Charlotte = $26.68M
- Durham = $8.36M
- Fayetteville = $20.21M
- Greensboro = $12.58M
- Greenville = $31.08M
- High Point = $16.71M
- Raleigh = $16.42M
- Wilmington = $17.73M
- Winston-Salem = $17.25M
Month First Achieved Financial Independence
- Asheville = 37.25 Years (447 Months)
- Cary = 63.58 Years (763 Months)
- Charlotte = 16.42 Years (197 Months)
- Durham = 43.25 Years (519 Months)
- Fayetteville = 10.17 Years (122 Months)
- Greensboro = 24.75 Years (297 Months)
- Greenville = 8.17 Years (98 Months)
- High Point = 16.08 Years (193 Months)
- Raleigh = 32.42 Years (389 Months)
- Wilmington = 24.50 Years (294 Months)
- Winston-Salem = 15.25 Years (183 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Asheville = $13.25M
- Cary = $5.63M
- Charlotte = $27.88M
- Durham = $9.46M
- Fayetteville = $20.69M
- Greensboro = $13.77M
- Greenville = $30.91M
- High Point = $17.02M
- Raleigh = $17.65M
- Wilmington = $19.65M
- Winston-Salem = $17.92M
Month First Achieved Financial Independence
- Asheville = 35.25 Years (423 Months)
- Cary = 64.25 Years (771 Months)
- Charlotte = 15.25 Years (183 Months)
- Durham = 42.25 Years (507 Months)
- Fayetteville = 10.00 Years (120 Months)
- Greensboro = 21.25 Years (255 Months)
- Greenville = 7.50 Years (90 Months)
- High Point = 14.25 Years (171 Months)
- Raleigh = 30.25 Years (363 Months)
- Wilmington = 21.25 Years (255 Months)
- Winston-Salem = 14.25 Years (171 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Asheville = $9.99M
- Cary = $4.58M
- Charlotte = $24.89M
- Durham = $7.25M
- Fayetteville = $19.25M
- Greensboro = $11.36M
- Greenville = $29.38M
- High Point = $15.53M
- Raleigh = $13.90M
- Wilmington = $14.95M
- Winston-Salem = $15.76M
Month First Achieved Financial Independence
- Asheville = 38.42 Years (461 Months)
- Cary = 66.25 Years (795 Months)
- Charlotte = 18.25 Years (219 Months)
- Durham = 46.25 Years (555 Months)
- Fayetteville = 10.25 Years (123 Months)
- Greensboro = 27.25 Years (327 Months)
- Greenville = 8.17 Years (98 Months)
- High Point = 17.25 Years (207 Months)
- Raleigh = 35.75 Years (429 Months)
- Wilmington = 28.25 Years (339 Months)
- Winston-Salem = 17.75 Years (213 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Asheville = $7.81M
- Cary = $3.82M
- Charlotte = $19.23M
- Durham = $5.85M
- Fayetteville = $16.71M
- Greensboro = $9.01M
- Greenville = $24.76M
- High Point = $12.49M
- Raleigh = $10.84M
- Wilmington = $11.62M
- Winston-Salem = $12.90M
Month First Achieved Financial Independence
- Asheville = 44.92 Years (539 Months)
- Cary = 75.42 Years (905 Months)
- Charlotte = 24.25 Years (291 Months)
- Durham = 53.00 Years (636 Months)
- Fayetteville = 12.67 Years (152 Months)
- Greensboro = 33.25 Years (399 Months)
- Greenville = 9.25 Years (111 Months)
- High Point = 23.25 Years (279 Months)
- Raleigh = 42.08 Years (505 Months)
- Wilmington = 33.25 Years (399 Months)
- Winston-Salem = 23.25 Years (279 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Asheville = $4.07M
- Cary = $4.22M
- Charlotte = $4.04M
- Durham = $4.05M
- Fayetteville = $3.84M
- Greensboro = $3.90M
- Greenville = $3.88M
- High Point = $3.88M
- Raleigh = $4.09M
- Wilmington = $4.01M
- Winston-Salem = $3.88M
Month First Achieved Financial Independence
- Asheville = 54.58 Years (655 Months)
- Cary = 61.33 Years (736 Months)
- Charlotte = 54.75 Years (657 Months)
- Durham = 54.67 Years (656 Months)
- Fayetteville = 45.25 Years (543 Months)
- Greensboro = 44.92 Years (539 Months)
- Greenville = 45.00 Years (540 Months)
- High Point = 45.00 Years (540 Months)
- Raleigh = 57.25 Years (687 Months)
- Wilmington = 51.83 Years (622 Months)
- Winston-Salem = 45.00 Years (540 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Asheville = $6.63M
- Cary = $4.82M
- Charlotte = $7.38M
- Durham = $5.87M
- Fayetteville = $5.56M
- Greensboro = $4.89M
- Greenville = $6.28M
- High Point = $5.11M
- Raleigh = $7.35M
- Wilmington = $6.33M
- Winston-Salem = $5.14M
Month First Achieved Financial Independence
- Asheville = 39.92 Years (479 Months)
- Cary = 53.67 Years (644 Months)
- Charlotte = 34.67 Years (416 Months)
- Durham = 42.75 Years (513 Months)
- Fayetteville = 30.33 Years (364 Months)
- Greensboro = 32.83 Years (394 Months)
- Greenville = 26.33 Years (316 Months)
- High Point = 31.75 Years (381 Months)
- Raleigh = 40.50 Years (486 Months)
- Wilmington = 35.17 Years (422 Months)
- Winston-Salem = 31.33 Years (376 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Asheville = $10.34M
- Cary = $4.52M
- Charlotte = $15.88M
- Durham = $7.72M
- Fayetteville = $16.24M
- Greensboro = $10.27M
- Greenville = $18.20M
- High Point = $11.89M
- Raleigh = $12.15M
- Wilmington = $12.96M
- Winston-Salem = $12.50M
Month First Achieved Financial Independence
- Asheville = 38.25 Years (459 Months)
- Cary = 72.50 Years (870 Months)
- Charlotte = 22.42 Years (269 Months)
- Durham = 45.75 Years (549 Months)
- Fayetteville = 12.00 Years (144 Months)
- Greensboro = 25.25 Years (303 Months)
- Greenville = 10.25 Years (123 Months)
- High Point = 19.25 Years (231 Months)
- Raleigh = 36.25 Years (435 Months)
- Wilmington = 27.25 Years (327 Months)
- Winston-Salem = 19.25 Years (231 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Asheville = $10.61M
- Cary = $4.50M
- Charlotte = $17.83M
- Durham = $7.21M
- Fayetteville = $16.56M
- Greensboro = $10.62M
- Greenville = $17.53M
- High Point = $12.71M
- Raleigh = $12.64M
- Wilmington = $13.88M
- Winston-Salem = $13.11M
Month First Achieved Financial Independence
- Asheville = 40.25 Years (483 Months)
- Cary = 74.25 Years (891 Months)
- Charlotte = 22.25 Years (267 Months)
- Durham = 48.25 Years (579 Months)
- Fayetteville = 11.25 Years (135 Months)
- Greensboro = 26.25 Years (315 Months)
- Greenville = 9.42 Years (113 Months)
- High Point = 19.25 Years (231 Months)
- Raleigh = 37.25 Years (447 Months)
- Wilmington = 27.25 Years (327 Months)
- Winston-Salem = 18.75 Years (225 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Asheville = $10.95M
- Cary = $4.84M
- Charlotte = $25.24M
- Durham = $8.55M
- Fayetteville = $19.51M
- Greensboro = $11.43M
- Greenville = $30.23M
- High Point = $15.17M
- Raleigh = $14.28M
- Wilmington = $16.09M
- Winston-Salem = $15.83M
Month First Achieved Financial Independence
- Asheville = 33.92 Years (407 Months)
- Cary = 65.50 Years (786 Months)
- Charlotte = 16.25 Years (195 Months)
- Durham = 40.50 Years (486 Months)
- Fayetteville = 9.92 Years (119 Months)
- Greensboro = 21.42 Years (257 Months)
- Greenville = 7.67 Years (92 Months)
- High Point = 14.33 Years (172 Months)
- Raleigh = 28.83 Years (346 Months)
- Wilmington = 22.25 Years (267 Months)
- Winston-Salem = 14.25 Years (171 Months)
More Model Comparisons for North Carolina
The following are the various scenarios we ran summarized with North Carolina cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for North Carolina Cities
The following are the various scenarios we ran summarized with North Carolina cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Detailed North Carolina City-Specific Modeling
Check out the detailed modeling for these North Carolina cities.










