Baton Rouge Deal Analysis
Let's look at deal analysis for Baton Rouge, LA and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Baton Rouge, Louisiana Rental Property
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Typical 20% Down Payment Baton Rouge, Louisiana Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$209,208
|
|
Purchase Price
|
|
$209,208
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$41,842
|
|
Closing Costs
|
1.000%
|
$2,092
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$26,522
|
|
Total Invested
|
|
$70,456
|
|
Mortgage
|
|
Mortgage Amount
|
|
$167,366.40
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$1,515
$1515.15
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$545
|
|
Property Taxes
|
0.693%
|
$1,450
|
|
Property Insurance
|
2.398%
|
$5,017
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$31,381
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$215,484 |
$221,949 |
$228,607 |
$235,465 |
$242,529 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$6,276 |
$6,465 |
$6,658 |
$6,858 |
$7,064 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$1,515 |
$1,561 |
$1,607 |
$1,656 |
$1,705 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$1,515 |
$1,561 |
$1,607 |
$1,656 |
$1,705 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$45 |
$47 |
$48 |
$50 |
$51 |
| Monthly Gross Operating Income |
$1,470 |
$1,514 |
$1,559 |
$1,606 |
$1,654 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$18,182 |
$18,727 |
$19,289 |
$19,868 |
$20,464 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$18,182 |
$18,727 |
$19,289 |
$19,868 |
$20,464 |
| Annual Vacancy Dollar |
$545 |
$562 |
$579 |
$596 |
$614 |
| Annual Gross Operating Income |
$17,636 |
$18,165 |
$18,710 |
$19,272 |
$19,850 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.693% |
0.693% |
0.693% |
0.693% |
0.693% |
| Property Taxes Dollar |
$1,450 |
$1,493 |
$1,538 |
$1,584 |
$1,632 |
| Insurance Percent |
2.398% |
2.398% |
2.398% |
2.398% |
2.398% |
| Insurance Dollar |
$5,017 |
$5,167 |
$5,322 |
$5,482 |
$5,646 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$1,764 |
$1,817 |
$1,871 |
$1,927 |
$1,985 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$8,230 |
$8,477 |
$8,731 |
$8,993 |
$9,263 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$9,406 |
$9,688 |
$9,979 |
$10,278 |
$10,587 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$13,362 |
$13,362 |
$13,362 |
$13,362 |
$13,362 |
| Principal |
$1,700 |
$1,823 |
$1,955 |
$2,096 |
$2,248 |
| Interest |
$11,662 |
$11,539 |
$11,407 |
$11,266 |
$11,114 |
| Loan Balance at End of Year |
$165,666 |
$163,843 |
$161,889 |
$159,792 |
$157,545 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$49,818 |
$58,105 |
$66,719 |
$75,673 |
$84,985 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$3,956 |
-$3,674 |
-$3,383 |
-$3,084 |
-$2,775 |
| Monhtly Cash Flow |
-$330 |
-$306 |
-$282 |
-$257 |
-$231 |
| Cash on Cash Return on Investment |
-0.056% |
-0.052% |
-0.048% |
-0.044% |
-0.039% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |