Louisiana Real Estate Models

Check out how Louisiana does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

• Baton Rouge = $4.88M
• Lafayette = $6.22M
• Metairie = $6.16M
• New Orleans = $14.37M
• Shreveport = $13.82M

Month First Achieved Financial Independence

• Baton Rouge = 44.25 Years (531 Months)
• Lafayette = 38.83 Years (466 Months)
• Metairie = 50.25 Years (603 Months)
• New Orleans = 24.25 Years (291 Months)
• Shreveport = 13.25 Years (159 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

• Baton Rouge = $6.01M
• Lafayette = $8.21M
• Metairie = $9.06M
• New Orleans = $20.74M
• Shreveport = $16.32M

Month First Achieved Financial Independence

• Baton Rouge = 39.83 Years (478 Months)
• Lafayette = 32.33 Years (388 Months)
• Metairie = 41.75 Years (501 Months)
• New Orleans = 15.25 Years (183 Months)
• Shreveport = 10.67 Years (128 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

• Baton Rouge = $4.54M
• Lafayette = $5.51M
• Metairie = $5.36M
• New Orleans = $10.79M
• Shreveport = $14.19M

Month First Achieved Financial Independence

• Baton Rouge = 43.83 Years (526 Months)
• Lafayette = 39.83 Years (478 Months)
• Metairie = 52.17 Years (626 Months)
• New Orleans = 28.25 Years (339 Months)
• Shreveport = 13.25 Years (159 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

• Baton Rouge = $4.54M
• Lafayette = $5.51M
• Metairie = $5.36M
• New Orleans = $10.79M
• Shreveport = $14.19M

Month First Achieved Financial Independence

• Baton Rouge = 43.83 Years (526 Months)
• Lafayette = 39.83 Years (478 Months)
• Metairie = 52.17 Years (626 Months)
• New Orleans = 28.25 Years (339 Months)
• Shreveport = 13.25 Years (159 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

• Baton Rouge = $21.55M
• Lafayette = $22.83M
• Metairie = $28.75M
• New Orleans = $47.56M
• Shreveport = $33.47M

Month First Achieved Financial Independence

• Baton Rouge = 12.25 Years (147 Months)
• Lafayette = 10.25 Years (123 Months)
• Metairie = 13.25 Years (159 Months)
• New Orleans = 6.92 Years (83 Months)
• Shreveport = 6.25 Years (75 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

• Baton Rouge = $6.95M
• Lafayette = $9.86M
• Metairie = $11.08M
• New Orleans = $21.00M
• Shreveport = $15.78M

Month First Achieved Financial Independence

• Baton Rouge = 36.67 Years (440 Months)
• Lafayette = 30.92 Years (371 Months)
• Metairie = 38.25 Years (459 Months)
• New Orleans = 14.00 Years (168 Months)
• Shreveport = 10.25 Years (123 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

• Baton Rouge = $15.95M
• Lafayette = $18.01M
• Metairie = $21.30M
• New Orleans = $35.76M
• Shreveport = $25.81M

Month First Achieved Financial Independence

• Baton Rouge = 19.25 Years (231 Months)
• Lafayette = 14.25 Years (171 Months)
• Metairie = 20.25 Years (243 Months)
• New Orleans = 8.83 Years (106 Months)
• Shreveport = 7.33 Years (88 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

• Baton Rouge = $4.88M
• Lafayette = $6.07M
• Metairie = $6.22M
• New Orleans = $14.47M
• Shreveport = $14.48M

Month First Achieved Financial Independence

• Baton Rouge = 43.25 Years (519 Months)
• Lafayette = 38.08 Years (457 Months)
• Metairie = 48.83 Years (586 Months)
• New Orleans = 23.75 Years (285 Months)
• Shreveport = 12.25 Years (147 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

• Baton Rouge = $3.57M
• Lafayette = $5.09M
• Metairie = $3.60M
• New Orleans = $11.26M
• Shreveport = $13.81M

Month First Achieved Financial Independence

• Baton Rouge = 49.67 Years (596 Months)
• Lafayette = 41.75 Years (501 Months)
• Metairie = 56.42 Years (677 Months)
• New Orleans = 24.83 Years (298 Months)
• Shreveport = 12.92 Years (155 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

• Baton Rouge = $5.69M
• Lafayette = $7.68M
• Metairie = $8.12M
• New Orleans = $18.33M
• Shreveport = $15.10M

Month First Achieved Financial Independence

• Baton Rouge = 40.75 Years (489 Months)
• Lafayette = 34.25 Years (411 Months)
• Metairie = 44.08 Years (529 Months)
• New Orleans = 17.42 Years (209 Months)
• Shreveport = 11.25 Years (135 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

• Baton Rouge = $6.48M
• Lafayette = $9.52M
• Metairie = $10.70M
• New Orleans = $23.14M
• Shreveport = $17.71M

Month First Achieved Financial Independence

• Baton Rouge = 37.25 Years (447 Months)
• Lafayette = 30.33 Years (364 Months)
• Metairie = 37.25 Years (447 Months)
• New Orleans = 12.67 Years (152 Months)
• Shreveport = 9.75 Years (117 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

• Baton Rouge = $8.75M
• Lafayette = $12.10M
• Metairie = $13.58M
• New Orleans = $24.71M
• Shreveport = $18.82M

Month First Achieved Financial Independence

• Baton Rouge = 34.83 Years (418 Months)
• Lafayette = 25.25 Years (303 Months)
• Metairie = 33.50 Years (402 Months)
• New Orleans = 12.25 Years (147 Months)
• Shreveport = 9.75 Years (117 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

• Baton Rouge = $6.86M
• Lafayette = $8.03M
• Metairie = $8.52M
• New Orleans = $16.20M
• Shreveport = $14.26M

Month First Achieved Financial Independence

• Baton Rouge = 39.33 Years (472 Months)
• Lafayette = 32.08 Years (385 Months)
• Metairie = 42.33 Years (508 Months)
• New Orleans = 19.25 Years (231 Months)
• Shreveport = 10.25 Years (123 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

• Baton Rouge = $7.24M
• Lafayette = $9.21M
• Metairie = $10.80M
• New Orleans = $20.69M
• Shreveport = $16.39M

Month First Achieved Financial Independence

• Baton Rouge = 39.25 Years (471 Months)
• Lafayette = 35.00 Years (420 Months)
• Metairie = 41.33 Years (496 Months)
• New Orleans = 17.25 Years (207 Months)
• Shreveport = 13.17 Years (158 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

• Baton Rouge = $4.94M
• Lafayette = $5.51M
• Metairie = $7.47M
• New Orleans = $17.18M
• Shreveport = $14.76M

Month First Achieved Financial Independence

• Baton Rouge = 40.08 Years (481 Months)
• Lafayette = 34.42 Years (413 Months)
• Metairie = 44.00 Years (528 Months)
• New Orleans = 19.25 Years (231 Months)
• Shreveport = 11.25 Years (135 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

• Baton Rouge = $5.10M
• Lafayette = $6.73M
• Metairie = $6.77M
• New Orleans = $16.31M
• Shreveport = $14.11M

Month First Achieved Financial Independence

• Baton Rouge = 43.50 Years (522 Months)
• Lafayette = 35.50 Years (426 Months)
• Metairie = 47.25 Years (567 Months)
• New Orleans = 20.25 Years (243 Months)
• Shreveport = 12.25 Years (147 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

• Baton Rouge = $5.42M
• Lafayette = $6.97M
• Metairie = $7.47M
• New Orleans = $17.18M
• Shreveport = $14.76M

Month First Achieved Financial Independence

• Baton Rouge = 42.33 Years (508 Months)
• Lafayette = 34.50 Years (414 Months)
• Metairie = 45.25 Years (543 Months)
• New Orleans = 19.25 Years (231 Months)
• Shreveport = 11.25 Years (135 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

• Baton Rouge = $4.95M
• Lafayette = $6.18M
• Metairie = $6.01M
• New Orleans = $13.12M
• Shreveport = $12.99M

Month First Achieved Financial Independence

• Baton Rouge = 44.67 Years (536 Months)
• Lafayette = 42.17 Years (506 Months)
• Metairie = 53.08 Years (637 Months)
• New Orleans = 27.25 Years (327 Months)
• Shreveport = 15.25 Years (183 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

• Baton Rouge = $5.92M
• Lafayette = $7.67M
• Metairie = $8.32M
• New Orleans = $18.93M
• Shreveport = $15.13M

Month First Achieved Financial Independence

• Baton Rouge = 40.17 Years (482 Months)
• Lafayette = 33.25 Years (399 Months)
• Metairie = 43.25 Years (519 Months)
• New Orleans = 17.25 Years (207 Months)
• Shreveport = 11.08 Years (133 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

• Baton Rouge = $4.59M
• Lafayette = $6.75M
• Metairie = $7.47M
• New Orleans = $17.18M
• Shreveport = $14.76M

Month First Achieved Financial Independence

• Baton Rouge = 35.17 Years (422 Months)
• Lafayette = 33.33 Years (400 Months)
• Metairie = 45.25 Years (543 Months)
• New Orleans = 19.25 Years (231 Months)
• Shreveport = 11.25 Years (135 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

• Baton Rouge = $4.54M
• Lafayette = $4.40M
• Metairie = $4.85M
• New Orleans = $5.06M
• Shreveport = $7.12M

Month First Achieved Financial Independence

• Baton Rouge = 38.92 Years (467 Months)
• Lafayette = 34.42 Years (413 Months)
• Metairie = 45.92 Years (551 Months)
• New Orleans = 29.00 Years (348 Months)
• Shreveport = 19.92 Years (239 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

• Baton Rouge = $4.51M
• Lafayette = $5.43M
• Metairie = $6.16M
• New Orleans = $9.04M
• Shreveport = $10.27M

Month First Achieved Financial Independence

• Baton Rouge = 33.58 Years (403 Months)
• Lafayette = 32.08 Years (385 Months)
• Metairie = 39.00 Years (468 Months)
• New Orleans = 23.83 Years (286 Months)
• Shreveport = 16.25 Years (195 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

• Baton Rouge = $6.07M
• Lafayette = $8.42M
• Metairie = $9.04M
• New Orleans = $20.17M
• Shreveport = $15.27M

Month First Achieved Financial Independence

• Baton Rouge = 39.33 Years (472 Months)
• Lafayette = 33.00 Years (396 Months)
• Metairie = 43.08 Years (517 Months)
• New Orleans = 15.25 Years (183 Months)
• Shreveport = 10.75 Years (129 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

• Baton Rouge = $6.21M
• Lafayette = $7.89M
• Metairie = $8.37M
• New Orleans = $16.97M
• Shreveport = $14.78M

Month First Achieved Financial Independence

• Baton Rouge = 43.00 Years (516 Months)
• Lafayette = 33.58 Years (403 Months)
• Metairie = 43.92 Years (527 Months)
• New Orleans = 18.75 Years (225 Months)
• Shreveport = 10.25 Years (123 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

• Baton Rouge = $5.29M
• Lafayette = $5.58M
• Metairie = $7.23M
• New Orleans = $10.10M
• Shreveport = $13.19M

Month First Achieved Financial Independence

• Baton Rouge = 36.92 Years (443 Months)
• Lafayette = 27.75 Years (333 Months)
• Metairie = 38.33 Years (460 Months)
• New Orleans = 17.00 Years (204 Months)
• Shreveport = 11.42 Years (137 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

• Baton Rouge = $5.65M
• Lafayette = $7.26M
• Metairie = $7.94M
• New Orleans = $17.74M
• Shreveport = $15.18M

Month First Achieved Financial Independence

• Baton Rouge = 41.50 Years (498 Months)
• Lafayette = 34.08 Years (409 Months)
• Metairie = 44.75 Years (537 Months)
• New Orleans = 18.83 Years (226 Months)
• Shreveport = 11.25 Years (135 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

• Baton Rouge = $5.17M
• Lafayette = $6.58M
• Metairie = $6.83M
• New Orleans = $16.35M
• Shreveport = $14.70M

Month First Achieved Financial Independence

• Baton Rouge = 42.42 Years (509 Months)
• Lafayette = 37.25 Years (447 Months)
• Metairie = 46.83 Years (562 Months)
• New Orleans = 20.33 Years (244 Months)
• Shreveport = 11.83 Years (142 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

• Baton Rouge = $5.99M
• Lafayette = $8.32M
• Metairie = $8.77M
• New Orleans = $19.63M
• Shreveport = $15.19M

Month First Achieved Financial Independence

• Baton Rouge = 39.58 Years (475 Months)
• Lafayette = 33.08 Years (397 Months)
• Metairie = 43.25 Years (519 Months)
• New Orleans = 16.00 Years (192 Months)
• Shreveport = 10.75 Years (129 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

• Baton Rouge = $4.47M
• Lafayette = $5.58M
• Metairie = $5.29M
• New Orleans = $11.19M
• Shreveport = $12.75M

Month First Achieved Financial Independence

• Baton Rouge = 46.83 Years (562 Months)
• Lafayette = 42.25 Years (507 Months)
• Metairie = 55.25 Years (663 Months)
• New Orleans = 29.25 Years (351 Months)
• Shreveport = 15.08 Years (181 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

• Baton Rouge = $3.89M
• Lafayette = $3.87M
• Metairie = $3.98M
• New Orleans = $3.92M
• Shreveport = $3.82M

Month First Achieved Financial Independence

• Baton Rouge = 44.92 Years (539 Months)
• Lafayette = 45.08 Years (541 Months)
• Metairie = 55.00 Years (660 Months)
• New Orleans = 48.75 Years (585 Months)
• Shreveport = 45.33 Years (544 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

• Baton Rouge = $4.46M
• Lafayette = $4.62M
• Metairie = $5.53M
• New Orleans = $5.91M
• Shreveport = $14.16M

Month First Achieved Financial Independence

• Baton Rouge = 37.33 Years (448 Months)
• Lafayette = 36.42 Years (437 Months)
• Metairie = 44.67 Years (536 Months)
• New Orleans = 32.92 Years (395 Months)
• Shreveport = 10.33 Years (124 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

• Baton Rouge = $5.52M
• Lafayette = $7.43M
• Metairie = $7.16M
• New Orleans = $13.14M
• Shreveport = $12.47M

Month First Achieved Financial Independence

• Baton Rouge = 45.00 Years (540 Months)
• Lafayette = 35.25 Years (423 Months)
• Metairie = 47.25 Years (567 Months)
• New Orleans = 20.33 Years (244 Months)
• Shreveport = 11.25 Years (135 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

• Baton Rouge = $4.78M
• Lafayette = $6.91M
• Metairie = $6.58M
• New Orleans = $14.09M
• Shreveport = $12.71M

Month First Achieved Financial Independence

• Baton Rouge = 45.83 Years (550 Months)
• Lafayette = 37.58 Years (451 Months)
• Metairie = 48.75 Years (585 Months)
• New Orleans = 20.25 Years (243 Months)
• Shreveport = 10.25 Years (123 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

• Baton Rouge = $4.46M
• Lafayette = $6.84M
• Metairie = $8.05M
• New Orleans = $16.58M
• Shreveport = $14.14M

Month First Achieved Financial Independence

• Baton Rouge = 37.42 Years (449 Months)
• Lafayette = 29.50 Years (354 Months)
• Metairie = 40.08 Years (481 Months)
• New Orleans = 17.25 Years (207 Months)
• Shreveport = 10.33 Years (124 Months)

More Model Comparisons for Louisiana

The following are the various scenarios we ran summarized with Louisiana cities highlighted.

• Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
• Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
• Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
• When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
• Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
• Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
• Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
• Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
• Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
• Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
• Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
• Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
• Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
• Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
• Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
• Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
• Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
• Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
• Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
• Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
• Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
• Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
• For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.

Specific Strategy Summaries for Louisiana Cities

The following are the various scenarios we ran summarized with Louisiana cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

• 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
• 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
• 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
• .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
• Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
• 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
• Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
• 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
• 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
• .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
• 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
• Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
• 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
• 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
• Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
• Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
• Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
• 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
• 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
• Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
• Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
• Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
• 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
• 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
• Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
• 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
• .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
• .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
• 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
• No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
• Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
• 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
• 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
• Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Detailed Louisiana City-Specific Modeling

Check out the detailed modeling for these Louisiana cities.

Baton Rouge
Lafayette
Metairie
New Orleans
Shreveport