Sandy Springs Deal Analysis
Let's look at deal analysis for Sandy Springs, GA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Sandy Springs, Georgia Nomad™ Property with 10% Higher Rents
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Typical Sandy Springs, Georgia Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$712,519
|
|
Purchase Price
|
|
$712,519
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$35,626
|
|
Closing Costs
|
1.000%
|
$7,125
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$485,923
|
|
Total Invested
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$528,674
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Mortgage
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|
Mortgage Amount
|
|
$676,893.05
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Mortgage Interest Rate
|
6.500%
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|
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Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$479.47
|
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Drop PMI LTV
|
80.000%
|
|
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Income
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|
Monthly Rent
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|
$3,407
$3407.25
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
|
$1,227
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Property Taxes
|
0.955%
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$6,805
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|
Property Insurance
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0.878%
|
$6,256
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|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
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Maintenance
|
10.000%
|
|
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CapEx
|
|
$0
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Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$106,878
|
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$733,895 |
$755,911 |
$778,589 |
$801,946 |
$826,005 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$21,376 |
$22,017 |
$22,677 |
$23,358 |
$24,058 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$3,407 |
$3,509 |
$3,615 |
$3,723 |
$3,835 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$3,407 |
$3,509 |
$3,615 |
$3,723 |
$3,835 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$102 |
$105 |
$108 |
$112 |
$115 |
| Monthly Gross Operating Income |
$3,305 |
$3,404 |
$3,506 |
$3,611 |
$3,720 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$40,887 |
$42,114 |
$43,377 |
$44,678 |
$46,019 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$40,887 |
$42,114 |
$43,377 |
$44,678 |
$46,019 |
| Annual Vacancy Dollar |
$1,227 |
$1,263 |
$1,301 |
$1,340 |
$1,381 |
| Annual Gross Operating Income |
$39,660 |
$40,850 |
$42,076 |
$43,338 |
$44,638 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.955% |
0.955% |
0.955% |
0.955% |
0.955% |
| Property Taxes Dollar |
$6,805 |
$7,009 |
$7,219 |
$7,436 |
$7,659 |
| Insurance Percent |
0.878% |
0.878% |
0.878% |
0.878% |
0.878% |
| Insurance Dollar |
$6,256 |
$6,444 |
$6,637 |
$6,836 |
$7,041 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$3,966 |
$4,085 |
$4,208 |
$4,334 |
$4,464 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$17,027 |
$17,537 |
$18,063 |
$18,605 |
$19,163 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$22,634 |
$23,313 |
$24,012 |
$24,733 |
$25,475 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$51,341 |
$51,341 |
$51,341 |
$51,341 |
$51,341 |
| Principal |
$7,566 |
$8,072 |
$8,613 |
$9,190 |
$9,805 |
| Interest |
$43,775 |
$43,269 |
$42,728 |
$42,151 |
$41,536 |
| Loan Balance at End of Year |
$669,327 |
$661,255 |
$652,642 |
$643,452 |
$633,647 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$5,754 |
$5,754 |
$5,754 |
$5,754 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$64,567 |
$94,657 |
$125,947 |
$158,495 |
$192,358 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$34,461 |
-$33,782 |
-$33,082 |
-$32,362 |
-$25,866 |
| Monhtly Cash Flow |
-$2,872 |
-$2,815 |
-$2,757 |
-$2,697 |
-$2,156 |
| Cash on Cash Return on Investment |
-0.065% |
-0.064% |
-0.063% |
-0.061% |
-0.049% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |