Model

Florida Real Estate Models

Check out how Florida does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

Boca Raton = $17.19M
Brandon = $8.52M
Cape Coral = $12.69M
Clearwater = $8.51M
Coral Springs = $6.91M
Fort Lauderdale = $55.90M
Gainesville = $11.90M
Hialeah = $8.88M
Hollywood = $36.23M
Jacksonville = $2.78M
Lakeland = $6.58M
Largo = $8.54M
Miami = $3.22M
Miramar = $15.69M
Orlando = $15.67M
Palm Bay = $12.96M
Pembroke Pines = $11.32M
Pompano Beach = $15.67M
Port St Lucie = $7.63M
Spring Hill = $11.97M
St Petersburg = $10.37M
Tallahassee = $8.19M
Tampa = $4.81M
The Villages = $2.09M
West Palm Beach = $4.93M

Month First Achieved Financial Independence

Boca Raton = 39.67 Years (476 Months)
Brandon = 42.58 Years (511 Months)
Cape Coral = 37.42 Years (449 Months)
Clearwater = 42.83 Years (514 Months)
Coral Springs = 58.33 Years (700 Months)
Fort Lauderdale = 11.58 Years (139 Months)
Gainesville = 33.08 Years (397 Months)
Hialeah = 47.00 Years (564 Months)
Hollywood = 16.00 Years (192 Months)
Jacksonville = 74.50 Years (894 Months)
Lakeland = 42.00 Years (504 Months)
Largo = 43.00 Years (516 Months)
Miami = 83.92 Years (1007 Months)
Miramar = 36.75 Years (441 Months)
Orlando = 31.00 Years (372 Months)
Palm Bay = 29.25 Years (351 Months)
Pembroke Pines = 44.83 Years (538 Months)
Pompano Beach = 33.42 Years (401 Months)
Port St Lucie = 47.25 Years (567 Months)
Spring Hill = 30.17 Years (362 Months)
St Petersburg = 39.92 Years (479 Months)
Tallahassee = 36.50 Years (438 Months)
Tampa = 60.17 Years (722 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 63.67 Years (764 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

Boca Raton = $26.49M
Brandon = $12.94M
Cape Coral = $18.91M
Clearwater = $12.78M
Coral Springs = $10.15M
Fort Lauderdale = $67.17M
Gainesville = $17.33M
Hialeah = $13.60M
Hollywood = $43.10M
Jacksonville = $3.36M
Lakeland = $8.84M
Largo = $12.71M
Miami = $4.19M
Miramar = $23.62M
Orlando = $24.22M
Palm Bay = $19.52M
Pembroke Pines = $17.15M
Pompano Beach = $22.80M
Port St Lucie = $11.78M
Spring Hill = $18.35M
St Petersburg = $14.82M
Tallahassee = $12.51M
Tampa = $6.38M
The Villages = $2.46M
West Palm Beach = $6.70M

Month First Achieved Financial Independence

Boca Raton = 31.00 Years (372 Months)
Brandon = 35.00 Years (420 Months)
Cape Coral = 29.00 Years (348 Months)
Clearwater = 35.00 Years (420 Months)
Coral Springs = 48.50 Years (582 Months)
Fort Lauderdale = 11.00 Years (132 Months)
Gainesville = 24.42 Years (293 Months)
Hialeah = 37.58 Years (451 Months)
Hollywood = 12.25 Years (147 Months)
Jacksonville = 65.75 Years (789 Months)
Lakeland = 36.17 Years (434 Months)
Largo = 35.00 Years (420 Months)
Miami = 72.42 Years (869 Months)
Miramar = 27.25 Years (327 Months)
Orlando = 21.00 Years (252 Months)
Palm Bay = 19.42 Years (233 Months)
Pembroke Pines = 36.08 Years (433 Months)
Pompano Beach = 24.00 Years (288 Months)
Port St Lucie = 38.75 Years (465 Months)
Spring Hill = 21.00 Years (252 Months)
St Petersburg = 32.00 Years (384 Months)
Tallahassee = 30.00 Years (360 Months)
Tampa = 52.00 Years (624 Months)
The Villages = 91.25 Years (1095 Months)
West Palm Beach = 54.00 Years (648 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

Boca Raton = $12.42M
Brandon = $6.95M
Cape Coral = $9.72M
Clearwater = $6.98M
Coral Springs = $5.70M
Fort Lauderdale = $55.44M
Gainesville = $9.44M
Hialeah = $7.27M
Hollywood = $35.07M
Jacksonville = $2.54M
Lakeland = $5.58M
Largo = $7.11M
Miami = $2.96M
Miramar = $11.44M
Orlando = $11.21M
Palm Bay = $9.65M
Pembroke Pines = $8.64M
Pompano Beach = $11.99M
Port St Lucie = $6.24M
Spring Hill = $8.81M
St Petersburg = $7.94M
Tallahassee = $7.12M
Tampa = $4.27M
The Villages = $1.92M
West Palm Beach = $4.32M

Month First Achieved Financial Independence

Boca Raton = 42.25 Years (507 Months)
Brandon = 44.83 Years (538 Months)
Cape Coral = 40.00 Years (480 Months)
Clearwater = 43.42 Years (521 Months)
Coral Springs = 59.25 Years (711 Months)
Fort Lauderdale = 12.08 Years (145 Months)
Gainesville = 36.42 Years (437 Months)
Hialeah = 48.42 Years (581 Months)
Hollywood = 17.50 Years (210 Months)
Jacksonville = 71.50 Years (858 Months)
Lakeland = 44.00 Years (528 Months)
Largo = 44.08 Years (529 Months)
Miami = 81.25 Years (975 Months)
Miramar = 40.67 Years (488 Months)
Orlando = 33.50 Years (402 Months)
Palm Bay = 32.50 Years (390 Months)
Pembroke Pines = 48.00 Years (576 Months)
Pompano Beach = 36.42 Years (437 Months)
Port St Lucie = 49.58 Years (595 Months)
Spring Hill = 32.58 Years (391 Months)
St Petersburg = 42.00 Years (504 Months)
Tallahassee = 38.75 Years (465 Months)
Tampa = 60.17 Years (722 Months)
The Villages = 96.00 Years (1152 Months)
West Palm Beach = 62.08 Years (745 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Boca Raton = $71.05M
Brandon = $38.95M
Cape Coral = $49.06M
Clearwater = $39.54M
Coral Springs = $47.78M
Fort Lauderdale = $122.97M
Gainesville = $38.73M
Hialeah = $45.60M
Hollywood = $84.37M
Jacksonville = $12.65M
Lakeland = $30.51M
Largo = $38.72M
Miami = $23.68M
Miramar = $59.30M
Orlando = $54.64M
Palm Bay = $43.20M
Pembroke Pines = $53.07M
Pompano Beach = $51.28M
Port St Lucie = $36.93M
Spring Hill = $43.78M
St Petersburg = $40.33M
Tallahassee = $33.26M
Tampa = $30.24M
The Villages = $8.66M
West Palm Beach = $31.37M

Month First Achieved Financial Independence

Boca Raton = 12.00 Years (144 Months)
Brandon = 11.00 Years (132 Months)
Cape Coral = 10.08 Years (121 Months)
Clearwater = 11.00 Years (132 Months)
Coral Springs = 15.00 Years (180 Months)
Fort Lauderdale = 8.50 Years (102 Months)
Gainesville = 9.17 Years (110 Months)
Hialeah = 12.42 Years (149 Months)
Hollywood = 8.00 Years (96 Months)
Jacksonville = 33.92 Years (407 Months)
Lakeland = 10.75 Years (129 Months)
Largo = 11.00 Years (132 Months)
Miami = 32.00 Years (384 Months)
Miramar = 10.83 Years (130 Months)
Orlando = 8.67 Years (104 Months)
Palm Bay = 7.75 Years (93 Months)
Pembroke Pines = 12.50 Years (150 Months)
Pompano Beach = 10.00 Years (120 Months)
Port St Lucie = 13.00 Years (156 Months)
Spring Hill = 7.83 Years (94 Months)
St Petersburg = 10.58 Years (127 Months)
Tallahassee = 9.50 Years (114 Months)
Tampa = 18.00 Years (216 Months)
The Villages = 47.00 Years (564 Months)
West Palm Beach = 18.75 Years (225 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

Boca Raton = $12.42M
Brandon = $6.95M
Cape Coral = $9.72M
Clearwater = $6.98M
Coral Springs = $5.70M
Fort Lauderdale = $55.44M
Gainesville = $9.44M
Hialeah = $7.27M
Hollywood = $35.07M
Jacksonville = $2.54M
Lakeland = $5.58M
Largo = $7.11M
Miami = $2.96M
Miramar = $11.44M
Orlando = $11.21M
Palm Bay = $9.65M
Pembroke Pines = $8.64M
Pompano Beach = $11.99M
Port St Lucie = $6.24M
Spring Hill = $8.81M
St Petersburg = $7.94M
Tallahassee = $7.12M
Tampa = $4.27M
The Villages = $1.92M
West Palm Beach = $4.32M

Month First Achieved Financial Independence

Boca Raton = 42.25 Years (507 Months)
Brandon = 44.83 Years (538 Months)
Cape Coral = 40.00 Years (480 Months)
Clearwater = 43.42 Years (521 Months)
Coral Springs = 59.25 Years (711 Months)
Fort Lauderdale = 12.08 Years (145 Months)
Gainesville = 36.42 Years (437 Months)
Hialeah = 48.42 Years (581 Months)
Hollywood = 17.50 Years (210 Months)
Jacksonville = 71.50 Years (858 Months)
Lakeland = 44.00 Years (528 Months)
Largo = 44.08 Years (529 Months)
Miami = 81.25 Years (975 Months)
Miramar = 40.67 Years (488 Months)
Orlando = 33.50 Years (402 Months)
Palm Bay = 32.50 Years (390 Months)
Pembroke Pines = 48.00 Years (576 Months)
Pompano Beach = 36.42 Years (437 Months)
Port St Lucie = 49.58 Years (595 Months)
Spring Hill = 32.58 Years (391 Months)
St Petersburg = 42.00 Years (504 Months)
Tallahassee = 38.75 Years (465 Months)
Tampa = 60.17 Years (722 Months)
The Villages = 96.00 Years (1152 Months)
West Palm Beach = 62.08 Years (745 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Boca Raton = $56.81M
Brandon = $30.01M
Cape Coral = $37.76M
Clearwater = $30.48M
Coral Springs = $33.81M
Fort Lauderdale = $98.68M
Gainesville = $30.02M
Hialeah = $33.96M
Hollywood = $67.24M
Jacksonville = $7.41M
Lakeland = $23.48M
Largo = $29.76M
Miami = $11.51M
Miramar = $45.05M
Orlando = $42.32M
Palm Bay = $33.66M
Pembroke Pines = $40.86M
Pompano Beach = $39.36M
Port St Lucie = $28.65M
Spring Hill = $33.95M
St Petersburg = $31.07M
Tallahassee = $25.68M
Tampa = $20.45M
The Villages = $5.12M
West Palm Beach = $21.72M

Month First Achieved Financial Independence

Boca Raton = 14.00 Years (168 Months)
Brandon = 15.00 Years (180 Months)
Cape Coral = 13.00 Years (156 Months)
Clearwater = 15.00 Years (180 Months)
Coral Springs = 23.75 Years (285 Months)
Fort Lauderdale = 9.00 Years (108 Months)
Gainesville = 12.08 Years (145 Months)
Hialeah = 17.33 Years (208 Months)
Hollywood = 9.50 Years (114 Months)
Jacksonville = 46.00 Years (552 Months)
Lakeland = 15.00 Years (180 Months)
Largo = 15.00 Years (180 Months)
Miami = 46.00 Years (552 Months)
Miramar = 13.00 Years (156 Months)
Orlando = 10.67 Years (128 Months)
Palm Bay = 9.75 Years (117 Months)
Pembroke Pines = 16.67 Years (200 Months)
Pompano Beach = 12.00 Years (144 Months)
Port St Lucie = 18.00 Years (216 Months)
Spring Hill = 9.75 Years (117 Months)
St Petersburg = 14.00 Years (168 Months)
Tallahassee = 12.75 Years (153 Months)
Tampa = 28.00 Years (336 Months)
The Villages = 63.83 Years (766 Months)
West Palm Beach = 28.92 Years (347 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Boca Raton = $30.53M
Brandon = $14.41M
Cape Coral = $20.78M
Clearwater = $14.49M
Coral Springs = $13.97M
Fort Lauderdale = $70.84M
Gainesville = $18.08M
Hialeah = $16.23M
Hollywood = $46.37M
Jacksonville = $4.64M
Lakeland = $10.68M
Largo = $14.43M
Miami = $6.79M
Miramar = $25.71M
Orlando = $24.47M
Palm Bay = $19.68M
Pembroke Pines = $20.54M
Pompano Beach = $24.41M
Port St Lucie = $13.87M
Spring Hill = $19.03M
St Petersburg = $16.08M
Tallahassee = $13.30M
Tampa = $8.61M
The Villages = $4.11M
West Palm Beach = $9.14M

Month First Achieved Financial Independence

Boca Raton = 30.00 Years (360 Months)
Brandon = 35.00 Years (420 Months)
Cape Coral = 29.50 Years (354 Months)
Clearwater = 34.25 Years (411 Months)
Coral Springs = 44.75 Years (537 Months)
Fort Lauderdale = 8.92 Years (107 Months)
Gainesville = 26.17 Years (314 Months)
Hialeah = 36.83 Years (442 Months)
Hollywood = 12.00 Years (144 Months)
Jacksonville = 61.92 Years (743 Months)
Lakeland = 35.67 Years (428 Months)
Largo = 34.00 Years (408 Months)
Miami = 63.00 Years (756 Months)
Miramar = 28.00 Years (336 Months)
Orlando = 22.83 Years (274 Months)
Palm Bay = 22.00 Years (264 Months)
Pembroke Pines = 34.17 Years (410 Months)
Pompano Beach = 25.00 Years (300 Months)
Port St Lucie = 37.75 Years (453 Months)
Spring Hill = 23.00 Years (276 Months)
St Petersburg = 32.17 Years (386 Months)
Tallahassee = 31.75 Years (381 Months)
Tampa = 49.00 Years (588 Months)
The Villages = 76.83 Years (922 Months)
West Palm Beach = 51.00 Years (612 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

Boca Raton = $20.87M
Brandon = $11.38M
Cape Coral = $16.07M
Clearwater = $11.64M
Coral Springs = $8.82M
Fort Lauderdale = $58.67M
Gainesville = $14.17M
Hialeah = $12.16M
Hollywood = $34.91M
Jacksonville = $3.06M
Lakeland = $9.40M
Largo = $11.40M
Miami = $3.91M
Miramar = $18.11M
Orlando = $19.29M
Palm Bay = $16.21M
Pembroke Pines = $14.06M
Pompano Beach = $17.94M
Port St Lucie = $10.34M
Spring Hill = $15.83M
St Petersburg = $12.60M
Tallahassee = $11.53M
Tampa = $5.88M
The Villages = $2.51M
West Palm Beach = $6.03M

Month First Achieved Financial Independence

Boca Raton = 35.50 Years (426 Months)
Brandon = 35.00 Years (420 Months)
Cape Coral = 32.00 Years (384 Months)
Clearwater = 35.00 Years (420 Months)
Coral Springs = 50.58 Years (607 Months)
Fort Lauderdale = 12.33 Years (148 Months)
Gainesville = 29.00 Years (348 Months)
Hialeah = 39.00 Years (468 Months)
Hollywood = 16.00 Years (192 Months)
Jacksonville = 75.58 Years (907 Months)
Lakeland = 34.67 Years (416 Months)
Largo = 35.00 Years (420 Months)
Miami = 81.00 Years (972 Months)
Miramar = 33.00 Years (396 Months)
Orlando = 24.83 Years (298 Months)
Palm Bay = 22.58 Years (271 Months)
Pembroke Pines = 38.00 Years (456 Months)
Pompano Beach = 28.17 Years (338 Months)
Port St Lucie = 40.33 Years (484 Months)
Spring Hill = 23.25 Years (279 Months)
St Petersburg = 33.33 Years (400 Months)
Tallahassee = 31.92 Years (383 Months)
Tampa = 55.00 Years (660 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 55.92 Years (671 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

Boca Raton = $16.02M
Brandon = $8.40M
Cape Coral = $11.84M
Clearwater = $8.42M
Coral Springs = $6.85M
Fort Lauderdale = $58.68M
Gainesville = $12.12M
Hialeah = $8.69M
Hollywood = $39.40M
Jacksonville = $2.79M
Lakeland = $6.44M
Largo = $8.57M
Miami = $3.35M
Miramar = $15.09M
Orlando = $14.16M
Palm Bay = $12.32M
Pembroke Pines = $10.75M
Pompano Beach = $15.87M
Port St Lucie = $7.62M
Spring Hill = $11.09M
St Petersburg = $9.77M
Tallahassee = $8.27M
Tampa = $4.77M
The Villages = $2.11M
West Palm Beach = $4.86M

Month First Achieved Financial Independence

Boca Raton = 39.92 Years (479 Months)
Brandon = 42.00 Years (504 Months)
Cape Coral = 37.83 Years (454 Months)
Clearwater = 42.00 Years (504 Months)
Coral Springs = 56.50 Years (678 Months)
Fort Lauderdale = 12.00 Years (144 Months)
Gainesville = 32.92 Years (395 Months)
Hialeah = 45.08 Years (541 Months)
Hollywood = 15.00 Years (180 Months)
Jacksonville = 69.67 Years (836 Months)
Lakeland = 40.33 Years (484 Months)
Largo = 41.17 Years (494 Months)
Miami = 78.83 Years (946 Months)
Miramar = 36.92 Years (443 Months)
Orlando = 31.75 Years (381 Months)
Palm Bay = 29.00 Years (348 Months)
Pembroke Pines = 44.67 Years (536 Months)
Pompano Beach = 32.50 Years (390 Months)
Port St Lucie = 46.17 Years (554 Months)
Spring Hill = 30.83 Years (370 Months)
St Petersburg = 39.00 Years (468 Months)
Tallahassee = 37.00 Years (444 Months)
Tampa = 58.83 Years (706 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 61.00 Years (732 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

Boca Raton = $32.83M
Brandon = $16.18M
Cape Coral = $23.88M
Clearwater = $16.30M
Coral Springs = $13.34M
Fort Lauderdale = $69.12M
Gainesville = $20.08M
Hialeah = $18.04M
Hollywood = $43.79M
Jacksonville = $3.81M
Lakeland = $11.57M
Largo = $16.16M
Miami = $5.09M
Miramar = $27.73M
Orlando = $27.26M
Palm Bay = $22.65M
Pembroke Pines = $22.26M
Pompano Beach = $26.65M
Port St Lucie = $14.27M
Spring Hill = $21.98M
St Petersburg = $18.52M
Tallahassee = $14.95M
Tampa = $8.09M
The Villages = $2.86M
West Palm Beach = $8.58M

Month First Achieved Financial Independence

Boca Raton = 26.25 Years (315 Months)
Brandon = 31.83 Years (382 Months)
Cape Coral = 24.00 Years (288 Months)
Clearwater = 31.17 Years (374 Months)
Coral Springs = 45.00 Years (540 Months)
Fort Lauderdale = 9.83 Years (118 Months)
Gainesville = 21.00 Years (252 Months)
Hialeah = 34.00 Years (408 Months)
Hollywood = 12.00 Years (144 Months)
Jacksonville = 68.00 Years (816 Months)
Lakeland = 32.58 Years (391 Months)
Largo = 31.00 Years (372 Months)
Miami = 73.00 Years (876 Months)
Miramar = 24.00 Years (288 Months)
Orlando = 18.00 Years (216 Months)
Palm Bay = 16.00 Years (192 Months)
Pembroke Pines = 33.00 Years (396 Months)
Pompano Beach = 20.00 Years (240 Months)
Port St Lucie = 35.33 Years (424 Months)
Spring Hill = 17.00 Years (204 Months)
St Petersburg = 27.83 Years (334 Months)
Tallahassee = 26.00 Years (312 Months)
Tampa = 50.00 Years (600 Months)
The Villages = 92.50 Years (1110 Months)
West Palm Beach = 51.00 Years (612 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Boca Raton = $165.86K
Brandon = $5.29M
Cape Coral = $7.62M
Clearwater = $5.39M
Coral Springs = $433.82K
Fort Lauderdale = $14.51M
Gainesville = $9.86M
Hialeah = $3.80M
Hollywood = $21.66M
Jacksonville = $1.40M
Lakeland = $4.59M
Largo = $5.42M
Miami = $757.53K
Miramar = $5.29M
Orlando = $11.57M
Palm Bay = $10.41M
Pembroke Pines = $1.82M
Pompano Beach = $10.07M
Port St Lucie = $4.00M
Spring Hill = $9.00M
St Petersburg = $6.82M
Tallahassee = $6.52M
Tampa = $2.22M
The Villages = $1.03M
West Palm Beach = $1.84M

Month First Achieved Financial Independence

Boca Raton = 0.00 Years (0 Months)
Brandon = 47.08 Years (565 Months)
Cape Coral = 42.00 Years (504 Months)
Clearwater = 47.00 Years (564 Months)
Coral Springs = 97.00 Years (1164 Months)
Fort Lauderdale = 30.33 Years (364 Months)
Gainesville = 34.92 Years (419 Months)
Hialeah = 56.08 Years (673 Months)
Hollywood = 23.00 Years (276 Months)
Jacksonville = 92.00 Years (1104 Months)
Lakeland = 45.00 Years (540 Months)
Largo = 46.42 Years (557 Months)
Miami = 99.00 Years (1188 Months)
Miramar = 49.00 Years (588 Months)
Orlando = 33.00 Years (396 Months)
Palm Bay = 28.00 Years (336 Months)
Pembroke Pines = 66.08 Years (793 Months)
Pompano Beach = 38.00 Years (456 Months)
Port St Lucie = 55.25 Years (663 Months)
Spring Hill = 30.25 Years (363 Months)
St Petersburg = 42.25 Years (507 Months)
Tallahassee = 37.08 Years (445 Months)
Tampa = 73.25 Years (879 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 80.58 Years (967 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

Boca Raton = $21.35M
Brandon = $8.43M
Cape Coral = $11.55M
Clearwater = $8.39M
Coral Springs = $8.39M
Fort Lauderdale = $62.84M
Gainesville = $14.38M
Hialeah = $10.74M
Hollywood = $40.83M
Jacksonville = $3.09M
Lakeland = $6.42M
Largo = $8.65M
Miami = $3.69M
Miramar = $18.77M
Orlando = $19.74M
Palm Bay = $16.48M
Pembroke Pines = $14.53M
Pompano Beach = $19.72M
Port St Lucie = $9.40M
Spring Hill = $13.91M
St Petersburg = $12.20M
Tallahassee = $7.79M
Tampa = $5.52M
The Villages = $2.24M
West Palm Beach = $5.83M

Month First Achieved Financial Independence

Boca Raton = 35.58 Years (427 Months)
Brandon = 38.08 Years (457 Months)
Cape Coral = 33.17 Years (398 Months)
Clearwater = 38.17 Years (458 Months)
Coral Springs = 51.00 Years (612 Months)
Fort Lauderdale = 10.92 Years (131 Months)
Gainesville = 29.00 Years (348 Months)
Hialeah = 41.67 Years (500 Months)
Hollywood = 13.58 Years (163 Months)
Jacksonville = 63.33 Years (760 Months)
Lakeland = 37.58 Years (451 Months)
Largo = 37.42 Years (449 Months)
Miami = 72.58 Years (871 Months)
Miramar = 33.00 Years (396 Months)
Orlando = 25.83 Years (310 Months)
Palm Bay = 23.83 Years (286 Months)
Pembroke Pines = 39.08 Years (469 Months)
Pompano Beach = 27.75 Years (333 Months)
Port St Lucie = 42.25 Years (507 Months)
Spring Hill = 26.50 Years (318 Months)
St Petersburg = 35.08 Years (421 Months)
Tallahassee = 32.92 Years (395 Months)
Tampa = 53.08 Years (637 Months)
The Villages = 90.83 Years (1090 Months)
West Palm Beach = 54.25 Years (651 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

Boca Raton = $23.90M
Brandon = $11.73M
Cape Coral = $17.19M
Clearwater = $11.88M
Coral Springs = $9.22M
Fort Lauderdale = $65.06M
Gainesville = $15.58M
Hialeah = $12.32M
Hollywood = $41.72M
Jacksonville = $3.16M
Lakeland = $8.18M
Largo = $11.88M
Miami = $3.90M
Miramar = $20.75M
Orlando = $21.90M
Palm Bay = $17.84M
Pembroke Pines = $15.96M
Pompano Beach = $21.26M
Port St Lucie = $10.28M
Spring Hill = $16.31M
St Petersburg = $13.12M
Tallahassee = $11.66M
Tampa = $5.98M
The Villages = $2.36M
West Palm Beach = $6.14M

Month First Achieved Financial Independence

Boca Raton = 33.00 Years (396 Months)
Brandon = 36.42 Years (437 Months)
Cape Coral = 31.17 Years (374 Months)
Clearwater = 36.00 Years (432 Months)
Coral Springs = 51.00 Years (612 Months)
Fort Lauderdale = 10.92 Years (131 Months)
Gainesville = 27.33 Years (328 Months)
Hialeah = 40.92 Years (491 Months)
Hollywood = 13.33 Years (160 Months)
Jacksonville = 69.08 Years (829 Months)
Lakeland = 37.08 Years (445 Months)
Largo = 36.00 Years (432 Months)
Miami = 77.00 Years (924 Months)
Miramar = 31.00 Years (372 Months)
Orlando = 23.00 Years (276 Months)
Palm Bay = 21.50 Years (258 Months)
Pembroke Pines = 37.33 Years (448 Months)
Pompano Beach = 26.00 Years (312 Months)
Port St Lucie = 41.17 Years (494 Months)
Spring Hill = 24.00 Years (288 Months)
St Petersburg = 34.67 Years (416 Months)
Tallahassee = 32.00 Years (384 Months)
Tampa = 55.00 Years (660 Months)
The Villages = 96.17 Years (1154 Months)
West Palm Beach = 57.58 Years (691 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

Boca Raton = $32.08M
Brandon = $15.21M
Cape Coral = $23.41M
Clearwater = $15.27M
Coral Springs = $12.35M
Fort Lauderdale = $71.52M
Gainesville = $20.41M
Hialeah = $16.42M
Hollywood = $45.73M
Jacksonville = $3.66M
Lakeland = $10.35M
Largo = $15.60M
Miami = $4.75M
Miramar = $27.86M
Orlando = $28.20M
Palm Bay = $22.72M
Pembroke Pines = $21.70M
Pompano Beach = $27.11M
Port St Lucie = $13.95M
Spring Hill = $21.77M
St Petersburg = $17.80M
Tallahassee = $14.83M
Tampa = $7.57M
The Villages = $2.73M
West Palm Beach = $7.91M

Month First Achieved Financial Independence

Boca Raton = 26.00 Years (312 Months)
Brandon = 32.00 Years (384 Months)
Cape Coral = 24.00 Years (288 Months)
Clearwater = 32.00 Years (384 Months)
Coral Springs = 44.00 Years (528 Months)
Fort Lauderdale = 10.00 Years (120 Months)
Gainesville = 20.50 Years (246 Months)
Hialeah = 34.08 Years (409 Months)
Hollywood = 11.25 Years (135 Months)
Jacksonville = 64.00 Years (768 Months)
Lakeland = 32.50 Years (390 Months)
Largo = 30.75 Years (369 Months)
Miami = 67.00 Years (804 Months)
Miramar = 23.33 Years (280 Months)
Orlando = 17.00 Years (204 Months)
Palm Bay = 16.00 Years (192 Months)
Pembroke Pines = 32.00 Years (384 Months)
Pompano Beach = 20.00 Years (240 Months)
Port St Lucie = 35.00 Years (420 Months)
Spring Hill = 17.00 Years (204 Months)
St Petersburg = 27.58 Years (331 Months)
Tallahassee = 25.00 Years (300 Months)
Tampa = 47.67 Years (572 Months)
The Villages = 85.00 Years (1020 Months)
West Palm Beach = 48.50 Years (582 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Boca Raton = $37.96M
Brandon = $20.07M
Cape Coral = $27.25M
Clearwater = $20.29M
Coral Springs = $18.33M
Fort Lauderdale = $74.96M
Gainesville = $22.28M
Hialeah = $22.17M
Hollywood = $49.67M
Jacksonville = $4.19M
Lakeland = $14.88M
Largo = $19.88M
Miami = $6.03M
Miramar = $30.99M
Orlando = $29.98M
Palm Bay = $24.72M
Pembroke Pines = $26.75M
Pompano Beach = $29.36M
Port St Lucie = $18.04M
Spring Hill = $24.80M
St Petersburg = $21.25M
Tallahassee = $17.83M
Tampa = $10.27M
The Villages = $3.29M
West Palm Beach = $10.89M

Month First Achieved Financial Independence

Boca Raton = 23.00 Years (276 Months)
Brandon = 26.00 Years (312 Months)
Cape Coral = 20.33 Years (244 Months)
Clearwater = 25.67 Years (308 Months)
Coral Springs = 38.00 Years (456 Months)
Fort Lauderdale = 10.33 Years (124 Months)
Gainesville = 18.58 Years (223 Months)
Hialeah = 29.00 Years (348 Months)
Hollywood = 11.42 Years (137 Months)
Jacksonville = 65.00 Years (780 Months)
Lakeland = 27.00 Years (324 Months)
Largo = 25.92 Years (311 Months)
Miami = 65.00 Years (780 Months)
Miramar = 21.00 Years (252 Months)
Orlando = 16.00 Years (192 Months)
Palm Bay = 14.00 Years (168 Months)
Pembroke Pines = 27.00 Years (324 Months)
Pompano Beach = 18.00 Years (216 Months)
Port St Lucie = 31.00 Years (372 Months)
Spring Hill = 14.00 Years (168 Months)
St Petersburg = 24.00 Years (288 Months)
Tallahassee = 21.25 Years (255 Months)
Tampa = 43.00 Years (516 Months)
The Villages = 83.75 Years (1005 Months)
West Palm Beach = 43.92 Years (527 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

Boca Raton = $21.35M
Brandon = $10.37M
Cape Coral = $16.10M
Clearwater = $10.35M
Coral Springs = $8.39M
Fort Lauderdale = $62.84M
Gainesville = $14.38M
Hialeah = $10.74M
Hollywood = $40.83M
Jacksonville = $3.09M
Lakeland = $7.59M
Largo = $10.83M
Miami = $3.69M
Miramar = $18.77M
Orlando = $19.74M
Palm Bay = $16.48M
Pembroke Pines = $14.53M
Pompano Beach = $19.72M
Port St Lucie = $9.40M
Spring Hill = $13.91M
St Petersburg = $12.20M
Tallahassee = $10.09M
Tampa = $5.52M
The Villages = $2.24M
West Palm Beach = $5.83M

Month First Achieved Financial Independence

Boca Raton = 35.58 Years (427 Months)
Brandon = 38.08 Years (457 Months)
Cape Coral = 33.00 Years (396 Months)
Clearwater = 38.33 Years (460 Months)
Coral Springs = 52.00 Years (624 Months)
Fort Lauderdale = 10.92 Years (131 Months)
Gainesville = 29.00 Years (348 Months)
Hialeah = 42.25 Years (507 Months)
Hollywood = 13.58 Years (163 Months)
Jacksonville = 69.75 Years (837 Months)
Lakeland = 37.58 Years (451 Months)
Largo = 38.00 Years (456 Months)
Miami = 78.00 Years (936 Months)
Miramar = 33.00 Years (396 Months)
Orlando = 25.83 Years (310 Months)
Palm Bay = 23.83 Years (286 Months)
Pembroke Pines = 39.08 Years (469 Months)
Pompano Beach = 27.75 Years (333 Months)
Port St Lucie = 43.00 Years (516 Months)
Spring Hill = 26.50 Years (318 Months)
St Petersburg = 35.08 Years (421 Months)
Tallahassee = 33.33 Years (400 Months)
Tampa = 55.42 Years (665 Months)
The Villages = 98.67 Years (1184 Months)
West Palm Beach = 59.00 Years (708 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

Boca Raton = $15.20M
Brandon = $8.11M
Cape Coral = $12.01M
Clearwater = $8.13M
Coral Springs = $6.87M
Fort Lauderdale = $51.79M
Gainesville = $10.81M
Hialeah = $8.43M
Hollywood = $32.80M
Jacksonville = $2.82M
Lakeland = $6.46M
Largo = $8.15M
Miami = $3.34M
Miramar = $13.93M
Orlando = $14.79M
Palm Bay = $12.51M
Pembroke Pines = $10.18M
Pompano Beach = $13.94M
Port St Lucie = $7.13M
Spring Hill = $10.89M
St Petersburg = $9.42M
Tallahassee = $8.21M
Tampa = $4.82M
The Villages = $2.16M
West Palm Beach = $4.72M

Month First Achieved Financial Independence

Boca Raton = 43.00 Years (516 Months)
Brandon = 45.08 Years (541 Months)
Cape Coral = 40.00 Years (480 Months)
Clearwater = 45.92 Years (551 Months)
Coral Springs = 61.50 Years (738 Months)
Fort Lauderdale = 13.17 Years (158 Months)
Gainesville = 35.92 Years (431 Months)
Hialeah = 49.00 Years (588 Months)
Hollywood = 18.00 Years (216 Months)
Jacksonville = 78.00 Years (936 Months)
Lakeland = 44.00 Years (528 Months)
Largo = 44.25 Years (531 Months)
Miami = 90.00 Years (1080 Months)
Miramar = 40.00 Years (480 Months)
Orlando = 33.50 Years (402 Months)
Palm Bay = 31.08 Years (373 Months)
Pembroke Pines = 48.83 Years (586 Months)
Pompano Beach = 35.33 Years (424 Months)
Port St Lucie = 52.00 Years (624 Months)
Spring Hill = 33.00 Years (396 Months)
St Petersburg = 42.00 Years (504 Months)
Tallahassee = 39.33 Years (472 Months)
Tampa = 63.00 Years (756 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 66.58 Years (799 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

Boca Raton = $25.02M
Brandon = $11.96M
Cape Coral = $18.03M
Clearwater = $12.12M
Coral Springs = $9.55M
Fort Lauderdale = $61.87M
Gainesville = $16.13M
Hialeah = $13.07M
Hollywood = $40.54M
Jacksonville = $3.22M
Lakeland = $8.54M
Largo = $12.17M
Miami = $4.02M
Miramar = $21.17M
Orlando = $22.42M
Palm Bay = $18.67M
Pembroke Pines = $16.32M
Pompano Beach = $21.58M
Port St Lucie = $11.04M
Spring Hill = $17.15M
St Petersburg = $14.43M
Tallahassee = $11.90M
Tampa = $6.14M
The Villages = $2.41M
West Palm Beach = $6.41M

Month First Achieved Financial Independence

Boca Raton = 32.83 Years (394 Months)
Brandon = 36.33 Years (436 Months)
Cape Coral = 30.83 Years (370 Months)
Clearwater = 36.00 Years (432 Months)
Coral Springs = 50.33 Years (604 Months)
Fort Lauderdale = 10.67 Years (128 Months)
Gainesville = 27.00 Years (324 Months)
Hialeah = 39.50 Years (474 Months)
Hollywood = 13.00 Years (156 Months)
Jacksonville = 69.42 Years (833 Months)
Lakeland = 36.00 Years (432 Months)
Largo = 35.83 Years (430 Months)
Miami = 76.67 Years (920 Months)
Miramar = 31.00 Years (372 Months)
Orlando = 22.25 Years (267 Months)
Palm Bay = 20.50 Years (246 Months)
Pembroke Pines = 37.25 Years (447 Months)
Pompano Beach = 25.92 Years (311 Months)
Port St Lucie = 40.25 Years (483 Months)
Spring Hill = 23.00 Years (276 Months)
St Petersburg = 33.25 Years (399 Months)
Tallahassee = 31.67 Years (380 Months)
Tampa = 54.75 Years (657 Months)
The Villages = 95.83 Years (1150 Months)
West Palm Beach = 56.58 Years (679 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

Boca Raton = $21.31M
Brandon = $10.18M
Cape Coral = $16.10M
Clearwater = $10.09M
Coral Springs = $8.39M
Fort Lauderdale = $62.84M
Gainesville = $14.38M
Hialeah = $10.52M
Hollywood = $40.83M
Jacksonville = $3.09M
Lakeland = $7.23M
Largo = $10.62M
Miami = $3.69M
Miramar = $18.77M
Orlando = $19.74M
Palm Bay = $16.48M
Pembroke Pines = $14.50M
Pompano Beach = $19.72M
Port St Lucie = $9.38M
Spring Hill = $13.91M
St Petersburg = $12.20M
Tallahassee = $9.99M
Tampa = $5.52M
The Villages = $2.24M
West Palm Beach = $5.83M

Month First Achieved Financial Independence

Boca Raton = 35.33 Years (424 Months)
Brandon = 36.75 Years (441 Months)
Cape Coral = 33.00 Years (396 Months)
Clearwater = 36.42 Years (437 Months)
Coral Springs = 44.42 Years (533 Months)
Fort Lauderdale = 10.92 Years (131 Months)
Gainesville = 29.00 Years (348 Months)
Hialeah = 38.50 Years (462 Months)
Hollywood = 13.58 Years (163 Months)
Jacksonville = 49.17 Years (590 Months)
Lakeland = 34.50 Years (414 Months)
Largo = 36.42 Years (437 Months)
Miami = 0.00 Years (0 Months)
Miramar = 33.00 Years (396 Months)
Orlando = 25.83 Years (310 Months)
Palm Bay = 23.83 Years (286 Months)
Pembroke Pines = 38.83 Years (466 Months)
Pompano Beach = 27.75 Years (333 Months)
Port St Lucie = 40.00 Years (480 Months)
Spring Hill = 26.50 Years (318 Months)
St Petersburg = 35.08 Years (421 Months)
Tallahassee = 32.58 Years (391 Months)
Tampa = 44.42 Years (533 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 47.58 Years (571 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

Boca Raton = $5.60M
Brandon = $5.46M
Cape Coral = $5.94M
Clearwater = $5.50M
Coral Springs = $4.84M
Fort Lauderdale = $10.52M
Gainesville = $6.33M
Hialeah = $5.27M
Hollywood = $8.38M
Jacksonville = $3.52M
Lakeland = $5.26M
Largo = $5.43M
Miami = $4.03M
Miramar = $5.87M
Orlando = $6.69M
Palm Bay = $6.82M
Pembroke Pines = $5.35M
Pompano Beach = $6.38M
Port St Lucie = $5.13M
Spring Hill = $6.69M
St Petersburg = $5.68M
Tallahassee = $5.76M
Tampa = $4.47M
The Villages = $3.37M
West Palm Beach = $4.46M

Month First Achieved Financial Independence

Boca Raton = 47.42 Years (569 Months)
Brandon = 41.00 Years (492 Months)
Cape Coral = 40.33 Years (484 Months)
Clearwater = 41.00 Years (492 Months)
Coral Springs = 55.00 Years (660 Months)
Fort Lauderdale = 33.33 Years (400 Months)
Gainesville = 34.75 Years (417 Months)
Hialeah = 45.83 Years (550 Months)
Hollywood = 33.33 Years (400 Months)
Jacksonville = 68.00 Years (816 Months)
Lakeland = 38.00 Years (456 Months)
Largo = 41.25 Years (495 Months)
Miami = 74.50 Years (894 Months)
Miramar = 43.08 Years (517 Months)
Orlando = 34.92 Years (419 Months)
Palm Bay = 30.67 Years (368 Months)
Pembroke Pines = 47.58 Years (571 Months)
Pompano Beach = 38.75 Years (465 Months)
Port St Lucie = 45.00 Years (540 Months)
Spring Hill = 31.25 Years (375 Months)
St Petersburg = 39.92 Years (479 Months)
Tallahassee = 34.25 Years (411 Months)
Tampa = 53.25 Years (639 Months)
The Villages = 89.00 Years (1068 Months)
West Palm Beach = 55.92 Years (671 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

Boca Raton = $11.16M
Brandon = $7.10M
Cape Coral = $9.30M
Clearwater = $7.18M
Coral Springs = $7.09M
Fort Lauderdale = $33.31M
Gainesville = $8.75M
Hialeah = $7.80M
Hollywood = $18.90M
Jacksonville = $3.41M
Lakeland = $6.12M
Largo = $7.15M
Miami = $4.04M
Miramar = $10.21M
Orlando = $10.65M
Palm Bay = $9.37M
Pembroke Pines = $8.81M
Pompano Beach = $10.44M
Port St Lucie = $7.06M
Spring Hill = $9.31M
St Petersburg = $7.72M
Tallahassee = $7.34M
Tampa = $5.33M
The Villages = $2.82M
West Palm Beach = $5.41M

Month First Achieved Financial Independence

Boca Raton = 35.58 Years (427 Months)
Brandon = 33.75 Years (405 Months)
Cape Coral = 33.75 Years (405 Months)
Clearwater = 33.75 Years (405 Months)
Coral Springs = 46.00 Years (552 Months)
Fort Lauderdale = 20.08 Years (241 Months)
Gainesville = 30.58 Years (367 Months)
Hialeah = 37.25 Years (447 Months)
Hollywood = 23.42 Years (281 Months)
Jacksonville = 63.75 Years (765 Months)
Lakeland = 32.50 Years (390 Months)
Largo = 33.33 Years (400 Months)
Miami = 67.42 Years (809 Months)
Miramar = 34.50 Years (414 Months)
Orlando = 28.67 Years (344 Months)
Palm Bay = 26.08 Years (313 Months)
Pembroke Pines = 37.25 Years (447 Months)
Pompano Beach = 32.17 Years (386 Months)
Port St Lucie = 38.00 Years (456 Months)
Spring Hill = 26.58 Years (319 Months)
St Petersburg = 33.33 Years (400 Months)
Tallahassee = 31.33 Years (376 Months)
Tampa = 47.00 Years (564 Months)
The Villages = 87.00 Years (1044 Months)
West Palm Beach = 49.00 Years (588 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

Boca Raton = $17.95M
Brandon = $9.44M
Cape Coral = $14.48M
Clearwater = $9.37M
Coral Springs = $7.09M
Fort Lauderdale = $53.19M
Gainesville = $13.61M
Hialeah = $9.43M
Hollywood = $36.77M
Jacksonville = $2.87M
Lakeland = $7.09M
Largo = $9.86M
Miami = $3.26M
Miramar = $16.79M
Orlando = $17.79M
Palm Bay = $14.95M
Pembroke Pines = $12.11M
Pompano Beach = $17.82M
Port St Lucie = $8.37M
Spring Hill = $12.86M
St Petersburg = $11.51M
Tallahassee = $9.55M
Tampa = $4.98M
The Villages = $2.13M
West Palm Beach = $5.05M

Month First Achieved Financial Independence

Boca Raton = 38.75 Years (465 Months)
Brandon = 40.08 Years (481 Months)
Cape Coral = 35.00 Years (420 Months)
Clearwater = 40.33 Years (484 Months)
Coral Springs = 55.00 Years (660 Months)
Fort Lauderdale = 13.67 Years (164 Months)
Gainesville = 30.00 Years (360 Months)
Hialeah = 44.42 Years (533 Months)
Hollywood = 15.83 Years (190 Months)
Jacksonville = 71.50 Years (858 Months)
Lakeland = 39.00 Years (468 Months)
Largo = 40.00 Years (480 Months)
Miami = 81.00 Years (972 Months)
Miramar = 35.00 Years (420 Months)
Orlando = 27.83 Years (334 Months)
Palm Bay = 25.58 Years (307 Months)
Pembroke Pines = 42.25 Years (507 Months)
Pompano Beach = 29.75 Years (357 Months)
Port St Lucie = 45.00 Years (540 Months)
Spring Hill = 28.00 Years (336 Months)
St Petersburg = 36.92 Years (443 Months)
Tallahassee = 34.33 Years (412 Months)
Tampa = 57.50 Years (690 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 60.75 Years (729 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

Boca Raton = $26.87M
Brandon = $12.83M
Cape Coral = $19.26M
Clearwater = $13.00M
Coral Springs = $10.37M
Fort Lauderdale = $63.63M
Gainesville = $17.59M
Hialeah = $14.07M
Hollywood = $41.45M
Jacksonville = $3.36M
Lakeland = $9.18M
Largo = $13.63M
Miami = $4.27M
Miramar = $23.17M
Orlando = $24.00M
Palm Bay = $19.91M
Pembroke Pines = $17.85M
Pompano Beach = $23.40M
Port St Lucie = $12.02M
Spring Hill = $18.62M
St Petersburg = $15.65M
Tallahassee = $12.82M
Tampa = $6.61M
The Villages = $2.54M
West Palm Beach = $6.91M

Month First Achieved Financial Independence

Boca Raton = 31.00 Years (372 Months)
Brandon = 35.08 Years (421 Months)
Cape Coral = 29.00 Years (348 Months)
Clearwater = 35.00 Years (420 Months)
Coral Springs = 49.92 Years (599 Months)
Fort Lauderdale = 10.00 Years (120 Months)
Gainesville = 24.75 Years (297 Months)
Hialeah = 38.00 Years (456 Months)
Hollywood = 13.00 Years (156 Months)
Jacksonville = 68.42 Years (821 Months)
Lakeland = 35.92 Years (431 Months)
Largo = 34.00 Years (408 Months)
Miami = 75.83 Years (910 Months)
Miramar = 28.42 Years (341 Months)
Orlando = 21.00 Years (252 Months)
Palm Bay = 19.00 Years (228 Months)
Pembroke Pines = 36.42 Years (437 Months)
Pompano Beach = 23.75 Years (285 Months)
Port St Lucie = 39.00 Years (468 Months)
Spring Hill = 21.00 Years (252 Months)
St Petersburg = 31.75 Years (381 Months)
Tallahassee = 30.00 Years (360 Months)
Tampa = 54.00 Years (648 Months)
The Villages = 94.00 Years (1128 Months)
West Palm Beach = 55.00 Years (660 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

Boca Raton = $26.38M
Brandon = $12.53M
Cape Coral = $18.77M
Clearwater = $12.71M
Coral Springs = $10.05M
Fort Lauderdale = $64.04M
Gainesville = $16.79M
Hialeah = $13.66M
Hollywood = $41.22M
Jacksonville = $3.26M
Lakeland = $8.81M
Largo = $12.82M
Miami = $4.12M
Miramar = $22.25M
Orlando = $23.22M
Palm Bay = $18.86M
Pembroke Pines = $17.08M
Pompano Beach = $22.04M
Port St Lucie = $11.80M
Spring Hill = $18.30M
St Petersburg = $14.92M
Tallahassee = $12.16M
Tampa = $6.43M
The Villages = $2.48M
West Palm Beach = $6.56M

Month First Achieved Financial Independence

Boca Raton = 31.00 Years (372 Months)
Brandon = 35.17 Years (422 Months)
Cape Coral = 29.00 Years (348 Months)
Clearwater = 35.17 Years (422 Months)
Coral Springs = 49.00 Years (588 Months)
Fort Lauderdale = 10.75 Years (129 Months)
Gainesville = 26.00 Years (312 Months)
Hialeah = 38.00 Years (456 Months)
Hollywood = 13.00 Years (156 Months)
Jacksonville = 69.00 Years (828 Months)
Lakeland = 37.00 Years (444 Months)
Largo = 35.00 Years (420 Months)
Miami = 75.92 Years (911 Months)
Miramar = 29.08 Years (349 Months)
Orlando = 21.92 Years (263 Months)
Palm Bay = 20.00 Years (240 Months)
Pembroke Pines = 37.00 Years (444 Months)
Pompano Beach = 25.00 Years (300 Months)
Port St Lucie = 39.00 Years (468 Months)
Spring Hill = 21.00 Years (252 Months)
St Petersburg = 33.00 Years (396 Months)
Tallahassee = 31.00 Years (372 Months)
Tampa = 54.00 Years (648 Months)
The Villages = 93.08 Years (1117 Months)
West Palm Beach = 55.50 Years (666 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

Boca Raton = $22.44M
Brandon = $10.92M
Cape Coral = $16.86M
Clearwater = $10.84M
Coral Springs = $8.98M
Fort Lauderdale = $64.33M
Gainesville = $15.17M
Hialeah = $11.48M
Hollywood = $41.83M
Jacksonville = $3.31M
Lakeland = $7.89M
Largo = $11.23M
Miami = $4.04M
Miramar = $20.42M
Orlando = $20.42M
Palm Bay = $17.01M
Pembroke Pines = $15.92M
Pompano Beach = $20.64M
Port St Lucie = $10.30M
Spring Hill = $14.45M
St Petersburg = $13.35M
Tallahassee = $10.54M
Tampa = $5.92M
The Villages = $2.41M
West Palm Beach = $6.22M

Month First Achieved Financial Independence

Boca Raton = 35.00 Years (420 Months)
Brandon = 37.50 Years (450 Months)
Cape Coral = 32.42 Years (389 Months)
Clearwater = 37.42 Years (449 Months)
Coral Springs = 51.08 Years (613 Months)
Fort Lauderdale = 10.92 Years (131 Months)
Gainesville = 28.00 Years (336 Months)
Hialeah = 41.83 Years (502 Months)
Hollywood = 13.17 Years (158 Months)
Jacksonville = 67.33 Years (808 Months)
Lakeland = 36.75 Years (441 Months)
Largo = 36.67 Years (440 Months)
Miami = 75.00 Years (900 Months)
Miramar = 31.67 Years (380 Months)
Orlando = 25.00 Years (300 Months)
Palm Bay = 23.00 Years (276 Months)
Pembroke Pines = 38.00 Years (456 Months)
Pompano Beach = 27.00 Years (324 Months)
Port St Lucie = 41.83 Years (502 Months)
Spring Hill = 26.00 Years (312 Months)
St Petersburg = 34.33 Years (412 Months)
Tallahassee = 32.75 Years (393 Months)
Tampa = 54.00 Years (648 Months)
The Villages = 95.08 Years (1141 Months)
West Palm Beach = 56.00 Years (672 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

Boca Raton = $16.94M
Brandon = $9.05M
Cape Coral = $12.41M
Clearwater = $9.01M
Coral Springs = $8.51M
Fort Lauderdale = $62.84M
Gainesville = $10.61M
Hialeah = $9.75M
Hollywood = $40.83M
Jacksonville = $2.92M
Lakeland = $7.22M
Largo = $9.24M
Miami = $3.67M
Miramar = $13.86M
Orlando = $15.90M
Palm Bay = $10.60M
Pembroke Pines = $12.46M
Pompano Beach = $14.61M
Port St Lucie = $8.74M
Spring Hill = $9.37M
St Petersburg = $10.35M
Tallahassee = $8.48M
Tampa = $5.58M
The Villages = $2.24M
West Palm Beach = $5.77M

Month First Achieved Financial Independence

Boca Raton = 29.67 Years (356 Months)
Brandon = 32.75 Years (393 Months)
Cape Coral = 26.42 Years (317 Months)
Clearwater = 33.00 Years (396 Months)
Coral Springs = 47.00 Years (564 Months)
Fort Lauderdale = 10.92 Years (131 Months)
Gainesville = 23.08 Years (277 Months)
Hialeah = 36.33 Years (436 Months)
Hollywood = 13.58 Years (163 Months)
Jacksonville = 75.00 Years (900 Months)
Lakeland = 32.00 Years (384 Months)
Largo = 31.42 Years (377 Months)
Miami = 80.00 Years (960 Months)
Miramar = 27.17 Years (326 Months)
Orlando = 23.00 Years (276 Months)
Palm Bay = 19.42 Years (233 Months)
Pembroke Pines = 33.75 Years (405 Months)
Pompano Beach = 23.75 Years (285 Months)
Port St Lucie = 37.42 Years (449 Months)
Spring Hill = 21.08 Years (253 Months)
St Petersburg = 29.83 Years (358 Months)
Tallahassee = 26.25 Years (315 Months)
Tampa = 51.08 Years (613 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 51.50 Years (618 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

Boca Raton = $21.66M
Brandon = $11.68M
Cape Coral = $16.48M
Clearwater = $11.79M
Coral Springs = $8.75M
Fort Lauderdale = $61.82M
Gainesville = $14.42M
Hialeah = $12.36M
Hollywood = $35.90M
Jacksonville = $2.94M
Lakeland = $9.29M
Largo = $11.60M
Miami = $3.81M
Miramar = $18.56M
Orlando = $19.55M
Palm Bay = $16.62M
Pembroke Pines = $14.52M
Pompano Beach = $18.55M
Port St Lucie = $10.34M
Spring Hill = $16.15M
St Petersburg = $12.47M
Tallahassee = $11.80M
Tampa = $5.74M
The Villages = $2.42M
West Palm Beach = $5.79M

Month First Achieved Financial Independence

Boca Raton = 35.58 Years (427 Months)
Brandon = 36.00 Years (432 Months)
Cape Coral = 33.00 Years (396 Months)
Clearwater = 35.58 Years (427 Months)
Coral Springs = 51.42 Years (617 Months)
Fort Lauderdale = 11.92 Years (143 Months)
Gainesville = 29.00 Years (348 Months)
Hialeah = 40.00 Years (480 Months)
Hollywood = 15.17 Years (182 Months)
Jacksonville = 78.33 Years (940 Months)
Lakeland = 36.00 Years (432 Months)
Largo = 36.00 Years (432 Months)
Miami = 84.00 Years (1008 Months)
Miramar = 33.17 Years (398 Months)
Orlando = 25.00 Years (300 Months)
Palm Bay = 23.00 Years (276 Months)
Pembroke Pines = 38.00 Years (456 Months)
Pompano Beach = 29.00 Years (348 Months)
Port St Lucie = 40.08 Years (481 Months)
Spring Hill = 24.00 Years (288 Months)
St Petersburg = 33.33 Years (400 Months)
Tallahassee = 32.00 Years (384 Months)
Tampa = 56.33 Years (676 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 57.33 Years (688 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

Boca Raton = $18.77M
Brandon = $9.56M
Cape Coral = $13.93M
Clearwater = $9.72M
Coral Springs = $7.71M
Fort Lauderdale = $58.35M
Gainesville = $13.21M
Hialeah = $9.97M
Hollywood = $40.03M
Jacksonville = $2.97M
Lakeland = $7.03M
Largo = $9.72M
Miami = $3.51M
Miramar = $17.58M
Orlando = $17.17M
Palm Bay = $14.50M
Pembroke Pines = $12.59M
Pompano Beach = $17.84M
Port St Lucie = $8.52M
Spring Hill = $13.01M
St Petersburg = $11.49M
Tallahassee = $9.56M
Tampa = $5.20M
The Villages = $2.16M
West Palm Beach = $5.34M

Month First Achieved Financial Independence

Boca Raton = 37.08 Years (445 Months)
Brandon = 40.58 Years (487 Months)
Cape Coral = 35.08 Years (421 Months)
Clearwater = 40.00 Years (480 Months)
Coral Springs = 54.00 Years (648 Months)
Fort Lauderdale = 11.08 Years (133 Months)
Gainesville = 31.00 Years (372 Months)
Hialeah = 44.00 Years (528 Months)
Hollywood = 14.00 Years (168 Months)
Jacksonville = 70.67 Years (848 Months)
Lakeland = 38.58 Years (463 Months)
Largo = 40.00 Years (480 Months)
Miami = 79.50 Years (954 Months)
Miramar = 34.58 Years (415 Months)
Orlando = 28.83 Years (346 Months)
Palm Bay = 26.17 Years (314 Months)
Pembroke Pines = 42.50 Years (510 Months)
Pompano Beach = 30.00 Years (360 Months)
Port St Lucie = 44.58 Years (535 Months)
Spring Hill = 28.00 Years (336 Months)
St Petersburg = 36.00 Years (432 Months)
Tallahassee = 35.00 Years (420 Months)
Tampa = 57.00 Years (684 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 60.00 Years (720 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

Boca Raton = $13.04M
Brandon = $7.09M
Cape Coral = $10.41M
Clearwater = $7.19M
Coral Springs = $5.77M
Fort Lauderdale = $51.48M
Gainesville = $10.02M
Hialeah = $7.50M
Hollywood = $32.09M
Jacksonville = $2.51M
Lakeland = $5.67M
Largo = $7.13M
Miami = $2.88M
Miramar = $12.13M
Orlando = $12.46M
Palm Bay = $10.64M
Pembroke Pines = $8.78M
Pompano Beach = $13.27M
Port St Lucie = $6.38M
Spring Hill = $9.75M
St Petersburg = $8.07M
Tallahassee = $7.23M
Tampa = $4.16M
The Villages = $1.92M
West Palm Beach = $4.21M

Month First Achieved Financial Independence

Boca Raton = 44.00 Years (528 Months)
Brandon = 47.17 Years (566 Months)
Cape Coral = 41.00 Years (492 Months)
Clearwater = 47.00 Years (564 Months)
Coral Springs = 63.42 Years (761 Months)
Fort Lauderdale = 12.00 Years (144 Months)
Gainesville = 37.00 Years (444 Months)
Hialeah = 49.92 Years (599 Months)
Hollywood = 18.50 Years (222 Months)
Jacksonville = 78.00 Years (936 Months)
Lakeland = 45.00 Years (540 Months)
Largo = 46.58 Years (559 Months)
Miami = 91.67 Years (1100 Months)
Miramar = 42.00 Years (504 Months)
Orlando = 35.00 Years (420 Months)
Palm Bay = 32.50 Years (390 Months)
Pembroke Pines = 50.00 Years (600 Months)
Pompano Beach = 35.75 Years (429 Months)
Port St Lucie = 53.00 Years (636 Months)
Spring Hill = 34.00 Years (408 Months)
St Petersburg = 44.33 Years (532 Months)
Tallahassee = 40.67 Years (488 Months)
Tampa = 64.25 Years (771 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 68.83 Years (826 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

Boca Raton = $4.28M
Brandon = $4.01M
Cape Coral = $4.06M
Clearwater = $4.01M
Coral Springs = $4.22M
Fort Lauderdale = $4.18M
Gainesville = $3.95M
Hialeah = $4.10M
Hollywood = $4.10M
Jacksonville = $3.95M
Lakeland = $3.93M
Largo = $4.00M
Miami = $4.20M
Miramar = $4.12M
Orlando = $4.03M
Palm Bay = $3.94M
Pembroke Pines = $4.16M
Pompano Beach = $4.04M
Port St Lucie = $4.02M
Spring Hill = $3.95M
St Petersburg = $4.00M
Tallahassee = $3.92M
Tampa = $4.05M
The Villages = $4.04M
West Palm Beach = $4.07M

Month First Achieved Financial Independence

Boca Raton = 66.83 Years (802 Months)
Brandon = 54.92 Years (659 Months)
Cape Coral = 57.42 Years (689 Months)
Clearwater = 54.92 Years (659 Months)
Coral Springs = 65.33 Years (784 Months)
Fort Lauderdale = 63.67 Years (764 Months)
Gainesville = 52.17 Years (626 Months)
Hialeah = 59.67 Years (716 Months)
Hollywood = 59.67 Years (716 Months)
Jacksonville = 52.08 Years (625 Months)
Lakeland = 48.75 Years (585 Months)
Largo = 54.92 Years (659 Months)
Miami = 63.50 Years (762 Months)
Miramar = 61.83 Years (742 Months)
Orlando = 54.83 Years (658 Months)
Palm Bay = 48.67 Years (584 Months)
Pembroke Pines = 63.75 Years (765 Months)
Pompano Beach = 57.50 Years (690 Months)
Port St Lucie = 57.58 Years (691 Months)
Spring Hill = 48.67 Years (584 Months)
St Petersburg = 54.92 Years (659 Months)
Tallahassee = 48.83 Years (586 Months)
Tampa = 57.42 Years (689 Months)
The Villages = 57.50 Years (690 Months)
West Palm Beach = 59.83 Years (718 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

Boca Raton = $16.49M
Brandon = $9.88M
Cape Coral = $13.34M
Clearwater = $10.00M
Coral Springs = $7.85M
Fort Lauderdale = $56.76M
Gainesville = $11.89M
Hialeah = $10.52M
Hollywood = $27.85M
Jacksonville = $3.00M
Lakeland = $8.01M
Largo = $9.59M
Miami = $3.74M
Miramar = $15.12M
Orlando = $16.60M
Palm Bay = $16.14M
Pembroke Pines = $12.12M
Pompano Beach = $15.59M
Port St Lucie = $8.76M
Spring Hill = $15.34M
St Petersburg = $11.30M
Tallahassee = $9.66M
Tampa = $5.36M
The Villages = $2.49M
West Palm Beach = $5.48M

Month First Achieved Financial Independence

Boca Raton = 31.17 Years (374 Months)
Brandon = 35.92 Years (431 Months)
Cape Coral = 30.00 Years (360 Months)
Clearwater = 35.83 Years (430 Months)
Coral Springs = 46.00 Years (552 Months)
Fort Lauderdale = 12.08 Years (145 Months)
Gainesville = 26.00 Years (312 Months)
Hialeah = 39.33 Years (472 Months)
Hollywood = 17.42 Years (209 Months)
Jacksonville = 69.58 Years (835 Months)
Lakeland = 34.50 Years (414 Months)
Largo = 33.83 Years (406 Months)
Miami = 76.50 Years (918 Months)
Miramar = 29.00 Years (348 Months)
Orlando = 24.00 Years (288 Months)
Palm Bay = 20.00 Years (240 Months)
Pembroke Pines = 36.00 Years (432 Months)
Pompano Beach = 26.00 Years (312 Months)
Port St Lucie = 38.00 Years (456 Months)
Spring Hill = 22.00 Years (264 Months)
St Petersburg = 32.00 Years (384 Months)
Tallahassee = 29.00 Years (348 Months)
Tampa = 51.75 Years (621 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 52.42 Years (629 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

Boca Raton = $21.45M
Brandon = $10.77M
Cape Coral = $16.10M
Clearwater = $10.63M
Coral Springs = $8.64M
Fort Lauderdale = $65.13M
Gainesville = $14.02M
Hialeah = $11.39M
Hollywood = $39.80M
Jacksonville = $2.93M
Lakeland = $8.34M
Largo = $10.99M
Miami = $3.68M
Miramar = $18.23M
Orlando = $19.43M
Palm Bay = $16.16M
Pembroke Pines = $14.51M
Pompano Beach = $18.87M
Port St Lucie = $9.77M
Spring Hill = $14.70M
St Petersburg = $12.15M
Tallahassee = $10.40M
Tampa = $5.61M
The Villages = $2.24M
West Palm Beach = $5.94M

Month First Achieved Financial Independence

Boca Raton = 30.33 Years (364 Months)
Brandon = 34.17 Years (410 Months)
Cape Coral = 27.92 Years (335 Months)
Clearwater = 34.00 Years (408 Months)
Coral Springs = 48.50 Years (582 Months)
Fort Lauderdale = 10.92 Years (131 Months)
Gainesville = 24.00 Years (288 Months)
Hialeah = 37.75 Years (453 Months)
Hollywood = 13.25 Years (159 Months)
Jacksonville = 0.00 Years (0 Months)
Lakeland = 33.75 Years (405 Months)
Largo = 33.00 Years (396 Months)
Miami = 80.00 Years (960 Months)
Miramar = 28.25 Years (339 Months)
Orlando = 22.00 Years (264 Months)
Palm Bay = 20.00 Years (240 Months)
Pembroke Pines = 35.00 Years (420 Months)
Pompano Beach = 24.25 Years (291 Months)
Port St Lucie = 38.00 Years (456 Months)
Spring Hill = 22.75 Years (273 Months)
St Petersburg = 30.08 Years (361 Months)
Tallahassee = 27.75 Years (333 Months)
Tampa = 52.83 Years (634 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 52.67 Years (632 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Boca Raton = $15.18M
Brandon = $9.99M
Cape Coral = $13.44M
Clearwater = $10.13M
Coral Springs = $7.04M
Fort Lauderdale = $4.18M
Gainesville = $12.87M
Hialeah = $9.61M
Hollywood = $31.87M
Jacksonville = $2.98M
Lakeland = $8.57M
Largo = $9.95M
Miami = $3.61M
Miramar = $14.83M
Orlando = $16.91M
Palm Bay = $15.52M
Pembroke Pines = $10.65M
Pompano Beach = $15.82M
Port St Lucie = $8.57M
Spring Hill = $14.75M
St Petersburg = $10.96M
Tallahassee = $10.63M
Tampa = $5.05M
The Villages = $2.55M
West Palm Beach = $5.29M

Month First Achieved Financial Independence

Boca Raton = 39.00 Years (468 Months)
Brandon = 39.00 Years (468 Months)
Cape Coral = 35.00 Years (420 Months)
Clearwater = 39.00 Years (468 Months)
Coral Springs = 55.92 Years (671 Months)
Fort Lauderdale = 63.67 Years (764 Months)
Gainesville = 30.08 Years (361 Months)
Hialeah = 44.00 Years (528 Months)
Hollywood = 19.83 Years (238 Months)
Jacksonville = 81.00 Years (972 Months)
Lakeland = 38.00 Years (456 Months)
Largo = 39.00 Years (468 Months)
Miami = 88.00 Years (1056 Months)
Miramar = 35.58 Years (427 Months)
Orlando = 27.58 Years (331 Months)
Palm Bay = 24.00 Years (288 Months)
Pembroke Pines = 44.00 Years (528 Months)
Pompano Beach = 31.00 Years (372 Months)
Port St Lucie = 44.00 Years (528 Months)
Spring Hill = 25.25 Years (303 Months)
St Petersburg = 37.17 Years (446 Months)
Tallahassee = 33.00 Years (396 Months)
Tampa = 59.75 Years (717 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 60.00 Years (720 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Boca Raton = $15.89M
Brandon = $9.55M
Cape Coral = $13.95M
Clearwater = $9.70M
Coral Springs = $6.56M
Fort Lauderdale = $4.18M
Gainesville = $13.22M
Hialeah = $9.08M
Hollywood = $33.71M
Jacksonville = $2.83M
Lakeland = $7.18M
Largo = $9.42M
Miami = $3.34M
Miramar = $15.18M
Orlando = $17.94M
Palm Bay = $15.82M
Pembroke Pines = $11.04M
Pompano Beach = $16.01M
Port St Lucie = $8.06M
Spring Hill = $15.55M
St Petersburg = $10.95M
Tallahassee = $10.51M
Tampa = $4.73M
The Villages = $2.40M
West Palm Beach = $5.00M

Month First Achieved Financial Independence

Boca Raton = 39.50 Years (474 Months)
Brandon = 41.00 Years (492 Months)
Cape Coral = 35.00 Years (420 Months)
Clearwater = 41.00 Years (492 Months)
Coral Springs = 59.00 Years (708 Months)
Fort Lauderdale = 63.67 Years (764 Months)
Gainesville = 31.00 Years (372 Months)
Hialeah = 45.00 Years (540 Months)
Hollywood = 19.00 Years (228 Months)
Jacksonville = 78.42 Years (941 Months)
Lakeland = 42.00 Years (504 Months)
Largo = 41.00 Years (492 Months)
Miami = 88.50 Years (1062 Months)
Miramar = 36.00 Years (432 Months)
Orlando = 27.00 Years (324 Months)
Palm Bay = 24.83 Years (298 Months)
Pembroke Pines = 44.00 Years (528 Months)
Pompano Beach = 31.00 Years (372 Months)
Port St Lucie = 46.00 Years (552 Months)
Spring Hill = 25.00 Years (300 Months)
St Petersburg = 37.50 Years (450 Months)
Tallahassee = 34.00 Years (408 Months)
Tampa = 64.00 Years (768 Months)
The Villages = 0.00 Years (0 Months)
West Palm Beach = 63.00 Years (756 Months)

More Model Comparisons for Florida

The following are the various scenarios we ran summarized with Florida cities highlighted.

Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.

Specific Strategy Summaries for Florida Cities

The following are the various scenarios we ran summarized with Florida cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
.5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
.25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
.5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
.25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.