Colorado Real Estate Models
Check out how Colorado does for these scenarios.
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Arvada = $4.85M
- Aurora = $6.85M
- Boulder = $4.40M
- Centennial = $5.19M
- Colorado Springs = $6.80M
- Denver = $7.02M
- Fort Collins = $11.29M
- Greeley = $5.63M
- Highlands Ranch = $4.03M
- Lakewood = $5.00M
- Loveland = $5.38M
- Pueblo = $6.94M
- Thornton = $5.18M
- Westminster = $5.52M
- Windsor = $5.14M
Month First Achieved Financial Independence
- Arvada = 69.25 Years (831 Months)
- Aurora = 53.25 Years (639 Months)
- Boulder = 73.42 Years (881 Months)
- Centennial = 69.25 Years (831 Months)
- Colorado Springs = 51.67 Years (620 Months)
- Denver = 57.25 Years (687 Months)
- Fort Collins = 37.33 Years (448 Months)
- Greeley = 55.17 Years (662 Months)
- Highlands Ranch = 86.25 Years (1035 Months)
- Lakewood = 68.50 Years (822 Months)
- Loveland = 58.00 Years (696 Months)
- Pueblo = 43.08 Years (517 Months)
- Thornton = 64.58 Years (775 Months)
- Westminster = 63.83 Years (766 Months)
- Windsor = 64.67 Years (776 Months)
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Arvada = $6.18M
- Aurora = $9.10M
- Boulder = $4.88M
- Centennial = $6.74M
- Colorado Springs = $9.04M
- Denver = $9.40M
- Fort Collins = $15.38M
- Greeley = $7.28M
- Highlands Ranch = $5.07M
- Lakewood = $6.36M
- Loveland = $6.80M
- Pueblo = $8.72M
- Thornton = $6.92M
- Westminster = $7.27M
- Windsor = $6.60M
Month First Achieved Financial Independence
- Arvada = 60.17 Years (722 Months)
- Aurora = 47.08 Years (565 Months)
- Boulder = 90.08 Years (1081 Months)
- Centennial = 60.58 Years (727 Months)
- Colorado Springs = 46.25 Years (555 Months)
- Denver = 49.58 Years (595 Months)
- Fort Collins = 32.00 Years (384 Months)
- Greeley = 47.17 Years (566 Months)
- Highlands Ranch = 73.42 Years (881 Months)
- Lakewood = 60.25 Years (723 Months)
- Loveland = 51.25 Years (615 Months)
- Pueblo = 36.42 Years (437 Months)
- Thornton = 56.83 Years (682 Months)
- Westminster = 54.08 Years (649 Months)
- Windsor = 57.25 Years (687 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Arvada = $4.12M
- Aurora = $5.27M
- Boulder = $4.15M
- Centennial = $4.13M
- Colorado Springs = $5.32M
- Denver = $5.60M
- Fort Collins = $8.17M
- Greeley = $4.72M
- Highlands Ranch = $3.34M
- Lakewood = $3.98M
- Loveland = $4.54M
- Pueblo = $5.54M
- Thornton = $4.21M
- Westminster = $4.48M
- Windsor = $4.22M
Month First Achieved Financial Independence
- Arvada = 70.58 Years (847 Months)
- Aurora = 56.58 Years (679 Months)
- Boulder = 72.42 Years (869 Months)
- Centennial = 70.25 Years (843 Months)
- Colorado Springs = 54.25 Years (651 Months)
- Denver = 58.17 Years (698 Months)
- Fort Collins = 41.42 Years (497 Months)
- Greeley = 54.25 Years (651 Months)
- Highlands Ranch = 86.25 Years (1035 Months)
- Lakewood = 69.83 Years (838 Months)
- Loveland = 58.33 Years (700 Months)
- Pueblo = 44.25 Years (531 Months)
- Thornton = 65.25 Years (783 Months)
- Westminster = 64.75 Years (777 Months)
- Windsor = 65.17 Years (782 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Arvada = $4.12M
- Aurora = $5.27M
- Boulder = $4.15M
- Centennial = $4.13M
- Colorado Springs = $5.32M
- Denver = $5.60M
- Fort Collins = $8.17M
- Greeley = $4.72M
- Highlands Ranch = $3.34M
- Lakewood = $3.98M
- Loveland = $4.54M
- Pueblo = $5.54M
- Thornton = $4.21M
- Westminster = $4.48M
- Windsor = $4.22M
Month First Achieved Financial Independence
- Arvada = 70.58 Years (847 Months)
- Aurora = 56.58 Years (679 Months)
- Boulder = 72.42 Years (869 Months)
- Centennial = 70.25 Years (843 Months)
- Colorado Springs = 54.25 Years (651 Months)
- Denver = 58.17 Years (698 Months)
- Fort Collins = 41.42 Years (497 Months)
- Greeley = 54.25 Years (651 Months)
- Highlands Ranch = 86.25 Years (1035 Months)
- Lakewood = 69.83 Years (838 Months)
- Loveland = 58.33 Years (700 Months)
- Pueblo = 44.25 Years (531 Months)
- Thornton = 65.25 Years (783 Months)
- Westminster = 64.75 Years (777 Months)
- Windsor = 65.17 Years (782 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Arvada = $28.88M
- Aurora = $34.45M
- Boulder = $23.77M
- Centennial = $32.16M
- Colorado Springs = $32.94M
- Denver = $40.46M
- Fort Collins = $45.99M
- Greeley = $27.99M
- Highlands Ranch = $25.46M
- Lakewood = $29.03M
- Loveland = $29.80M
- Pueblo = $26.23M
- Thornton = $28.75M
- Westminster = $30.59M
- Windsor = $29.68M
Month First Achieved Financial Independence
- Arvada = 27.25 Years (327 Months)
- Aurora = 17.25 Years (207 Months)
- Boulder = 43.83 Years (526 Months)
- Centennial = 25.25 Years (303 Months)
- Colorado Springs = 16.25 Years (195 Months)
- Denver = 18.25 Years (219 Months)
- Fort Collins = 10.58 Years (127 Months)
- Greeley = 17.75 Years (213 Months)
- Highlands Ranch = 36.17 Years (434 Months)
- Lakewood = 26.25 Years (315 Months)
- Loveland = 19.25 Years (231 Months)
- Pueblo = 12.25 Years (147 Months)
- Thornton = 23.25 Years (279 Months)
- Westminster = 22.25 Years (267 Months)
- Windsor = 24.00 Years (288 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Arvada = $8.38M
- Aurora = $13.36M
- Boulder = $6.23M
- Centennial = $9.13M
- Colorado Springs = $13.05M
- Denver = $13.96M
- Fort Collins = $20.84M
- Greeley = $10.27M
- Highlands Ranch = $6.75M
- Lakewood = $8.80M
- Loveland = $9.64M
- Pueblo = $11.57M
- Thornton = $9.35M
- Westminster = $10.06M
- Windsor = $9.50M
Month First Achieved Financial Independence
- Arvada = 57.25 Years (687 Months)
- Aurora = 42.25 Years (507 Months)
- Boulder = 85.33 Years (1024 Months)
- Centennial = 57.25 Years (687 Months)
- Colorado Springs = 41.25 Years (495 Months)
- Denver = 45.25 Years (543 Months)
- Fort Collins = 25.00 Years (300 Months)
- Greeley = 43.50 Years (522 Months)
- Highlands Ranch = 71.25 Years (855 Months)
- Lakewood = 57.25 Years (687 Months)
- Loveland = 46.92 Years (563 Months)
- Pueblo = 32.50 Years (390 Months)
- Thornton = 52.92 Years (635 Months)
- Westminster = 50.83 Years (610 Months)
- Windsor = 53.25 Years (639 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Arvada = $17.52M
- Aurora = $24.84M
- Boulder = $12.26M
- Centennial = $20.02M
- Colorado Springs = $23.47M
- Denver = $28.59M
- Fort Collins = $35.58M
- Greeley = $19.77M
- Highlands Ranch = $13.88M
- Lakewood = $18.43M
- Loveland = $18.11M
- Pueblo = $19.96M
- Thornton = $19.55M
- Westminster = $20.93M
- Windsor = $18.71M
Month First Achieved Financial Independence
- Arvada = 39.33 Years (472 Months)
- Aurora = 25.75 Years (309 Months)
- Boulder = 59.17 Years (710 Months)
- Centennial = 38.25 Years (459 Months)
- Colorado Springs = 24.42 Years (293 Months)
- Denver = 27.25 Years (327 Months)
- Fort Collins = 13.75 Years (165 Months)
- Greeley = 27.25 Years (327 Months)
- Highlands Ranch = 47.00 Years (564 Months)
- Lakewood = 38.25 Years (459 Months)
- Loveland = 32.25 Years (387 Months)
- Pueblo = 18.25 Years (219 Months)
- Thornton = 34.83 Years (418 Months)
- Westminster = 33.25 Years (399 Months)
- Windsor = 35.25 Years (423 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Arvada = $4.62M
- Aurora = $6.35M
- Boulder = $4.41M
- Centennial = $4.93M
- Colorado Springs = $6.28M
- Denver = $6.49M
- Fort Collins = $10.19M
- Greeley = $5.33M
- Highlands Ranch = $3.75M
- Lakewood = $4.75M
- Loveland = $5.19M
- Pueblo = $6.66M
- Thornton = $4.94M
- Westminster = $5.17M
- Windsor = $4.91M
Month First Achieved Financial Independence
- Arvada = 66.25 Years (795 Months)
- Aurora = 54.25 Years (651 Months)
- Boulder = 71.92 Years (863 Months)
- Centennial = 66.25 Years (795 Months)
- Colorado Springs = 52.25 Years (627 Months)
- Denver = 56.25 Years (675 Months)
- Fort Collins = 38.00 Years (456 Months)
- Greeley = 53.25 Years (639 Months)
- Highlands Ranch = 83.33 Years (1000 Months)
- Lakewood = 65.25 Years (783 Months)
- Loveland = 55.33 Years (664 Months)
- Pueblo = 41.58 Years (499 Months)
- Thornton = 63.25 Years (759 Months)
- Westminster = 61.33 Years (736 Months)
- Windsor = 64.25 Years (771 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Arvada = $1.17M
- Aurora = $2.68M
- Boulder = -$666.61K
- Centennial = $612.12K
- Colorado Springs = $3.26M
- Denver = $1.53M
- Fort Collins = $6.93M
- Greeley = $3.07M
- Highlands Ranch = $8,006
- Lakewood = $1.16M
- Loveland = $2.57M
- Pueblo = $4.86M
- Thornton = $1.53M
- Westminster = $1.66M
- Windsor = $1.62M
Month First Achieved Financial Independence
- Arvada = 82.58 Years (991 Months)
- Aurora = 69.25 Years (831 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 93.58 Years (1123 Months)
- Colorado Springs = 63.25 Years (759 Months)
- Denver = 82.25 Years (987 Months)
- Fort Collins = 42.00 Years (504 Months)
- Greeley = 61.92 Years (743 Months)
- Highlands Ranch = 0.00 Years (0 Months)
- Lakewood = 94.33 Years (1132 Months)
- Loveland = 69.25 Years (831 Months)
- Pueblo = 44.25 Years (531 Months)
- Thornton = 89.25 Years (1071 Months)
- Westminster = 83.25 Years (999 Months)
- Windsor = 84.25 Years (1011 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Arvada = $8.95M
- Aurora = $14.47M
- Boulder = $7.04M
- Centennial = $10.09M
- Colorado Springs = $13.60M
- Denver = $15.55M
- Fort Collins = $23.67M
- Greeley = $10.98M
- Highlands Ranch = $7.31M
- Lakewood = $9.30M
- Loveland = $10.17M
- Pueblo = $13.16M
- Thornton = $10.24M
- Westminster = $11.04M
- Windsor = $9.84M
Month First Achieved Financial Independence
- Arvada = 54.25 Years (651 Months)
- Aurora = 39.25 Years (471 Months)
- Boulder = 80.00 Years (960 Months)
- Centennial = 52.25 Years (627 Months)
- Colorado Springs = 37.42 Years (449 Months)
- Denver = 41.25 Years (495 Months)
- Fort Collins = 22.00 Years (264 Months)
- Greeley = 41.25 Years (495 Months)
- Highlands Ranch = 65.25 Years (783 Months)
- Lakewood = 53.25 Years (639 Months)
- Loveland = 45.42 Years (545 Months)
- Pueblo = 30.25 Years (363 Months)
- Thornton = 48.25 Years (579 Months)
- Westminster = 46.25 Years (555 Months)
- Windsor = 49.25 Years (591 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Arvada = $5.83M
- Aurora = $8.69M
- Boulder = $4.70M
- Centennial = $6.34M
- Colorado Springs = $8.80M
- Denver = $8.87M
- Fort Collins = $14.67M
- Greeley = $6.83M
- Highlands Ranch = $4.82M
- Lakewood = $6.08M
- Loveland = $6.54M
- Pueblo = $8.58M
- Thornton = $6.37M
- Westminster = $6.84M
- Windsor = $6.38M
Month First Achieved Financial Independence
- Arvada = 62.75 Years (753 Months)
- Aurora = 48.25 Years (579 Months)
- Boulder = 94.33 Years (1132 Months)
- Centennial = 63.42 Years (761 Months)
- Colorado Springs = 46.92 Years (563 Months)
- Denver = 52.25 Years (627 Months)
- Fort Collins = 33.50 Years (402 Months)
- Greeley = 50.25 Years (603 Months)
- Highlands Ranch = 77.25 Years (927 Months)
- Lakewood = 63.25 Years (759 Months)
- Loveland = 53.25 Years (639 Months)
- Pueblo = 38.08 Years (457 Months)
- Thornton = 60.25 Years (723 Months)
- Westminster = 58.17 Years (698 Months)
- Windsor = 59.25 Years (711 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Arvada = $6.95M
- Aurora = $10.71M
- Boulder = $5.48M
- Centennial = $7.64M
- Colorado Springs = $10.76M
- Denver = $10.85M
- Fort Collins = $17.06M
- Greeley = $8.22M
- Highlands Ranch = $5.72M
- Lakewood = $7.23M
- Loveland = $7.82M
- Pueblo = $10.33M
- Thornton = $7.95M
- Westminster = $8.31M
- Windsor = $7.62M
Month First Achieved Financial Independence
- Arvada = 57.25 Years (687 Months)
- Aurora = 43.58 Years (523 Months)
- Boulder = 83.25 Years (999 Months)
- Centennial = 56.25 Years (675 Months)
- Colorado Springs = 42.00 Years (504 Months)
- Denver = 46.25 Years (555 Months)
- Fort Collins = 29.08 Years (349 Months)
- Greeley = 43.25 Years (519 Months)
- Highlands Ranch = 68.33 Years (820 Months)
- Lakewood = 56.25 Years (675 Months)
- Loveland = 47.25 Years (567 Months)
- Pueblo = 34.58 Years (415 Months)
- Thornton = 52.25 Years (627 Months)
- Westminster = 51.25 Years (615 Months)
- Windsor = 53.58 Years (643 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Arvada = $5.44M
- Aurora = $7.86M
- Boulder = $4.56M
- Centennial = $5.87M
- Colorado Springs = $7.78M
- Denver = $7.93M
- Fort Collins = $8.85M
- Greeley = $6.28M
- Highlands Ranch = $4.49M
- Lakewood = $5.60M
- Loveland = $6.13M
- Pueblo = $6.20M
- Thornton = $6.02M
- Westminster = $6.38M
- Windsor = $5.88M
Month First Achieved Financial Independence
- Arvada = 60.50 Years (726 Months)
- Aurora = 47.50 Years (570 Months)
- Boulder = 88.25 Years (1059 Months)
- Centennial = 60.42 Years (725 Months)
- Colorado Springs = 45.67 Years (548 Months)
- Denver = 50.67 Years (608 Months)
- Fort Collins = 33.83 Years (406 Months)
- Greeley = 47.58 Years (571 Months)
- Highlands Ranch = 73.25 Years (879 Months)
- Lakewood = 59.83 Years (718 Months)
- Loveland = 50.50 Years (606 Months)
- Pueblo = 37.67 Years (452 Months)
- Thornton = 55.67 Years (668 Months)
- Westminster = 54.33 Years (652 Months)
- Windsor = 56.33 Years (676 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Arvada = $5.61M
- Aurora = $8.36M
- Boulder = $4.68M
- Centennial = $6.01M
- Colorado Springs = $8.52M
- Denver = $8.52M
- Fort Collins = $14.53M
- Greeley = $7.02M
- Highlands Ranch = $4.71M
- Lakewood = $5.77M
- Loveland = $6.67M
- Pueblo = $8.79M
- Thornton = $6.03M
- Westminster = $6.43M
- Windsor = $6.04M
Month First Achieved Financial Independence
- Arvada = 65.17 Years (782 Months)
- Aurora = 48.25 Years (579 Months)
- Boulder = 92.83 Years (1114 Months)
- Centennial = 63.83 Years (766 Months)
- Colorado Springs = 45.42 Years (545 Months)
- Denver = 51.25 Years (615 Months)
- Fort Collins = 33.33 Years (400 Months)
- Greeley = 49.25 Years (591 Months)
- Highlands Ranch = 78.25 Years (939 Months)
- Lakewood = 63.25 Years (759 Months)
- Loveland = 53.25 Years (639 Months)
- Pueblo = 37.25 Years (447 Months)
- Thornton = 59.08 Years (709 Months)
- Westminster = 56.67 Years (680 Months)
- Windsor = 59.25 Years (711 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Arvada = $4.60M
- Aurora = $6.69M
- Boulder = $3.56M
- Centennial = $4.92M
- Colorado Springs = $6.85M
- Denver = $6.62M
- Fort Collins = $11.66M
- Greeley = $5.60M
- Highlands Ranch = $3.77M
- Lakewood = $4.77M
- Loveland = $5.29M
- Pueblo = $7.22M
- Thornton = $5.16M
- Westminster = $5.44M
- Windsor = $5.01M
Month First Achieved Financial Independence
- Arvada = 67.83 Years (814 Months)
- Aurora = 53.50 Years (642 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 67.25 Years (807 Months)
- Colorado Springs = 51.25 Years (615 Months)
- Denver = 58.17 Years (698 Months)
- Fort Collins = 37.00 Years (444 Months)
- Greeley = 53.25 Years (639 Months)
- Highlands Ranch = 83.92 Years (1007 Months)
- Lakewood = 66.33 Years (796 Months)
- Loveland = 56.25 Years (675 Months)
- Pueblo = 42.25 Years (507 Months)
- Thornton = 65.00 Years (780 Months)
- Westminster = 61.25 Years (735 Months)
- Windsor = 62.58 Years (751 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Arvada = $9.34M
- Aurora = $12.00M
- Boulder = $10.11M
- Centennial = $10.35M
- Colorado Springs = $11.88M
- Denver = $13.45M
- Fort Collins = $18.21M
- Greeley = $9.35M
- Highlands Ranch = $8.78M
- Lakewood = $9.78M
- Loveland = $9.59M
- Pueblo = $10.78M
- Thornton = $9.74M
- Westminster = $10.42M
- Windsor = $9.71M
Month First Achieved Financial Independence
- Arvada = 54.25 Years (651 Months)
- Aurora = 44.25 Years (531 Months)
- Boulder = 74.25 Years (891 Months)
- Centennial = 54.25 Years (651 Months)
- Colorado Springs = 43.17 Years (518 Months)
- Denver = 46.17 Years (554 Months)
- Fort Collins = 31.33 Years (376 Months)
- Greeley = 46.25 Years (555 Months)
- Highlands Ranch = 66.25 Years (795 Months)
- Lakewood = 54.25 Years (651 Months)
- Loveland = 47.25 Years (567 Months)
- Pueblo = 37.17 Years (446 Months)
- Thornton = 53.00 Years (636 Months)
- Westminster = 49.25 Years (591 Months)
- Windsor = 52.25 Years (627 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Arvada = $4.99M
- Aurora = $6.75M
- Boulder = $4.51M
- Centennial = $5.33M
- Colorado Springs = $6.67M
- Denver = $7.04M
- Fort Collins = $10.79M
- Greeley = $5.63M
- Highlands Ranch = $4.25M
- Lakewood = $5.10M
- Loveland = $5.56M
- Pueblo = $6.63M
- Thornton = $5.14M
- Westminster = $5.53M
- Windsor = $5.32M
Month First Achieved Financial Independence
- Arvada = 72.00 Years (864 Months)
- Aurora = 56.00 Years (672 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 72.08 Years (865 Months)
- Colorado Springs = 53.50 Years (642 Months)
- Denver = 59.25 Years (711 Months)
- Fort Collins = 38.83 Years (466 Months)
- Greeley = 56.25 Years (675 Months)
- Highlands Ranch = 88.25 Years (1059 Months)
- Lakewood = 71.08 Years (853 Months)
- Loveland = 58.67 Years (704 Months)
- Pueblo = 45.25 Years (543 Months)
- Thornton = 69.25 Years (831 Months)
- Westminster = 64.75 Years (777 Months)
- Windsor = 66.25 Years (795 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Arvada = $5.44M
- Aurora = $7.86M
- Boulder = $4.56M
- Centennial = $5.87M
- Colorado Springs = $7.78M
- Denver = $7.93M
- Fort Collins = $12.87M
- Greeley = $6.28M
- Highlands Ranch = $4.49M
- Lakewood = $5.60M
- Loveland = $6.13M
- Pueblo = $8.02M
- Thornton = $6.02M
- Westminster = $6.38M
- Windsor = $5.88M
Month First Achieved Financial Independence
- Arvada = 64.92 Years (779 Months)
- Aurora = 50.75 Years (609 Months)
- Boulder = 97.17 Years (1166 Months)
- Centennial = 64.00 Years (768 Months)
- Colorado Springs = 48.75 Years (585 Months)
- Denver = 54.92 Years (659 Months)
- Fort Collins = 34.17 Years (410 Months)
- Greeley = 51.25 Years (615 Months)
- Highlands Ranch = 80.00 Years (960 Months)
- Lakewood = 63.33 Years (760 Months)
- Loveland = 53.25 Years (639 Months)
- Pueblo = 40.25 Years (483 Months)
- Thornton = 62.00 Years (744 Months)
- Westminster = 58.25 Years (699 Months)
- Windsor = 59.58 Years (715 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Arvada = $4.47M
- Aurora = $4.78M
- Boulder = $4.78M
- Centennial = $4.53M
- Colorado Springs = $4.86M
- Denver = $4.80M
- Fort Collins = $5.58M
- Greeley = $4.66M
- Highlands Ranch = $4.45M
- Lakewood = $4.47M
- Loveland = $4.58M
- Pueblo = $4.87M
- Thornton = $4.48M
- Westminster = $4.58M
- Windsor = $4.55M
Month First Achieved Financial Independence
- Arvada = 62.00 Years (744 Months)
- Aurora = 50.75 Years (609 Months)
- Boulder = 85.25 Years (1023 Months)
- Centennial = 62.25 Years (747 Months)
- Colorado Springs = 48.25 Years (579 Months)
- Denver = 54.25 Years (651 Months)
- Fort Collins = 39.25 Years (471 Months)
- Greeley = 48.25 Years (579 Months)
- Highlands Ranch = 72.25 Years (867 Months)
- Lakewood = 61.25 Years (735 Months)
- Loveland = 51.67 Years (620 Months)
- Pueblo = 38.25 Years (459 Months)
- Thornton = 58.25 Years (699 Months)
- Westminster = 56.25 Years (675 Months)
- Windsor = 57.33 Years (688 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Arvada = $6.16M
- Aurora = $9.17M
- Boulder = $4.89M
- Centennial = $6.67M
- Colorado Springs = $9.07M
- Denver = $9.41M
- Fort Collins = $15.67M
- Greeley = $7.19M
- Highlands Ranch = $5.06M
- Lakewood = $6.39M
- Loveland = $6.78M
- Pueblo = $8.73M
- Thornton = $6.76M
- Westminster = $7.26M
- Windsor = $6.53M
Month First Achieved Financial Independence
- Arvada = 63.67 Years (764 Months)
- Aurora = 47.83 Years (574 Months)
- Boulder = 95.25 Years (1143 Months)
- Centennial = 62.92 Years (755 Months)
- Colorado Springs = 46.42 Years (557 Months)
- Denver = 51.42 Years (617 Months)
- Fort Collins = 32.58 Years (391 Months)
- Greeley = 49.33 Years (592 Months)
- Highlands Ranch = 75.92 Years (911 Months)
- Lakewood = 62.25 Years (747 Months)
- Loveland = 52.75 Years (633 Months)
- Pueblo = 37.67 Years (452 Months)
- Thornton = 59.25 Years (711 Months)
- Westminster = 56.75 Years (681 Months)
- Windsor = 58.67 Years (704 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Arvada = $5.44M
- Aurora = $7.86M
- Boulder = $4.56M
- Centennial = $5.87M
- Colorado Springs = $7.78M
- Denver = $7.93M
- Fort Collins = $12.87M
- Greeley = $6.28M
- Highlands Ranch = $4.49M
- Lakewood = $5.60M
- Loveland = $6.13M
- Pueblo = $7.77M
- Thornton = $6.02M
- Westminster = $6.38M
- Windsor = $5.88M
Month First Achieved Financial Independence
- Arvada = 64.92 Years (779 Months)
- Aurora = 50.75 Years (609 Months)
- Boulder = 97.17 Years (1166 Months)
- Centennial = 64.00 Years (768 Months)
- Colorado Springs = 48.75 Years (585 Months)
- Denver = 54.92 Years (659 Months)
- Fort Collins = 34.17 Years (410 Months)
- Greeley = 49.92 Years (599 Months)
- Highlands Ranch = 80.00 Years (960 Months)
- Lakewood = 63.33 Years (760 Months)
- Loveland = 52.75 Years (633 Months)
- Pueblo = 38.67 Years (464 Months)
- Thornton = 62.00 Years (744 Months)
- Westminster = 58.25 Years (699 Months)
- Windsor = 59.58 Years (715 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Arvada = $5.33M
- Aurora = $6.57M
- Boulder = $4.68M
- Centennial = $5.62M
- Colorado Springs = $6.57M
- Denver = $6.96M
- Fort Collins = $7.74M
- Greeley = $5.85M
- Highlands Ranch = $4.69M
- Lakewood = $5.40M
- Loveland = $5.77M
- Pueblo = $5.11M
- Thornton = $5.48M
- Westminster = $5.75M
- Windsor = $5.55M
Month First Achieved Financial Independence
- Arvada = 52.92 Years (635 Months)
- Aurora = 42.25 Years (507 Months)
- Boulder = 76.50 Years (918 Months)
- Centennial = 53.25 Years (639 Months)
- Colorado Springs = 40.25 Years (483 Months)
- Denver = 44.25 Years (531 Months)
- Fort Collins = 33.50 Years (402 Months)
- Greeley = 41.25 Years (495 Months)
- Highlands Ranch = 64.25 Years (771 Months)
- Lakewood = 52.25 Years (627 Months)
- Loveland = 43.75 Years (525 Months)
- Pueblo = 32.83 Years (394 Months)
- Thornton = 50.17 Years (602 Months)
- Westminster = 48.25 Years (579 Months)
- Windsor = 49.25 Years (591 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Arvada = $5.42M
- Aurora = $7.92M
- Boulder = $4.55M
- Centennial = $5.85M
- Colorado Springs = $8.00M
- Denver = $8.10M
- Fort Collins = $8.38M
- Greeley = $6.44M
- Highlands Ranch = $4.49M
- Lakewood = $5.60M
- Loveland = $6.21M
- Pueblo = $6.79M
- Thornton = $6.01M
- Westminster = $6.35M
- Windsor = $5.88M
Month First Achieved Financial Independence
- Arvada = 60.67 Years (728 Months)
- Aurora = 43.75 Years (525 Months)
- Boulder = 91.33 Years (1096 Months)
- Centennial = 59.83 Years (718 Months)
- Colorado Springs = 41.83 Years (502 Months)
- Denver = 47.67 Years (572 Months)
- Fort Collins = 27.08 Years (325 Months)
- Greeley = 44.33 Years (532 Months)
- Highlands Ranch = 75.50 Years (906 Months)
- Lakewood = 59.42 Years (713 Months)
- Loveland = 47.92 Years (575 Months)
- Pueblo = 33.67 Years (404 Months)
- Thornton = 54.08 Years (649 Months)
- Westminster = 50.50 Years (606 Months)
- Windsor = 53.33 Years (640 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Arvada = $5.87M
- Aurora = $8.47M
- Boulder = $4.81M
- Centennial = $6.40M
- Colorado Springs = $8.35M
- Denver = $8.55M
- Fort Collins = $13.47M
- Greeley = $6.71M
- Highlands Ranch = $4.96M
- Lakewood = $6.10M
- Loveland = $6.55M
- Pueblo = $8.17M
- Thornton = $6.55M
- Westminster = $6.88M
- Windsor = $6.37M
Month First Achieved Financial Independence
- Arvada = 62.50 Years (750 Months)
- Aurora = 49.42 Years (593 Months)
- Boulder = 93.42 Years (1121 Months)
- Centennial = 61.67 Years (740 Months)
- Colorado Springs = 47.25 Years (567 Months)
- Denver = 52.25 Years (627 Months)
- Fort Collins = 33.50 Years (402 Months)
- Greeley = 49.75 Years (597 Months)
- Highlands Ranch = 76.25 Years (915 Months)
- Lakewood = 61.25 Years (735 Months)
- Loveland = 52.17 Years (626 Months)
- Pueblo = 38.25 Years (459 Months)
- Thornton = 58.25 Years (699 Months)
- Westminster = 56.58 Years (679 Months)
- Windsor = 58.58 Years (703 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Arvada = $5.59M
- Aurora = $8.28M
- Boulder = $4.68M
- Centennial = $6.00M
- Colorado Springs = $8.44M
- Denver = $8.45M
- Fort Collins = $14.59M
- Greeley = $6.91M
- Highlands Ranch = $4.63M
- Lakewood = $5.63M
- Loveland = $6.55M
- Pueblo = $8.89M
- Thornton = $5.99M
- Westminster = $6.42M
- Windsor = $6.07M
Month First Achieved Financial Independence
- Arvada = 66.25 Years (795 Months)
- Aurora = 49.25 Years (591 Months)
- Boulder = 96.08 Years (1153 Months)
- Centennial = 65.25 Years (783 Months)
- Colorado Springs = 46.83 Years (562 Months)
- Denver = 52.25 Years (627 Months)
- Fort Collins = 33.50 Years (402 Months)
- Greeley = 49.58 Years (595 Months)
- Highlands Ranch = 80.17 Years (962 Months)
- Lakewood = 66.25 Years (795 Months)
- Loveland = 53.25 Years (639 Months)
- Pueblo = 37.75 Years (453 Months)
- Thornton = 60.25 Years (723 Months)
- Westminster = 57.83 Years (694 Months)
- Windsor = 60.67 Years (728 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Arvada = $5.10M
- Aurora = $7.09M
- Boulder = $4.55M
- Centennial = $5.48M
- Colorado Springs = $7.07M
- Denver = $7.37M
- Fort Collins = $11.58M
- Greeley = $5.87M
- Highlands Ranch = $4.21M
- Lakewood = $5.26M
- Loveland = $5.69M
- Pueblo = $7.45M
- Thornton = $5.55M
- Westminster = $5.90M
- Windsor = $5.47M
Month First Achieved Financial Independence
- Arvada = 65.08 Years (781 Months)
- Aurora = 53.25 Years (639 Months)
- Boulder = 71.75 Years (861 Months)
- Centennial = 65.75 Years (789 Months)
- Colorado Springs = 51.25 Years (615 Months)
- Denver = 55.25 Years (663 Months)
- Fort Collins = 36.50 Years (438 Months)
- Greeley = 51.25 Years (615 Months)
- Highlands Ranch = 80.25 Years (963 Months)
- Lakewood = 65.25 Years (783 Months)
- Loveland = 55.25 Years (663 Months)
- Pueblo = 40.75 Years (489 Months)
- Thornton = 62.58 Years (751 Months)
- Westminster = 58.92 Years (707 Months)
- Windsor = 61.50 Years (738 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Arvada = $6.44M
- Aurora = $9.53M
- Boulder = $4.97M
- Centennial = $6.94M
- Colorado Springs = $9.54M
- Denver = $9.99M
- Fort Collins = $16.02M
- Greeley = $7.47M
- Highlands Ranch = $5.12M
- Lakewood = $6.56M
- Loveland = $7.13M
- Pueblo = $9.48M
- Thornton = $7.00M
- Westminster = $7.52M
- Windsor = $7.00M
Month First Achieved Financial Independence
- Arvada = 61.75 Years (741 Months)
- Aurora = 46.50 Years (558 Months)
- Boulder = 93.25 Years (1119 Months)
- Centennial = 62.25 Years (747 Months)
- Colorado Springs = 45.25 Years (543 Months)
- Denver = 49.75 Years (597 Months)
- Fort Collins = 32.00 Years (384 Months)
- Greeley = 48.25 Years (579 Months)
- Highlands Ranch = 77.25 Years (927 Months)
- Lakewood = 62.25 Years (747 Months)
- Loveland = 52.42 Years (629 Months)
- Pueblo = 36.92 Years (443 Months)
- Thornton = 58.75 Years (705 Months)
- Westminster = 55.25 Years (663 Months)
- Windsor = 56.25 Years (675 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Arvada = $4.30M
- Aurora = $4.18M
- Boulder = $4.82M
- Centennial = $4.34M
- Colorado Springs = $4.13M
- Denver = $4.31M
- Fort Collins = $4.09M
- Greeley = $4.09M
- Highlands Ranch = $4.42M
- Lakewood = $4.29M
- Loveland = $4.16M
- Pueblo = $3.96M
- Thornton = $4.21M
- Westminster = $4.22M
- Windsor = $4.24M
Month First Achieved Financial Independence
- Arvada = 63.00 Years (756 Months)
- Aurora = 59.25 Years (711 Months)
- Boulder = 76.67 Years (920 Months)
- Centennial = 64.75 Years (777 Months)
- Colorado Springs = 57.00 Years (684 Months)
- Denver = 63.00 Years (756 Months)
- Fort Collins = 54.42 Years (653 Months)
- Greeley = 54.50 Years (654 Months)
- Highlands Ranch = 67.92 Years (815 Months)
- Lakewood = 63.08 Years (757 Months)
- Loveland = 56.92 Years (683 Months)
- Pueblo = 48.58 Years (583 Months)
- Thornton = 61.42 Years (737 Months)
- Westminster = 61.33 Years (736 Months)
- Windsor = 61.17 Years (734 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Arvada = $6.66M
- Aurora = $10.23M
- Boulder = $5.23M
- Centennial = $7.14M
- Colorado Springs = $9.89M
- Denver = $10.59M
- Fort Collins = $16.85M
- Greeley = $7.83M
- Highlands Ranch = $5.39M
- Lakewood = $6.91M
- Loveland = $7.36M
- Pueblo = $9.59M
- Thornton = $7.18M
- Westminster = $8.04M
- Windsor = $7.27M
Month First Achieved Financial Independence
- Arvada = 61.25 Years (735 Months)
- Aurora = 46.25 Years (555 Months)
- Boulder = 93.25 Years (1119 Months)
- Centennial = 62.25 Years (747 Months)
- Colorado Springs = 45.25 Years (543 Months)
- Denver = 49.25 Years (591 Months)
- Fort Collins = 30.50 Years (366 Months)
- Greeley = 47.83 Years (574 Months)
- Highlands Ranch = 76.25 Years (915 Months)
- Lakewood = 62.00 Years (744 Months)
- Loveland = 52.25 Years (627 Months)
- Pueblo = 36.25 Years (435 Months)
- Thornton = 58.67 Years (704 Months)
- Westminster = 54.25 Years (651 Months)
- Windsor = 55.83 Years (670 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Arvada = $4.26M
- Aurora = $5.86M
- Boulder = $4.16M
- Centennial = $4.51M
- Colorado Springs = $5.82M
- Denver = $6.04M
- Fort Collins = $9.59M
- Greeley = $4.97M
- Highlands Ranch = $3.62M
- Lakewood = $4.37M
- Loveland = $4.88M
- Pueblo = $6.11M
- Thornton = $4.46M
- Westminster = $4.86M
- Windsor = $4.60M
Month First Achieved Financial Independence
- Arvada = 75.33 Years (904 Months)
- Aurora = 59.08 Years (709 Months)
- Boulder = 75.25 Years (903 Months)
- Centennial = 75.25 Years (903 Months)
- Colorado Springs = 54.50 Years (654 Months)
- Denver = 60.58 Years (727 Months)
- Fort Collins = 40.00 Years (480 Months)
- Greeley = 57.33 Years (688 Months)
- Highlands Ranch = 91.00 Years (1092 Months)
- Lakewood = 74.25 Years (891 Months)
- Loveland = 61.25 Years (735 Months)
- Pueblo = 46.42 Years (557 Months)
- Thornton = 70.33 Years (844 Months)
- Westminster = 67.75 Years (813 Months)
- Windsor = 69.25 Years (831 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Arvada = $5.24M
- Aurora = $6.04M
- Boulder = $4.67M
- Centennial = $5.52M
- Colorado Springs = $5.91M
- Denver = $6.53M
- Fort Collins = $6.75M
- Greeley = $5.39M
- Highlands Ranch = $4.66M
- Lakewood = $5.29M
- Loveland = $5.45M
- Pueblo = $5.17M
- Thornton = $5.31M
- Westminster = $5.54M
- Windsor = $5.39M
Month First Achieved Financial Independence
- Arvada = 53.42 Years (641 Months)
- Aurora = 46.42 Years (557 Months)
- Boulder = 71.67 Years (860 Months)
- Centennial = 54.00 Years (648 Months)
- Colorado Springs = 44.75 Years (537 Months)
- Denver = 48.33 Years (580 Months)
- Fort Collins = 37.83 Years (454 Months)
- Greeley = 44.17 Years (530 Months)
- Highlands Ranch = 61.58 Years (739 Months)
- Lakewood = 53.25 Years (639 Months)
- Loveland = 46.25 Years (555 Months)
- Pueblo = 38.33 Years (460 Months)
- Thornton = 51.58 Years (619 Months)
- Westminster = 50.42 Years (605 Months)
- Windsor = 50.92 Years (611 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Arvada = $5.15M
- Aurora = $6.91M
- Boulder = $4.51M
- Centennial = $5.33M
- Colorado Springs = $7.08M
- Denver = $6.89M
- Fort Collins = $11.86M
- Greeley = $6.30M
- Highlands Ranch = $4.44M
- Lakewood = $5.22M
- Loveland = $5.98M
- Pueblo = $8.34M
- Thornton = $5.47M
- Westminster = $5.55M
- Windsor = $5.32M
Month First Achieved Financial Independence
- Arvada = 69.58 Years (835 Months)
- Aurora = 53.25 Years (639 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 69.25 Years (831 Months)
- Colorado Springs = 50.25 Years (603 Months)
- Denver = 56.83 Years (682 Months)
- Fort Collins = 35.67 Years (428 Months)
- Greeley = 52.17 Years (626 Months)
- Highlands Ranch = 83.25 Years (999 Months)
- Lakewood = 68.75 Years (825 Months)
- Loveland = 56.25 Years (675 Months)
- Pueblo = 39.25 Years (471 Months)
- Thornton = 63.25 Years (759 Months)
- Westminster = 62.25 Years (747 Months)
- Windsor = 65.25 Years (783 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Arvada = $5.43M
- Aurora = $8.14M
- Boulder = $4.56M
- Centennial = $5.86M
- Colorado Springs = $8.10M
- Denver = $8.20M
- Fort Collins = $13.18M
- Greeley = $6.53M
- Highlands Ranch = $4.49M
- Lakewood = $5.59M
- Loveland = $6.25M
- Pueblo = $7.94M
- Thornton = $6.05M
- Westminster = $6.46M
- Windsor = $5.89M
Month First Achieved Financial Independence
- Arvada = 63.33 Years (760 Months)
- Aurora = 46.25 Years (555 Months)
- Boulder = 94.58 Years (1135 Months)
- Centennial = 62.25 Years (747 Months)
- Colorado Springs = 44.50 Years (534 Months)
- Denver = 50.08 Years (601 Months)
- Fort Collins = 30.00 Years (360 Months)
- Greeley = 47.75 Years (573 Months)
- Highlands Ranch = 77.42 Years (929 Months)
- Lakewood = 62.00 Years (744 Months)
- Loveland = 52.25 Years (627 Months)
- Pueblo = 35.33 Years (424 Months)
- Thornton = 56.42 Years (677 Months)
- Westminster = 55.25 Years (663 Months)
- Windsor = 58.08 Years (697 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Arvada = $4.88M
- Aurora = $6.66M
- Boulder = $4.31M
- Centennial = $5.03M
- Colorado Springs = $6.96M
- Denver = $6.81M
- Fort Collins = $12.32M
- Greeley = $5.86M
- Highlands Ranch = $4.18M
- Lakewood = $5.00M
- Loveland = $5.62M
- Pueblo = $7.76M
- Thornton = $5.25M
- Westminster = $5.57M
- Windsor = $5.32M
Month First Achieved Financial Independence
- Arvada = 72.25 Years (867 Months)
- Aurora = 54.42 Years (653 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 72.25 Years (867 Months)
- Colorado Springs = 51.50 Years (618 Months)
- Denver = 58.25 Years (699 Months)
- Fort Collins = 36.00 Years (432 Months)
- Greeley = 55.25 Years (663 Months)
- Highlands Ranch = 86.83 Years (1042 Months)
- Lakewood = 70.67 Years (848 Months)
- Loveland = 60.08 Years (721 Months)
- Pueblo = 41.25 Years (495 Months)
- Thornton = 65.25 Years (783 Months)
- Westminster = 64.25 Years (771 Months)
- Windsor = 66.67 Years (800 Months)
More Model Comparisons for Colorado
The following are the various scenarios we ran summarized with Colorado cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for Colorado Cities
The following are the various scenarios we ran summarized with Colorado cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Detailed Colorado City-Specific Modeling
Check out the detailed modeling for these Colorado cities.
ArvadaAurora
Boulder
Centennial
Colorado Springs
Denver
Greeley
Highlands Ranch
Lakewood
Loveland
Pueblo
Thornton
Westminster
Windsor
Fort Collins