
Colorado Real Estate Models
Check out how Colorado does for these scenarios.
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Arvada = $4.77M
- Aurora = $6.59M
- Boulder = $4.30M
- Centennial = $5.10M
- Colorado Springs = $6.73M
- Denver = $6.94M
- Fort Collins = $5.05M
- Greeley = $5.57M
- Highlands Ranch = $3.94M
- Lakewood = $4.91M
- Loveland = $5.31M
- Pueblo = $6.89M
- Thornton = $5.15M
- Westminster = $5.44M
- Windsor = $5.06M
Month First Achieved Financial Independence
- Arvada = 70.00 Years (840 Months)
- Aurora = 54.08 Years (649 Months)
- Boulder = 92.50 Years (1110 Months)
- Centennial = 71.67 Years (860 Months)
- Colorado Springs = 51.50 Years (618 Months)
- Denver = 57.17 Years (686 Months)
- Fort Collins = 67.00 Years (804 Months)
- Greeley = 55.00 Years (660 Months)
- Highlands Ranch = 86.00 Years (1032 Months)
- Lakewood = 71.00 Years (852 Months)
- Loveland = 58.00 Years (696 Months)
- Pueblo = 43.00 Years (516 Months)
- Thornton = 64.50 Years (774 Months)
- Westminster = 64.00 Years (768 Months)
- Windsor = 65.00 Years (780 Months)
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Arvada = $6.10M
- Aurora = $9.01M
- Boulder = $4.82M
- Centennial = $6.65M
- Colorado Springs = $8.97M
- Denver = $9.31M
- Fort Collins = $6.47M
- Greeley = $7.05M
- Highlands Ranch = $4.95M
- Lakewood = $6.28M
- Loveland = $6.74M
- Pueblo = $9.02M
- Thornton = $6.64M
- Westminster = $7.19M
- Windsor = $6.53M
Month First Achieved Financial Independence
- Arvada = 60.00 Years (720 Months)
- Aurora = 48.00 Years (576 Months)
- Boulder = 90.33 Years (1084 Months)
- Centennial = 61.00 Years (732 Months)
- Colorado Springs = 46.00 Years (552 Months)
- Denver = 50.00 Years (600 Months)
- Fort Collins = 57.00 Years (684 Months)
- Greeley = 47.42 Years (569 Months)
- Highlands Ranch = 74.00 Years (888 Months)
- Lakewood = 61.00 Years (732 Months)
- Loveland = 51.58 Years (619 Months)
- Pueblo = 36.58 Years (439 Months)
- Thornton = 58.00 Years (696 Months)
- Westminster = 54.00 Years (648 Months)
- Windsor = 57.17 Years (686 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Arvada = $4.05M
- Aurora = $5.20M
- Boulder = $3.71M
- Centennial = $4.03M
- Colorado Springs = $5.25M
- Denver = $5.51M
- Fort Collins = $4.07M
- Greeley = $4.62M
- Highlands Ranch = $3.32M
- Lakewood = $3.89M
- Loveland = $4.45M
- Pueblo = $5.50M
- Thornton = $4.13M
- Westminster = $4.40M
- Windsor = $4.12M
Month First Achieved Financial Independence
- Arvada = 70.33 Years (844 Months)
- Aurora = 57.00 Years (684 Months)
- Boulder = 85.42 Years (1025 Months)
- Centennial = 71.00 Years (852 Months)
- Colorado Springs = 54.67 Years (656 Months)
- Denver = 58.42 Years (701 Months)
- Fort Collins = 66.42 Years (797 Months)
- Greeley = 55.00 Years (660 Months)
- Highlands Ranch = 86.92 Years (1043 Months)
- Lakewood = 70.08 Years (841 Months)
- Loveland = 59.00 Years (708 Months)
- Pueblo = 44.42 Years (533 Months)
- Thornton = 66.00 Years (792 Months)
- Westminster = 64.58 Years (775 Months)
- Windsor = 66.00 Years (792 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Arvada = $31.30M
- Aurora = $37.81M
- Boulder = $23.34M
- Centennial = $34.08M
- Colorado Springs = $34.99M
- Denver = $44.16M
- Fort Collins = $31.40M
- Greeley = $29.56M
- Highlands Ranch = $25.87M
- Lakewood = $31.55M
- Loveland = $31.23M
- Pueblo = $28.24M
- Thornton = $30.84M
- Westminster = $32.91M
- Windsor = $32.18M
Month First Achieved Financial Independence
- Arvada = 27.00 Years (324 Months)
- Aurora = 17.25 Years (207 Months)
- Boulder = 44.00 Years (528 Months)
- Centennial = 26.00 Years (312 Months)
- Colorado Springs = 17.00 Years (204 Months)
- Denver = 18.08 Years (217 Months)
- Fort Collins = 24.00 Years (288 Months)
- Greeley = 18.00 Years (216 Months)
- Highlands Ranch = 36.00 Years (432 Months)
- Lakewood = 26.00 Years (312 Months)
- Loveland = 20.00 Years (240 Months)
- Pueblo = 12.25 Years (147 Months)
- Thornton = 24.00 Years (288 Months)
- Westminster = 23.00 Years (276 Months)
- Windsor = 24.00 Years (288 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Arvada = $4.05M
- Aurora = $5.20M
- Boulder = $3.71M
- Centennial = $4.03M
- Colorado Springs = $5.25M
- Denver = $5.51M
- Fort Collins = $4.07M
- Greeley = $4.62M
- Highlands Ranch = $3.32M
- Lakewood = $3.89M
- Loveland = $4.45M
- Pueblo = $5.50M
- Thornton = $4.13M
- Westminster = $4.40M
- Windsor = $4.12M
Month First Achieved Financial Independence
- Arvada = 70.33 Years (844 Months)
- Aurora = 57.00 Years (684 Months)
- Boulder = 85.42 Years (1025 Months)
- Centennial = 71.00 Years (852 Months)
- Colorado Springs = 54.67 Years (656 Months)
- Denver = 58.42 Years (701 Months)
- Fort Collins = 66.42 Years (797 Months)
- Greeley = 55.00 Years (660 Months)
- Highlands Ranch = 86.92 Years (1043 Months)
- Lakewood = 70.08 Years (841 Months)
- Loveland = 59.00 Years (708 Months)
- Pueblo = 44.42 Years (533 Months)
- Thornton = 66.00 Years (792 Months)
- Westminster = 64.58 Years (775 Months)
- Windsor = 66.00 Years (792 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Arvada = $17.55M
- Aurora = $27.00M
- Boulder = $11.96M
- Centennial = $19.81M
- Colorado Springs = $25.74M
- Denver = $30.37M
- Fort Collins = $19.60M
- Greeley = $20.44M
- Highlands Ranch = $13.40M
- Lakewood = $18.64M
- Loveland = $19.15M
- Pueblo = $21.67M
- Thornton = $20.45M
- Westminster = $21.90M
- Windsor = $19.41M
Month First Achieved Financial Independence
- Arvada = 39.17 Years (470 Months)
- Aurora = 26.00 Years (312 Months)
- Boulder = 59.42 Years (713 Months)
- Centennial = 38.00 Years (456 Months)
- Colorado Springs = 24.67 Years (296 Months)
- Denver = 27.83 Years (334 Months)
- Fort Collins = 35.00 Years (420 Months)
- Greeley = 28.00 Years (336 Months)
- Highlands Ranch = 47.33 Years (568 Months)
- Lakewood = 38.00 Years (456 Months)
- Loveland = 32.58 Years (391 Months)
- Pueblo = 18.00 Years (216 Months)
- Thornton = 34.67 Years (416 Months)
- Westminster = 33.83 Years (406 Months)
- Windsor = 35.00 Years (420 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Arvada = $9.22M
- Aurora = $11.89M
- Boulder = $9.82M
- Centennial = $10.21M
- Colorado Springs = $11.46M
- Denver = $13.34M
- Fort Collins = $9.68M
- Greeley = $9.27M
- Highlands Ranch = $8.55M
- Lakewood = $9.62M
- Loveland = $9.28M
- Pueblo = $10.72M
- Thornton = $9.64M
- Westminster = $10.28M
- Windsor = $9.58M
Month First Achieved Financial Independence
- Arvada = 54.25 Years (651 Months)
- Aurora = 44.08 Years (529 Months)
- Boulder = 75.00 Years (900 Months)
- Centennial = 54.75 Years (657 Months)
- Colorado Springs = 43.33 Years (520 Months)
- Denver = 46.00 Years (552 Months)
- Fort Collins = 51.50 Years (618 Months)
- Greeley = 46.00 Years (552 Months)
- Highlands Ranch = 67.00 Years (804 Months)
- Lakewood = 54.42 Years (653 Months)
- Loveland = 48.17 Years (578 Months)
- Pueblo = 37.67 Years (452 Months)
- Thornton = 53.00 Years (636 Months)
- Westminster = 51.00 Years (612 Months)
- Windsor = 52.08 Years (625 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Arvada = $5.55M
- Aurora = $8.04M
- Boulder = $4.71M
- Centennial = $5.94M
- Colorado Springs = $8.30M
- Denver = $8.39M
- Fort Collins = $5.89M
- Greeley = $6.96M
- Highlands Ranch = $4.62M
- Lakewood = $5.64M
- Loveland = $6.46M
- Pueblo = $8.97M
- Thornton = $5.95M
- Westminster = $6.39M
- Windsor = $6.02M
Month First Achieved Financial Independence
- Arvada = 65.00 Years (780 Months)
- Aurora = 49.00 Years (588 Months)
- Boulder = 93.00 Years (1116 Months)
- Centennial = 64.00 Years (768 Months)
- Colorado Springs = 46.00 Years (552 Months)
- Denver = 51.00 Years (612 Months)
- Fort Collins = 60.00 Years (720 Months)
- Greeley = 49.00 Years (588 Months)
- Highlands Ranch = 79.00 Years (948 Months)
- Lakewood = 64.00 Years (768 Months)
- Loveland = 54.00 Years (648 Months)
- Pueblo = 37.00 Years (444 Months)
- Thornton = 59.00 Years (708 Months)
- Westminster = 56.92 Years (683 Months)
- Windsor = 59.00 Years (708 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Arvada = $4.54M
- Aurora = $6.29M
- Boulder = $4.12M
- Centennial = $4.84M
- Colorado Springs = $6.22M
- Denver = $6.42M
- Fort Collins = $4.85M
- Greeley = $5.27M
- Highlands Ranch = $3.65M
- Lakewood = $4.60M
- Loveland = $5.13M
- Pueblo = $6.53M
- Thornton = $4.76M
- Westminster = $5.09M
- Windsor = $4.84M
Month First Achieved Financial Independence
- Arvada = 67.00 Years (804 Months)
- Aurora = 54.83 Years (658 Months)
- Boulder = 88.00 Years (1056 Months)
- Centennial = 66.67 Years (800 Months)
- Colorado Springs = 52.00 Years (624 Months)
- Denver = 58.00 Years (696 Months)
- Fort Collins = 64.08 Years (769 Months)
- Greeley = 53.58 Years (643 Months)
- Highlands Ranch = 83.75 Years (1005 Months)
- Lakewood = 66.67 Years (800 Months)
- Loveland = 55.83 Years (670 Months)
- Pueblo = 42.00 Years (504 Months)
- Thornton = 64.25 Years (771 Months)
- Westminster = 62.00 Years (744 Months)
- Windsor = 64.58 Years (775 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Arvada = $8.17M
- Aurora = $13.15M
- Boulder = $6.12M
- Centennial = $9.16M
- Colorado Springs = $13.01M
- Denver = $13.93M
- Fort Collins = $9.05M
- Greeley = $9.96M
- Highlands Ranch = $6.57M
- Lakewood = $8.75M
- Loveland = $9.59M
- Pueblo = $12.00M
- Thornton = $9.24M
- Westminster = $9.92M
- Windsor = $8.99M
Month First Achieved Financial Independence
- Arvada = 59.00 Years (708 Months)
- Aurora = 42.67 Years (512 Months)
- Boulder = 87.00 Years (1044 Months)
- Centennial = 58.00 Years (696 Months)
- Colorado Springs = 41.00 Years (492 Months)
- Denver = 45.08 Years (541 Months)
- Fort Collins = 54.00 Years (648 Months)
- Greeley = 44.00 Years (528 Months)
- Highlands Ranch = 72.00 Years (864 Months)
- Lakewood = 57.00 Years (684 Months)
- Loveland = 46.83 Years (562 Months)
- Pueblo = 33.00 Years (396 Months)
- Thornton = 53.00 Years (636 Months)
- Westminster = 51.00 Years (612 Months)
- Windsor = 54.00 Years (648 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Arvada = $1.19M
- Aurora = $2.61M
- Boulder = -$666.61K
- Centennial = $618.40K
- Colorado Springs = $3.23M
- Denver = $1.54M
- Fort Collins = $1.59M
- Greeley = $3.03M
- Highlands Ranch = $8,006
- Lakewood = $1.18M
- Loveland = $2.54M
- Pueblo = $4.83M
- Thornton = $1.54M
- Westminster = $1.65M
- Windsor = $1.64M
Month First Achieved Financial Independence
- Arvada = 76.08 Years (913 Months)
- Aurora = 69.83 Years (838 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 62.17 Years (746 Months)
- Colorado Springs = 63.00 Years (756 Months)
- Denver = 81.92 Years (983 Months)
- Fort Collins = 87.33 Years (1048 Months)
- Greeley = 62.00 Years (744 Months)
- Highlands Ranch = 0.00 Years (0 Months)
- Lakewood = 94.50 Years (1134 Months)
- Loveland = 69.50 Years (834 Months)
- Pueblo = 44.33 Years (532 Months)
- Thornton = 89.00 Years (1068 Months)
- Westminster = 84.00 Years (1008 Months)
- Windsor = 84.83 Years (1018 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Arvada = $5.35M
- Aurora = $7.78M
- Boulder = $4.54M
- Centennial = $5.78M
- Colorado Springs = $7.71M
- Denver = $7.85M
- Fort Collins = $5.72M
- Greeley = $6.22M
- Highlands Ranch = $4.39M
- Lakewood = $5.51M
- Loveland = $6.04M
- Pueblo = $6.37M
- Thornton = $5.80M
- Westminster = $6.15M
- Windsor = $5.80M
Month First Achieved Financial Independence
- Arvada = 61.17 Years (734 Months)
- Aurora = 47.83 Years (574 Months)
- Boulder = 89.17 Years (1070 Months)
- Centennial = 60.42 Years (725 Months)
- Colorado Springs = 46.00 Years (552 Months)
- Denver = 51.17 Years (614 Months)
- Fort Collins = 57.17 Years (686 Months)
- Greeley = 48.00 Years (576 Months)
- Highlands Ranch = 73.92 Years (887 Months)
- Lakewood = 60.08 Years (721 Months)
- Loveland = 51.00 Years (612 Months)
- Pueblo = 38.00 Years (456 Months)
- Thornton = 56.92 Years (683 Months)
- Westminster = 55.33 Years (664 Months)
- Windsor = 56.67 Years (680 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Arvada = $5.75M
- Aurora = $8.50M
- Boulder = $4.68M
- Centennial = $6.25M
- Colorado Springs = $8.48M
- Denver = $8.78M
- Fort Collins = $6.18M
- Greeley = $6.77M
- Highlands Ranch = $4.71M
- Lakewood = $5.99M
- Loveland = $6.47M
- Pueblo = $8.83M
- Thornton = $6.34M
- Westminster = $6.80M
- Windsor = $6.30M
Month First Achieved Financial Independence
- Arvada = 65.00 Years (780 Months)
- Aurora = 48.92 Years (587 Months)
- Boulder = 96.25 Years (1155 Months)
- Centennial = 64.00 Years (768 Months)
- Colorado Springs = 47.08 Years (565 Months)
- Denver = 52.08 Years (625 Months)
- Fort Collins = 61.42 Years (737 Months)
- Greeley = 50.92 Years (611 Months)
- Highlands Ranch = 77.58 Years (931 Months)
- Lakewood = 63.58 Years (763 Months)
- Loveland = 53.42 Years (641 Months)
- Pueblo = 39.00 Years (468 Months)
- Thornton = 60.00 Years (720 Months)
- Westminster = 58.00 Years (696 Months)
- Windsor = 59.25 Years (711 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Arvada = $6.87M
- Aurora = $10.66M
- Boulder = $5.37M
- Centennial = $7.54M
- Colorado Springs = $10.68M
- Denver = $10.79M
- Fort Collins = $7.55M
- Greeley = $8.16M
- Highlands Ranch = $5.55M
- Lakewood = $7.14M
- Loveland = $7.54M
- Pueblo = $10.74M
- Thornton = $7.65M
- Westminster = $8.23M
- Windsor = $7.33M
Month First Achieved Financial Independence
- Arvada = 57.33 Years (688 Months)
- Aurora = 44.00 Years (528 Months)
- Boulder = 84.00 Years (1008 Months)
- Centennial = 56.00 Years (672 Months)
- Colorado Springs = 42.00 Years (504 Months)
- Denver = 46.00 Years (552 Months)
- Fort Collins = 52.50 Years (630 Months)
- Greeley = 43.58 Years (523 Months)
- Highlands Ranch = 69.00 Years (828 Months)
- Lakewood = 56.00 Years (672 Months)
- Loveland = 48.25 Years (579 Months)
- Pueblo = 35.00 Years (420 Months)
- Thornton = 53.00 Years (636 Months)
- Westminster = 51.17 Years (614 Months)
- Windsor = 54.00 Years (648 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Arvada = $8.86M
- Aurora = $14.46M
- Boulder = $6.89M
- Centennial = $9.85M
- Colorado Springs = $13.97M
- Denver = $15.21M
- Fort Collins = $9.86M
- Greeley = $10.91M
- Highlands Ranch = $7.07M
- Lakewood = $9.20M
- Loveland = $10.10M
- Pueblo = $13.86M
- Thornton = $10.07M
- Westminster = $10.91M
- Windsor = $9.74M
Month First Achieved Financial Independence
- Arvada = 54.92 Years (659 Months)
- Aurora = 39.00 Years (468 Months)
- Boulder = 80.42 Years (965 Months)
- Centennial = 53.00 Years (636 Months)
- Colorado Springs = 37.83 Years (454 Months)
- Denver = 42.00 Years (504 Months)
- Fort Collins = 49.00 Years (588 Months)
- Greeley = 41.25 Years (495 Months)
- Highlands Ranch = 66.00 Years (792 Months)
- Lakewood = 53.00 Years (636 Months)
- Loveland = 46.00 Years (552 Months)
- Pueblo = 30.08 Years (361 Months)
- Thornton = 48.92 Years (587 Months)
- Westminster = 46.50 Years (558 Months)
- Windsor = 50.00 Years (600 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Arvada = $5.35M
- Aurora = $7.78M
- Boulder = $4.54M
- Centennial = $5.78M
- Colorado Springs = $7.71M
- Denver = $7.85M
- Fort Collins = $5.72M
- Greeley = $6.22M
- Highlands Ranch = $4.39M
- Lakewood = $5.51M
- Loveland = $6.04M
- Pueblo = $7.99M
- Thornton = $5.80M
- Westminster = $6.15M
- Windsor = $5.80M
Month First Achieved Financial Independence
- Arvada = 65.17 Years (782 Months)
- Aurora = 50.58 Years (607 Months)
- Boulder = 97.83 Years (1174 Months)
- Centennial = 64.00 Years (768 Months)
- Colorado Springs = 49.00 Years (588 Months)
- Denver = 55.00 Years (660 Months)
- Fort Collins = 62.00 Years (744 Months)
- Greeley = 51.25 Years (615 Months)
- Highlands Ranch = 80.00 Years (960 Months)
- Lakewood = 66.00 Years (792 Months)
- Loveland = 55.33 Years (664 Months)
- Pueblo = 40.58 Years (487 Months)
- Thornton = 63.00 Years (756 Months)
- Westminster = 59.00 Years (708 Months)
- Windsor = 62.00 Years (744 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Arvada = $4.92M
- Aurora = $6.59M
- Boulder = $4.48M
- Centennial = $5.23M
- Colorado Springs = $6.58M
- Denver = $6.94M
- Fort Collins = $5.09M
- Greeley = $5.56M
- Highlands Ranch = $4.16M
- Lakewood = $5.02M
- Loveland = $5.48M
- Pueblo = $6.59M
- Thornton = $5.11M
- Westminster = $5.44M
- Windsor = $5.23M
Month First Achieved Financial Independence
- Arvada = 72.33 Years (868 Months)
- Aurora = 58.42 Years (701 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 72.00 Years (864 Months)
- Colorado Springs = 54.00 Years (648 Months)
- Denver = 60.00 Years (720 Months)
- Fort Collins = 67.33 Years (808 Months)
- Greeley = 56.00 Years (672 Months)
- Highlands Ranch = 89.42 Years (1073 Months)
- Lakewood = 71.50 Years (858 Months)
- Loveland = 59.00 Years (708 Months)
- Pueblo = 45.75 Years (549 Months)
- Thornton = 69.00 Years (828 Months)
- Westminster = 64.92 Years (779 Months)
- Windsor = 66.42 Years (797 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Arvada = $6.07M
- Aurora = $9.14M
- Boulder = $4.83M
- Centennial = $6.59M
- Colorado Springs = $9.04M
- Denver = $9.33M
- Fort Collins = $6.56M
- Greeley = $7.13M
- Highlands Ranch = $4.93M
- Lakewood = $6.31M
- Loveland = $6.71M
- Pueblo = $9.03M
- Thornton = $6.52M
- Westminster = $7.00M
- Windsor = $6.46M
Month First Achieved Financial Independence
- Arvada = 64.00 Years (768 Months)
- Aurora = 47.67 Years (572 Months)
- Boulder = 96.08 Years (1153 Months)
- Centennial = 63.00 Years (756 Months)
- Colorado Springs = 46.33 Years (556 Months)
- Denver = 51.25 Years (615 Months)
- Fort Collins = 60.00 Years (720 Months)
- Greeley = 49.92 Years (599 Months)
- Highlands Ranch = 76.83 Years (922 Months)
- Lakewood = 62.67 Years (752 Months)
- Loveland = 53.00 Years (636 Months)
- Pueblo = 38.92 Years (467 Months)
- Thornton = 60.00 Years (720 Months)
- Westminster = 58.00 Years (696 Months)
- Windsor = 59.00 Years (708 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Arvada = $5.35M
- Aurora = $7.78M
- Boulder = $4.54M
- Centennial = $5.78M
- Colorado Springs = $7.59M
- Denver = $7.85M
- Fort Collins = $5.72M
- Greeley = $6.02M
- Highlands Ranch = $4.39M
- Lakewood = $5.51M
- Loveland = $6.04M
- Pueblo = $7.48M
- Thornton = $5.80M
- Westminster = $6.15M
- Windsor = $5.80M
Month First Achieved Financial Independence
- Arvada = 46.75 Years (561 Months)
- Aurora = 40.17 Years (482 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 0.00 Years (0 Months)
- Colorado Springs = 39.17 Years (470 Months)
- Denver = 40.50 Years (486 Months)
- Fort Collins = 0.00 Years (0 Months)
- Greeley = 38.25 Years (459 Months)
- Highlands Ranch = 0.00 Years (0 Months)
- Lakewood = 0.00 Years (0 Months)
- Loveland = 41.08 Years (493 Months)
- Pueblo = 35.25 Years (423 Months)
- Thornton = 0.00 Years (0 Months)
- Westminster = 44.25 Years (531 Months)
- Windsor = 0.00 Years (0 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Arvada = $4.49M
- Aurora = $4.80M
- Boulder = $4.79M
- Centennial = $4.54M
- Colorado Springs = $4.79M
- Denver = $4.82M
- Fort Collins = $4.52M
- Greeley = $4.68M
- Highlands Ranch = $4.42M
- Lakewood = $4.49M
- Loveland = $4.60M
- Pueblo = $5.11M
- Thornton = $4.49M
- Westminster = $4.60M
- Windsor = $4.51M
Month First Achieved Financial Independence
- Arvada = 61.75 Years (741 Months)
- Aurora = 50.50 Years (606 Months)
- Boulder = 85.00 Years (1020 Months)
- Centennial = 62.00 Years (744 Months)
- Colorado Springs = 48.17 Years (578 Months)
- Denver = 54.00 Years (648 Months)
- Fort Collins = 58.00 Years (696 Months)
- Greeley = 48.00 Years (576 Months)
- Highlands Ranch = 72.25 Years (867 Months)
- Lakewood = 61.00 Years (732 Months)
- Loveland = 51.75 Years (621 Months)
- Pueblo = 38.92 Years (467 Months)
- Thornton = 58.00 Years (696 Months)
- Westminster = 56.25 Years (675 Months)
- Windsor = 58.00 Years (696 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Arvada = $5.28M
- Aurora = $6.56M
- Boulder = $4.71M
- Centennial = $5.57M
- Colorado Springs = $6.48M
- Denver = $6.88M
- Fort Collins = $5.45M
- Greeley = $5.84M
- Highlands Ranch = $4.63M
- Lakewood = $5.36M
- Loveland = $5.75M
- Pueblo = $5.88M
- Thornton = $5.46M
- Westminster = $5.72M
- Windsor = $5.49M
Month First Achieved Financial Independence
- Arvada = 53.00 Years (636 Months)
- Aurora = 42.00 Years (504 Months)
- Boulder = 76.42 Years (917 Months)
- Centennial = 53.00 Years (636 Months)
- Colorado Springs = 40.83 Years (490 Months)
- Denver = 44.83 Years (538 Months)
- Fort Collins = 50.00 Years (600 Months)
- Greeley = 41.00 Years (492 Months)
- Highlands Ranch = 64.58 Years (775 Months)
- Lakewood = 53.00 Years (636 Months)
- Loveland = 44.00 Years (528 Months)
- Pueblo = 32.83 Years (394 Months)
- Thornton = 50.00 Years (600 Months)
- Westminster = 48.25 Years (579 Months)
- Windsor = 49.83 Years (598 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Arvada = $4.53M
- Aurora = $6.63M
- Boulder = $3.56M
- Centennial = $4.85M
- Colorado Springs = $6.63M
- Denver = $6.56M
- Fort Collins = $4.88M
- Greeley = $5.53M
- Highlands Ranch = $3.69M
- Lakewood = $4.70M
- Loveland = $5.23M
- Pueblo = $7.18M
- Thornton = $4.98M
- Westminster = $5.37M
- Windsor = $4.94M
Month First Achieved Financial Independence
- Arvada = 68.00 Years (816 Months)
- Aurora = 53.33 Years (640 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 67.25 Years (807 Months)
- Colorado Springs = 52.00 Years (624 Months)
- Denver = 58.00 Years (696 Months)
- Fort Collins = 65.00 Years (780 Months)
- Greeley = 53.33 Years (640 Months)
- Highlands Ranch = 84.00 Years (1008 Months)
- Lakewood = 69.00 Years (828 Months)
- Loveland = 58.00 Years (696 Months)
- Pueblo = 42.25 Years (507 Months)
- Thornton = 66.00 Years (792 Months)
- Westminster = 62.00 Years (744 Months)
- Windsor = 65.00 Years (780 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Arvada = $6.59M
- Aurora = $9.83M
- Boulder = $5.13M
- Centennial = $7.09M
- Colorado Springs = $9.86M
- Denver = $10.28M
- Fort Collins = $6.98M
- Greeley = $7.68M
- Highlands Ranch = $5.26M
- Lakewood = $6.87M
- Loveland = $7.29M
- Pueblo = $9.91M
- Thornton = $7.21M
- Westminster = $7.74M
- Windsor = $7.20M
Month First Achieved Financial Independence
- Arvada = 61.75 Years (741 Months)
- Aurora = 47.00 Years (564 Months)
- Boulder = 93.58 Years (1123 Months)
- Centennial = 62.00 Years (744 Months)
- Colorado Springs = 45.00 Years (540 Months)
- Denver = 49.50 Years (594 Months)
- Fort Collins = 59.00 Years (708 Months)
- Greeley = 48.08 Years (577 Months)
- Highlands Ranch = 77.00 Years (924 Months)
- Lakewood = 62.00 Years (744 Months)
- Loveland = 52.17 Years (626 Months)
- Pueblo = 36.25 Years (435 Months)
- Thornton = 58.42 Years (701 Months)
- Westminster = 55.00 Years (660 Months)
- Windsor = 57.67 Years (692 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Arvada = $6.27M
- Aurora = $9.46M
- Boulder = $4.87M
- Centennial = $6.80M
- Colorado Springs = $9.50M
- Denver = $9.97M
- Fort Collins = $6.77M
- Greeley = $7.42M
- Highlands Ranch = $5.09M
- Lakewood = $6.47M
- Loveland = $7.07M
- Pueblo = $9.66M
- Thornton = $6.84M
- Westminster = $7.36M
- Windsor = $6.87M
Month First Achieved Financial Independence
- Arvada = 62.83 Years (754 Months)
- Aurora = 46.33 Years (556 Months)
- Boulder = 95.00 Years (1140 Months)
- Centennial = 63.00 Years (756 Months)
- Colorado Springs = 45.50 Years (546 Months)
- Denver = 49.58 Years (595 Months)
- Fort Collins = 59.00 Years (708 Months)
- Greeley = 48.75 Years (585 Months)
- Highlands Ranch = 77.00 Years (924 Months)
- Lakewood = 62.92 Years (755 Months)
- Loveland = 52.25 Years (627 Months)
- Pueblo = 37.00 Years (444 Months)
- Thornton = 59.00 Years (708 Months)
- Westminster = 55.67 Years (668 Months)
- Windsor = 58.08 Years (697 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Arvada = $5.79M
- Aurora = $8.39M
- Boulder = $4.74M
- Centennial = $6.32M
- Colorado Springs = $8.28M
- Denver = $8.47M
- Fort Collins = $6.21M
- Greeley = $6.65M
- Highlands Ranch = $4.85M
- Lakewood = $6.02M
- Loveland = $6.46M
- Pueblo = $8.26M
- Thornton = $6.47M
- Westminster = $6.65M
- Windsor = $6.29M
Month First Achieved Financial Independence
- Arvada = 63.00 Years (756 Months)
- Aurora = 50.00 Years (600 Months)
- Boulder = 95.00 Years (1140 Months)
- Centennial = 62.00 Years (744 Months)
- Colorado Springs = 47.58 Years (571 Months)
- Denver = 52.00 Years (624 Months)
- Fort Collins = 58.00 Years (696 Months)
- Greeley = 50.00 Years (600 Months)
- Highlands Ranch = 77.00 Years (924 Months)
- Lakewood = 61.92 Years (743 Months)
- Loveland = 52.33 Years (628 Months)
- Pueblo = 38.00 Years (456 Months)
- Thornton = 58.92 Years (707 Months)
- Westminster = 57.00 Years (684 Months)
- Windsor = 58.42 Years (701 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Arvada = $5.34M
- Aurora = $7.88M
- Boulder = $4.53M
- Centennial = $5.73M
- Colorado Springs = $7.93M
- Denver = $8.01M
- Fort Collins = $5.66M
- Greeley = $6.38M
- Highlands Ranch = $4.38M
- Lakewood = $5.50M
- Loveland = $6.14M
- Pueblo = $7.32M
- Thornton = $5.79M
- Westminster = $6.11M
- Windsor = $5.74M
Month First Achieved Financial Independence
- Arvada = 61.17 Years (734 Months)
- Aurora = 43.92 Years (527 Months)
- Boulder = 92.08 Years (1105 Months)
- Centennial = 60.50 Years (726 Months)
- Colorado Springs = 42.00 Years (504 Months)
- Denver = 47.83 Years (574 Months)
- Fort Collins = 56.42 Years (677 Months)
- Greeley = 44.58 Years (535 Months)
- Highlands Ranch = 76.50 Years (918 Months)
- Lakewood = 60.00 Years (720 Months)
- Loveland = 48.17 Years (578 Months)
- Pueblo = 33.83 Years (406 Months)
- Thornton = 55.00 Years (660 Months)
- Westminster = 51.42 Years (617 Months)
- Windsor = 54.08 Years (649 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Arvada = $5.45M
- Aurora = $7.95M
- Boulder = $4.67M
- Centennial = $5.84M
- Colorado Springs = $8.21M
- Denver = $8.31M
- Fort Collins = $5.77M
- Greeley = $6.85M
- Highlands Ranch = $4.55M
- Lakewood = $5.61M
- Loveland = $6.53M
- Pueblo = $9.03M
- Thornton = $5.82M
- Westminster = $6.21M
- Windsor = $5.90M
Month First Achieved Financial Independence
- Arvada = 67.17 Years (806 Months)
- Aurora = 50.00 Years (600 Months)
- Boulder = 96.00 Years (1152 Months)
- Centennial = 66.00 Years (792 Months)
- Colorado Springs = 47.25 Years (567 Months)
- Denver = 52.58 Years (631 Months)
- Fort Collins = 62.00 Years (744 Months)
- Greeley = 49.75 Years (597 Months)
- Highlands Ranch = 80.67 Years (968 Months)
- Lakewood = 66.00 Years (792 Months)
- Loveland = 53.08 Years (637 Months)
- Pueblo = 37.83 Years (454 Months)
- Thornton = 61.00 Years (732 Months)
- Westminster = 58.83 Years (706 Months)
- Windsor = 61.00 Years (732 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Arvada = $5.02M
- Aurora = $7.02M
- Boulder = $4.42M
- Centennial = $5.40M
- Colorado Springs = $7.01M
- Denver = $7.30M
- Fort Collins = $5.32M
- Greeley = $5.82M
- Highlands Ranch = $4.16M
- Lakewood = $5.18M
- Loveland = $5.56M
- Pueblo = $7.35M
- Thornton = $5.47M
- Westminster = $5.70M
- Windsor = $5.39M
Month First Achieved Financial Independence
- Arvada = 65.00 Years (780 Months)
- Aurora = 53.08 Years (637 Months)
- Boulder = 86.83 Years (1042 Months)
- Centennial = 66.00 Years (792 Months)
- Colorado Springs = 51.25 Years (615 Months)
- Denver = 55.08 Years (661 Months)
- Fort Collins = 62.00 Years (744 Months)
- Greeley = 51.75 Years (621 Months)
- Highlands Ranch = 80.17 Years (962 Months)
- Lakewood = 65.58 Years (787 Months)
- Loveland = 56.00 Years (672 Months)
- Pueblo = 41.00 Years (492 Months)
- Thornton = 63.00 Years (756 Months)
- Westminster = 61.50 Years (738 Months)
- Windsor = 61.92 Years (743 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Arvada = $4.16M
- Aurora = $5.79M
- Boulder = $4.07M
- Centennial = $4.38M
- Colorado Springs = $5.75M
- Denver = $5.95M
- Fort Collins = $4.43M
- Greeley = $4.90M
- Highlands Ranch = $3.55M
- Lakewood = $4.28M
- Loveland = $4.76M
- Pueblo = $5.99M
- Thornton = $4.42M
- Westminster = $4.75M
- Windsor = $4.53M
Month First Achieved Financial Independence
- Arvada = 76.00 Years (912 Months)
- Aurora = 59.00 Years (708 Months)
- Boulder = 98.67 Years (1184 Months)
- Centennial = 76.33 Years (916 Months)
- Colorado Springs = 56.33 Years (676 Months)
- Denver = 61.00 Years (732 Months)
- Fort Collins = 71.25 Years (855 Months)
- Greeley = 58.00 Years (696 Months)
- Highlands Ranch = 94.00 Years (1128 Months)
- Lakewood = 75.00 Years (900 Months)
- Loveland = 62.17 Years (746 Months)
- Pueblo = 47.00 Years (564 Months)
- Thornton = 70.25 Years (843 Months)
- Westminster = 68.00 Years (816 Months)
- Windsor = 70.00 Years (840 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Arvada = $4.30M
- Aurora = $4.18M
- Boulder = $4.82M
- Centennial = $4.34M
- Colorado Springs = $4.13M
- Denver = $4.31M
- Fort Collins = $4.23M
- Greeley = $4.09M
- Highlands Ranch = $4.42M
- Lakewood = $4.29M
- Loveland = $4.16M
- Pueblo = $3.96M
- Thornton = $4.21M
- Westminster = $4.22M
- Windsor = $4.24M
Month First Achieved Financial Independence
- Arvada = 63.00 Years (756 Months)
- Aurora = 59.25 Years (711 Months)
- Boulder = 76.67 Years (920 Months)
- Centennial = 64.75 Years (777 Months)
- Colorado Springs = 57.00 Years (684 Months)
- Denver = 63.00 Years (756 Months)
- Fort Collins = 61.25 Years (735 Months)
- Greeley = 54.50 Years (654 Months)
- Highlands Ranch = 67.92 Years (815 Months)
- Lakewood = 63.08 Years (757 Months)
- Loveland = 56.92 Years (683 Months)
- Pueblo = 48.58 Years (583 Months)
- Thornton = 61.42 Years (737 Months)
- Westminster = 61.33 Years (736 Months)
- Windsor = 61.17 Years (734 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Arvada = $5.31M
- Aurora = $7.94M
- Boulder = $4.54M
- Centennial = $5.76M
- Colorado Springs = $7.99M
- Denver = $8.05M
- Fort Collins = $5.69M
- Greeley = $6.37M
- Highlands Ranch = $4.39M
- Lakewood = $5.48M
- Loveland = $6.09M
- Pueblo = $8.28M
- Thornton = $5.77M
- Westminster = $6.18M
- Windsor = $5.73M
Month First Achieved Financial Independence
- Arvada = 65.00 Years (780 Months)
- Aurora = 47.00 Years (564 Months)
- Boulder = 96.33 Years (1156 Months)
- Centennial = 63.00 Years (756 Months)
- Colorado Springs = 44.83 Years (538 Months)
- Denver = 51.00 Years (612 Months)
- Fort Collins = 58.67 Years (704 Months)
- Greeley = 49.00 Years (588 Months)
- Highlands Ranch = 78.25 Years (939 Months)
- Lakewood = 63.00 Years (756 Months)
- Loveland = 53.25 Years (639 Months)
- Pueblo = 35.50 Years (426 Months)
- Thornton = 58.00 Years (696 Months)
- Westminster = 56.42 Years (677 Months)
- Windsor = 59.00 Years (708 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Arvada = $5.32M
- Aurora = $7.97M
- Boulder = $4.54M
- Centennial = $5.77M
- Colorado Springs = $8.03M
- Denver = $8.08M
- Fort Collins = $5.71M
- Greeley = $6.42M
- Highlands Ranch = $4.39M
- Lakewood = $5.50M
- Loveland = $6.14M
- Pueblo = $8.25M
- Thornton = $5.83M
- Westminster = $6.19M
- Windsor = $5.76M
Month First Achieved Financial Independence
- Arvada = 64.00 Years (768 Months)
- Aurora = 47.00 Years (564 Months)
- Boulder = 95.00 Years (1140 Months)
- Centennial = 62.67 Years (752 Months)
- Colorado Springs = 44.75 Years (537 Months)
- Denver = 50.42 Years (605 Months)
- Fort Collins = 58.58 Years (703 Months)
- Greeley = 48.00 Years (576 Months)
- Highlands Ranch = 78.08 Years (937 Months)
- Lakewood = 62.17 Years (746 Months)
- Loveland = 52.00 Years (624 Months)
- Pueblo = 35.17 Years (422 Months)
- Thornton = 57.33 Years (688 Months)
- Westminster = 56.33 Years (676 Months)
- Windsor = 58.83 Years (706 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Arvada = $4.96M
- Aurora = $6.91M
- Boulder = $4.49M
- Centennial = $5.32M
- Colorado Springs = $7.09M
- Denver = $6.73M
- Fort Collins = $5.21M
- Greeley = $5.99M
- Highlands Ranch = $4.44M
- Lakewood = $5.00M
- Loveland = $5.70M
- Pueblo = $8.14M
- Thornton = $5.24M
- Westminster = $5.55M
- Windsor = $5.29M
Month First Achieved Financial Independence
- Arvada = 70.67 Years (848 Months)
- Aurora = 53.00 Years (636 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 70.00 Years (840 Months)
- Colorado Springs = 50.00 Years (600 Months)
- Denver = 57.50 Years (690 Months)
- Fort Collins = 65.58 Years (787 Months)
- Greeley = 53.00 Years (636 Months)
- Highlands Ranch = 83.08 Years (997 Months)
- Lakewood = 69.83 Years (838 Months)
- Loveland = 57.25 Years (687 Months)
- Pueblo = 40.00 Years (480 Months)
- Thornton = 64.92 Years (779 Months)
- Westminster = 62.00 Years (744 Months)
- Windsor = 65.00 Years (780 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Arvada = $4.86M
- Aurora = $6.67M
- Boulder = $4.12M
- Centennial = $5.03M
- Colorado Springs = $6.78M
- Denver = $6.76M
- Fort Collins = $4.99M
- Greeley = $5.73M
- Highlands Ranch = $4.13M
- Lakewood = $4.90M
- Loveland = $5.62M
- Pueblo = $7.70M
- Thornton = $5.13M
- Westminster = $5.49M
- Windsor = $5.05M
Month First Achieved Financial Independence
- Arvada = 72.75 Years (873 Months)
- Aurora = 54.00 Years (648 Months)
- Boulder = 0.00 Years (0 Months)
- Centennial = 72.00 Years (864 Months)
- Colorado Springs = 52.00 Years (624 Months)
- Denver = 58.00 Years (696 Months)
- Fort Collins = 67.00 Years (804 Months)
- Greeley = 55.25 Years (663 Months)
- Highlands Ranch = 87.92 Years (1055 Months)
- Lakewood = 71.00 Years (852 Months)
- Loveland = 60.00 Years (720 Months)
- Pueblo = 41.33 Years (496 Months)
- Thornton = 66.00 Years (792 Months)
- Westminster = 64.42 Years (773 Months)
- Windsor = 68.00 Years (816 Months)
More Model Comparisons for Colorado
The following are the various scenarios we ran summarized with Colorado cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for Colorado Cities
The following are the various scenarios we ran summarized with Colorado cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Detailed Colorado City-Specific Modeling
Check out the detailed modeling for these Colorado cities.














