Sunnyvale Deal Analysis
Let's look at deal analysis for Sunnyvale, CA and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Sunnyvale, California Rental Property
|
Typical 20% Down Payment Sunnyvale, California Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$1,635,326
|
|
Purchase Price
|
|
$1,635,326
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$327,065
|
|
Closing Costs
|
1.000%
|
$16,353
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$915,906
|
|
Total Invested
|
|
$1,259,325
|
|
Mortgage
|
|
Mortgage Amount
|
|
$1,308,260.80
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$5,773
$5772.90
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$2,078
|
|
Property Taxes
|
0.671%
|
$10,973
|
|
Property Insurance
|
0.173%
|
$2,829
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$245,299
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$1,684,386 |
$1,734,917 |
$1,786,965 |
$1,840,574 |
$1,895,791 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$49,060 |
$50,532 |
$52,048 |
$53,609 |
$55,217 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$5,773 |
$5,946 |
$6,124 |
$6,308 |
$6,497 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$5,773 |
$5,946 |
$6,124 |
$6,308 |
$6,497 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$173 |
$178 |
$184 |
$189 |
$195 |
| Monthly Gross Operating Income |
$5,600 |
$5,768 |
$5,941 |
$6,119 |
$6,303 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$69,275 |
$71,353 |
$73,494 |
$75,698 |
$77,969 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$69,275 |
$71,353 |
$73,494 |
$75,698 |
$77,969 |
| Annual Vacancy Dollar |
$2,078 |
$2,141 |
$2,205 |
$2,271 |
$2,339 |
| Annual Gross Operating Income |
$67,197 |
$69,212 |
$71,289 |
$73,427 |
$75,630 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.671% |
0.671% |
0.671% |
0.671% |
0.671% |
| Property Taxes Dollar |
$10,973 |
$11,302 |
$11,641 |
$11,991 |
$12,350 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$2,829 |
$2,914 |
$3,001 |
$3,091 |
$3,184 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$6,720 |
$6,921 |
$7,129 |
$7,343 |
$7,563 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$20,522 |
$21,137 |
$21,772 |
$22,425 |
$23,097 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$46,675 |
$48,075 |
$49,517 |
$51,003 |
$52,533 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$104,447 |
$104,447 |
$104,447 |
$104,447 |
$104,447 |
| Principal |
$13,289 |
$14,250 |
$15,280 |
$16,385 |
$17,569 |
| Interest |
$91,157 |
$90,197 |
$89,166 |
$88,062 |
$86,877 |
| Loan Balance at End of Year |
$1,294,971 |
$1,280,721 |
$1,265,441 |
$1,249,056 |
$1,231,487 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$389,414 |
$454,196 |
$521,524 |
$591,518 |
$664,304 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$57,772 |
-$56,372 |
-$54,929 |
-$53,444 |
-$51,914 |
| Monhtly Cash Flow |
-$4,814 |
-$4,698 |
-$4,577 |
-$4,454 |
-$4,326 |
| Cash on Cash Return on Investment |
-0.046% |
-0.045% |
-0.044% |
-0.042% |
-0.041% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |