Sunnyvale Deal Analysis
Let's look at deal analysis for Sunnyvale, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Sunnyvale, California Nomad™ Property with 10% Higher Rents
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Typical Sunnyvale, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
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Percents
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Dollars/#
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|
ARV
|
|
$1,635,326
|
|
Purchase Price
|
|
$1,635,326
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$81,766
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|
Closing Costs
|
1.000%
|
$16,353
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$1,082,062
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Total Invested
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$1,180,182
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Mortgage
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|
Mortgage Amount
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$1,553,559.70
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Mortgage Interest Rate
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6.500%
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|
|
Loan Term
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|
360
|
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Private Mortgage Insurance
|
0.850%
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$1,100.44
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Drop PMI LTV
|
80.000%
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|
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Income
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Monthly Rent
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|
$6,350
$6350.19
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Other Income
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|
$0
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Annual Expenses
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Vacancy Rate
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3.000%
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$2,286
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Property Taxes
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0.671%
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$10,973
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|
Property Insurance
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0.173%
|
$2,829
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|
HOA Dues
|
|
$0
|
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Utilities
|
|
$0
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|
Other Expenses 1
|
|
$0
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|
Other Expenses 2
|
|
$0
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Maintenance
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10.000%
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|
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CapEx
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|
$0
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Management
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0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$245,299
|
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Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$1,684,386 |
$1,734,917 |
$1,786,965 |
$1,840,574 |
$1,895,791 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$49,060 |
$50,532 |
$52,048 |
$53,609 |
$55,217 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$6,350 |
$6,541 |
$6,737 |
$6,939 |
$7,147 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$6,350 |
$6,541 |
$6,737 |
$6,939 |
$7,147 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$191 |
$196 |
$202 |
$208 |
$214 |
| Monthly Gross Operating Income |
$6,160 |
$6,344 |
$6,535 |
$6,731 |
$6,933 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$76,202 |
$78,488 |
$80,843 |
$83,268 |
$85,766 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$76,202 |
$78,488 |
$80,843 |
$83,268 |
$85,766 |
| Annual Vacancy Dollar |
$2,286 |
$2,355 |
$2,425 |
$2,498 |
$2,573 |
| Annual Gross Operating Income |
$73,916 |
$76,134 |
$78,418 |
$80,770 |
$83,193 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.671% |
0.671% |
0.671% |
0.671% |
0.671% |
| Property Taxes Dollar |
$10,973 |
$11,302 |
$11,641 |
$11,991 |
$12,350 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$2,829 |
$2,914 |
$3,001 |
$3,091 |
$3,184 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$7,392 |
$7,613 |
$7,842 |
$8,077 |
$8,319 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$21,194 |
$21,830 |
$22,484 |
$23,159 |
$23,854 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$52,722 |
$54,304 |
$55,933 |
$57,611 |
$59,340 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$117,835 |
$117,835 |
$117,835 |
$117,835 |
$117,835 |
| Principal |
$17,364 |
$18,527 |
$19,768 |
$21,092 |
$22,505 |
| Interest |
$100,470 |
$99,307 |
$98,066 |
$96,742 |
$95,330 |
| Loan Balance at End of Year |
$1,536,195 |
$1,517,668 |
$1,497,900 |
$1,476,807 |
$1,454,303 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$13,205 |
$13,205 |
$13,205 |
$13,205 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$148,191 |
$217,250 |
$289,065 |
$363,766 |
$441,488 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$78,317 |
-$76,736 |
-$75,107 |
-$73,429 |
-$58,495 |
| Monhtly Cash Flow |
-$6,526 |
-$6,395 |
-$6,259 |
-$6,119 |
-$4,875 |
| Cash on Cash Return on Investment |
-0.066% |
-0.065% |
-0.064% |
-0.062% |
-0.050% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |