Hayward Deal Analysis
Let's look at deal analysis for Hayward, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Hayward, California Nomad™ Property with 10% Higher Rents
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Typical Hayward, California Nomad™ Property with 10% Higher Rents
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Purchase Inputs
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|
|
Percents
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Dollars/#
|
|
ARV
|
|
$871,887
|
|
Purchase Price
|
|
$871,887
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$43,594
|
|
Closing Costs
|
1.000%
|
$8,719
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$256,291
|
|
Total Invested
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|
$308,605
|
|
Mortgage
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|
Mortgage Amount
|
|
$828,292.65
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|
Mortgage Interest Rate
|
6.500%
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|
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Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$586.71
|
|
Drop PMI LTV
|
80.000%
|
|
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Income
|
|
Monthly Rent
|
|
$4,505
$4504.50
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|
Other Income
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|
$0
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|
Annual Expenses
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|
Vacancy Rate
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3.000%
|
$1,622
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Property Taxes
|
0.827%
|
$7,211
|
|
Property Insurance
|
0.173%
|
$1,508
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
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|
Maintenance
|
10.000%
|
|
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CapEx
|
|
$0
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|
Management
|
0.000%
|
|
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Depreciation Details
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|
Land Value
|
15.000%
|
$130,783
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$898,044 |
$924,985 |
$952,734 |
$981,316 |
$1,010,756 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$26,157 |
$26,941 |
$27,750 |
$28,582 |
$29,439 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$4,505 |
$4,640 |
$4,779 |
$4,922 |
$5,070 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$4,505 |
$4,640 |
$4,779 |
$4,922 |
$5,070 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$135 |
$139 |
$143 |
$148 |
$152 |
| Monthly Gross Operating Income |
$4,369 |
$4,500 |
$4,635 |
$4,775 |
$4,918 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$54,054 |
$55,676 |
$57,346 |
$59,066 |
$60,838 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$54,054 |
$55,676 |
$57,346 |
$59,066 |
$60,838 |
| Annual Vacancy Dollar |
$1,622 |
$1,670 |
$1,720 |
$1,772 |
$1,825 |
| Annual Gross Operating Income |
$52,432 |
$54,005 |
$55,626 |
$57,294 |
$59,013 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.827% |
0.827% |
0.827% |
0.827% |
0.827% |
| Property Taxes Dollar |
$7,211 |
$7,427 |
$7,650 |
$7,879 |
$8,115 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,508 |
$1,554 |
$1,600 |
$1,648 |
$1,698 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$5,243 |
$5,401 |
$5,563 |
$5,729 |
$5,901 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$13,962 |
$14,381 |
$14,812 |
$15,257 |
$15,714 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$38,470 |
$39,624 |
$40,813 |
$42,038 |
$43,299 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$62,824 |
$62,824 |
$62,824 |
$62,824 |
$62,824 |
| Principal |
$9,258 |
$9,878 |
$10,540 |
$11,245 |
$11,999 |
| Interest |
$53,566 |
$52,946 |
$52,285 |
$51,579 |
$50,826 |
| Loan Balance at End of Year |
$819,035 |
$809,157 |
$798,617 |
$787,372 |
$775,373 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$7,040 |
$7,040 |
$7,040 |
$7,040 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$79,009 |
$115,828 |
$154,117 |
$193,945 |
$235,383 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$31,395 |
-$30,241 |
-$29,052 |
-$27,827 |
-$19,526 |
| Monhtly Cash Flow |
-$2,616 |
-$2,520 |
-$2,421 |
-$2,319 |
-$1,627 |
| Cash on Cash Return on Investment |
-0.102% |
-0.098% |
-0.094% |
-0.090% |
-0.063% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |