Carlsbad Deal Analysis
Let's look at deal analysis for Carlsbad, CA and for 
15 Buy 10 Nomads™ with 10% Higher Rents.
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical Carlsbad, California Nomad™ Property with 10% Higher Rents
|
Typical Carlsbad, California Nomad™ Property with 10% Higher Rents
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$1,204,655
|
|
Purchase Price
|
|
$1,204,655
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
5.000%
|
$60,233
|
|
Closing Costs
|
1.000%
|
$12,047
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$305,103
|
|
Total Invested
|
|
$377,383
|
|
Mortgage
|
|
Mortgage Amount
|
|
$1,144,422.25
|
|
Mortgage Interest Rate
|
6.500%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0.850%
|
$810.63
|
|
Drop PMI LTV
|
80.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$6,468
$6468.00
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$2,328
|
|
Property Taxes
|
0.843%
|
$10,155
|
|
Property Insurance
|
0.173%
|
$2,084
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$180,698
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$1,240,795 |
$1,278,018 |
$1,316,359 |
$1,355,850 |
$1,396,525 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$36,140 |
$37,224 |
$38,341 |
$39,491 |
$40,675 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$6,468 |
$6,662 |
$6,862 |
$7,068 |
$7,280 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$6,468 |
$6,662 |
$6,862 |
$7,068 |
$7,280 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$194 |
$200 |
$206 |
$212 |
$218 |
| Monthly Gross Operating Income |
$6,274 |
$6,462 |
$6,656 |
$6,856 |
$7,061 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$77,616 |
$79,944 |
$82,343 |
$84,813 |
$87,357 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$77,616 |
$79,944 |
$82,343 |
$84,813 |
$87,357 |
| Annual Vacancy Dollar |
$2,328 |
$2,398 |
$2,470 |
$2,544 |
$2,621 |
| Annual Gross Operating Income |
$75,288 |
$77,546 |
$79,873 |
$82,269 |
$84,737 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.843% |
0.843% |
0.843% |
0.843% |
0.843% |
| Property Taxes Dollar |
$10,155 |
$10,460 |
$10,774 |
$11,097 |
$11,430 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$2,084 |
$2,147 |
$2,211 |
$2,277 |
$2,346 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$7,529 |
$7,755 |
$7,987 |
$8,227 |
$8,474 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$19,768 |
$20,361 |
$20,972 |
$21,601 |
$22,249 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$55,519 |
$57,185 |
$58,901 |
$60,668 |
$62,488 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$86,802 |
$86,802 |
$86,802 |
$86,802 |
$86,802 |
| Principal |
$12,792 |
$13,648 |
$14,562 |
$15,538 |
$16,578 |
| Interest |
$74,011 |
$73,154 |
$72,240 |
$71,265 |
$70,224 |
| Loan Balance at End of Year |
$1,131,631 |
$1,117,983 |
$1,103,420 |
$1,087,883 |
$1,071,305 |
| Loan-To-Value |
91.202% |
87.478% |
83.824% |
80.236% |
76.712% |
| Private Mortgage Insurance (PMI) Rate |
0.850% |
0.850% |
0.850% |
0.850% |
|
| Private Mortgage Insurance Dollar |
$9,728 |
$9,728 |
$9,728 |
$9,728 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$109,164 |
$160,036 |
$212,939 |
$267,967 |
$325,221 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$41,010 |
-$39,345 |
-$37,629 |
-$35,862 |
-$24,315 |
| Monhtly Cash Flow |
-$3,418 |
-$3,279 |
-$3,136 |
-$2,989 |
-$2,026 |
| Cash on Cash Return on Investment |
-0.109% |
-0.104% |
-0.100% |
-0.095% |
-0.064% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |