Anaheim Deal Analysis
Let's look at deal analysis for Anaheim, CA and for 
32 10 20% Down Rental Properties (no Owner-Occupant).
The analysis is based on The World's Greatest Real Estate Deal Analysis Spreadsheet™ (shown above)... a free spreadsheet download you can use to analyze your own deals.
Typical 20% Down Payment Anaheim, California Rental Property
|
Typical 20% Down Payment Anaheim, California Rental Property
|
|
Purchase Inputs
|
|
|
Percents
|
Dollars/#
|
|
ARV
|
|
$818,340
|
|
Purchase Price
|
|
$818,340
|
|
Seller Concessions
|
—
|
$0
|
|
Down Payment
|
20.000%
|
$163,668
|
|
Closing Costs
|
1.000%
|
$8,183
|
|
Rent Ready Costs
|
|
$0
|
|
Cumulative Negative Cash Flow
|
|
$147,984
|
|
Total Invested
|
|
$319,835
|
|
Mortgage
|
|
Mortgage Amount
|
|
$654,672
|
|
Mortgage Interest Rate
|
7.000%
|
|
|
Loan Term
|
|
360
|
|
Private Mortgage Insurance
|
0%
|
$0
|
|
Drop PMI LTV
|
0.000%
|
|
|
Income
|
|
Monthly Rent
|
|
$3,990
$3990.00
|
|
Other Income
|
|
$0
|
|
Annual Expenses
|
|
Vacancy Rate
|
3.000%
|
$1,436
|
|
Property Taxes
|
0.766%
|
$6,268
|
|
Property Insurance
|
0.173%
|
$1,416
|
|
HOA Dues
|
|
$0
|
|
Utilities
|
|
$0
|
|
Other Expenses 1
|
|
$0
|
|
Other Expenses 2
|
|
$0
|
|
Maintenance
|
10.000%
|
|
|
CapEx
|
|
$0
|
|
Management
|
0.000%
|
|
|
Depreciation Details
|
|
Land Value
|
15.000%
|
$122,751
|
|
Property Type (C or R)
|
R
|
27.5
|
|
Effective Income Tax Rate
|
15.000%
|
|
| Property Value |
1 |
2 |
3 |
4 |
5 |
| ARV at End of Year |
$842,890 |
$868,177 |
$894,222 |
$921,049 |
$948,680 |
| Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Appreciation Dollar |
$24,550 |
$25,287 |
$26,045 |
$26,827 |
$27,631 |
| Monthly Income |
1 |
2 |
3 |
4 |
5 |
| Rent Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Rent |
$3,990 |
$4,110 |
$4,233 |
$4,360 |
$4,491 |
| Monthly Other Income Appreciation Rate |
|
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Monthly Gross Potential Income |
$3,990 |
$4,110 |
$4,233 |
$4,360 |
$4,491 |
| Vacancy Percent |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Monthly Vacancy Dollar |
$120 |
$123 |
$127 |
$131 |
$135 |
| Monthly Gross Operating Income |
$3,870 |
$3,986 |
$4,106 |
$4,229 |
$4,356 |
| Annual Income |
1 |
2 |
3 |
4 |
5 |
| Annual Rent |
$47,880 |
$49,316 |
$50,796 |
$52,320 |
$53,889 |
| Annual Other Income |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Gross Potential Income |
$47,880 |
$49,316 |
$50,796 |
$52,320 |
$53,889 |
| Annual Vacancy Dollar |
$1,436 |
$1,479 |
$1,524 |
$1,570 |
$1,617 |
| Annual Gross Operating Income |
$46,444 |
$47,837 |
$49,272 |
$50,750 |
$52,273 |
| Annual Expenses |
1 |
2 |
3 |
4 |
5 |
| Property Taxes Percent |
0.766% |
0.766% |
0.766% |
0.766% |
0.766% |
| Property Taxes Dollar |
$6,268 |
$6,457 |
$6,650 |
$6,850 |
$7,055 |
| Insurance Percent |
0.173% |
0.173% |
0.173% |
0.173% |
0.173% |
| Insurance Dollar |
$1,416 |
$1,458 |
$1,502 |
$1,547 |
$1,593 |
| HOA Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| HOA Dues Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Utilities Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Utilities Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 1 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 1 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other Expense 2 Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| Other Expense 2 Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Maintenance Percent |
10.000% |
10.000% |
10.000% |
10.000% |
10.000% |
| Maintenance Dollar |
$4,644 |
$4,784 |
$4,927 |
$5,075 |
$5,227 |
| CapEx Appreciation Rate |
3.000% |
3.000% |
3.000% |
3.000% |
3.000% |
| CapEx Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Property Management Percent |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Property Management Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Annual Operating Expenses |
$12,329 |
$12,698 |
$13,079 |
$13,472 |
$13,876 |
| Net Operating Income |
1 |
2 |
3 |
4 |
5 |
| Net Operating Income (NOI) |
$34,115 |
$35,138 |
$36,193 |
$37,278 |
$38,397 |
| Mortgage |
1 |
2 |
3 |
4 |
5 |
| Total Annual P&I Payments |
$52,267 |
$52,267 |
$52,267 |
$52,267 |
$52,267 |
| Principal |
$6,650 |
$7,131 |
$7,646 |
$8,199 |
$8,792 |
| Interest |
$45,616 |
$45,136 |
$44,620 |
$44,067 |
$43,475 |
| Loan Balance at End of Year |
$648,022 |
$640,891 |
$633,244 |
$625,045 |
$616,253 |
| Loan-To-Value |
76.881% |
73.820% |
70.815% |
67.862% |
64.959% |
| Private Mortgage Insurance (PMI) Rate |
0.000% |
0.000% |
0.000% |
0.000% |
0.000% |
| Private Mortgage Insurance Dollar |
$0 |
$0 |
$0 |
$0 |
$0 |
| Equity |
1 |
2 |
3 |
4 |
5 |
| ARV - Loan Balance at End of Year |
$194,868 |
$227,286 |
$260,978 |
$296,004 |
$332,427 |
| Cash Flow |
1 |
2 |
3 |
4 |
5 |
| Annual Cash Flow |
-$18,152 |
-$17,128 |
-$16,074 |
-$14,988 |
-$13,870 |
| Monhtly Cash Flow |
-$1,513 |
-$1,427 |
-$1,339 |
-$1,249 |
-$1,156 |
| Cash on Cash Return on Investment |
-0.057% |
-0.054% |
-0.050% |
-0.047% |
-0.043% |
| Cap Rate |
|
|
|
|
|
| DSCR |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |
| Cumulative Negative Cash Flow |
$0 |
$0 |
$0 |
$0 |
$0 |