California Real Estate Models

# City, State Nomad™ Months to FI 20% Down Payment Months to FI Difference
1 Anaheim, CA > 720 > 720 0
2 Arden-Arcade, CA 604 620 16
3 Bakersfield, CA 376 362 -14
4 Berkeley, CA > 720 > 720 0
5 Burbank, CA > 720 > 720 0
6 Carlsbad, CA > 720 > 720 0
7 Chula Vista, CA > 720 > 720 0
8 Concord, CA > 720 > 720 0
9 Corona, CA 632 640 8
10 Costa Mesa, CA > 720 > 720 0
11 Elk Grove, CA > 720 > 720 0
12 Escondido, CA 674 670 -4
13 Fontana, CA 616 627 11
14 Fremont, CA > 720 > 720 0
15 Fresno, CA 628 647 19
16 Fullerton, CA > 720 > 720 0
17 Garden Grove, CA > 720 > 720 0
18 Hayward, CA > 720 > 720 0
19 Huntington Beach, CA 497 520 23
20 Inglewood, CA 568 568 0
21 Irvine, CA > 720 > 720 0
22 Lancaster, CA 400 388 -12
23 Long Beach, CA > 720 > 720 0
24 Los Angeles, CA 624 640 16
25 Modesto, CA 422 400 -22
26 Moreno Valley, CA 587 580 -7
27 Newport Beach, CA > 720 > 720 0
28 Oakland, CA > 720 > 720 0
29 Oceanside, CA 619 628 9
30 Ontario, CA 571 580 9
31 Orange, CA 700 700 0
32 Oxnard, CA 613 614 1
33 Palmdale, CA 509 508 -1
34 Pasadena, CA > 720 > 720 0
35 Pomona, CA 568 580 12
36 Rancho Cucamonga, CA > 720 > 720 0
37 Riverside, CA 670 661 -9
38 Roseville, CA > 720 > 720 0
39 Sacramento, CA 244 268 24
40 Salinas, CA 572 568 -4
41 San Bernardino, CA 432 412 -20
42 San Diego, CA 282 328 46
43 San Francisco, CA > 720 > 720 0
44 San Jose, CA > 720 > 720 0
45 San Mateo, CA > 720 > 720 0
46 Santa Ana, CA 571 580 9
47 Santa Barbara, CA > 720 > 720 0
48 Santa Clara, CA > 720 > 720 0
49 Santa Clarita, CA 709 700 -9
50 Santa Monica, CA > 720 > 720 0
51 Santa Rosa, CA 592 590 -2
52 Simi Valley, CA > 720 > 720 0
53 Stockton, CA 508 496 -12
54 Sunnyvale, CA > 720 > 720 0
55 Thousand Oaks, CA 641 652 11
56 Torrance, CA > 720 > 720 0
57 Vallejo, CA 580 580 0
58 Ventura, CA 692 694 2
59 Visalia, CA 340 346 6

IMPORTANT NOTE: Since there were cities that did NOT achieve financial independence in the time we modeled (typically 720 months), that means that the difference is AT LEAST this many months... and might be more since we don't really know how many months beyond 720 it would have taken to be financially independent.

Check out the detailed modeling for these California real estate models.

Anaheim
Arden-Arcade
Bakersfield
Berkeley
Burbank
Carlsbad
Chula Vista
Concord
Corona
Costa Mesa
Elk Grove
Escondido
Fontana
Fremont
Fresno
Fullerton
Garden Grove
Hayward
Huntington Beach
Inglewood
Irvine
Lancaster
Long Beach
Los Angeles
Modesto
Moreno Valley
Newport Beach
Oakland
Oceanside
Ontario
Orange
Oxnard
Palmdale
Pasadena
Pomona
Rancho Cucamonga
Riverside
Roseville
Sacramento
Salinas
San Bernardino
San Diego
San Francisco
San Jose
San Mateo
Santa Ana
Santa Barbara
Santa Clara
Santa Clarita
Santa Monica
Santa Rosa
Simi Valley
Stockton
Sunnyvale
Thousand Oaks
Torrance
Vallejo
Ventura
Visalia