
California Real Estate Models
Check out how California does for these scenarios.
5% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
Net Worth at 40 Years
- Anaheim = $5.99M
- Arden-Arcade = $6.05M
- Bakersfield = $9.99M
- Berkeley = $6.10M
- Burbank = $5.90M
- Carlsbad = $6.49M
- Chula Vista = $4.86M
- Concord = $5.20M
- Corona = $7.21M
- Costa Mesa = $6.56M
- Elk Grove = $4.91M
- Escondido = $6.92M
- Fontana = $6.21M
- Fremont = $4.69M
- Fresno = $4.57M
- Fullerton = $4.93M
- Garden Grove = $5.34M
- Hayward = $5.36M
- Huntington Beach = $14.94M
- Inglewood = $9.09M
- Irvine = $7.62M
- Lancaster = $11.89M
- Long Beach = $4.40M
- Los Angeles = $8.61M
- Modesto = $10.01M
- Moreno Valley = $6.66M
- Newport Beach = $10.13M
- Oakland = $7.74M
- Oceanside = $8.07M
- Ontario = $7.79M
- Orange = $7.02M
- Oxnard = $7.75M
- Palmdale = $8.18M
- Pasadena = $7.01M
- Pomona = $7.64M
- Rancho Cucamonga = $4.80M
- Riverside = $6.05M
- Roseville = $5.15M
- Sacramento = $20.29M
- Salinas = $8.12M
- San Bernardino = $9.21M
- San Diego = $32.40M
- San Francisco = $9.54M
- San Jose = $4.97M
- San Mateo = $7.99M
- Santa Ana = $9.08M
- Santa Barbara = $5.98M
- Santa Clara = $4.23M
- Santa Clarita = $6.35M
- Santa Monica = $7.80M
- Santa Rosa = $8.50M
- Simi Valley = $4.83M
- Stockton = $8.00M
- Sunnyvale = $5.03M
- Thousand Oaks = $8.16M
- Torrance = $5.12M
- Vallejo = $7.05M
- Ventura = $6.56M
- Visalia = $12.28M
Month First Achieved Financial Independence
- Anaheim = 71.25 Years (855 Months)
- Arden-Arcade = 57.58 Years (691 Months)
- Bakersfield = 36.58 Years (439 Months)
- Berkeley = 81.58 Years (979 Months)
- Burbank = 78.83 Years (946 Months)
- Carlsbad = 77.58 Years (931 Months)
- Chula Vista = 77.17 Years (926 Months)
- Concord = 72.00 Years (864 Months)
- Corona = 59.58 Years (715 Months)
- Costa Mesa = 76.50 Years (918 Months)
- Elk Grove = 70.25 Years (843 Months)
- Escondido = 65.58 Years (787 Months)
- Fontana = 58.42 Years (701 Months)
- Fremont = 92.67 Years (1112 Months)
- Fresno = 56.83 Years (682 Months)
- Fullerton = 80.58 Years (967 Months)
- Garden Grove = 75.08 Years (901 Months)
- Hayward = 76.42 Years (917 Months)
- Huntington Beach = 53.42 Years (641 Months)
- Inglewood = 55.08 Years (661 Months)
- Irvine = 70.50 Years (846 Months)
- Lancaster = 39.58 Years (475 Months)
- Long Beach = 82.58 Years (991 Months)
- Los Angeles = 62.42 Years (749 Months)
- Modesto = 39.67 Years (476 Months)
- Moreno Valley = 53.75 Years (645 Months)
- Newport Beach = 79.08 Years (949 Months)
- Oakland = 58.58 Years (703 Months)
- Oceanside = 60.50 Years (726 Months)
- Ontario = 54.83 Years (658 Months)
- Orange = 68.50 Years (822 Months)
- Oxnard = 58.58 Years (703 Months)
- Palmdale = 48.58 Years (583 Months)
- Pasadena = 73.75 Years (885 Months)
- Pomona = 55.58 Years (667 Months)
- Rancho Cucamonga = 75.58 Years (907 Months)
- Riverside = 63.58 Years (763 Months)
- Roseville = 68.58 Years (823 Months)
- Sacramento = 27.58 Years (331 Months)
- Salinas = 54.58 Years (655 Months)
- San Bernardino = 40.58 Years (487 Months)
- San Diego = 33.58 Years (403 Months)
- San Francisco = 61.58 Years (739 Months)
- San Jose = 87.25 Years (1047 Months)
- San Mateo = 73.58 Years (883 Months)
- Santa Ana = 54.25 Years (651 Months)
- Santa Barbara = 74.50 Years (894 Months)
- Santa Clara = 86.17 Years (1034 Months)
- Santa Clarita = 67.00 Years (804 Months)
- Santa Monica = 75.67 Years (908 Months)
- Santa Rosa = 55.58 Years (667 Months)
- Simi Valley = 77.58 Years (931 Months)
- Stockton = 47.58 Years (571 Months)
- Sunnyvale = 79.92 Years (959 Months)
- Thousand Oaks = 63.92 Years (767 Months)
- Torrance = 85.58 Years (1027 Months)
- Vallejo = 54.58 Years (655 Months)
- Ventura = 66.58 Years (799 Months)
- Visalia = 33.58 Years (403 Months)
5% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
Net Worth at 40 Years
- Anaheim = $8.07M
- Arden-Arcade = $7.96M
- Bakersfield = $13.58M
- Berkeley = $7.99M
- Burbank = $7.87M
- Carlsbad = $8.76M
- Chula Vista = $6.36M
- Concord = $6.81M
- Corona = $9.98M
- Costa Mesa = $8.91M
- Elk Grove = $6.57M
- Escondido = $9.58M
- Fontana = $8.23M
- Fremont = $5.74M
- Fresno = $5.64M
- Fullerton = $6.36M
- Garden Grove = $7.07M
- Hayward = $7.19M
- Huntington Beach = $23.52M
- Inglewood = $13.50M
- Irvine = $10.70M
- Lancaster = $15.97M
- Long Beach = $5.61M
- Los Angeles = $12.05M
- Modesto = $13.04M
- Moreno Valley = $9.14M
- Newport Beach = $13.77M
- Oakland = $10.99M
- Oceanside = $11.64M
- Ontario = $10.79M
- Orange = $9.74M
- Oxnard = $11.23M
- Palmdale = $12.26M
- Pasadena = $9.73M
- Pomona = $10.61M
- Rancho Cucamonga = $6.34M
- Riverside = $8.26M
- Roseville = $6.77M
- Sacramento = $29.52M
- Salinas = $11.42M
- San Bernardino = $12.52M
- San Diego = $44.26M
- San Francisco = $13.33M
- San Jose = $6.42M
- San Mateo = $11.08M
- Santa Ana = $12.69M
- Santa Barbara = $6.62M
- Santa Clara = $4.63M
- Santa Clarita = $8.99M
- Santa Monica = $8.85M
- Santa Rosa = $12.10M
- Simi Valley = $6.26M
- Stockton = $11.24M
- Sunnyvale = $5.58M
- Thousand Oaks = $11.74M
- Torrance = $6.55M
- Vallejo = $9.75M
- Ventura = $8.97M
- Visalia = $16.56M
Month First Achieved Financial Independence
- Anaheim = 61.58 Years (739 Months)
- Arden-Arcade = 50.58 Years (607 Months)
- Bakersfield = 31.58 Years (379 Months)
- Berkeley = 71.83 Years (862 Months)
- Burbank = 67.08 Years (805 Months)
- Carlsbad = 67.58 Years (811 Months)
- Chula Vista = 67.58 Years (811 Months)
- Concord = 62.25 Years (747 Months)
- Corona = 51.33 Years (616 Months)
- Costa Mesa = 65.58 Years (787 Months)
- Elk Grove = 62.58 Years (751 Months)
- Escondido = 56.00 Years (672 Months)
- Fontana = 50.92 Years (611 Months)
- Fremont = 81.42 Years (977 Months)
- Fresno = 51.25 Years (615 Months)
- Fullerton = 71.58 Years (859 Months)
- Garden Grove = 66.58 Years (799 Months)
- Hayward = 67.25 Years (807 Months)
- Huntington Beach = 43.58 Years (523 Months)
- Inglewood = 47.00 Years (564 Months)
- Irvine = 58.75 Years (705 Months)
- Lancaster = 32.92 Years (395 Months)
- Long Beach = 71.58 Years (859 Months)
- Los Angeles = 53.58 Years (643 Months)
- Modesto = 33.83 Years (406 Months)
- Moreno Valley = 47.58 Years (571 Months)
- Newport Beach = 68.42 Years (821 Months)
- Oakland = 50.58 Years (607 Months)
- Oceanside = 50.58 Years (607 Months)
- Ontario = 47.58 Years (571 Months)
- Orange = 58.08 Years (697 Months)
- Oxnard = 49.08 Years (589 Months)
- Palmdale = 40.83 Years (490 Months)
- Pasadena = 63.50 Years (762 Months)
- Pomona = 47.58 Years (571 Months)
- Rancho Cucamonga = 66.08 Years (793 Months)
- Riverside = 52.75 Years (633 Months)
- Roseville = 61.25 Years (735 Months)
- Sacramento = 19.42 Years (233 Months)
- Salinas = 46.58 Years (559 Months)
- San Bernardino = 35.58 Years (427 Months)
- San Diego = 25.58 Years (307 Months)
- San Francisco = 54.58 Years (655 Months)
- San Jose = 75.58 Years (907 Months)
- San Mateo = 61.58 Years (739 Months)
- Santa Ana = 47.58 Years (571 Months)
- Santa Barbara = 87.58 Years (1051 Months)
- Santa Clara = 82.92 Years (995 Months)
- Santa Clarita = 56.58 Years (679 Months)
- Santa Monica = 85.58 Years (1027 Months)
- Santa Rosa = 47.58 Years (571 Months)
- Simi Valley = 67.58 Years (811 Months)
- Stockton = 41.58 Years (499 Months)
- Sunnyvale = 76.00 Years (912 Months)
- Thousand Oaks = 53.33 Years (640 Months)
- Torrance = 74.58 Years (895 Months)
- Vallejo = 47.67 Years (572 Months)
- Ventura = 57.42 Years (689 Months)
- Visalia = 26.00 Years (312 Months)
10% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
Net Worth at 40 Years
- Anaheim = $4.70M
- Arden-Arcade = $4.93M
- Bakersfield = $7.80M
- Berkeley = $5.04M
- Burbank = $4.86M
- Carlsbad = $5.21M
- Chula Vista = $4.03M
- Concord = $4.10M
- Corona = $5.66M
- Costa Mesa = $5.27M
- Elk Grove = $3.98M
- Escondido = $5.45M
- Fontana = $5.05M
- Fremont = $4.09M
- Fresno = $3.97M
- Fullerton = $4.11M
- Garden Grove = $4.07M
- Hayward = $4.39M
- Huntington Beach = $10.90M
- Inglewood = $6.95M
- Irvine = $5.73M
- Lancaster = $8.85M
- Long Beach = $3.69M
- Los Angeles = $6.59M
- Modesto = $7.39M
- Moreno Valley = $5.17M
- Newport Beach = $7.94M
- Oakland = $6.03M
- Oceanside = $6.18M
- Ontario = $5.85M
- Orange = $5.45M
- Oxnard = $5.94M
- Palmdale = $6.24M
- Pasadena = $5.61M
- Pomona = $5.78M
- Rancho Cucamonga = $3.71M
- Riverside = $4.84M
- Roseville = $4.08M
- Sacramento = $13.62M
- Salinas = $6.31M
- San Bernardino = $7.03M
- San Diego = $21.69M
- San Francisco = $7.20M
- San Jose = $4.22M
- San Mateo = $6.36M
- Santa Ana = $6.76M
- Santa Barbara = $5.55M
- Santa Clara = $3.83M
- Santa Clarita = $5.02M
- Santa Monica = $7.15M
- Santa Rosa = $6.40M
- Simi Valley = $3.69M
- Stockton = $6.05M
- Sunnyvale = $4.63M
- Thousand Oaks = $6.31M
- Torrance = $4.30M
- Vallejo = $5.48M
- Ventura = $5.10M
- Visalia = $8.97M
Month First Achieved Financial Independence
- Anaheim = 73.08 Years (877 Months)
- Arden-Arcade = 57.83 Years (694 Months)
- Bakersfield = 39.58 Years (475 Months)
- Berkeley = 85.58 Years (1027 Months)
- Burbank = 82.08 Years (985 Months)
- Carlsbad = 81.25 Years (975 Months)
- Chula Vista = 78.75 Years (945 Months)
- Concord = 71.58 Years (859 Months)
- Corona = 63.17 Years (758 Months)
- Costa Mesa = 78.58 Years (943 Months)
- Elk Grove = 73.58 Years (883 Months)
- Escondido = 66.58 Years (799 Months)
- Fontana = 59.58 Years (715 Months)
- Fremont = 91.58 Years (1099 Months)
- Fresno = 56.92 Years (683 Months)
- Fullerton = 81.92 Years (983 Months)
- Garden Grove = 79.25 Years (951 Months)
- Hayward = 80.58 Years (967 Months)
- Huntington Beach = 56.83 Years (682 Months)
- Inglewood = 58.58 Years (703 Months)
- Irvine = 72.58 Years (871 Months)
- Lancaster = 42.58 Years (511 Months)
- Long Beach = 83.58 Years (1003 Months)
- Los Angeles = 64.92 Years (779 Months)
- Modesto = 44.42 Years (533 Months)
- Moreno Valley = 56.92 Years (683 Months)
- Newport Beach = 80.58 Years (967 Months)
- Oakland = 62.08 Years (745 Months)
- Oceanside = 61.42 Years (737 Months)
- Ontario = 58.83 Years (706 Months)
- Orange = 70.58 Years (847 Months)
- Oxnard = 59.75 Years (717 Months)
- Palmdale = 52.58 Years (631 Months)
- Pasadena = 77.50 Years (930 Months)
- Pomona = 59.50 Years (714 Months)
- Rancho Cucamonga = 79.58 Years (955 Months)
- Riverside = 64.58 Years (775 Months)
- Roseville = 72.58 Years (871 Months)
- Sacramento = 32.58 Years (391 Months)
- Salinas = 56.42 Years (677 Months)
- San Bernardino = 44.58 Years (535 Months)
- San Diego = 39.42 Years (473 Months)
- San Francisco = 67.58 Years (811 Months)
- San Jose = 88.67 Years (1064 Months)
- San Mateo = 74.92 Years (899 Months)
- Santa Ana = 58.58 Years (703 Months)
- Santa Barbara = 74.08 Years (889 Months)
- Santa Clara = 85.25 Years (1023 Months)
- Santa Clarita = 69.58 Years (835 Months)
- Santa Monica = 75.17 Years (902 Months)
- Santa Rosa = 59.58 Years (715 Months)
- Simi Valley = 81.58 Years (979 Months)
- Stockton = 51.58 Years (619 Months)
- Sunnyvale = 79.25 Years (951 Months)
- Thousand Oaks = 67.00 Years (804 Months)
- Torrance = 87.67 Years (1052 Months)
- Vallejo = 57.58 Years (691 Months)
- Ventura = 67.25 Years (807 Months)
- Visalia = 36.67 Years (440 Months)
.5 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $4.70M
- Arden-Arcade = $4.93M
- Bakersfield = $7.80M
- Berkeley = $5.04M
- Burbank = $4.86M
- Carlsbad = $5.21M
- Chula Vista = $4.03M
- Concord = $4.10M
- Corona = $5.66M
- Costa Mesa = $5.27M
- Elk Grove = $3.98M
- Escondido = $5.45M
- Fontana = $5.05M
- Fremont = $4.09M
- Fresno = $3.97M
- Fullerton = $4.11M
- Garden Grove = $4.07M
- Hayward = $4.39M
- Huntington Beach = $10.90M
- Inglewood = $6.95M
- Irvine = $5.73M
- Lancaster = $8.85M
- Long Beach = $3.69M
- Los Angeles = $6.59M
- Modesto = $7.39M
- Moreno Valley = $5.17M
- Newport Beach = $7.94M
- Oakland = $6.03M
- Oceanside = $6.18M
- Ontario = $5.85M
- Orange = $5.45M
- Oxnard = $5.94M
- Palmdale = $6.24M
- Pasadena = $5.61M
- Pomona = $5.78M
- Rancho Cucamonga = $3.71M
- Riverside = $4.84M
- Roseville = $4.08M
- Sacramento = $13.62M
- Salinas = $6.31M
- San Bernardino = $7.03M
- San Diego = $21.69M
- San Francisco = $7.20M
- San Jose = $4.22M
- San Mateo = $6.36M
- Santa Ana = $6.76M
- Santa Barbara = $5.55M
- Santa Clara = $3.83M
- Santa Clarita = $5.02M
- Santa Monica = $7.15M
- Santa Rosa = $6.40M
- Simi Valley = $3.69M
- Stockton = $6.05M
- Sunnyvale = $4.63M
- Thousand Oaks = $6.31M
- Torrance = $4.30M
- Vallejo = $5.48M
- Ventura = $5.10M
- Visalia = $8.97M
Month First Achieved Financial Independence
- Anaheim = 73.08 Years (877 Months)
- Arden-Arcade = 57.83 Years (694 Months)
- Bakersfield = 39.58 Years (475 Months)
- Berkeley = 85.58 Years (1027 Months)
- Burbank = 82.08 Years (985 Months)
- Carlsbad = 81.25 Years (975 Months)
- Chula Vista = 78.75 Years (945 Months)
- Concord = 71.58 Years (859 Months)
- Corona = 63.17 Years (758 Months)
- Costa Mesa = 78.58 Years (943 Months)
- Elk Grove = 73.58 Years (883 Months)
- Escondido = 66.58 Years (799 Months)
- Fontana = 59.58 Years (715 Months)
- Fremont = 91.58 Years (1099 Months)
- Fresno = 56.92 Years (683 Months)
- Fullerton = 81.92 Years (983 Months)
- Garden Grove = 79.25 Years (951 Months)
- Hayward = 80.58 Years (967 Months)
- Huntington Beach = 56.83 Years (682 Months)
- Inglewood = 58.58 Years (703 Months)
- Irvine = 72.58 Years (871 Months)
- Lancaster = 42.58 Years (511 Months)
- Long Beach = 83.58 Years (1003 Months)
- Los Angeles = 64.92 Years (779 Months)
- Modesto = 44.42 Years (533 Months)
- Moreno Valley = 56.92 Years (683 Months)
- Newport Beach = 80.58 Years (967 Months)
- Oakland = 62.08 Years (745 Months)
- Oceanside = 61.42 Years (737 Months)
- Ontario = 58.83 Years (706 Months)
- Orange = 70.58 Years (847 Months)
- Oxnard = 59.75 Years (717 Months)
- Palmdale = 52.58 Years (631 Months)
- Pasadena = 77.50 Years (930 Months)
- Pomona = 59.50 Years (714 Months)
- Rancho Cucamonga = 79.58 Years (955 Months)
- Riverside = 64.58 Years (775 Months)
- Roseville = 72.58 Years (871 Months)
- Sacramento = 32.58 Years (391 Months)
- Salinas = 56.42 Years (677 Months)
- San Bernardino = 44.58 Years (535 Months)
- San Diego = 39.42 Years (473 Months)
- San Francisco = 67.58 Years (811 Months)
- San Jose = 88.67 Years (1064 Months)
- San Mateo = 74.92 Years (899 Months)
- Santa Ana = 58.58 Years (703 Months)
- Santa Barbara = 74.08 Years (889 Months)
- Santa Clara = 85.25 Years (1023 Months)
- Santa Clarita = 69.58 Years (835 Months)
- Santa Monica = 75.17 Years (902 Months)
- Santa Rosa = 59.58 Years (715 Months)
- Simi Valley = 81.58 Years (979 Months)
- Stockton = 51.58 Years (619 Months)
- Sunnyvale = 79.25 Years (951 Months)
- Thousand Oaks = 67.00 Years (804 Months)
- Torrance = 87.67 Years (1052 Months)
- Vallejo = 57.58 Years (691 Months)
- Ventura = 67.25 Years (807 Months)
- Visalia = 36.67 Years (440 Months)
Nomad to Short-Term Rentals with 75% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Anaheim = $39.44M
- Arden-Arcade = $33.19M
- Bakersfield = $40.59M
- Berkeley = $47.13M
- Burbank = $43.89M
- Carlsbad = $48.90M
- Chula Vista = $33.27M
- Concord = $33.00M
- Corona = $42.30M
- Costa Mesa = $48.94M
- Elk Grove = $30.14M
- Escondido = $42.58M
- Fontana = $35.26M
- Fremont = $32.01M
- Fresno = $21.19M
- Fullerton = $33.94M
- Garden Grove = $35.65M
- Hayward = $36.90M
- Huntington Beach = $83.29M
- Inglewood = $50.75M
- Irvine = $54.20M
- Lancaster = $44.05M
- Long Beach = $28.08M
- Los Angeles = $54.58M
- Modesto = $40.74M
- Moreno Valley = $34.10M
- Newport Beach = $81.83M
- Oakland = $46.35M
- Oceanside = $47.42M
- Ontario = $40.87M
- Orange = $46.97M
- Oxnard = $43.37M
- Palmdale = $37.20M
- Pasadena = $51.13M
- Pomona = $40.40M
- Rancho Cucamonga = $30.77M
- Riverside = $32.96M
- Roseville = $30.85M
- Sacramento = $67.65M
- Salinas = $46.11M
- San Bernardino = $41.15M
- San Diego = $104.66M
- San Francisco = $63.03M
- San Jose = $36.10M
- San Mateo = $59.68M
- Santa Ana = $52.08M
- Santa Barbara = $35.13M
- Santa Clara = $9.94M
- Santa Clarita = $40.86M
- Santa Monica = $56.76M
- Santa Rosa = $45.18M
- Simi Valley = $31.94M
- Stockton = $35.24M
- Sunnyvale = $17.69M
- Thousand Oaks = $52.98M
- Torrance = $36.81M
- Vallejo = $37.97M
- Ventura = $41.65M
- Visalia = $41.62M
Month First Achieved Financial Independence
- Anaheim = 25.58 Years (307 Months)
- Arden-Arcade = 18.58 Years (223 Months)
- Bakersfield = 10.25 Years (123 Months)
- Berkeley = 31.58 Years (379 Months)
- Burbank = 29.58 Years (355 Months)
- Carlsbad = 29.08 Years (349 Months)
- Chula Vista = 29.58 Years (355 Months)
- Concord = 26.58 Years (319 Months)
- Corona = 20.00 Years (240 Months)
- Costa Mesa = 27.58 Years (331 Months)
- Elk Grove = 26.58 Years (319 Months)
- Escondido = 22.33 Years (268 Months)
- Fontana = 18.75 Years (225 Months)
- Fremont = 38.58 Years (463 Months)
- Fresno = 21.58 Years (259 Months)
- Fullerton = 31.92 Years (383 Months)
- Garden Grove = 28.58 Years (343 Months)
- Hayward = 28.75 Years (345 Months)
- Huntington Beach = 17.58 Years (211 Months)
- Inglewood = 17.58 Years (211 Months)
- Irvine = 24.58 Years (295 Months)
- Lancaster = 11.58 Years (139 Months)
- Long Beach = 34.58 Years (415 Months)
- Los Angeles = 20.58 Years (247 Months)
- Modesto = 11.67 Years (140 Months)
- Moreno Valley = 17.58 Years (211 Months)
- Newport Beach = 29.58 Years (355 Months)
- Oakland = 19.58 Years (235 Months)
- Oceanside = 19.58 Years (235 Months)
- Ontario = 17.58 Years (211 Months)
- Orange = 23.75 Years (285 Months)
- Oxnard = 18.58 Years (223 Months)
- Palmdale = 14.58 Years (175 Months)
- Pasadena = 26.67 Years (320 Months)
- Pomona = 17.58 Years (211 Months)
- Rancho Cucamonga = 29.58 Years (355 Months)
- Riverside = 21.58 Years (259 Months)
- Roseville = 25.58 Years (307 Months)
- Sacramento = 9.25 Years (111 Months)
- Salinas = 17.58 Years (211 Months)
- San Bernardino = 11.58 Years (139 Months)
- San Diego = 13.08 Years (157 Months)
- San Francisco = 21.67 Years (260 Months)
- San Jose = 34.58 Years (415 Months)
- San Mateo = 26.00 Years (312 Months)
- Santa Ana = 17.58 Years (211 Months)
- Santa Barbara = 43.58 Years (523 Months)
- Santa Clara = 74.58 Years (895 Months)
- Santa Clarita = 22.58 Years (271 Months)
- Santa Monica = 40.58 Years (487 Months)
- Santa Rosa = 18.25 Years (219 Months)
- Simi Valley = 30.25 Years (363 Months)
- Stockton = 14.58 Years (175 Months)
- Sunnyvale = 55.83 Years (670 Months)
- Thousand Oaks = 21.58 Years (259 Months)
- Torrance = 34.58 Years (415 Months)
- Vallejo = 17.58 Years (211 Months)
- Ventura = 23.58 Years (283 Months)
- Visalia = 9.58 Years (115 Months)
10% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
Net Worth at 40 Years
- Anaheim = $11.67M
- Arden-Arcade = $11.37M
- Bakersfield = $18.47M
- Berkeley = $11.10M
- Burbank = $11.18M
- Carlsbad = $12.40M
- Chula Vista = $8.84M
- Concord = $9.68M
- Corona = $14.54M
- Costa Mesa = $12.68M
- Elk Grove = $8.94M
- Escondido = $14.17M
- Fontana = $11.85M
- Fremont = $7.66M
- Fresno = $7.49M
- Fullerton = $8.64M
- Garden Grove = $10.07M
- Hayward = $10.00M
- Huntington Beach = $36.14M
- Inglewood = $20.40M
- Irvine = $15.47M
- Lancaster = $20.34M
- Long Beach = $7.61M
- Los Angeles = $18.96M
- Modesto = $18.14M
- Moreno Valley = $13.37M
- Newport Beach = $21.31M
- Oakland = $16.22M
- Oceanside = $17.63M
- Ontario = $16.19M
- Orange = $14.43M
- Oxnard = $16.41M
- Palmdale = $15.83M
- Pasadena = $14.32M
- Pomona = $15.84M
- Rancho Cucamonga = $8.68M
- Riverside = $11.52M
- Roseville = $9.20M
- Sacramento = $32.45M
- Salinas = $17.26M
- San Bernardino = $17.70M
- San Diego = $50.78M
- San Francisco = $20.74M
- San Jose = $8.76M
- San Mateo = $16.53M
- Santa Ana = $19.29M
- Santa Barbara = $8.45M
- Santa Clara = $5.06M
- Santa Clarita = $12.30M
- Santa Monica = $11.82M
- Santa Rosa = $18.19M
- Simi Valley = $8.80M
- Stockton = $14.94M
- Sunnyvale = $6.06M
- Thousand Oaks = $17.44M
- Torrance = $8.96M
- Vallejo = $14.45M
- Ventura = $12.88M
- Visalia = $20.34M
Month First Achieved Financial Independence
- Anaheim = 55.58 Years (667 Months)
- Arden-Arcade = 45.17 Years (542 Months)
- Bakersfield = 24.33 Years (292 Months)
- Berkeley = 67.00 Years (804 Months)
- Burbank = 63.58 Years (763 Months)
- Carlsbad = 62.58 Years (751 Months)
- Chula Vista = 62.58 Years (751 Months)
- Concord = 57.58 Years (691 Months)
- Corona = 46.17 Years (554 Months)
- Costa Mesa = 60.33 Years (724 Months)
- Elk Grove = 56.75 Years (681 Months)
- Escondido = 49.42 Years (593 Months)
- Fontana = 45.58 Years (547 Months)
- Fremont = 77.58 Years (931 Months)
- Fresno = 47.25 Years (567 Months)
- Fullerton = 65.83 Years (790 Months)
- Garden Grove = 60.50 Years (726 Months)
- Hayward = 61.58 Years (739 Months)
- Huntington Beach = 38.25 Years (459 Months)
- Inglewood = 40.58 Years (487 Months)
- Irvine = 53.92 Years (647 Months)
- Lancaster = 27.17 Years (326 Months)
- Long Beach = 67.58 Years (811 Months)
- Los Angeles = 47.08 Years (565 Months)
- Modesto = 28.75 Years (345 Months)
- Moreno Valley = 42.50 Years (510 Months)
- Newport Beach = 60.33 Years (724 Months)
- Oakland = 45.92 Years (551 Months)
- Oceanside = 45.58 Years (547 Months)
- Ontario = 41.58 Years (499 Months)
- Orange = 52.58 Years (631 Months)
- Oxnard = 44.58 Years (535 Months)
- Palmdale = 36.42 Years (437 Months)
- Pasadena = 57.58 Years (691 Months)
- Pomona = 42.25 Years (507 Months)
- Rancho Cucamonga = 61.17 Years (734 Months)
- Riverside = 48.58 Years (583 Months)
- Roseville = 56.58 Years (679 Months)
- Sacramento = 16.00 Years (192 Months)
- Salinas = 41.58 Years (499 Months)
- San Bernardino = 29.75 Years (357 Months)
- San Diego = 22.58 Years (271 Months)
- San Francisco = 48.58 Years (583 Months)
- San Jose = 70.58 Years (847 Months)
- San Mateo = 55.75 Years (669 Months)
- Santa Ana = 42.58 Years (511 Months)
- Santa Barbara = 84.58 Years (1015 Months)
- Santa Clara = 83.50 Years (1002 Months)
- Santa Clarita = 52.58 Years (631 Months)
- Santa Monica = 79.58 Years (955 Months)
- Santa Rosa = 41.67 Years (500 Months)
- Simi Valley = 62.58 Years (751 Months)
- Stockton = 35.92 Years (431 Months)
- Sunnyvale = 76.67 Years (920 Months)
- Thousand Oaks = 48.58 Years (583 Months)
- Torrance = 69.58 Years (835 Months)
- Vallejo = 42.58 Years (511 Months)
- Ventura = 52.17 Years (626 Months)
- Visalia = 21.42 Years (257 Months)
Nomad to Short-Term Rentals with 50% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Anaheim = $27.16M
- Arden-Arcade = $23.11M
- Bakersfield = $30.86M
- Berkeley = $28.69M
- Burbank = $26.97M
- Carlsbad = $32.51M
- Chula Vista = $20.38M
- Concord = $21.26M
- Corona = $29.90M
- Costa Mesa = $32.04M
- Elk Grove = $19.95M
- Escondido = $29.80M
- Fontana = $24.68M
- Fremont = $15.82M
- Fresno = $13.75M
- Fullerton = $19.38M
- Garden Grove = $23.42M
- Hayward = $24.27M
- Huntington Beach = $60.84M
- Inglewood = $36.05M
- Irvine = $37.55M
- Lancaster = $33.49M
- Long Beach = $15.57M
- Los Angeles = $37.86M
- Modesto = $30.57M
- Moreno Valley = $24.38M
- Newport Beach = $56.74M
- Oakland = $32.55M
- Oceanside = $34.15M
- Ontario = $28.79M
- Orange = $32.23M
- Oxnard = $31.31M
- Palmdale = $27.75M
- Pasadena = $34.90M
- Pomona = $28.47M
- Rancho Cucamonga = $19.75M
- Riverside = $23.23M
- Roseville = $20.89M
- Sacramento = $51.51M
- Salinas = $32.65M
- San Bernardino = $31.11M
- San Diego = $80.57M
- San Francisco = $44.36M
- San Jose = $19.43M
- San Mateo = $41.75M
- Santa Ana = $35.89M
- Santa Barbara = $17.23M
- Santa Clara = $6.75M
- Santa Clarita = $28.35M
- Santa Monica = $26.44M
- Santa Rosa = $32.41M
- Simi Valley = $19.65M
- Stockton = $25.71M
- Sunnyvale = $10.66M
- Thousand Oaks = $37.74M
- Torrance = $20.01M
- Vallejo = $27.09M
- Ventura = $28.67M
- Visalia = $31.87M
Month First Achieved Financial Independence
- Anaheim = 36.75 Years (441 Months)
- Arden-Arcade = 28.58 Years (343 Months)
- Bakersfield = 13.50 Years (162 Months)
- Berkeley = 43.25 Years (519 Months)
- Burbank = 41.58 Years (499 Months)
- Carlsbad = 39.58 Years (475 Months)
- Chula Vista = 40.58 Years (487 Months)
- Concord = 38.58 Years (463 Months)
- Corona = 29.33 Years (352 Months)
- Costa Mesa = 38.58 Years (463 Months)
- Elk Grove = 37.58 Years (451 Months)
- Escondido = 32.58 Years (391 Months)
- Fontana = 28.58 Years (343 Months)
- Fremont = 51.58 Years (619 Months)
- Fresno = 33.08 Years (397 Months)
- Fullerton = 43.58 Years (523 Months)
- Garden Grove = 40.08 Years (481 Months)
- Hayward = 40.50 Years (486 Months)
- Huntington Beach = 23.50 Years (282 Months)
- Inglewood = 24.92 Years (299 Months)
- Irvine = 35.25 Years (423 Months)
- Lancaster = 15.17 Years (182 Months)
- Long Beach = 46.58 Years (559 Months)
- Los Angeles = 29.58 Years (355 Months)
- Modesto = 16.58 Years (199 Months)
- Moreno Valley = 26.17 Years (314 Months)
- Newport Beach = 40.58 Years (487 Months)
- Oakland = 28.00 Years (336 Months)
- Oceanside = 28.58 Years (343 Months)
- Ontario = 26.42 Years (317 Months)
- Orange = 34.58 Years (415 Months)
- Oxnard = 27.50 Years (330 Months)
- Palmdale = 20.58 Years (247 Months)
- Pasadena = 38.58 Years (463 Months)
- Pomona = 26.25 Years (315 Months)
- Rancho Cucamonga = 40.58 Years (487 Months)
- Riverside = 31.58 Years (379 Months)
- Roseville = 36.58 Years (439 Months)
- Sacramento = 10.58 Years (127 Months)
- Salinas = 24.75 Years (297 Months)
- San Bernardino = 16.58 Years (199 Months)
- San Diego = 15.58 Years (187 Months)
- San Francisco = 30.58 Years (367 Months)
- San Jose = 46.58 Years (559 Months)
- San Mateo = 36.58 Years (439 Months)
- Santa Ana = 25.58 Years (307 Months)
- Santa Barbara = 56.75 Years (681 Months)
- Santa Clara = 94.67 Years (1136 Months)
- Santa Clarita = 33.58 Years (403 Months)
- Santa Monica = 53.58 Years (643 Months)
- Santa Rosa = 25.58 Years (307 Months)
- Simi Valley = 41.58 Years (499 Months)
- Stockton = 21.08 Years (253 Months)
- Sunnyvale = 71.42 Years (857 Months)
- Thousand Oaks = 30.58 Years (367 Months)
- Torrance = 46.58 Years (559 Months)
- Vallejo = 25.58 Years (307 Months)
- Ventura = 34.58 Years (415 Months)
- Visalia = 12.50 Years (150 Months)
5% Property Price Premium While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
Net Worth at 40 Years
- Anaheim = $5.69M
- Arden-Arcade = $5.75M
- Bakersfield = $9.63M
- Berkeley = $5.78M
- Burbank = $5.68M
- Carlsbad = $6.26M
- Chula Vista = $4.58M
- Concord = $4.94M
- Corona = $6.78M
- Costa Mesa = $6.10M
- Elk Grove = $4.71M
- Escondido = $6.57M
- Fontana = $5.79M
- Fremont = $4.52M
- Fresno = $4.38M
- Fullerton = $4.56M
- Garden Grove = $5.02M
- Hayward = $5.02M
- Huntington Beach = $14.08M
- Inglewood = $8.74M
- Irvine = $7.18M
- Lancaster = $10.93M
- Long Beach = $4.08M
- Los Angeles = $8.09M
- Modesto = $9.32M
- Moreno Valley = $6.24M
- Newport Beach = $9.53M
- Oakland = $7.41M
- Oceanside = $7.84M
- Ontario = $7.10M
- Orange = $6.67M
- Oxnard = $7.38M
- Palmdale = $7.95M
- Pasadena = $6.53M
- Pomona = $6.97M
- Rancho Cucamonga = $4.53M
- Riverside = $5.74M
- Roseville = $4.97M
- Sacramento = $17.71M
- Salinas = $7.58M
- San Bernardino = $8.47M
- San Diego = $30.62M
- San Francisco = $8.81M
- San Jose = $4.74M
- San Mateo = $7.45M
- Santa Ana = $8.26M
- Santa Barbara = $5.93M
- Santa Clara = $4.12M
- Santa Clarita = $5.96M
- Santa Monica = $7.73M
- Santa Rosa = $7.90M
- Simi Valley = $4.53M
- Stockton = $7.53M
- Sunnyvale = $4.95M
- Thousand Oaks = $7.65M
- Torrance = $4.84M
- Vallejo = $6.75M
- Ventura = $6.24M
- Visalia = $10.82M
Month First Achieved Financial Independence
- Anaheim = 70.58 Years (847 Months)
- Arden-Arcade = 56.08 Years (673 Months)
- Bakersfield = 37.17 Years (446 Months)
- Berkeley = 81.33 Years (976 Months)
- Burbank = 77.58 Years (931 Months)
- Carlsbad = 78.08 Years (937 Months)
- Chula Vista = 76.58 Years (919 Months)
- Concord = 70.50 Years (846 Months)
- Corona = 59.75 Years (717 Months)
- Costa Mesa = 73.58 Years (883 Months)
- Elk Grove = 71.50 Years (858 Months)
- Escondido = 63.58 Years (763 Months)
- Fontana = 57.58 Years (691 Months)
- Fremont = 91.58 Years (1099 Months)
- Fresno = 56.50 Years (678 Months)
- Fullerton = 80.42 Years (965 Months)
- Garden Grove = 76.17 Years (914 Months)
- Hayward = 77.58 Years (931 Months)
- Huntington Beach = 52.50 Years (630 Months)
- Inglewood = 54.58 Years (655 Months)
- Irvine = 69.58 Years (835 Months)
- Lancaster = 39.50 Years (474 Months)
- Long Beach = 81.58 Years (979 Months)
- Los Angeles = 60.50 Years (726 Months)
- Modesto = 40.50 Years (486 Months)
- Moreno Valley = 54.58 Years (655 Months)
- Newport Beach = 77.17 Years (926 Months)
- Oakland = 58.08 Years (697 Months)
- Oceanside = 57.58 Years (691 Months)
- Ontario = 54.58 Years (655 Months)
- Orange = 67.58 Years (811 Months)
- Oxnard = 56.58 Years (679 Months)
- Palmdale = 48.58 Years (583 Months)
- Pasadena = 74.25 Years (891 Months)
- Pomona = 54.58 Years (655 Months)
- Rancho Cucamonga = 76.33 Years (916 Months)
- Riverside = 61.58 Years (739 Months)
- Roseville = 69.58 Years (835 Months)
- Sacramento = 29.58 Years (355 Months)
- Salinas = 54.58 Years (655 Months)
- San Bernardino = 41.92 Years (503 Months)
- San Diego = 34.58 Years (415 Months)
- San Francisco = 61.75 Years (741 Months)
- San Jose = 85.58 Years (1027 Months)
- San Mateo = 71.83 Years (862 Months)
- Santa Ana = 55.58 Years (667 Months)
- Santa Barbara = 73.33 Years (880 Months)
- Santa Clara = 85.00 Years (1020 Months)
- Santa Clarita = 66.67 Years (800 Months)
- Santa Monica = 93.58 Years (1123 Months)
- Santa Rosa = 56.17 Years (674 Months)
- Simi Valley = 77.75 Years (933 Months)
- Stockton = 48.25 Years (579 Months)
- Sunnyvale = 78.67 Years (944 Months)
- Thousand Oaks = 62.00 Years (744 Months)
- Torrance = 84.58 Years (1015 Months)
- Vallejo = 54.58 Years (655 Months)
- Ventura = 64.58 Years (775 Months)
- Visalia = 34.58 Years (415 Months)
10% Less Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Anaheim = -$224.51K
- Arden-Arcade = $2.42M
- Bakersfield = $7.17M
- Berkeley = -$875.64K
- Burbank = -$589.29K
- Carlsbad = -$806.53K
- Chula Vista = -$134.15K
- Concord = $282.00K
- Corona = $272.34K
- Costa Mesa = -$660.90K
- Elk Grove = $534.56K
- Escondido = -$139.46K
- Fontana = $1.92M
- Fremont = -$665.20K
- Fresno = $2.69M
- Fullerton = -$296.96K
- Garden Grove = -$220.78K
- Hayward = -$302.33K
- Huntington Beach = -$732.53K
- Inglewood = $17.3K
- Irvine = -$664.45K
- Lancaster = $6.78M
- Long Beach = -$131.73K
- Los Angeles = -$375.50K
- Modesto = $5.85M
- Moreno Valley = $2.62M
- Newport Beach = -$2.33M
- Oakland = $19.4K
- Oceanside = -$134.71K
- Ontario = $1.54M
- Orange = -$375.61K
- Oxnard = $244.74K
- Palmdale = $3.27M
- Pasadena = -$734.88K
- Pomona = $1.50M
- Rancho Cucamonga = $7,319
- Riverside = $1.26M
- Roseville = $555.48K
- Sacramento = $13.26M
- Salinas = $827.60K
- San Bernardino = $5.32M
- San Diego = -$449.93K
- San Francisco = -$660.01K
- San Jose = -$596.36K
- San Mateo = -$942.33K
- Santa Ana = $52.4K
- Santa Barbara = -$1.43M
- Santa Clara = -$1.36M
- Santa Clarita = -$143.91K
- Santa Monica = -$2.40M
- Santa Rosa = $248.39K
- Simi Valley = -$136.84K
- Stockton = $3.96M
- Sunnyvale = -$1.36M
- Thousand Oaks = -$373.44K
- Torrance = -$594.22K
- Vallejo = $2.20M
- Ventura = -$122.03K
- Visalia = $9.56M
Month First Achieved Financial Independence
- Anaheim = 0.00 Years (0 Months)
- Arden-Arcade = 72.42 Years (869 Months)
- Bakersfield = 39.00 Years (468 Months)
- Berkeley = 0.00 Years (0 Months)
- Burbank = 0.00 Years (0 Months)
- Carlsbad = 0.00 Years (0 Months)
- Chula Vista = 0.00 Years (0 Months)
- Concord = 0.00 Years (0 Months)
- Corona = 0.00 Years (0 Months)
- Costa Mesa = 0.00 Years (0 Months)
- Elk Grove = 96.00 Years (1152 Months)
- Escondido = 0.00 Years (0 Months)
- Fontana = 76.67 Years (920 Months)
- Fremont = 0.00 Years (0 Months)
- Fresno = 64.58 Years (775 Months)
- Fullerton = 0.00 Years (0 Months)
- Garden Grove = 0.00 Years (0 Months)
- Hayward = 0.00 Years (0 Months)
- Huntington Beach = 0.00 Years (0 Months)
- Inglewood = 0.00 Years (0 Months)
- Irvine = 0.00 Years (0 Months)
- Lancaster = 45.42 Years (545 Months)
- Long Beach = 0.00 Years (0 Months)
- Los Angeles = 0.00 Years (0 Months)
- Modesto = 46.50 Years (558 Months)
- Moreno Valley = 69.58 Years (835 Months)
- Newport Beach = 0.00 Years (0 Months)
- Oakland = 0.00 Years (0 Months)
- Oceanside = 0.00 Years (0 Months)
- Ontario = 80.33 Years (964 Months)
- Orange = 0.00 Years (0 Months)
- Oxnard = 0.00 Years (0 Months)
- Palmdale = 61.58 Years (739 Months)
- Pasadena = 0.00 Years (0 Months)
- Pomona = 80.50 Years (966 Months)
- Rancho Cucamonga = 0.00 Years (0 Months)
- Riverside = 89.58 Years (1075 Months)
- Roseville = 94.83 Years (1138 Months)
- Sacramento = 32.42 Years (389 Months)
- Salinas = 88.50 Years (1062 Months)
- San Bernardino = 47.50 Years (570 Months)
- San Diego = 0.00 Years (0 Months)
- San Francisco = 0.00 Years (0 Months)
- San Jose = 0.00 Years (0 Months)
- San Mateo = 0.00 Years (0 Months)
- Santa Ana = 0.00 Years (0 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 0.00 Years (0 Months)
- Santa Monica = 0.00 Years (0 Months)
- Santa Rosa = 0.00 Years (0 Months)
- Simi Valley = 0.00 Years (0 Months)
- Stockton = 57.58 Years (691 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 0.00 Years (0 Months)
- Torrance = 0.00 Years (0 Months)
- Vallejo = 73.58 Years (883 Months)
- Ventura = 0.00 Years (0 Months)
- Visalia = 35.83 Years (430 Months)
.25 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $7.67M
- Arden-Arcade = $7.72M
- Bakersfield = $13.25M
- Berkeley = $7.53M
- Burbank = $7.29M
- Carlsbad = $8.01M
- Chula Vista = $6.07M
- Concord = $6.54M
- Corona = $9.19M
- Costa Mesa = $8.30M
- Elk Grove = $6.09M
- Escondido = $8.86M
- Fontana = $7.84M
- Fremont = $5.44M
- Fresno = $5.46M
- Fullerton = $6.00M
- Garden Grove = $6.76M
- Hayward = $6.70M
- Huntington Beach = $21.56M
- Inglewood = $12.21M
- Irvine = $9.92M
- Lancaster = $14.81M
- Long Beach = $5.32M
- Los Angeles = $11.35M
- Modesto = $13.11M
- Moreno Valley = $8.64M
- Newport Beach = $12.85M
- Oakland = $10.18M
- Oceanside = $10.96M
- Ontario = $10.14M
- Orange = $9.15M
- Oxnard = $10.29M
- Palmdale = $10.68M
- Pasadena = $9.00M
- Pomona = $9.95M
- Rancho Cucamonga = $5.93M
- Riverside = $7.62M
- Roseville = $6.49M
- Sacramento = $27.09M
- Salinas = $10.74M
- San Bernardino = $12.22M
- San Diego = $40.65M
- San Francisco = $12.47M
- San Jose = $6.00M
- San Mateo = $10.21M
- Santa Ana = $11.91M
- Santa Barbara = $6.44M
- Santa Clara = $4.57M
- Santa Clarita = $8.14M
- Santa Monica = $8.50M
- Santa Rosa = $11.37M
- Simi Valley = $5.87M
- Stockton = $10.61M
- Sunnyvale = $5.46M
- Thousand Oaks = $10.71M
- Torrance = $6.14M
- Vallejo = $9.18M
- Ventura = $8.30M
- Visalia = $15.30M
Month First Achieved Financial Independence
- Anaheim = 64.08 Years (769 Months)
- Arden-Arcade = 51.92 Years (623 Months)
- Bakersfield = 32.58 Years (391 Months)
- Berkeley = 73.58 Years (883 Months)
- Burbank = 71.33 Years (856 Months)
- Carlsbad = 70.58 Years (847 Months)
- Chula Vista = 68.58 Years (823 Months)
- Concord = 65.58 Years (787 Months)
- Corona = 53.58 Years (643 Months)
- Costa Mesa = 68.58 Years (823 Months)
- Elk Grove = 65.25 Years (783 Months)
- Escondido = 58.58 Years (703 Months)
- Fontana = 52.58 Years (631 Months)
- Fremont = 84.58 Years (1015 Months)
- Fresno = 52.00 Years (624 Months)
- Fullerton = 73.58 Years (883 Months)
- Garden Grove = 67.50 Years (810 Months)
- Hayward = 68.83 Years (826 Months)
- Huntington Beach = 44.58 Years (535 Months)
- Inglewood = 48.75 Years (585 Months)
- Irvine = 62.00 Years (744 Months)
- Lancaster = 33.83 Years (406 Months)
- Long Beach = 74.00 Years (888 Months)
- Los Angeles = 54.42 Years (653 Months)
- Modesto = 36.58 Years (439 Months)
- Moreno Valley = 48.42 Years (581 Months)
- Newport Beach = 70.58 Years (847 Months)
- Oakland = 52.58 Years (631 Months)
- Oceanside = 52.58 Years (631 Months)
- Ontario = 49.58 Years (595 Months)
- Orange = 60.58 Years (727 Months)
- Oxnard = 51.58 Years (619 Months)
- Palmdale = 43.58 Years (523 Months)
- Pasadena = 67.58 Years (811 Months)
- Pomona = 49.58 Years (595 Months)
- Rancho Cucamonga = 68.58 Years (823 Months)
- Riverside = 57.58 Years (691 Months)
- Roseville = 63.58 Years (763 Months)
- Sacramento = 20.58 Years (247 Months)
- Salinas = 49.58 Years (595 Months)
- San Bernardino = 37.42 Years (449 Months)
- San Diego = 27.58 Years (331 Months)
- San Francisco = 56.67 Years (680 Months)
- San Jose = 79.58 Years (955 Months)
- San Mateo = 64.58 Years (775 Months)
- Santa Ana = 49.75 Years (597 Months)
- Santa Barbara = 90.67 Years (1088 Months)
- Santa Clara = 84.33 Years (1012 Months)
- Santa Clarita = 61.58 Years (739 Months)
- Santa Monica = 88.58 Years (1063 Months)
- Santa Rosa = 48.58 Years (583 Months)
- Simi Valley = 70.75 Years (849 Months)
- Stockton = 43.00 Years (516 Months)
- Sunnyvale = 77.50 Years (930 Months)
- Thousand Oaks = 55.58 Years (667 Months)
- Torrance = 78.58 Years (943 Months)
- Vallejo = 48.67 Years (584 Months)
- Ventura = 60.33 Years (724 Months)
- Visalia = 28.58 Years (343 Months)
10% Higher Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
Net Worth at 40 Years
- Anaheim = $9.61M
- Arden-Arcade = $9.39M
- Bakersfield = $16.16M
- Berkeley = $9.36M
- Burbank = $9.17M
- Carlsbad = $10.21M
- Chula Vista = $7.35M
- Concord = $7.92M
- Corona = $11.85M
- Costa Mesa = $10.37M
- Elk Grove = $7.53M
- Escondido = $11.44M
- Fontana = $9.66M
- Fremont = $6.40M
- Fresno = $6.30M
- Fullerton = $7.28M
- Garden Grove = $8.19M
- Hayward = $8.31M
- Huntington Beach = $28.67M
- Inglewood = $16.37M
- Irvine = $12.63M
- Lancaster = $18.29M
- Long Beach = $6.37M
- Los Angeles = $14.73M
- Modesto = $15.17M
- Moreno Valley = $10.87M
- Newport Beach = $16.50M
- Oakland = $13.43M
- Oceanside = $14.06M
- Ontario = $12.92M
- Orange = $11.69M
- Oxnard = $13.16M
- Palmdale = $14.02M
- Pasadena = $11.57M
- Pomona = $12.89M
- Rancho Cucamonga = $7.12M
- Riverside = $9.74M
- Roseville = $7.81M
- Sacramento = $33.78M
- Salinas = $13.69M
- San Bernardino = $14.44M
- San Diego = $50.44M
- San Francisco = $16.57M
- San Jose = $7.20M
- San Mateo = $13.24M
- Santa Ana = $15.50M
- Santa Barbara = $7.15M
- Santa Clara = $4.84M
- Santa Clarita = $10.48M
- Santa Monica = $10.02M
- Santa Rosa = $14.80M
- Simi Valley = $7.21M
- Stockton = $13.03M
- Sunnyvale = $5.88M
- Thousand Oaks = $13.99M
- Torrance = $7.36M
- Vallejo = $11.65M
- Ventura = $10.38M
- Visalia = $19.27M
Month First Achieved Financial Independence
- Anaheim = 55.83 Years (670 Months)
- Arden-Arcade = 45.67 Years (548 Months)
- Bakersfield = 26.67 Years (320 Months)
- Berkeley = 66.58 Years (799 Months)
- Burbank = 62.08 Years (745 Months)
- Carlsbad = 62.58 Years (751 Months)
- Chula Vista = 61.75 Years (741 Months)
- Concord = 56.58 Years (679 Months)
- Corona = 47.83 Years (574 Months)
- Costa Mesa = 60.58 Years (727 Months)
- Elk Grove = 57.58 Years (691 Months)
- Escondido = 51.50 Years (618 Months)
- Fontana = 46.58 Years (559 Months)
- Fremont = 75.58 Years (907 Months)
- Fresno = 47.75 Years (573 Months)
- Fullerton = 65.00 Years (780 Months)
- Garden Grove = 61.58 Years (739 Months)
- Hayward = 61.75 Years (741 Months)
- Huntington Beach = 40.58 Years (487 Months)
- Inglewood = 42.58 Years (511 Months)
- Irvine = 55.58 Years (667 Months)
- Lancaster = 28.58 Years (343 Months)
- Long Beach = 67.25 Years (807 Months)
- Los Angeles = 49.17 Years (590 Months)
- Modesto = 32.58 Years (391 Months)
- Moreno Valley = 43.58 Years (523 Months)
- Newport Beach = 62.75 Years (753 Months)
- Oakland = 46.17 Years (554 Months)
- Oceanside = 47.08 Years (565 Months)
- Ontario = 43.67 Years (524 Months)
- Orange = 53.25 Years (639 Months)
- Oxnard = 45.83 Years (550 Months)
- Palmdale = 37.42 Years (449 Months)
- Pasadena = 59.42 Years (713 Months)
- Pomona = 43.67 Years (524 Months)
- Rancho Cucamonga = 62.83 Years (754 Months)
- Riverside = 48.42 Years (581 Months)
- Roseville = 56.58 Years (679 Months)
- Sacramento = 16.58 Years (199 Months)
- Salinas = 43.50 Years (522 Months)
- San Bernardino = 32.67 Years (392 Months)
- San Diego = 22.58 Years (271 Months)
- San Francisco = 50.58 Years (607 Months)
- San Jose = 69.92 Years (839 Months)
- San Mateo = 57.58 Years (691 Months)
- Santa Ana = 43.58 Years (523 Months)
- Santa Barbara = 82.75 Years (993 Months)
- Santa Clara = 81.25 Years (975 Months)
- Santa Clarita = 52.25 Years (627 Months)
- Santa Monica = 80.17 Years (962 Months)
- Santa Rosa = 43.58 Years (523 Months)
- Simi Valley = 63.92 Years (767 Months)
- Stockton = 36.58 Years (439 Months)
- Sunnyvale = 74.08 Years (889 Months)
- Thousand Oaks = 50.58 Years (607 Months)
- Torrance = 69.75 Years (837 Months)
- Vallejo = 43.58 Years (523 Months)
- Ventura = 52.67 Years (632 Months)
- Visalia = 22.58 Years (271 Months)
Nomad to Short-Term Rentals with 25% Higher Rents
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
Net Worth at 40 Years
- Anaheim = $12.75M
- Arden-Arcade = $12.76M
- Bakersfield = $20.94M
- Berkeley = $12.59M
- Burbank = $12.06M
- Carlsbad = $13.72M
- Chula Vista = $9.65M
- Concord = $10.36M
- Corona = $16.37M
- Costa Mesa = $14.18M
- Elk Grove = $9.86M
- Escondido = $15.14M
- Fontana = $13.19M
- Fremont = $8.35M
- Fresno = $7.91M
- Fullerton = $9.58M
- Garden Grove = $10.82M
- Hayward = $10.77M
- Huntington Beach = $39.07M
- Inglewood = $22.40M
- Irvine = $17.16M
- Lancaster = $22.26M
- Long Beach = $8.27M
- Los Angeles = $20.91M
- Modesto = $20.48M
- Moreno Valley = $14.39M
- Newport Beach = $22.70M
- Oakland = $18.20M
- Oceanside = $19.64M
- Ontario = $17.05M
- Orange = $15.96M
- Oxnard = $18.47M
- Palmdale = $18.05M
- Pasadena = $15.36M
- Pomona = $16.86M
- Rancho Cucamonga = $9.37M
- Riverside = $12.50M
- Roseville = $10.31M
- Sacramento = $36.57M
- Salinas = $18.97M
- San Bernardino = $19.92M
- San Diego = $55.19M
- San Francisco = $23.15M
- San Jose = $9.61M
- San Mateo = $18.64M
- Santa Ana = $21.64M
- Santa Barbara = $9.56M
- Santa Clara = $5.49M
- Santa Clarita = $14.20M
- Santa Monica = $13.56M
- Santa Rosa = $19.69M
- Simi Valley = $9.34M
- Stockton = $16.80M
- Sunnyvale = $6.68M
- Thousand Oaks = $19.08M
- Torrance = $9.84M
- Vallejo = $15.68M
- Ventura = $14.26M
- Visalia = $22.14M
Month First Achieved Financial Independence
- Anaheim = 51.25 Years (615 Months)
- Arden-Arcade = 42.58 Years (511 Months)
- Bakersfield = 21.58 Years (259 Months)
- Berkeley = 60.58 Years (727 Months)
- Burbank = 58.58 Years (703 Months)
- Carlsbad = 56.58 Years (679 Months)
- Chula Vista = 58.58 Years (703 Months)
- Concord = 53.58 Years (643 Months)
- Corona = 42.83 Years (514 Months)
- Costa Mesa = 54.58 Years (655 Months)
- Elk Grove = 52.58 Years (631 Months)
- Escondido = 46.75 Years (561 Months)
- Fontana = 43.50 Years (522 Months)
- Fremont = 71.58 Years (859 Months)
- Fresno = 45.58 Years (547 Months)
- Fullerton = 61.58 Years (739 Months)
- Garden Grove = 56.58 Years (679 Months)
- Hayward = 57.42 Years (689 Months)
- Huntington Beach = 35.58 Years (427 Months)
- Inglewood = 38.58 Years (463 Months)
- Irvine = 50.58 Years (607 Months)
- Lancaster = 24.58 Years (295 Months)
- Long Beach = 62.42 Years (749 Months)
- Los Angeles = 43.17 Years (518 Months)
- Modesto = 26.58 Years (319 Months)
- Moreno Valley = 38.75 Years (465 Months)
- Newport Beach = 56.58 Years (679 Months)
- Oakland = 41.58 Years (499 Months)
- Oceanside = 41.58 Years (499 Months)
- Ontario = 38.58 Years (463 Months)
- Orange = 48.92 Years (587 Months)
- Oxnard = 40.58 Years (487 Months)
- Palmdale = 34.33 Years (412 Months)
- Pasadena = 52.75 Years (633 Months)
- Pomona = 38.83 Years (466 Months)
- Rancho Cucamonga = 57.58 Years (691 Months)
- Riverside = 44.83 Years (538 Months)
- Roseville = 51.58 Years (619 Months)
- Sacramento = 15.58 Years (187 Months)
- Salinas = 39.58 Years (475 Months)
- San Bernardino = 27.58 Years (331 Months)
- San Diego = 21.58 Years (259 Months)
- San Francisco = 44.58 Years (535 Months)
- San Jose = 65.08 Years (781 Months)
- San Mateo = 51.58 Years (619 Months)
- Santa Ana = 39.58 Years (475 Months)
- Santa Barbara = 77.58 Years (931 Months)
- Santa Clara = 76.50 Years (918 Months)
- Santa Clarita = 47.50 Years (570 Months)
- Santa Monica = 73.75 Years (885 Months)
- Santa Rosa = 38.75 Years (465 Months)
- Simi Valley = 59.25 Years (711 Months)
- Stockton = 33.92 Years (407 Months)
- Sunnyvale = 95.58 Years (1147 Months)
- Thousand Oaks = 44.83 Years (538 Months)
- Torrance = 64.58 Years (775 Months)
- Vallejo = 39.58 Years (475 Months)
- Ventura = 48.08 Years (577 Months)
- Visalia = 19.58 Years (235 Months)
25% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
Net Worth at 40 Years
- Anaheim = $6.95M
- Arden-Arcade = $7.40M
- Bakersfield = $13.04M
- Berkeley = $7.06M
- Burbank = $6.81M
- Carlsbad = $7.41M
- Chula Vista = $5.74M
- Concord = $6.07M
- Corona = $8.31M
- Costa Mesa = $7.57M
- Elk Grove = $5.82M
- Escondido = $7.88M
- Fontana = $7.56M
- Fremont = $5.23M
- Fresno = $5.50M
- Fullerton = $5.73M
- Garden Grove = $6.28M
- Hayward = $6.28M
- Huntington Beach = $16.12M
- Inglewood = $10.62M
- Irvine = $8.71M
- Lancaster = $12.98M
- Long Beach = $5.15M
- Los Angeles = $9.64M
- Modesto = $11.96M
- Moreno Valley = $8.16M
- Newport Beach = $11.45M
- Oakland = $8.96M
- Oceanside = $9.28M
- Ontario = $8.96M
- Orange = $8.11M
- Oxnard = $8.99M
- Palmdale = $10.12M
- Pasadena = $8.07M
- Pomona = $8.80M
- Rancho Cucamonga = $5.61M
- Riverside = $6.92M
- Roseville = $5.98M
- Sacramento = $21.73M
- Salinas = $9.65M
- San Bernardino = $11.83M
- San Diego = $30.40M
- San Francisco = $10.55M
- San Jose = $5.77M
- San Mateo = $9.06M
- Santa Ana = $10.36M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $7.38M
- Santa Monica = $8.31M
- Santa Rosa = $9.62M
- Simi Valley = $5.67M
- Stockton = $10.04M
- Sunnyvale = $5.29M
- Thousand Oaks = $9.35M
- Torrance = $5.89M
- Vallejo = $8.66M
- Ventura = $7.57M
- Visalia = $14.20M
Month First Achieved Financial Independence
- Anaheim = 63.92 Years (767 Months)
- Arden-Arcade = 51.58 Years (619 Months)
- Bakersfield = 32.58 Years (391 Months)
- Berkeley = 73.83 Years (886 Months)
- Burbank = 71.58 Years (859 Months)
- Carlsbad = 70.50 Years (846 Months)
- Chula Vista = 70.58 Years (847 Months)
- Concord = 64.58 Years (775 Months)
- Corona = 53.75 Years (645 Months)
- Costa Mesa = 68.58 Years (823 Months)
- Elk Grove = 64.42 Years (773 Months)
- Escondido = 58.58 Years (703 Months)
- Fontana = 52.58 Years (631 Months)
- Fremont = 85.58 Years (1027 Months)
- Fresno = 52.58 Years (631 Months)
- Fullerton = 74.33 Years (892 Months)
- Garden Grove = 67.92 Years (815 Months)
- Hayward = 69.58 Years (835 Months)
- Huntington Beach = 46.58 Years (559 Months)
- Inglewood = 48.58 Years (583 Months)
- Irvine = 62.58 Years (751 Months)
- Lancaster = 33.83 Years (406 Months)
- Long Beach = 74.58 Years (895 Months)
- Los Angeles = 55.58 Years (667 Months)
- Modesto = 34.25 Years (411 Months)
- Moreno Valley = 48.58 Years (583 Months)
- Newport Beach = 69.58 Years (835 Months)
- Oakland = 53.25 Years (639 Months)
- Oceanside = 53.08 Years (637 Months)
- Ontario = 48.83 Years (586 Months)
- Orange = 61.42 Years (737 Months)
- Oxnard = 51.58 Years (619 Months)
- Palmdale = 42.92 Years (515 Months)
- Pasadena = 66.58 Years (799 Months)
- Pomona = 49.58 Years (595 Months)
- Rancho Cucamonga = 69.58 Years (835 Months)
- Riverside = 56.58 Years (679 Months)
- Roseville = 63.42 Years (761 Months)
- Sacramento = 23.75 Years (285 Months)
- Salinas = 48.58 Years (583 Months)
- San Bernardino = 34.58 Years (415 Months)
- San Diego = 32.58 Years (391 Months)
- San Francisco = 56.58 Years (679 Months)
- San Jose = 77.92 Years (935 Months)
- San Mateo = 64.58 Years (775 Months)
- Santa Ana = 49.58 Years (595 Months)
- Santa Barbara = 90.58 Years (1087 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 60.58 Years (727 Months)
- Santa Monica = 87.33 Years (1048 Months)
- Santa Rosa = 49.58 Years (595 Months)
- Simi Valley = 70.58 Years (847 Months)
- Stockton = 42.33 Years (508 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 56.33 Years (676 Months)
- Torrance = 77.33 Years (928 Months)
- Vallejo = 48.58 Years (583 Months)
- Ventura = 60.58 Years (727 Months)
- Visalia = 29.58 Years (355 Months)
10% More Job Income While Nomading™
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
Net Worth at 40 Years
- Anaheim = $13.76M
- Arden-Arcade = $10.95M
- Bakersfield = $15.84M
- Berkeley = $16.57M
- Burbank = $14.77M
- Carlsbad = $17.56M
- Chula Vista = $10.91M
- Concord = $10.78M
- Corona = $14.71M
- Costa Mesa = $17.03M
- Elk Grove = $10.09M
- Escondido = $15.23M
- Fontana = $11.51M
- Fremont = $11.52M
- Fresno = $7.48M
- Fullerton = $11.39M
- Garden Grove = $12.05M
- Hayward = $12.45M
- Huntington Beach = $36.39M
- Inglewood = $19.44M
- Irvine = $19.76M
- Lancaster = $18.29M
- Long Beach = $9.90M
- Los Angeles = $20.30M
- Modesto = $15.83M
- Moreno Valley = $11.90M
- Newport Beach = $36.90M
- Oakland = $16.10M
- Oceanside = $17.71M
- Ontario = $14.81M
- Orange = $16.66M
- Oxnard = $16.31M
- Palmdale = $14.64M
- Pasadena = $18.44M
- Pomona = $14.92M
- Rancho Cucamonga = $10.46M
- Riverside = $11.66M
- Roseville = $10.42M
- Sacramento = $30.28M
- Salinas = $15.91M
- San Bernardino = $14.81M
- San Diego = $55.87M
- San Francisco = $23.79M
- San Jose = $12.60M
- San Mateo = $22.06M
- Santa Ana = $18.57M
- Santa Barbara = $15.07M
- Santa Clara = $8.81M
- Santa Clarita = $13.97M
- Santa Monica = $23.76M
- Santa Rosa = $17.34M
- Simi Valley = $10.94M
- Stockton = $13.84M
- Sunnyvale = $11.34M
- Thousand Oaks = $18.85M
- Torrance = $12.95M
- Vallejo = $13.15M
- Ventura = $14.01M
- Visalia = $18.06M
Month First Achieved Financial Independence
- Anaheim = 55.33 Years (664 Months)
- Arden-Arcade = 46.33 Years (556 Months)
- Bakersfield = 30.83 Years (370 Months)
- Berkeley = 60.83 Years (730 Months)
- Burbank = 59.58 Years (715 Months)
- Carlsbad = 57.58 Years (691 Months)
- Chula Vista = 60.58 Years (727 Months)
- Concord = 56.58 Years (679 Months)
- Corona = 46.33 Years (556 Months)
- Costa Mesa = 56.17 Years (674 Months)
- Elk Grove = 56.50 Years (678 Months)
- Escondido = 50.58 Years (607 Months)
- Fontana = 46.67 Years (560 Months)
- Fremont = 69.58 Years (835 Months)
- Fresno = 48.50 Years (582 Months)
- Fullerton = 62.00 Years (744 Months)
- Garden Grove = 58.67 Years (704 Months)
- Hayward = 59.58 Years (715 Months)
- Huntington Beach = 37.67 Years (452 Months)
- Inglewood = 42.58 Years (511 Months)
- Irvine = 52.58 Years (631 Months)
- Lancaster = 32.42 Years (389 Months)
- Long Beach = 63.42 Years (761 Months)
- Los Angeles = 46.67 Years (560 Months)
- Modesto = 33.83 Years (406 Months)
- Moreno Valley = 44.25 Years (531 Months)
- Newport Beach = 53.58 Years (643 Months)
- Oakland = 46.17 Years (554 Months)
- Oceanside = 46.58 Years (559 Months)
- Ontario = 44.17 Years (530 Months)
- Orange = 52.58 Years (631 Months)
- Oxnard = 44.58 Years (535 Months)
- Palmdale = 38.58 Years (463 Months)
- Pasadena = 55.58 Years (667 Months)
- Pomona = 43.58 Years (523 Months)
- Rancho Cucamonga = 58.58 Years (703 Months)
- Riverside = 50.58 Years (607 Months)
- Roseville = 55.50 Years (666 Months)
- Sacramento = 19.58 Years (235 Months)
- Salinas = 43.58 Years (523 Months)
- San Bernardino = 35.50 Years (426 Months)
- San Diego = 23.58 Years (283 Months)
- San Francisco = 47.58 Years (571 Months)
- San Jose = 63.75 Years (765 Months)
- San Mateo = 53.58 Years (643 Months)
- Santa Ana = 44.00 Years (528 Months)
- Santa Barbara = 73.50 Years (882 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 53.58 Years (643 Months)
- Santa Monica = 67.33 Years (808 Months)
- Santa Rosa = 42.92 Years (515 Months)
- Simi Valley = 59.08 Years (709 Months)
- Stockton = 38.75 Years (465 Months)
- Sunnyvale = 85.58 Years (1027 Months)
- Thousand Oaks = 49.58 Years (595 Months)
- Torrance = 62.58 Years (751 Months)
- Vallejo = 44.33 Years (532 Months)
- Ventura = 52.42 Years (629 Months)
- Visalia = 27.58 Years (331 Months)
Nomad™ and Sell ALL Rentals if SWR Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
Net Worth at 40 Years
- Anaheim = $6.95M
- Arden-Arcade = $6.96M
- Bakersfield = $7.85M
- Berkeley = $6.96M
- Burbank = $6.81M
- Carlsbad = $7.49M
- Chula Vista = $5.57M
- Concord = $5.94M
- Corona = $8.52M
- Costa Mesa = $7.56M
- Elk Grove = $5.62M
- Escondido = $8.25M
- Fontana = $7.13M
- Fremont = $5.08M
- Fresno = $5.13M
- Fullerton = $5.56M
- Garden Grove = $6.16M
- Hayward = $6.15M
- Huntington Beach = $18.81M
- Inglewood = $11.16M
- Irvine = $8.90M
- Lancaster = $9.76M
- Long Beach = $4.94M
- Los Angeles = $10.33M
- Modesto = $8.58M
- Moreno Valley = $7.88M
- Newport Beach = $11.79M
- Oakland = $9.19M
- Oceanside = $9.71M
- Ontario = $9.08M
- Orange = $8.23M
- Oxnard = $9.47M
- Palmdale = $9.89M
- Pasadena = $8.13M
- Pomona = $8.91M
- Rancho Cucamonga = $5.50M
- Riverside = $7.09M
- Roseville = $5.99M
- Sacramento = $24.84M
- Salinas = $9.59M
- San Bernardino = $8.49M
- San Diego = $38.65M
- San Francisco = $11.36M
- San Jose = $5.64M
- San Mateo = $9.37M
- Santa Ana = $10.62M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $7.42M
- Santa Monica = $8.31M
- Santa Rosa = $10.05M
- Simi Valley = $5.50M
- Stockton = $9.42M
- Sunnyvale = $5.29M
- Thousand Oaks = $9.72M
- Torrance = $5.77M
- Vallejo = $8.36M
- Ventura = $7.63M
- Visalia = $8.59M
Month First Achieved Financial Independence
- Anaheim = 61.67 Years (740 Months)
- Arden-Arcade = 50.08 Years (601 Months)
- Bakersfield = 33.17 Years (398 Months)
- Berkeley = 72.08 Years (865 Months)
- Burbank = 68.67 Years (824 Months)
- Carlsbad = 68.33 Years (820 Months)
- Chula Vista = 67.17 Years (806 Months)
- Concord = 61.75 Years (741 Months)
- Corona = 52.58 Years (631 Months)
- Costa Mesa = 66.25 Years (795 Months)
- Elk Grove = 61.75 Years (741 Months)
- Escondido = 56.00 Years (672 Months)
- Fontana = 51.33 Years (616 Months)
- Fremont = 81.17 Years (974 Months)
- Fresno = 49.58 Years (595 Months)
- Fullerton = 70.33 Years (844 Months)
- Garden Grove = 65.33 Years (784 Months)
- Hayward = 66.75 Years (801 Months)
- Huntington Beach = 46.92 Years (563 Months)
- Inglewood = 48.50 Years (582 Months)
- Irvine = 61.42 Years (737 Months)
- Lancaster = 35.00 Years (420 Months)
- Long Beach = 71.50 Years (858 Months)
- Los Angeles = 54.33 Years (652 Months)
- Modesto = 36.25 Years (435 Months)
- Moreno Valley = 47.58 Years (571 Months)
- Newport Beach = 69.17 Years (830 Months)
- Oakland = 52.25 Years (627 Months)
- Oceanside = 52.33 Years (628 Months)
- Ontario = 48.42 Years (581 Months)
- Orange = 59.58 Years (715 Months)
- Oxnard = 50.42 Years (605 Months)
- Palmdale = 43.42 Years (521 Months)
- Pasadena = 64.83 Years (778 Months)
- Pomona = 48.75 Years (585 Months)
- Rancho Cucamonga = 65.75 Years (789 Months)
- Riverside = 53.83 Years (646 Months)
- Roseville = 59.92 Years (719 Months)
- Sacramento = 23.08 Years (277 Months)
- Salinas = 48.50 Years (582 Months)
- San Bernardino = 37.50 Years (450 Months)
- San Diego = 28.58 Years (343 Months)
- San Francisco = 55.83 Years (670 Months)
- San Jose = 75.83 Years (910 Months)
- San Mateo = 63.50 Years (762 Months)
- Santa Ana = 49.25 Years (591 Months)
- Santa Barbara = 86.83 Years (1042 Months)
- Santa Clara = 84.58 Years (1015 Months)
- Santa Clarita = 58.75 Years (705 Months)
- Santa Monica = 84.83 Years (1018 Months)
- Santa Rosa = 49.25 Years (591 Months)
- Simi Valley = 67.50 Years (810 Months)
- Stockton = 42.42 Years (509 Months)
- Sunnyvale = 77.92 Years (935 Months)
- Thousand Oaks = 55.67 Years (668 Months)
- Torrance = 74.50 Years (894 Months)
- Vallejo = 48.17 Years (578 Months)
- Ventura = 57.92 Years (695 Months)
- Visalia = 30.17 Years (362 Months)
Nomad™ Start with $0
Do the traditional Nomad™ strategy except you start with $0 saved up.
Net Worth at 40 Years
- Anaheim = $5.46M
- Arden-Arcade = $5.93M
- Bakersfield = $10.65M
- Berkeley = $4.93M
- Burbank = $5.02M
- Carlsbad = $5.34M
- Chula Vista = $4.51M
- Concord = $4.94M
- Corona = $6.82M
- Costa Mesa = $5.47M
- Elk Grove = $4.76M
- Escondido = $6.49M
- Fontana = $6.05M
- Fremont = $3.89M
- Fresno = $4.63M
- Fullerton = $4.45M
- Garden Grove = $4.88M
- Hayward = $4.86M
- Huntington Beach = $12.06M
- Inglewood = $8.69M
- Irvine = $6.36M
- Lancaster = $12.71M
- Long Beach = $4.07M
- Los Angeles = $7.56M
- Modesto = $10.62M
- Moreno Valley = $6.70M
- Newport Beach = $5.92M
- Oakland = $7.34M
- Oceanside = $7.58M
- Ontario = $7.57M
- Orange = $6.28M
- Oxnard = $7.52M
- Palmdale = $8.33M
- Pasadena = $5.79M
- Pomona = $7.45M
- Rancho Cucamonga = $4.51M
- Riverside = $5.82M
- Roseville = $4.92M
- Sacramento = $22.24M
- Salinas = $7.75M
- San Bernardino = $9.83M
- San Diego = $29.26M
- San Francisco = $7.77M
- San Jose = $4.26M
- San Mateo = $6.25M
- Santa Ana = $8.29M
- Santa Barbara = $4.14M
- Santa Clara = $2.90M
- Santa Clarita = $5.91M
- Santa Monica = $4.51M
- Santa Rosa = $8.08M
- Simi Valley = $4.46M
- Stockton = $8.30M
- Sunnyvale = $3.51M
- Thousand Oaks = $7.16M
- Torrance = $4.33M
- Vallejo = $7.05M
- Ventura = $6.04M
- Visalia = $13.13M
Month First Achieved Financial Independence
- Anaheim = 71.17 Years (854 Months)
- Arden-Arcade = 56.92 Years (683 Months)
- Bakersfield = 35.58 Years (427 Months)
- Berkeley = 83.42 Years (1001 Months)
- Burbank = 79.58 Years (955 Months)
- Carlsbad = 78.58 Years (943 Months)
- Chula Vista = 76.58 Years (919 Months)
- Concord = 70.58 Years (847 Months)
- Corona = 58.25 Years (699 Months)
- Costa Mesa = 77.58 Years (931 Months)
- Elk Grove = 69.58 Years (835 Months)
- Escondido = 63.58 Years (763 Months)
- Fontana = 57.58 Years (691 Months)
- Fremont = 93.33 Years (1120 Months)
- Fresno = 56.58 Years (679 Months)
- Fullerton = 80.58 Years (967 Months)
- Garden Grove = 74.58 Years (895 Months)
- Hayward = 76.25 Years (915 Months)
- Huntington Beach = 53.58 Years (643 Months)
- Inglewood = 54.58 Years (655 Months)
- Irvine = 70.58 Years (847 Months)
- Lancaster = 37.75 Years (453 Months)
- Long Beach = 80.58 Years (967 Months)
- Los Angeles = 61.58 Years (739 Months)
- Modesto = 39.75 Years (477 Months)
- Moreno Valley = 53.08 Years (637 Months)
- Newport Beach = 83.58 Years (1003 Months)
- Oakland = 58.58 Years (703 Months)
- Oceanside = 57.83 Years (694 Months)
- Ontario = 53.58 Years (643 Months)
- Orange = 68.08 Years (817 Months)
- Oxnard = 55.92 Years (671 Months)
- Palmdale = 48.08 Years (577 Months)
- Pasadena = 75.58 Years (907 Months)
- Pomona = 53.58 Years (643 Months)
- Rancho Cucamonga = 73.58 Years (883 Months)
- Riverside = 61.58 Years (739 Months)
- Roseville = 68.58 Years (823 Months)
- Sacramento = 25.08 Years (301 Months)
- Salinas = 54.58 Years (655 Months)
- San Bernardino = 40.58 Years (487 Months)
- San Diego = 34.42 Years (413 Months)
- San Francisco = 63.58 Years (763 Months)
- San Jose = 85.58 Years (1027 Months)
- San Mateo = 74.58 Years (895 Months)
- Santa Ana = 55.92 Years (671 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 92.67 Years (1112 Months)
- Santa Clarita = 67.17 Years (806 Months)
- Santa Monica = 99.75 Years (1197 Months)
- Santa Rosa = 55.58 Years (667 Months)
- Simi Valley = 75.58 Years (907 Months)
- Stockton = 47.17 Years (566 Months)
- Sunnyvale = 86.08 Years (1033 Months)
- Thousand Oaks = 63.50 Years (762 Months)
- Torrance = 84.58 Years (1015 Months)
- Vallejo = 53.83 Years (646 Months)
- Ventura = 64.75 Years (777 Months)
- Visalia = 32.50 Years (390 Months)
Baseline Nomad™ Scenario
Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
Net Worth at 40 Years
- Anaheim = $6.95M
- Arden-Arcade = $6.96M
- Bakersfield = $11.62M
- Berkeley = $6.96M
- Burbank = $6.81M
- Carlsbad = $7.49M
- Chula Vista = $5.57M
- Concord = $5.94M
- Corona = $8.52M
- Costa Mesa = $7.56M
- Elk Grove = $5.62M
- Escondido = $8.25M
- Fontana = $7.13M
- Fremont = $5.08M
- Fresno = $5.13M
- Fullerton = $5.56M
- Garden Grove = $6.16M
- Hayward = $6.15M
- Huntington Beach = $18.81M
- Inglewood = $11.16M
- Irvine = $8.90M
- Lancaster = $14.04M
- Long Beach = $4.94M
- Los Angeles = $10.33M
- Modesto = $11.70M
- Moreno Valley = $7.88M
- Newport Beach = $11.79M
- Oakland = $9.19M
- Oceanside = $9.71M
- Ontario = $9.08M
- Orange = $8.23M
- Oxnard = $9.47M
- Palmdale = $9.89M
- Pasadena = $8.13M
- Pomona = $8.91M
- Rancho Cucamonga = $5.50M
- Riverside = $7.09M
- Roseville = $5.99M
- Sacramento = $24.84M
- Salinas = $9.59M
- San Bernardino = $10.89M
- San Diego = $38.65M
- San Francisco = $11.36M
- San Jose = $5.64M
- San Mateo = $9.37M
- Santa Ana = $10.62M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $7.42M
- Santa Monica = $8.31M
- Santa Rosa = $10.05M
- Simi Valley = $5.50M
- Stockton = $9.42M
- Sunnyvale = $5.29M
- Thousand Oaks = $9.72M
- Torrance = $5.77M
- Vallejo = $8.36M
- Ventura = $7.63M
- Visalia = $14.39M
Month First Achieved Financial Independence
- Anaheim = 66.67 Years (800 Months)
- Arden-Arcade = 54.08 Years (649 Months)
- Bakersfield = 33.58 Years (403 Months)
- Berkeley = 77.42 Years (929 Months)
- Burbank = 73.67 Years (884 Months)
- Carlsbad = 72.58 Years (871 Months)
- Chula Vista = 72.58 Years (871 Months)
- Concord = 66.67 Years (800 Months)
- Corona = 55.67 Years (668 Months)
- Costa Mesa = 71.58 Years (859 Months)
- Elk Grove = 66.58 Years (799 Months)
- Escondido = 60.58 Years (727 Months)
- Fontana = 54.58 Years (655 Months)
- Fremont = 87.25 Years (1047 Months)
- Fresno = 54.58 Years (655 Months)
- Fullerton = 76.42 Years (917 Months)
- Garden Grove = 70.50 Years (846 Months)
- Hayward = 71.58 Years (859 Months)
- Huntington Beach = 47.58 Years (571 Months)
- Inglewood = 50.58 Years (607 Months)
- Irvine = 65.58 Years (787 Months)
- Lancaster = 35.58 Years (427 Months)
- Long Beach = 76.58 Years (919 Months)
- Los Angeles = 56.58 Years (679 Months)
- Modesto = 37.50 Years (450 Months)
- Moreno Valley = 50.33 Years (604 Months)
- Newport Beach = 72.58 Years (871 Months)
- Oakland = 54.58 Years (655 Months)
- Oceanside = 54.17 Years (650 Months)
- Ontario = 50.58 Years (607 Months)
- Orange = 63.58 Years (763 Months)
- Oxnard = 51.58 Years (619 Months)
- Palmdale = 45.08 Years (541 Months)
- Pasadena = 69.58 Years (835 Months)
- Pomona = 50.58 Years (607 Months)
- Rancho Cucamonga = 69.58 Years (835 Months)
- Riverside = 57.67 Years (692 Months)
- Roseville = 65.25 Years (783 Months)
- Sacramento = 23.08 Years (277 Months)
- Salinas = 50.58 Years (607 Months)
- San Bernardino = 38.58 Years (463 Months)
- San Diego = 28.58 Years (343 Months)
- San Francisco = 57.58 Years (691 Months)
- San Jose = 80.58 Years (967 Months)
- San Mateo = 67.58 Years (811 Months)
- Santa Ana = 51.83 Years (622 Months)
- Santa Barbara = 93.58 Years (1123 Months)
- Santa Clara = 84.58 Years (1015 Months)
- Santa Clarita = 63.17 Years (758 Months)
- Santa Monica = 88.83 Years (1066 Months)
- Santa Rosa = 52.58 Years (631 Months)
- Simi Valley = 71.58 Years (859 Months)
- Stockton = 44.92 Years (539 Months)
- Sunnyvale = 77.92 Years (935 Months)
- Thousand Oaks = 58.50 Years (702 Months)
- Torrance = 78.67 Years (944 Months)
- Vallejo = 51.33 Years (616 Months)
- Ventura = 60.92 Years (731 Months)
- Visalia = 30.50 Years (366 Months)
10% Property Manager While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
Net Worth at 40 Years
- Anaheim = $6.18M
- Arden-Arcade = $6.15M
- Bakersfield = $9.93M
- Berkeley = $6.66M
- Burbank = $6.40M
- Carlsbad = $7.00M
- Chula Vista = $5.12M
- Concord = $5.37M
- Corona = $7.31M
- Costa Mesa = $7.02M
- Elk Grove = $5.02M
- Escondido = $7.10M
- Fontana = $6.31M
- Fremont = $4.95M
- Fresno = $4.66M
- Fullerton = $5.25M
- Garden Grove = $5.64M
- Hayward = $5.68M
- Huntington Beach = $14.85M
- Inglewood = $9.20M
- Irvine = $7.93M
- Lancaster = $11.19M
- Long Beach = $4.66M
- Los Angeles = $8.78M
- Modesto = $9.44M
- Moreno Valley = $6.64M
- Newport Beach = $11.20M
- Oakland = $7.69M
- Oceanside = $8.24M
- Ontario = $7.66M
- Orange = $7.27M
- Oxnard = $7.85M
- Palmdale = $7.89M
- Pasadena = $7.48M
- Pomona = $7.47M
- Rancho Cucamonga = $4.98M
- Riverside = $6.00M
- Roseville = $5.29M
- Sacramento = $19.41M
- Salinas = $8.10M
- San Bernardino = $9.06M
- San Diego = $30.98M
- San Francisco = $9.79M
- San Jose = $5.38M
- San Mateo = $8.56M
- Santa Ana = $9.00M
- Santa Barbara = $6.31M
- Santa Clara = $4.42M
- Santa Clarita = $6.47M
- Santa Monica = $8.25M
- Santa Rosa = $8.32M
- Simi Valley = $5.08M
- Stockton = $7.59M
- Sunnyvale = $5.26M
- Thousand Oaks = $8.41M
- Torrance = $5.55M
- Vallejo = $7.16M
- Ventura = $6.74M
- Visalia = $11.51M
Month First Achieved Financial Independence
- Anaheim = 73.67 Years (884 Months)
- Arden-Arcade = 59.58 Years (715 Months)
- Bakersfield = 39.42 Years (473 Months)
- Berkeley = 85.58 Years (1027 Months)
- Burbank = 79.42 Years (953 Months)
- Carlsbad = 81.17 Years (974 Months)
- Chula Vista = 79.58 Years (955 Months)
- Concord = 73.17 Years (878 Months)
- Corona = 63.58 Years (763 Months)
- Costa Mesa = 78.58 Years (943 Months)
- Elk Grove = 75.58 Years (907 Months)
- Escondido = 67.83 Years (814 Months)
- Fontana = 59.42 Years (713 Months)
- Fremont = 97.58 Years (1171 Months)
- Fresno = 57.58 Years (691 Months)
- Fullerton = 82.75 Years (993 Months)
- Garden Grove = 76.92 Years (923 Months)
- Hayward = 80.58 Years (967 Months)
- Huntington Beach = 54.58 Years (655 Months)
- Inglewood = 58.58 Years (703 Months)
- Irvine = 72.33 Years (868 Months)
- Lancaster = 42.58 Years (511 Months)
- Long Beach = 85.58 Years (1027 Months)
- Los Angeles = 65.92 Years (791 Months)
- Modesto = 43.58 Years (523 Months)
- Moreno Valley = 58.33 Years (700 Months)
- Newport Beach = 79.42 Years (953 Months)
- Oakland = 63.58 Years (763 Months)
- Oceanside = 62.75 Years (753 Months)
- Ontario = 57.58 Years (691 Months)
- Orange = 70.58 Years (847 Months)
- Oxnard = 61.00 Years (732 Months)
- Palmdale = 52.58 Years (631 Months)
- Pasadena = 76.33 Years (916 Months)
- Pomona = 59.83 Years (718 Months)
- Rancho Cucamonga = 79.58 Years (955 Months)
- Riverside = 64.75 Years (777 Months)
- Roseville = 72.58 Years (871 Months)
- Sacramento = 29.67 Years (356 Months)
- Salinas = 56.50 Years (678 Months)
- San Bernardino = 43.58 Years (523 Months)
- San Diego = 36.58 Years (439 Months)
- San Francisco = 65.58 Years (787 Months)
- San Jose = 89.75 Years (1077 Months)
- San Mateo = 74.58 Years (895 Months)
- Santa Ana = 58.17 Years (698 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 84.67 Years (1016 Months)
- Santa Clarita = 70.25 Years (843 Months)
- Santa Monica = 99.75 Years (1197 Months)
- Santa Rosa = 59.58 Years (715 Months)
- Simi Valley = 81.17 Years (974 Months)
- Stockton = 51.58 Years (619 Months)
- Sunnyvale = 78.08 Years (937 Months)
- Thousand Oaks = 66.58 Years (799 Months)
- Torrance = 88.42 Years (1061 Months)
- Vallejo = 56.58 Years (679 Months)
- Ventura = 69.08 Years (829 Months)
- Visalia = 35.33 Years (424 Months)
3% Property Price Discount While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
Net Worth at 40 Years
- Anaheim = $7.91M
- Arden-Arcade = $7.96M
- Bakersfield = $13.66M
- Berkeley = $7.97M
- Burbank = $7.75M
- Carlsbad = $8.53M
- Chula Vista = $6.29M
- Concord = $6.75M
- Corona = $9.79M
- Costa Mesa = $8.89M
- Elk Grove = $6.40M
- Escondido = $9.42M
- Fontana = $8.14M
- Fremont = $5.72M
- Fresno = $5.60M
- Fullerton = $6.33M
- Garden Grove = $6.99M
- Hayward = $7.00M
- Huntington Beach = $22.60M
- Inglewood = $13.19M
- Irvine = $10.33M
- Lancaster = $16.08M
- Long Beach = $5.60M
- Los Angeles = $11.94M
- Modesto = $13.28M
- Moreno Valley = $8.93M
- Newport Beach = $13.73M
- Oakland = $10.93M
- Oceanside = $11.35M
- Ontario = $10.59M
- Orange = $9.55M
- Oxnard = $10.95M
- Palmdale = $11.60M
- Pasadena = $9.38M
- Pomona = $10.49M
- Rancho Cucamonga = $6.27M
- Riverside = $8.11M
- Roseville = $6.70M
- Sacramento = $28.12M
- Salinas = $11.35M
- San Bernardino = $12.74M
- San Diego = $42.39M
- San Francisco = $13.12M
- San Jose = $6.33M
- San Mateo = $10.92M
- Santa Ana = $12.48M
- Santa Barbara = $6.67M
- Santa Clara = $4.61M
- Santa Clarita = $8.70M
- Santa Monica = $8.89M
- Santa Rosa = $11.81M
- Simi Valley = $6.22M
- Stockton = $11.03M
- Sunnyvale = $5.51M
- Thousand Oaks = $11.41M
- Torrance = $6.48M
- Vallejo = $9.90M
- Ventura = $8.88M
- Visalia = $16.13M
Month First Achieved Financial Independence
- Anaheim = 65.25 Years (783 Months)
- Arden-Arcade = 51.42 Years (617 Months)
- Bakersfield = 31.92 Years (383 Months)
- Berkeley = 72.58 Years (871 Months)
- Burbank = 69.92 Years (839 Months)
- Carlsbad = 70.58 Years (847 Months)
- Chula Vista = 69.58 Years (835 Months)
- Concord = 65.08 Years (781 Months)
- Corona = 52.58 Years (631 Months)
- Costa Mesa = 67.33 Years (808 Months)
- Elk Grove = 64.67 Years (776 Months)
- Escondido = 57.58 Years (691 Months)
- Fontana = 52.33 Years (628 Months)
- Fremont = 85.58 Years (1027 Months)
- Fresno = 52.58 Years (631 Months)
- Fullerton = 72.83 Years (874 Months)
- Garden Grove = 67.25 Years (807 Months)
- Hayward = 68.58 Years (823 Months)
- Huntington Beach = 44.58 Years (535 Months)
- Inglewood = 47.83 Years (574 Months)
- Irvine = 62.58 Years (751 Months)
- Lancaster = 33.58 Years (403 Months)
- Long Beach = 74.58 Years (895 Months)
- Los Angeles = 54.58 Years (655 Months)
- Modesto = 35.58 Years (427 Months)
- Moreno Valley = 47.75 Years (573 Months)
- Newport Beach = 69.58 Years (835 Months)
- Oakland = 50.58 Years (607 Months)
- Oceanside = 52.33 Years (628 Months)
- Ontario = 48.50 Years (582 Months)
- Orange = 61.58 Years (739 Months)
- Oxnard = 50.58 Years (607 Months)
- Palmdale = 42.58 Years (511 Months)
- Pasadena = 67.50 Years (810 Months)
- Pomona = 48.58 Years (583 Months)
- Rancho Cucamonga = 67.58 Years (811 Months)
- Riverside = 56.08 Years (673 Months)
- Roseville = 63.58 Years (763 Months)
- Sacramento = 19.58 Years (235 Months)
- Salinas = 48.58 Years (583 Months)
- San Bernardino = 36.58 Years (439 Months)
- San Diego = 27.33 Years (328 Months)
- San Francisco = 55.58 Years (667 Months)
- San Jose = 78.58 Years (943 Months)
- San Mateo = 63.58 Years (763 Months)
- Santa Ana = 49.58 Years (595 Months)
- Santa Barbara = 92.75 Years (1113 Months)
- Santa Clara = 84.25 Years (1011 Months)
- Santa Clarita = 60.58 Years (727 Months)
- Santa Monica = 87.58 Years (1051 Months)
- Santa Rosa = 48.58 Years (583 Months)
- Simi Valley = 70.00 Years (840 Months)
- Stockton = 42.58 Years (511 Months)
- Sunnyvale = 77.50 Years (930 Months)
- Thousand Oaks = 54.58 Years (655 Months)
- Torrance = 77.50 Years (930 Months)
- Vallejo = 47.92 Years (575 Months)
- Ventura = 58.92 Years (707 Months)
- Visalia = 27.58 Years (331 Months)
Nomad™ and Payoff OO if Achieves FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
Net Worth at 40 Years
- Anaheim = $6.95M
- Arden-Arcade = $6.96M
- Bakersfield = $11.62M
- Berkeley = $6.96M
- Burbank = $6.81M
- Carlsbad = $7.49M
- Chula Vista = $5.57M
- Concord = $5.94M
- Corona = $8.52M
- Costa Mesa = $7.56M
- Elk Grove = $5.62M
- Escondido = $8.25M
- Fontana = $7.13M
- Fremont = $5.08M
- Fresno = $5.13M
- Fullerton = $5.56M
- Garden Grove = $6.16M
- Hayward = $6.15M
- Huntington Beach = $18.81M
- Inglewood = $11.16M
- Irvine = $8.90M
- Lancaster = $14.04M
- Long Beach = $4.94M
- Los Angeles = $10.33M
- Modesto = $11.70M
- Moreno Valley = $7.88M
- Newport Beach = $11.79M
- Oakland = $9.19M
- Oceanside = $9.71M
- Ontario = $9.08M
- Orange = $8.23M
- Oxnard = $9.47M
- Palmdale = $9.89M
- Pasadena = $8.13M
- Pomona = $8.91M
- Rancho Cucamonga = $5.50M
- Riverside = $7.09M
- Roseville = $5.99M
- Sacramento = $24.84M
- Salinas = $9.59M
- San Bernardino = $10.89M
- San Diego = $38.65M
- San Francisco = $11.36M
- San Jose = $5.64M
- San Mateo = $9.37M
- Santa Ana = $10.62M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $7.42M
- Santa Monica = $8.31M
- Santa Rosa = $10.05M
- Simi Valley = $5.50M
- Stockton = $9.42M
- Sunnyvale = $5.29M
- Thousand Oaks = $9.72M
- Torrance = $5.77M
- Vallejo = $8.36M
- Ventura = $7.63M
- Visalia = $14.39M
Month First Achieved Financial Independence
- Anaheim = 66.67 Years (800 Months)
- Arden-Arcade = 54.08 Years (649 Months)
- Bakersfield = 33.58 Years (403 Months)
- Berkeley = 77.42 Years (929 Months)
- Burbank = 73.67 Years (884 Months)
- Carlsbad = 72.58 Years (871 Months)
- Chula Vista = 72.58 Years (871 Months)
- Concord = 66.67 Years (800 Months)
- Corona = 55.67 Years (668 Months)
- Costa Mesa = 71.58 Years (859 Months)
- Elk Grove = 66.58 Years (799 Months)
- Escondido = 60.58 Years (727 Months)
- Fontana = 54.58 Years (655 Months)
- Fremont = 87.25 Years (1047 Months)
- Fresno = 51.00 Years (612 Months)
- Fullerton = 76.42 Years (917 Months)
- Garden Grove = 70.50 Years (846 Months)
- Hayward = 71.58 Years (859 Months)
- Huntington Beach = 47.58 Years (571 Months)
- Inglewood = 50.58 Years (607 Months)
- Irvine = 65.58 Years (787 Months)
- Lancaster = 35.58 Years (427 Months)
- Long Beach = 76.58 Years (919 Months)
- Los Angeles = 56.58 Years (679 Months)
- Modesto = 37.50 Years (450 Months)
- Moreno Valley = 50.33 Years (604 Months)
- Newport Beach = 72.58 Years (871 Months)
- Oakland = 54.58 Years (655 Months)
- Oceanside = 54.17 Years (650 Months)
- Ontario = 50.58 Years (607 Months)
- Orange = 63.58 Years (763 Months)
- Oxnard = 51.58 Years (619 Months)
- Palmdale = 45.08 Years (541 Months)
- Pasadena = 69.58 Years (835 Months)
- Pomona = 50.58 Years (607 Months)
- Rancho Cucamonga = 69.58 Years (835 Months)
- Riverside = 57.67 Years (692 Months)
- Roseville = 65.25 Years (783 Months)
- Sacramento = 23.08 Years (277 Months)
- Salinas = 50.58 Years (607 Months)
- San Bernardino = 38.58 Years (463 Months)
- San Diego = 28.58 Years (343 Months)
- San Francisco = 57.58 Years (691 Months)
- San Jose = 80.58 Years (967 Months)
- San Mateo = 67.58 Years (811 Months)
- Santa Ana = 51.83 Years (622 Months)
- Santa Barbara = 93.58 Years (1123 Months)
- Santa Clara = 84.58 Years (1015 Months)
- Santa Clarita = 63.17 Years (758 Months)
- Santa Monica = 88.83 Years (1066 Months)
- Santa Rosa = 52.58 Years (631 Months)
- Simi Valley = 71.58 Years (859 Months)
- Stockton = 44.92 Years (539 Months)
- Sunnyvale = 77.92 Years (935 Months)
- Thousand Oaks = 58.50 Years (702 Months)
- Torrance = 78.67 Years (944 Months)
- Vallejo = 51.33 Years (616 Months)
- Ventura = 60.92 Years (731 Months)
- Visalia = 30.50 Years (366 Months)
Buy Non-Owner-Occupant All Cash As Renter
Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
Net Worth at 40 Years
- Anaheim = $4.77M
- Arden-Arcade = $4.71M
- Bakersfield = $5.05M
- Berkeley = $5.03M
- Burbank = $4.92M
- Carlsbad = $5.01M
- Chula Vista = $4.63M
- Concord = $4.58M
- Corona = $4.76M
- Costa Mesa = $4.99M
- Elk Grove = $4.50M
- Escondido = $4.80M
- Fontana = $4.73M
- Fremont = $4.84M
- Fresno = $4.37M
- Fullerton = $4.70M
- Garden Grove = $4.69M
- Hayward = $4.75M
- Huntington Beach = $5.18M
- Inglewood = $4.96M
- Irvine = $5.01M
- Lancaster = $5.59M
- Long Beach = $4.58M
- Los Angeles = $4.99M
- Modesto = $5.44M
- Moreno Valley = $4.81M
- Newport Beach = $6.12M
- Oakland = $4.87M
- Oceanside = $4.91M
- Ontario = $4.88M
- Orange = $4.91M
- Oxnard = $4.84M
- Palmdale = $5.04M
- Pasadena = $5.00M
- Pomona = $4.86M
- Rancho Cucamonga = $4.57M
- Riverside = $4.66M
- Roseville = $4.54M
- Sacramento = $5.75M
- Salinas = $4.90M
- San Bernardino = $5.44M
- San Diego = $5.49M
- San Francisco = $5.07M
- San Jose = $4.83M
- San Mateo = $5.11M
- Santa Ana = $4.94M
- Santa Barbara = $5.45M
- Santa Clara = $5.37M
- Santa Clarita = $4.73M
- Santa Monica = $6.17M
- Santa Rosa = $4.90M
- Simi Valley = $4.61M
- Stockton = $5.06M
- Sunnyvale = $5.38M
- Thousand Oaks = $4.98M
- Torrance = $4.85M
- Vallejo = $4.85M
- Ventura = $4.79M
- Visalia = $5.07M
Month First Achieved Financial Independence
- Anaheim = 64.58 Years (775 Months)
- Arden-Arcade = 51.75 Years (621 Months)
- Bakersfield = 36.75 Years (441 Months)
- Berkeley = 75.58 Years (907 Months)
- Burbank = 71.58 Years (859 Months)
- Carlsbad = 72.58 Years (871 Months)
- Chula Vista = 67.58 Years (811 Months)
- Concord = 63.58 Years (763 Months)
- Corona = 57.58 Years (691 Months)
- Costa Mesa = 70.58 Years (847 Months)
- Elk Grove = 62.58 Years (751 Months)
- Escondido = 61.58 Years (739 Months)
- Fontana = 53.58 Years (643 Months)
- Fremont = 79.58 Years (955 Months)
- Fresno = 49.33 Years (592 Months)
- Fullerton = 70.92 Years (851 Months)
- Garden Grove = 67.58 Years (811 Months)
- Hayward = 68.58 Years (823 Months)
- Huntington Beach = 61.08 Years (733 Months)
- Inglewood = 55.92 Years (671 Months)
- Irvine = 67.75 Years (813 Months)
- Lancaster = 42.25 Years (507 Months)
- Long Beach = 69.75 Years (837 Months)
- Los Angeles = 61.58 Years (739 Months)
- Modesto = 40.58 Years (487 Months)
- Moreno Valley = 50.58 Years (607 Months)
- Newport Beach = 79.58 Years (955 Months)
- Oakland = 57.75 Years (693 Months)
- Oceanside = 58.58 Years (703 Months)
- Ontario = 53.33 Years (640 Months)
- Orange = 64.58 Years (775 Months)
- Oxnard = 56.58 Years (679 Months)
- Palmdale = 47.58 Years (571 Months)
- Pasadena = 70.58 Years (847 Months)
- Pomona = 52.67 Years (632 Months)
- Rancho Cucamonga = 66.58 Years (799 Months)
- Riverside = 56.83 Years (682 Months)
- Roseville = 61.58 Years (739 Months)
- Sacramento = 37.58 Years (451 Months)
- Salinas = 54.58 Years (655 Months)
- San Bernardino = 40.58 Years (487 Months)
- San Diego = 51.67 Years (620 Months)
- San Francisco = 65.58 Years (787 Months)
- San Jose = 75.58 Years (907 Months)
- San Mateo = 71.58 Years (859 Months)
- Santa Ana = 56.58 Years (679 Months)
- Santa Barbara = 87.58 Years (1051 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 62.58 Years (751 Months)
- Santa Monica = 89.58 Years (1075 Months)
- Santa Rosa = 55.58 Years (667 Months)
- Simi Valley = 67.67 Years (812 Months)
- Stockton = 45.58 Years (547 Months)
- Sunnyvale = 96.58 Years (1159 Months)
- Thousand Oaks = 62.50 Years (750 Months)
- Torrance = 75.00 Years (900 Months)
- Vallejo = 51.58 Years (619 Months)
- Ventura = 62.50 Years (750 Months)
- Visalia = 35.33 Years (424 Months)
Buy Non-Owner-Occupant All Cash
Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
Net Worth at 40 Years
- Anaheim = $6.43M
- Arden-Arcade = $6.24M
- Bakersfield = $7.33M
- Berkeley = $6.90M
- Burbank = $6.63M
- Carlsbad = $7.17M
- Chula Vista = $5.53M
- Concord = $5.72M
- Corona = $7.03M
- Costa Mesa = $7.19M
- Elk Grove = $5.45M
- Escondido = $6.93M
- Fontana = $6.42M
- Fremont = $5.25M
- Fresno = $5.01M
- Fullerton = $5.62M
- Garden Grove = $5.95M
- Hayward = $5.98M
- Huntington Beach = $11.60M
- Inglewood = $8.18M
- Irvine = $7.86M
- Lancaster = $7.17M
- Long Beach = $5.08M
- Los Angeles = $8.18M
- Modesto = $6.67M
- Moreno Valley = $6.52M
- Newport Beach = $11.12M
- Oakland = $7.43M
- Oceanside = $7.62M
- Ontario = $7.14M
- Orange = $7.28M
- Oxnard = $7.33M
- Palmdale = $7.26M
- Pasadena = $7.54M
- Pomona = $7.12M
- Rancho Cucamonga = $5.41M
- Riverside = $6.11M
- Roseville = $5.60M
- Sacramento = $10.62M
- Salinas = $7.72M
- San Bernardino = $6.60M
- San Diego = $15.74M
- San Francisco = $9.03M
- San Jose = $5.73M
- San Mateo = $8.43M
- Santa Ana = $8.16M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $6.59M
- Santa Monica = $8.31M
- Santa Rosa = $7.61M
- Simi Valley = $5.46M
- Stockton = $6.72M
- Sunnyvale = $5.29M
- Thousand Oaks = $8.00M
- Torrance = $5.84M
- Vallejo = $6.88M
- Ventura = $6.76M
- Visalia = $7.60M
Month First Achieved Financial Independence
- Anaheim = 54.58 Years (655 Months)
- Arden-Arcade = 43.58 Years (523 Months)
- Bakersfield = 33.00 Years (396 Months)
- Berkeley = 62.75 Years (753 Months)
- Burbank = 59.67 Years (716 Months)
- Carlsbad = 60.50 Years (726 Months)
- Chula Vista = 58.58 Years (703 Months)
- Concord = 53.75 Years (645 Months)
- Corona = 47.25 Years (567 Months)
- Costa Mesa = 58.00 Years (696 Months)
- Elk Grove = 53.92 Years (647 Months)
- Escondido = 50.58 Years (607 Months)
- Fontana = 44.58 Years (535 Months)
- Fremont = 70.58 Years (847 Months)
- Fresno = 42.75 Years (513 Months)
- Fullerton = 60.67 Years (728 Months)
- Garden Grove = 57.17 Years (686 Months)
- Hayward = 58.58 Years (703 Months)
- Huntington Beach = 45.00 Years (540 Months)
- Inglewood = 44.08 Years (529 Months)
- Irvine = 54.58 Years (655 Months)
- Lancaster = 33.83 Years (406 Months)
- Long Beach = 62.25 Years (747 Months)
- Los Angeles = 49.00 Years (588 Months)
- Modesto = 33.42 Years (401 Months)
- Moreno Valley = 42.58 Years (511 Months)
- Newport Beach = 60.75 Years (729 Months)
- Oakland = 46.83 Years (562 Months)
- Oceanside = 47.42 Years (569 Months)
- Ontario = 43.58 Years (523 Months)
- Orange = 52.58 Years (631 Months)
- Oxnard = 45.58 Years (547 Months)
- Palmdale = 39.58 Years (475 Months)
- Pasadena = 57.42 Years (689 Months)
- Pomona = 43.58 Years (523 Months)
- Rancho Cucamonga = 57.92 Years (695 Months)
- Riverside = 48.25 Years (579 Months)
- Roseville = 52.83 Years (634 Months)
- Sacramento = 29.50 Years (354 Months)
- Salinas = 42.58 Years (511 Months)
- San Bernardino = 33.42 Years (401 Months)
- San Diego = 37.50 Years (450 Months)
- San Francisco = 50.00 Years (600 Months)
- San Jose = 65.92 Years (791 Months)
- San Mateo = 56.33 Years (676 Months)
- Santa Ana = 44.08 Years (529 Months)
- Santa Barbara = 74.42 Years (893 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 52.50 Years (630 Months)
- Santa Monica = 73.50 Years (882 Months)
- Santa Rosa = 44.75 Years (537 Months)
- Simi Valley = 58.92 Years (707 Months)
- Stockton = 38.58 Years (463 Months)
- Sunnyvale = 85.58 Years (1027 Months)
- Thousand Oaks = 49.58 Years (595 Months)
- Torrance = 64.92 Years (779 Months)
- Vallejo = 42.67 Years (512 Months)
- Ventura = 51.17 Years (614 Months)
- Visalia = 31.17 Years (374 Months)
Nomad™ and Sell SOME Rentals to Payoff Others if FI
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
Net Worth at 40 Years
- Anaheim = $6.84M
- Arden-Arcade = $7.04M
- Bakersfield = $8.99M
- Berkeley = $6.95M
- Burbank = $6.79M
- Carlsbad = $7.46M
- Chula Vista = $5.56M
- Concord = $5.85M
- Corona = $8.46M
- Costa Mesa = $7.53M
- Elk Grove = $5.59M
- Escondido = $8.25M
- Fontana = $7.20M
- Fremont = $5.07M
- Fresno = $5.19M
- Fullerton = $5.55M
- Garden Grove = $6.13M
- Hayward = $6.12M
- Huntington Beach = $18.81M
- Inglewood = $11.16M
- Irvine = $8.72M
- Lancaster = $10.13M
- Long Beach = $4.93M
- Los Angeles = $10.33M
- Modesto = $9.42M
- Moreno Valley = $8.00M
- Newport Beach = $11.78M
- Oakland = $9.19M
- Oceanside = $9.71M
- Ontario = $9.08M
- Orange = $8.23M
- Oxnard = $9.47M
- Palmdale = $9.12M
- Pasadena = $8.02M
- Pomona = $8.91M
- Rancho Cucamonga = $5.52M
- Riverside = $7.09M
- Roseville = $5.99M
- Sacramento = $18.26M
- Salinas = $9.73M
- San Bernardino = $8.83M
- San Diego = $25.57M
- San Francisco = $11.36M
- San Jose = $5.63M
- San Mateo = $9.28M
- Santa Ana = $10.61M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $7.36M
- Santa Monica = $8.31M
- Santa Rosa = $10.05M
- Simi Valley = $5.49M
- Stockton = $8.60M
- Sunnyvale = $5.29M
- Thousand Oaks = $9.72M
- Torrance = $5.76M
- Vallejo = $8.51M
- Ventura = $7.59M
- Visalia = $10.78M
Month First Achieved Financial Independence
- Anaheim = 57.75 Years (693 Months)
- Arden-Arcade = 46.83 Years (562 Months)
- Bakersfield = 28.33 Years (340 Months)
- Berkeley = 71.33 Years (856 Months)
- Burbank = 65.67 Years (788 Months)
- Carlsbad = 64.58 Years (775 Months)
- Chula Vista = 66.08 Years (793 Months)
- Concord = 61.58 Years (739 Months)
- Corona = 48.83 Years (586 Months)
- Costa Mesa = 62.75 Years (753 Months)
- Elk Grove = 60.00 Years (720 Months)
- Escondido = 51.42 Years (617 Months)
- Fontana = 48.08 Years (577 Months)
- Fremont = 83.50 Years (1002 Months)
- Fresno = 48.58 Years (583 Months)
- Fullerton = 70.00 Years (840 Months)
- Garden Grove = 64.83 Years (778 Months)
- Hayward = 65.92 Years (791 Months)
- Huntington Beach = 42.00 Years (504 Months)
- Inglewood = 42.67 Years (512 Months)
- Irvine = 58.00 Years (696 Months)
- Lancaster = 29.08 Years (349 Months)
- Long Beach = 70.75 Years (849 Months)
- Los Angeles = 50.58 Years (607 Months)
- Modesto = 31.25 Years (375 Months)
- Moreno Valley = 43.58 Years (523 Months)
- Newport Beach = 65.50 Years (786 Months)
- Oakland = 48.75 Years (585 Months)
- Oceanside = 48.58 Years (583 Months)
- Ontario = 45.08 Years (541 Months)
- Orange = 56.00 Years (672 Months)
- Oxnard = 46.00 Years (552 Months)
- Palmdale = 38.33 Years (460 Months)
- Pasadena = 61.17 Years (734 Months)
- Pomona = 45.08 Years (541 Months)
- Rancho Cucamonga = 64.33 Years (772 Months)
- Riverside = 49.67 Years (596 Months)
- Roseville = 58.50 Years (702 Months)
- Sacramento = 21.67 Years (260 Months)
- Salinas = 42.58 Years (511 Months)
- San Bernardino = 32.75 Years (393 Months)
- San Diego = 26.83 Years (322 Months)
- San Francisco = 49.67 Years (596 Months)
- San Jose = 74.17 Years (890 Months)
- San Mateo = 60.33 Years (724 Months)
- Santa Ana = 43.67 Years (524 Months)
- Santa Barbara = 86.75 Years (1041 Months)
- Santa Clara = 84.58 Years (1015 Months)
- Santa Clarita = 54.00 Years (648 Months)
- Santa Monica = 84.08 Years (1009 Months)
- Santa Rosa = 45.33 Years (544 Months)
- Simi Valley = 66.25 Years (795 Months)
- Stockton = 38.42 Years (461 Months)
- Sunnyvale = 77.92 Years (935 Months)
- Thousand Oaks = 52.08 Years (625 Months)
- Torrance = 73.17 Years (878 Months)
- Vallejo = 44.42 Years (533 Months)
- Ventura = 55.08 Years (661 Months)
- Visalia = 25.75 Years (309 Months)
.25 Worse Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $6.42M
- Arden-Arcade = $6.43M
- Bakersfield = $10.52M
- Berkeley = $6.52M
- Burbank = $6.30M
- Carlsbad = $6.90M
- Chula Vista = $5.23M
- Concord = $5.54M
- Corona = $7.69M
- Costa Mesa = $7.08M
- Elk Grove = $5.26M
- Escondido = $7.52M
- Fontana = $6.62M
- Fremont = $4.84M
- Fresno = $4.82M
- Fullerton = $5.25M
- Garden Grove = $5.74M
- Hayward = $5.76M
- Huntington Beach = $16.26M
- Inglewood = $9.97M
- Irvine = $8.20M
- Lancaster = $12.46M
- Long Beach = $4.66M
- Los Angeles = $9.29M
- Modesto = $10.50M
- Moreno Valley = $7.10M
- Newport Beach = $10.88M
- Oakland = $8.47M
- Oceanside = $8.91M
- Ontario = $8.27M
- Orange = $7.58M
- Oxnard = $8.46M
- Palmdale = $9.10M
- Pasadena = $7.58M
- Pomona = $8.11M
- Rancho Cucamonga = $5.09M
- Riverside = $6.46M
- Roseville = $5.56M
- Sacramento = $21.80M
- Salinas = $8.56M
- San Bernardino = $9.73M
- San Diego = $35.57M
- San Francisco = $10.32M
- San Jose = $5.27M
- San Mateo = $8.55M
- Santa Ana = $9.73M
- Santa Barbara = $6.15M
- Santa Clara = $4.29M
- Santa Clarita = $6.84M
- Santa Monica = $8.05M
- Santa Rosa = $9.01M
- Simi Valley = $5.17M
- Stockton = $8.60M
- Sunnyvale = $5.13M
- Thousand Oaks = $8.88M
- Torrance = $5.43M
- Vallejo = $7.53M
- Ventura = $7.05M
- Visalia = $13.15M
Month First Achieved Financial Independence
- Anaheim = 67.92 Years (815 Months)
- Arden-Arcade = 55.25 Years (663 Months)
- Bakersfield = 34.58 Years (415 Months)
- Berkeley = 79.58 Years (955 Months)
- Burbank = 76.33 Years (916 Months)
- Carlsbad = 75.58 Years (907 Months)
- Chula Vista = 75.17 Years (902 Months)
- Concord = 69.58 Years (835 Months)
- Corona = 56.75 Years (681 Months)
- Costa Mesa = 71.92 Years (863 Months)
- Elk Grove = 67.50 Years (810 Months)
- Escondido = 62.08 Years (745 Months)
- Fontana = 56.42 Years (677 Months)
- Fremont = 88.67 Years (1064 Months)
- Fresno = 54.58 Years (655 Months)
- Fullerton = 76.58 Years (919 Months)
- Garden Grove = 72.83 Years (874 Months)
- Hayward = 74.50 Years (894 Months)
- Huntington Beach = 50.58 Years (607 Months)
- Inglewood = 51.67 Years (620 Months)
- Irvine = 66.08 Years (793 Months)
- Lancaster = 37.92 Years (455 Months)
- Long Beach = 78.17 Years (938 Months)
- Los Angeles = 59.17 Years (710 Months)
- Modesto = 38.50 Years (462 Months)
- Moreno Valley = 52.83 Years (634 Months)
- Newport Beach = 75.58 Years (907 Months)
- Oakland = 55.58 Years (667 Months)
- Oceanside = 56.58 Years (679 Months)
- Ontario = 52.75 Years (633 Months)
- Orange = 65.58 Years (787 Months)
- Oxnard = 55.00 Years (660 Months)
- Palmdale = 46.75 Years (561 Months)
- Pasadena = 71.58 Years (859 Months)
- Pomona = 51.75 Years (621 Months)
- Rancho Cucamonga = 72.67 Years (872 Months)
- Riverside = 60.58 Years (727 Months)
- Roseville = 66.25 Years (795 Months)
- Sacramento = 25.67 Years (308 Months)
- Salinas = 53.58 Years (643 Months)
- San Bernardino = 40.58 Years (487 Months)
- San Diego = 30.92 Years (371 Months)
- San Francisco = 58.75 Years (705 Months)
- San Jose = 82.58 Years (991 Months)
- San Mateo = 68.58 Years (823 Months)
- Santa Ana = 53.25 Years (639 Months)
- Santa Barbara = 72.92 Years (875 Months)
- Santa Clara = 84.75 Years (1017 Months)
- Santa Clarita = 65.33 Years (784 Months)
- Santa Monica = 91.17 Years (1094 Months)
- Santa Rosa = 53.25 Years (639 Months)
- Simi Valley = 74.25 Years (891 Months)
- Stockton = 46.58 Years (559 Months)
- Sunnyvale = 78.33 Years (940 Months)
- Thousand Oaks = 59.58 Years (715 Months)
- Torrance = 81.25 Years (975 Months)
- Vallejo = 53.58 Years (643 Months)
- Ventura = 63.58 Years (763 Months)
- Visalia = 32.58 Years (391 Months)
.5 Better Interest Rate While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
Net Worth at 40 Years
- Anaheim = $8.45M
- Arden-Arcade = $8.53M
- Bakersfield = $14.16M
- Berkeley = $8.22M
- Burbank = $7.96M
- Carlsbad = $8.84M
- Chula Vista = $6.56M
- Concord = $7.10M
- Corona = $10.30M
- Costa Mesa = $8.99M
- Elk Grove = $6.62M
- Escondido = $9.87M
- Fontana = $8.69M
- Fremont = $5.89M
- Fresno = $5.97M
- Fullerton = $6.53M
- Garden Grove = $7.28M
- Hayward = $7.25M
- Huntington Beach = $23.80M
- Inglewood = $14.10M
- Irvine = $10.99M
- Lancaster = $16.33M
- Long Beach = $5.68M
- Los Angeles = $12.59M
- Modesto = $14.07M
- Moreno Valley = $9.28M
- Newport Beach = $13.98M
- Oakland = $11.43M
- Oceanside = $11.94M
- Ontario = $11.32M
- Orange = $10.19M
- Oxnard = $11.50M
- Palmdale = $12.47M
- Pasadena = $9.85M
- Pomona = $11.11M
- Rancho Cucamonga = $6.40M
- Riverside = $8.52M
- Roseville = $6.90M
- Sacramento = $29.23M
- Salinas = $12.12M
- San Bernardino = $13.06M
- San Diego = $43.69M
- San Francisco = $14.01M
- San Jose = $6.48M
- San Mateo = $11.22M
- Santa Ana = $13.33M
- Santa Barbara = $6.67M
- Santa Clara = $4.70M
- Santa Clarita = $9.03M
- Santa Monica = $8.99M
- Santa Rosa = $12.69M
- Simi Valley = $6.43M
- Stockton = $11.81M
- Sunnyvale = $5.62M
- Thousand Oaks = $11.96M
- Torrance = $6.63M
- Vallejo = $10.38M
- Ventura = $9.23M
- Visalia = $16.99M
Month First Achieved Financial Independence
- Anaheim = 62.58 Years (751 Months)
- Arden-Arcade = 49.58 Years (595 Months)
- Bakersfield = 30.58 Years (367 Months)
- Berkeley = 70.83 Years (850 Months)
- Burbank = 69.17 Years (830 Months)
- Carlsbad = 69.08 Years (829 Months)
- Chula Vista = 67.58 Years (811 Months)
- Concord = 62.58 Years (751 Months)
- Corona = 50.92 Years (611 Months)
- Costa Mesa = 67.58 Years (811 Months)
- Elk Grove = 63.25 Years (759 Months)
- Escondido = 55.58 Years (667 Months)
- Fontana = 50.58 Years (607 Months)
- Fremont = 83.58 Years (1003 Months)
- Fresno = 50.33 Years (604 Months)
- Fullerton = 70.67 Years (848 Months)
- Garden Grove = 66.75 Years (801 Months)
- Hayward = 67.25 Years (807 Months)
- Huntington Beach = 43.75 Years (525 Months)
- Inglewood = 46.58 Years (559 Months)
- Irvine = 60.58 Years (727 Months)
- Lancaster = 33.58 Years (403 Months)
- Long Beach = 73.58 Years (883 Months)
- Los Angeles = 52.58 Years (631 Months)
- Modesto = 34.58 Years (415 Months)
- Moreno Valley = 48.08 Years (577 Months)
- Newport Beach = 67.58 Years (811 Months)
- Oakland = 50.58 Years (607 Months)
- Oceanside = 50.58 Years (607 Months)
- Ontario = 46.58 Years (559 Months)
- Orange = 58.75 Years (705 Months)
- Oxnard = 48.67 Years (584 Months)
- Palmdale = 41.58 Years (499 Months)
- Pasadena = 64.58 Years (775 Months)
- Pomona = 46.58 Years (559 Months)
- Rancho Cucamonga = 66.58 Years (799 Months)
- Riverside = 54.58 Years (655 Months)
- Roseville = 62.58 Years (751 Months)
- Sacramento = 19.25 Years (231 Months)
- Salinas = 46.58 Years (559 Months)
- San Bernardino = 34.58 Years (415 Months)
- San Diego = 25.58 Years (307 Months)
- San Francisco = 54.08 Years (649 Months)
- San Jose = 78.58 Years (943 Months)
- San Mateo = 63.58 Years (763 Months)
- Santa Ana = 48.42 Years (581 Months)
- Santa Barbara = 91.00 Years (1092 Months)
- Santa Clara = 84.08 Years (1009 Months)
- Santa Clarita = 58.58 Years (703 Months)
- Santa Monica = 85.75 Years (1029 Months)
- Santa Rosa = 47.50 Years (570 Months)
- Simi Valley = 69.58 Years (835 Months)
- Stockton = 40.67 Years (488 Months)
- Sunnyvale = 77.17 Years (926 Months)
- Thousand Oaks = 54.42 Years (653 Months)
- Torrance = 75.58 Years (907 Months)
- Vallejo = 47.50 Years (570 Months)
- Ventura = 58.58 Years (703 Months)
- Visalia = 25.58 Years (307 Months)
3% Commission While Nomading™ as Real Estate Agent
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
Net Worth at 40 Years
- Anaheim = $7.97M
- Arden-Arcade = $7.49M
- Bakersfield = $12.16M
- Berkeley = $7.84M
- Burbank = $7.56M
- Carlsbad = $8.33M
- Chula Vista = $6.30M
- Concord = $6.70M
- Corona = $9.22M
- Costa Mesa = $8.68M
- Elk Grove = $6.29M
- Escondido = $9.37M
- Fontana = $7.68M
- Fremont = $5.59M
- Fresno = $5.46M
- Fullerton = $6.21M
- Garden Grove = $7.00M
- Hayward = $6.99M
- Huntington Beach = $21.70M
- Inglewood = $12.39M
- Irvine = $10.31M
- Lancaster = $14.62M
- Long Beach = $5.49M
- Los Angeles = $11.75M
- Modesto = $11.96M
- Moreno Valley = $8.49M
- Newport Beach = $13.50M
- Oakland = $10.32M
- Oceanside = $11.12M
- Ontario = $10.01M
- Orange = $9.57M
- Oxnard = $10.34M
- Palmdale = $10.62M
- Pasadena = $9.44M
- Pomona = $9.90M
- Rancho Cucamonga = $6.12M
- Riverside = $7.77M
- Roseville = $6.52M
- Sacramento = $25.85M
- Salinas = $10.36M
- San Bernardino = $11.02M
- San Diego = $42.36M
- San Francisco = $13.05M
- San Jose = $6.24M
- San Mateo = $10.71M
- Santa Ana = $11.68M
- Santa Barbara = $6.47M
- Santa Clara = $4.51M
- Santa Clarita = $8.37M
- Santa Monica = $8.77M
- Santa Rosa = $11.34M
- Simi Valley = $6.21M
- Stockton = $10.12M
- Sunnyvale = $5.38M
- Thousand Oaks = $11.02M
- Torrance = $6.38M
- Vallejo = $9.03M
- Ventura = $8.52M
- Visalia = $15.07M
Month First Achieved Financial Independence
- Anaheim = 63.58 Years (763 Months)
- Arden-Arcade = 51.58 Years (619 Months)
- Bakersfield = 33.00 Years (396 Months)
- Berkeley = 73.83 Years (886 Months)
- Burbank = 70.75 Years (849 Months)
- Carlsbad = 70.42 Years (845 Months)
- Chula Vista = 69.67 Years (836 Months)
- Concord = 64.08 Years (769 Months)
- Corona = 53.58 Years (643 Months)
- Costa Mesa = 68.58 Years (823 Months)
- Elk Grove = 63.67 Years (764 Months)
- Escondido = 56.58 Years (679 Months)
- Fontana = 52.67 Years (632 Months)
- Fremont = 84.17 Years (1010 Months)
- Fresno = 51.58 Years (619 Months)
- Fullerton = 73.58 Years (883 Months)
- Garden Grove = 67.58 Years (811 Months)
- Hayward = 68.58 Years (823 Months)
- Huntington Beach = 45.58 Years (547 Months)
- Inglewood = 49.00 Years (588 Months)
- Irvine = 61.83 Years (742 Months)
- Lancaster = 34.58 Years (415 Months)
- Long Beach = 73.58 Years (883 Months)
- Los Angeles = 53.58 Years (643 Months)
- Modesto = 36.08 Years (433 Months)
- Moreno Valley = 49.58 Years (595 Months)
- Newport Beach = 69.33 Years (832 Months)
- Oakland = 52.58 Years (631 Months)
- Oceanside = 51.58 Years (619 Months)
- Ontario = 49.42 Years (593 Months)
- Orange = 58.58 Years (703 Months)
- Oxnard = 50.58 Years (607 Months)
- Palmdale = 43.92 Years (527 Months)
- Pasadena = 65.58 Years (787 Months)
- Pomona = 49.33 Years (592 Months)
- Rancho Cucamonga = 67.33 Years (808 Months)
- Riverside = 56.08 Years (673 Months)
- Roseville = 62.58 Years (751 Months)
- Sacramento = 22.58 Years (271 Months)
- Salinas = 49.58 Years (595 Months)
- San Bernardino = 36.83 Years (442 Months)
- San Diego = 27.58 Years (331 Months)
- San Francisco = 55.50 Years (666 Months)
- San Jose = 77.58 Years (931 Months)
- San Mateo = 64.58 Years (775 Months)
- Santa Ana = 49.58 Years (595 Months)
- Santa Barbara = 91.25 Years (1095 Months)
- Santa Clara = 84.50 Years (1014 Months)
- Santa Clarita = 60.58 Years (727 Months)
- Santa Monica = 87.08 Years (1045 Months)
- Santa Rosa = 48.58 Years (583 Months)
- Simi Valley = 68.58 Years (823 Months)
- Stockton = 43.58 Years (523 Months)
- Sunnyvale = 77.92 Years (935 Months)
- Thousand Oaks = 55.58 Years (667 Months)
- Torrance = 76.58 Years (919 Months)
- Vallejo = 49.58 Years (595 Months)
- Ventura = 58.58 Years (703 Months)
- Visalia = 29.58 Years (355 Months)
5% Property Price Discount While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
Net Worth at 40 Years
- Anaheim = $8.82M
- Arden-Arcade = $8.87M
- Bakersfield = $15.01M
- Berkeley = $8.57M
- Burbank = $8.58M
- Carlsbad = $9.53M
- Chula Vista = $6.94M
- Concord = $7.30M
- Corona = $11.03M
- Costa Mesa = $9.63M
- Elk Grove = $7.07M
- Escondido = $10.45M
- Fontana = $9.02M
- Fremont = $6.26M
- Fresno = $6.16M
- Fullerton = $6.89M
- Garden Grove = $7.74M
- Hayward = $7.72M
- Huntington Beach = $26.85M
- Inglewood = $14.60M
- Irvine = $11.54M
- Lancaster = $17.06M
- Long Beach = $6.06M
- Los Angeles = $13.32M
- Modesto = $14.94M
- Moreno Valley = $9.96M
- Newport Beach = $15.06M
- Oakland = $11.88M
- Oceanside = $12.83M
- Ontario = $11.95M
- Orange = $10.58M
- Oxnard = $11.89M
- Palmdale = $12.83M
- Pasadena = $10.70M
- Pomona = $11.71M
- Rancho Cucamonga = $6.79M
- Riverside = $8.78M
- Roseville = $7.36M
- Sacramento = $30.08M
- Salinas = $12.55M
- San Bernardino = $14.13M
- San Diego = $45.88M
- San Francisco = $14.70M
- San Jose = $6.87M
- San Mateo = $12.22M
- Santa Ana = $14.25M
- Santa Barbara = $6.96M
- Santa Clara = $4.73M
- Santa Clarita = $9.32M
- Santa Monica = $9.55M
- Santa Rosa = $13.31M
- Simi Valley = $6.85M
- Stockton = $12.18M
- Sunnyvale = $5.64M
- Thousand Oaks = $12.88M
- Torrance = $7.02M
- Vallejo = $10.79M
- Ventura = $9.85M
- Visalia = $17.23M
Month First Achieved Financial Independence
- Anaheim = 62.58 Years (751 Months)
- Arden-Arcade = 48.58 Years (583 Months)
- Bakersfield = 29.58 Years (355 Months)
- Berkeley = 72.58 Years (871 Months)
- Burbank = 68.67 Years (824 Months)
- Carlsbad = 68.58 Years (823 Months)
- Chula Vista = 66.58 Years (799 Months)
- Concord = 63.08 Years (757 Months)
- Corona = 51.17 Years (614 Months)
- Costa Mesa = 66.58 Years (799 Months)
- Elk Grove = 62.50 Years (750 Months)
- Escondido = 55.58 Years (667 Months)
- Fontana = 50.08 Years (601 Months)
- Fremont = 82.58 Years (991 Months)
- Fresno = 49.92 Years (599 Months)
- Fullerton = 70.58 Years (847 Months)
- Garden Grove = 65.58 Years (787 Months)
- Hayward = 67.25 Years (807 Months)
- Huntington Beach = 43.25 Years (519 Months)
- Inglewood = 46.58 Years (559 Months)
- Irvine = 60.50 Years (726 Months)
- Lancaster = 32.42 Years (389 Months)
- Long Beach = 73.25 Years (879 Months)
- Los Angeles = 51.83 Years (622 Months)
- Modesto = 33.42 Years (401 Months)
- Moreno Valley = 46.58 Years (559 Months)
- Newport Beach = 66.58 Years (799 Months)
- Oakland = 50.58 Years (607 Months)
- Oceanside = 49.58 Years (595 Months)
- Ontario = 45.67 Years (548 Months)
- Orange = 58.75 Years (705 Months)
- Oxnard = 48.58 Years (583 Months)
- Palmdale = 41.58 Years (499 Months)
- Pasadena = 63.92 Years (767 Months)
- Pomona = 46.42 Years (557 Months)
- Rancho Cucamonga = 67.58 Years (811 Months)
- Riverside = 54.58 Years (655 Months)
- Roseville = 61.58 Years (739 Months)
- Sacramento = 18.58 Years (223 Months)
- Salinas = 47.58 Years (571 Months)
- San Bernardino = 34.58 Years (415 Months)
- San Diego = 24.58 Years (295 Months)
- San Francisco = 53.67 Years (644 Months)
- San Jose = 77.58 Years (931 Months)
- San Mateo = 62.58 Years (751 Months)
- Santa Ana = 47.58 Years (571 Months)
- Santa Barbara = 90.58 Years (1087 Months)
- Santa Clara = 84.08 Years (1009 Months)
- Santa Clarita = 58.58 Years (703 Months)
- Santa Monica = 84.58 Years (1015 Months)
- Santa Rosa = 46.67 Years (560 Months)
- Simi Valley = 68.58 Years (823 Months)
- Stockton = 40.58 Years (487 Months)
- Sunnyvale = 77.17 Years (926 Months)
- Thousand Oaks = 53.58 Years (643 Months)
- Torrance = 74.58 Years (895 Months)
- Vallejo = 46.58 Years (559 Months)
- Ventura = 57.58 Years (691 Months)
- Visalia = 25.58 Years (307 Months)
20% Down Payment Non-Owner-Occupant
Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
Net Worth at 40 Years
- Anaheim = $6.89M
- Arden-Arcade = $7.30M
- Bakersfield = $13.28M
- Berkeley = $7.03M
- Burbank = $6.83M
- Carlsbad = $7.45M
- Chula Vista = $5.67M
- Concord = $5.96M
- Corona = $8.36M
- Costa Mesa = $7.53M
- Elk Grove = $5.68M
- Escondido = $7.80M
- Fontana = $7.43M
- Fremont = $5.22M
- Fresno = $5.37M
- Fullerton = $5.67M
- Garden Grove = $6.19M
- Hayward = $6.20M
- Huntington Beach = $16.50M
- Inglewood = $10.57M
- Irvine = $8.61M
- Lancaster = $13.38M
- Long Beach = $5.08M
- Los Angeles = $9.76M
- Modesto = $12.36M
- Moreno Valley = $8.08M
- Newport Beach = $11.51M
- Oakland = $9.07M
- Oceanside = $9.24M
- Ontario = $8.89M
- Orange = $8.00M
- Oxnard = $8.95M
- Palmdale = $10.07M
- Pasadena = $8.04M
- Pomona = $8.96M
- Rancho Cucamonga = $5.50M
- Riverside = $6.92M
- Roseville = $5.88M
- Sacramento = $22.88M
- Salinas = $9.95M
- San Bernardino = $12.34M
- San Diego = $31.96M
- San Francisco = $10.68M
- San Jose = $5.73M
- San Mateo = $9.05M
- Santa Ana = $10.34M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $7.29M
- Santa Monica = $8.31M
- Santa Rosa = $9.58M
- Simi Valley = $5.59M
- Stockton = $9.99M
- Sunnyvale = $5.29M
- Thousand Oaks = $9.30M
- Torrance = $5.89M
- Vallejo = $8.58M
- Ventura = $7.48M
- Visalia = $14.36M
Month First Achieved Financial Independence
- Anaheim = 64.58 Years (775 Months)
- Arden-Arcade = 52.58 Years (631 Months)
- Bakersfield = 33.00 Years (396 Months)
- Berkeley = 76.00 Years (912 Months)
- Burbank = 72.58 Years (871 Months)
- Carlsbad = 71.58 Years (859 Months)
- Chula Vista = 71.58 Years (859 Months)
- Concord = 66.58 Years (799 Months)
- Corona = 55.58 Years (667 Months)
- Costa Mesa = 69.42 Years (833 Months)
- Elk Grove = 66.58 Years (799 Months)
- Escondido = 59.08 Years (709 Months)
- Fontana = 53.75 Years (645 Months)
- Fremont = 87.75 Years (1053 Months)
- Fresno = 54.50 Years (654 Months)
- Fullerton = 75.50 Years (906 Months)
- Garden Grove = 70.08 Years (841 Months)
- Hayward = 71.25 Years (855 Months)
- Huntington Beach = 47.58 Years (571 Months)
- Inglewood = 49.58 Years (595 Months)
- Irvine = 64.58 Years (775 Months)
- Lancaster = 33.83 Years (406 Months)
- Long Beach = 77.08 Years (925 Months)
- Los Angeles = 56.58 Years (679 Months)
- Modesto = 34.58 Years (415 Months)
- Moreno Valley = 49.58 Years (595 Months)
- Newport Beach = 70.92 Years (851 Months)
- Oakland = 53.83 Years (646 Months)
- Oceanside = 54.58 Years (655 Months)
- Ontario = 50.58 Years (607 Months)
- Orange = 62.58 Years (751 Months)
- Oxnard = 52.58 Years (631 Months)
- Palmdale = 43.58 Years (523 Months)
- Pasadena = 67.17 Years (806 Months)
- Pomona = 49.92 Years (599 Months)
- Rancho Cucamonga = 70.58 Years (847 Months)
- Riverside = 56.58 Years (679 Months)
- Roseville = 64.58 Years (775 Months)
- Sacramento = 24.58 Years (295 Months)
- Salinas = 48.58 Years (583 Months)
- San Bernardino = 35.42 Years (425 Months)
- San Diego = 32.58 Years (391 Months)
- San Francisco = 57.58 Years (691 Months)
- San Jose = 80.42 Years (965 Months)
- San Mateo = 66.83 Years (802 Months)
- Santa Ana = 50.58 Years (607 Months)
- Santa Barbara = 93.58 Years (1123 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 60.83 Years (730 Months)
- Santa Monica = 88.58 Years (1063 Months)
- Santa Rosa = 50.58 Years (607 Months)
- Simi Valley = 71.58 Years (859 Months)
- Stockton = 42.50 Years (510 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 57.58 Years (691 Months)
- Torrance = 78.75 Years (945 Months)
- Vallejo = 49.58 Years (595 Months)
- Ventura = 60.92 Years (731 Months)
- Visalia = 29.92 Years (359 Months)
10% Lower Rents While Nomading™
Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
Net Worth at 40 Years
- Anaheim = $5.21M
- Arden-Arcade = $5.32M
- Bakersfield = $8.76M
- Berkeley = $5.37M
- Burbank = $5.21M
- Carlsbad = $5.64M
- Chula Vista = $4.31M
- Concord = $4.60M
- Corona = $6.15M
- Costa Mesa = $5.74M
- Elk Grove = $4.35M
- Escondido = $5.83M
- Fontana = $5.43M
- Fremont = $4.56M
- Fresno = $4.17M
- Fullerton = $4.40M
- Garden Grove = $4.72M
- Hayward = $4.74M
- Huntington Beach = $12.03M
- Inglewood = $7.75M
- Irvine = $6.45M
- Lancaster = $9.70M
- Long Beach = $3.99M
- Los Angeles = $7.12M
- Modesto = $8.23M
- Moreno Valley = $5.80M
- Newport Beach = $8.80M
- Oakland = $6.59M
- Oceanside = $6.85M
- Ontario = $6.65M
- Orange = $6.02M
- Oxnard = $6.69M
- Palmdale = $6.97M
- Pasadena = $6.16M
- Pomona = $6.52M
- Rancho Cucamonga = $4.25M
- Riverside = $5.17M
- Roseville = $4.46M
- Sacramento = $17.11M
- Salinas = $6.93M
- San Bernardino = $7.79M
- San Diego = $26.49M
- San Francisco = $7.92M
- San Jose = $4.50M
- San Mateo = $6.90M
- Santa Ana = $7.58M
- Santa Barbara = $5.63M
- Santa Clara = $4.04M
- Santa Clarita = $5.38M
- Santa Monica = $7.31M
- Santa Rosa = $6.99M
- Simi Valley = $4.28M
- Stockton = $6.73M
- Sunnyvale = $4.77M
- Thousand Oaks = $6.98M
- Torrance = $4.60M
- Vallejo = $6.17M
- Ventura = $5.60M
- Visalia = $10.46M
Month First Achieved Financial Independence
- Anaheim = 75.58 Years (907 Months)
- Arden-Arcade = 60.42 Years (725 Months)
- Bakersfield = 40.58 Years (487 Months)
- Berkeley = 88.58 Years (1063 Months)
- Burbank = 85.33 Years (1024 Months)
- Carlsbad = 83.75 Years (1005 Months)
- Chula Vista = 81.58 Years (979 Months)
- Concord = 76.08 Years (913 Months)
- Corona = 65.58 Years (787 Months)
- Costa Mesa = 81.08 Years (973 Months)
- Elk Grove = 76.33 Years (916 Months)
- Escondido = 70.58 Years (847 Months)
- Fontana = 61.83 Years (742 Months)
- Fremont = 72.33 Years (868 Months)
- Fresno = 60.08 Years (721 Months)
- Fullerton = 87.58 Years (1051 Months)
- Garden Grove = 81.00 Years (972 Months)
- Hayward = 82.58 Years (991 Months)
- Huntington Beach = 58.25 Years (699 Months)
- Inglewood = 60.17 Years (722 Months)
- Irvine = 76.00 Years (912 Months)
- Lancaster = 43.58 Years (523 Months)
- Long Beach = 89.50 Years (1074 Months)
- Los Angeles = 68.33 Years (820 Months)
- Modesto = 44.58 Years (535 Months)
- Moreno Valley = 58.92 Years (707 Months)
- Newport Beach = 84.58 Years (1015 Months)
- Oakland = 65.92 Years (791 Months)
- Oceanside = 65.58 Years (787 Months)
- Ontario = 60.50 Years (726 Months)
- Orange = 73.58 Years (883 Months)
- Oxnard = 63.33 Years (760 Months)
- Palmdale = 53.58 Years (643 Months)
- Pasadena = 78.58 Years (943 Months)
- Pomona = 60.58 Years (727 Months)
- Rancho Cucamonga = 82.33 Years (988 Months)
- Riverside = 66.33 Years (796 Months)
- Roseville = 75.00 Years (900 Months)
- Sacramento = 32.58 Years (391 Months)
- Salinas = 59.58 Years (715 Months)
- San Bernardino = 44.58 Years (535 Months)
- San Diego = 37.83 Years (454 Months)
- San Francisco = 68.58 Years (823 Months)
- San Jose = 93.67 Years (1124 Months)
- San Mateo = 78.67 Years (944 Months)
- Santa Ana = 59.58 Years (715 Months)
- Santa Barbara = 76.67 Years (920 Months)
- Santa Clara = 87.83 Years (1054 Months)
- Santa Clarita = 72.58 Years (871 Months)
- Santa Monica = 78.00 Years (936 Months)
- Santa Rosa = 61.58 Years (739 Months)
- Simi Valley = 83.58 Years (1003 Months)
- Stockton = 52.58 Years (631 Months)
- Sunnyvale = 81.83 Years (982 Months)
- Thousand Oaks = 68.25 Years (819 Months)
- Torrance = 92.58 Years (1111 Months)
- Vallejo = 59.58 Years (715 Months)
- Ventura = 73.33 Years (880 Months)
- Visalia = 37.08 Years (445 Months)
No Real Estate, Invest in Stocks
Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
Net Worth at 40 Years
- Anaheim = $4.53M
- Arden-Arcade = $4.19M
- Bakersfield = $4.02M
- Berkeley = $4.99M
- Burbank = $4.82M
- Carlsbad = $4.93M
- Chula Vista = $4.48M
- Concord = $4.40M
- Corona = $4.39M
- Costa Mesa = $4.87M
- Elk Grove = $4.31M
- Escondido = $4.46M
- Fontana = $4.24M
- Fremont = $4.83M
- Fresno = $4.03M
- Fullerton = $4.61M
- Garden Grove = $4.54M
- Hayward = $4.58M
- Huntington Beach = $4.91M
- Inglewood = $4.43M
- Irvine = $4.84M
- Lancaster = $4.10M
- Long Beach = $4.48M
- Los Angeles = $4.64M
- Modesto = $4.09M
- Moreno Valley = $4.17M
- Newport Beach = $6.12M
- Oakland = $4.43M
- Oceanside = $4.48M
- Ontario = $4.28M
- Orange = $4.64M
- Oxnard = $4.36M
- Palmdale = $4.13M
- Pasadena = $4.89M
- Pomona = $4.27M
- Rancho Cucamonga = $4.42M
- Riverside = $4.27M
- Roseville = $4.31M
- Sacramento = $4.15M
- Salinas = $4.35M
- San Bernardino = $4.10M
- San Diego = $4.69M
- San Francisco = $4.87M
- San Jose = $4.76M
- San Mateo = $5.07M
- Santa Ana = $4.46M
- Santa Barbara = $5.45M
- Santa Clara = $5.37M
- Santa Clarita = $4.45M
- Santa Monica = $6.17M
- Santa Rosa = $4.36M
- Simi Valley = $4.47M
- Stockton = $4.10M
- Sunnyvale = $5.38M
- Thousand Oaks = $4.66M
- Torrance = $4.78M
- Vallejo = $4.24M
- Ventura = $4.51M
- Visalia = $4.02M
Month First Achieved Financial Independence
- Anaheim = 70.42 Years (845 Months)
- Arden-Arcade = 59.17 Years (710 Months)
- Bakersfield = 51.75 Years (621 Months)
- Berkeley = 78.92 Years (947 Months)
- Burbank = 75.50 Years (906 Months)
- Carlsbad = 78.25 Years (939 Months)
- Chula Vista = 69.17 Years (830 Months)
- Concord = 66.33 Years (796 Months)
- Corona = 66.33 Years (796 Months)
- Costa Mesa = 76.42 Years (917 Months)
- Elk Grove = 64.92 Years (779 Months)
- Escondido = 69.25 Years (831 Months)
- Fontana = 61.25 Years (735 Months)
- Fremont = 76.58 Years (919 Months)
- Fresno = 51.75 Years (621 Months)
- Fullerton = 71.50 Years (858 Months)
- Garden Grove = 70.33 Years (844 Months)
- Hayward = 71.58 Years (859 Months)
- Huntington Beach = 77.33 Years (928 Months)
- Inglewood = 67.83 Years (814 Months)
- Irvine = 76.58 Years (919 Months)
- Lancaster = 57.17 Years (686 Months)
- Long Beach = 69.17 Years (830 Months)
- Los Angeles = 72.67 Years (872 Months)
- Modesto = 54.50 Years (654 Months)
- Moreno Valley = 59.25 Years (711 Months)
- Newport Beach = 89.50 Years (1074 Months)
- Oakland = 67.83 Years (814 Months)
- Oceanside = 69.17 Years (830 Months)
- Ontario = 63.08 Years (757 Months)
- Orange = 72.67 Years (872 Months)
- Oxnard = 66.50 Years (798 Months)
- Palmdale = 59.50 Years (714 Months)
- Pasadena = 77.42 Years (929 Months)
- Pomona = 63.17 Years (758 Months)
- Rancho Cucamonga = 67.92 Years (815 Months)
- Riverside = 63.17 Years (758 Months)
- Roseville = 64.92 Years (779 Months)
- Sacramento = 56.92 Years (683 Months)
- Salinas = 64.67 Years (776 Months)
- San Bernardino = 54.42 Years (653 Months)
- San Diego = 73.75 Years (885 Months)
- San Francisco = 76.42 Years (917 Months)
- San Jose = 75.75 Years (909 Months)
- San Mateo = 79.58 Years (955 Months)
- Santa Ana = 67.67 Years (812 Months)
- Santa Barbara = 83.83 Years (1006 Months)
- Santa Clara = 83.42 Years (1001 Months)
- Santa Clarita = 69.33 Years (832 Months)
- Santa Monica = 89.92 Years (1079 Months)
- Santa Rosa = 66.42 Years (797 Months)
- Simi Valley = 69.25 Years (831 Months)
- Stockton = 57.17 Years (686 Months)
- Sunnyvale = 83.33 Years (1000 Months)
- Thousand Oaks = 72.58 Years (871 Months)
- Torrance = 75.67 Years (908 Months)
- Vallejo = 61.25 Years (735 Months)
- Ventura = 69.00 Years (828 Months)
- Visalia = 51.75 Years (621 Months)
Pay off mortgages early when Nomading™ with any excess cash.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
Net Worth at 40 Years
- Anaheim = $6.69M
- Arden-Arcade = $6.85M
- Bakersfield = $6.08M
- Berkeley = $6.88M
- Burbank = $6.70M
- Carlsbad = $7.14M
- Chula Vista = $5.49M
- Concord = $5.81M
- Corona = $6.71M
- Costa Mesa = $7.39M
- Elk Grove = $5.35M
- Escondido = $6.70M
- Fontana = $6.04M
- Fremont = $5.06M
- Fresno = $5.11M
- Fullerton = $5.55M
- Garden Grove = $6.07M
- Hayward = $5.96M
- Huntington Beach = $15.09M
- Inglewood = $9.64M
- Irvine = $7.78M
- Lancaster = $7.15M
- Long Beach = $4.94M
- Los Angeles = $9.19M
- Modesto = $11.63M
- Moreno Valley = $6.02M
- Newport Beach = $11.79M
- Oakland = $7.07M
- Oceanside = $8.82M
- Ontario = $8.79M
- Orange = $7.72M
- Oxnard = $6.84M
- Palmdale = $6.38M
- Pasadena = $7.85M
- Pomona = $8.08M
- Rancho Cucamonga = $5.35M
- Riverside = $6.64M
- Roseville = $5.48M
- Sacramento = $21.08M
- Salinas = $7.10M
- San Bernardino = $10.67M
- San Diego = $29.06M
- San Francisco = $8.82M
- San Jose = $5.70M
- San Mateo = $8.87M
- Santa Ana = $9.76M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $6.41M
- Santa Monica = $8.31M
- Santa Rosa = $8.83M
- Simi Valley = $5.43M
- Stockton = $8.73M
- Sunnyvale = $5.29M
- Thousand Oaks = $8.91M
- Torrance = $5.67M
- Vallejo = $7.83M
- Ventura = $7.35M
- Visalia = $12.95M
Month First Achieved Financial Independence
- Anaheim = 63.42 Years (761 Months)
- Arden-Arcade = 51.58 Years (619 Months)
- Bakersfield = 37.00 Years (444 Months)
- Berkeley = 63.92 Years (767 Months)
- Burbank = 70.75 Years (849 Months)
- Carlsbad = 62.17 Years (746 Months)
- Chula Vista = 58.83 Years (706 Months)
- Concord = 64.17 Years (770 Months)
- Corona = 51.08 Years (613 Months)
- Costa Mesa = 68.25 Years (819 Months)
- Elk Grove = 55.00 Years (660 Months)
- Escondido = 54.08 Years (649 Months)
- Fontana = 48.33 Years (580 Months)
- Fremont = 85.75 Years (1029 Months)
- Fresno = 51.08 Years (613 Months)
- Fullerton = 74.58 Years (895 Months)
- Garden Grove = 67.33 Years (808 Months)
- Hayward = 59.42 Years (713 Months)
- Huntington Beach = 47.67 Years (572 Months)
- Inglewood = 49.75 Years (597 Months)
- Irvine = 58.08 Years (697 Months)
- Lancaster = 41.00 Years (492 Months)
- Long Beach = 75.42 Years (905 Months)
- Los Angeles = 55.25 Years (663 Months)
- Modesto = 34.08 Years (409 Months)
- Moreno Valley = 46.58 Years (559 Months)
- Newport Beach = 68.67 Years (824 Months)
- Oakland = 51.42 Years (617 Months)
- Oceanside = 52.75 Years (633 Months)
- Ontario = 48.08 Years (577 Months)
- Orange = 61.92 Years (743 Months)
- Oxnard = 50.83 Years (610 Months)
- Palmdale = 45.67 Years (548 Months)
- Pasadena = 66.58 Years (799 Months)
- Pomona = 49.00 Years (588 Months)
- Rancho Cucamonga = 58.08 Years (697 Months)
- Riverside = 55.58 Years (667 Months)
- Roseville = 54.42 Years (653 Months)
- Sacramento = 23.58 Years (283 Months)
- Salinas = 48.08 Years (577 Months)
- San Bernardino = 36.25 Years (435 Months)
- San Diego = 32.08 Years (385 Months)
- San Francisco = 55.00 Years (660 Months)
- San Jose = 65.17 Years (782 Months)
- San Mateo = 64.58 Years (775 Months)
- Santa Ana = 50.25 Years (603 Months)
- Santa Barbara = 92.08 Years (1105 Months)
- Santa Clara = 84.58 Years (1015 Months)
- Santa Clarita = 55.25 Years (663 Months)
- Santa Monica = 89.08 Years (1069 Months)
- Santa Rosa = 49.92 Years (599 Months)
- Simi Valley = 59.17 Years (710 Months)
- Stockton = 42.33 Years (508 Months)
- Sunnyvale = 77.92 Years (935 Months)
- Thousand Oaks = 56.58 Years (679 Months)
- Torrance = 78.50 Years (942 Months)
- Vallejo = 48.67 Years (584 Months)
- Ventura = 60.17 Years (722 Months)
- Visalia = 27.08 Years (325 Months)
25% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Anaheim = $5.89M
- Arden-Arcade = $6.23M
- Bakersfield = $10.90M
- Berkeley = $5.96M
- Burbank = $5.74M
- Carlsbad = $6.06M
- Chula Vista = $5.14M
- Concord = $5.43M
- Corona = $6.79M
- Costa Mesa = $6.23M
- Elk Grove = $5.25M
- Escondido = $6.63M
- Fontana = $6.43M
- Fremont = $4.88M
- Fresno = $5.03M
- Fullerton = $5.11M
- Garden Grove = $5.48M
- Hayward = $5.31M
- Huntington Beach = $9.73M
- Inglewood = $8.02M
- Irvine = $6.67M
- Lancaster = $11.48M
- Long Beach = $4.84M
- Los Angeles = $7.45M
- Modesto = $10.75M
- Moreno Valley = $6.71M
- Newport Beach = $7.88M
- Oakland = $7.07M
- Oceanside = $7.36M
- Ontario = $7.27M
- Orange = $6.53M
- Oxnard = $7.18M
- Palmdale = $8.28M
- Pasadena = $6.52M
- Pomona = $7.15M
- Rancho Cucamonga = $4.98M
- Riverside = $5.95M
- Roseville = $5.16M
- Sacramento = $15.86M
- Salinas = $7.63M
- San Bernardino = $10.66M
- San Diego = $18.68M
- San Francisco = $7.74M
- San Jose = $5.25M
- San Mateo = $6.90M
- Santa Ana = $7.89M
- Santa Barbara = $5.56M
- Santa Clara = $3.75M
- Santa Clarita = $6.14M
- Santa Monica = $6.74M
- Santa Rosa = $7.59M
- Simi Valley = $5.16M
- Stockton = $8.02M
- Sunnyvale = $4.56M
- Thousand Oaks = $7.20M
- Torrance = $5.16M
- Vallejo = $7.15M
- Ventura = $6.16M
- Visalia = $11.61M
Month First Achieved Financial Independence
- Anaheim = 69.58 Years (835 Months)
- Arden-Arcade = 56.00 Years (672 Months)
- Bakersfield = 33.83 Years (406 Months)
- Berkeley = 81.67 Years (980 Months)
- Burbank = 78.67 Years (944 Months)
- Carlsbad = 78.58 Years (943 Months)
- Chula Vista = 75.83 Years (910 Months)
- Concord = 70.58 Years (847 Months)
- Corona = 59.75 Years (717 Months)
- Costa Mesa = 75.17 Years (902 Months)
- Elk Grove = 69.25 Years (831 Months)
- Escondido = 62.58 Years (751 Months)
- Fontana = 57.00 Years (684 Months)
- Fremont = 91.50 Years (1098 Months)
- Fresno = 56.67 Years (680 Months)
- Fullerton = 79.58 Years (955 Months)
- Garden Grove = 74.58 Years (895 Months)
- Hayward = 76.58 Years (919 Months)
- Huntington Beach = 55.58 Years (667 Months)
- Inglewood = 54.58 Years (655 Months)
- Irvine = 69.58 Years (835 Months)
- Lancaster = 38.58 Years (463 Months)
- Long Beach = 80.58 Years (967 Months)
- Los Angeles = 61.58 Years (739 Months)
- Modesto = 38.17 Years (458 Months)
- Moreno Valley = 53.58 Years (643 Months)
- Newport Beach = 80.25 Years (963 Months)
- Oakland = 59.17 Years (710 Months)
- Oceanside = 58.83 Years (706 Months)
- Ontario = 54.58 Years (655 Months)
- Orange = 67.17 Years (806 Months)
- Oxnard = 57.58 Years (691 Months)
- Palmdale = 46.58 Years (559 Months)
- Pasadena = 73.25 Years (879 Months)
- Pomona = 54.58 Years (655 Months)
- Rancho Cucamonga = 75.08 Years (901 Months)
- Riverside = 60.58 Years (727 Months)
- Roseville = 69.58 Years (835 Months)
- Sacramento = 27.58 Years (331 Months)
- Salinas = 54.50 Years (654 Months)
- San Bernardino = 38.58 Years (463 Months)
- San Diego = 38.08 Years (457 Months)
- San Francisco = 63.83 Years (766 Months)
- San Jose = 84.58 Years (1015 Months)
- San Mateo = 72.17 Years (866 Months)
- Santa Ana = 55.58 Years (667 Months)
- Santa Barbara = 99.75 Years (1197 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 65.58 Years (787 Months)
- Santa Monica = 97.25 Years (1167 Months)
- Santa Rosa = 55.42 Years (665 Months)
- Simi Valley = 75.58 Years (907 Months)
- Stockton = 46.42 Years (557 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 63.58 Years (763 Months)
- Torrance = 84.58 Years (1015 Months)
- Vallejo = 53.58 Years (643 Months)
- Ventura = 66.25 Years (795 Months)
- Visalia = 31.58 Years (379 Months)
Pay off mortgages in full early when Nomading™.
Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
Net Worth at 40 Years
- Anaheim = $6.95M
- Arden-Arcade = $7.13M
- Bakersfield = $11.53M
- Berkeley = $6.96M
- Burbank = $6.81M
- Carlsbad = $7.49M
- Chula Vista = $5.57M
- Concord = $5.94M
- Corona = $8.55M
- Costa Mesa = $7.56M
- Elk Grove = $5.62M
- Escondido = $8.25M
- Fontana = $7.31M
- Fremont = $5.08M
- Fresno = $5.18M
- Fullerton = $5.56M
- Garden Grove = $6.16M
- Hayward = $6.15M
- Huntington Beach = $19.06M
- Inglewood = $11.31M
- Irvine = $8.89M
- Lancaster = $13.36M
- Long Beach = $4.94M
- Los Angeles = $10.32M
- Modesto = $11.76M
- Moreno Valley = $8.07M
- Newport Beach = $11.79M
- Oakland = $9.19M
- Oceanside = $9.80M
- Ontario = $9.26M
- Orange = $8.24M
- Oxnard = $9.58M
- Palmdale = $10.38M
- Pasadena = $8.13M
- Pomona = $9.09M
- Rancho Cucamonga = $5.50M
- Riverside = $7.05M
- Roseville = $5.99M
- Sacramento = $23.73M
- Salinas = $9.83M
- San Bernardino = $11.16M
- San Diego = $36.52M
- San Francisco = $11.35M
- San Jose = $5.64M
- San Mateo = $9.37M
- Santa Ana = $10.77M
- Santa Barbara = $6.36M
- Santa Clara = $4.43M
- Santa Clarita = $7.40M
- Santa Monica = $8.31M
- Santa Rosa = $10.18M
- Simi Valley = $5.50M
- Stockton = $9.96M
- Sunnyvale = $5.29M
- Thousand Oaks = $9.76M
- Torrance = $5.77M
- Vallejo = $8.58M
- Ventura = $7.65M
- Visalia = $13.55M
Month First Achieved Financial Independence
- Anaheim = 62.83 Years (754 Months)
- Arden-Arcade = 50.08 Years (601 Months)
- Bakersfield = 28.75 Years (345 Months)
- Berkeley = 73.58 Years (883 Months)
- Burbank = 70.67 Years (848 Months)
- Carlsbad = 69.67 Years (836 Months)
- Chula Vista = 69.67 Years (836 Months)
- Concord = 63.42 Years (761 Months)
- Corona = 52.25 Years (627 Months)
- Costa Mesa = 67.58 Years (811 Months)
- Elk Grove = 62.75 Years (753 Months)
- Escondido = 55.58 Years (667 Months)
- Fontana = 51.00 Years (612 Months)
- Fremont = 85.50 Years (1026 Months)
- Fresno = 50.83 Years (610 Months)
- Fullerton = 73.58 Years (883 Months)
- Garden Grove = 66.92 Years (803 Months)
- Hayward = 68.00 Years (816 Months)
- Huntington Beach = 44.00 Years (528 Months)
- Inglewood = 46.58 Years (559 Months)
- Irvine = 61.58 Years (739 Months)
- Lancaster = 31.00 Years (372 Months)
- Long Beach = 75.50 Years (906 Months)
- Los Angeles = 53.50 Years (642 Months)
- Modesto = 33.25 Years (399 Months)
- Moreno Valley = 46.58 Years (559 Months)
- Newport Beach = 68.58 Years (823 Months)
- Oakland = 51.25 Years (615 Months)
- Oceanside = 51.17 Years (614 Months)
- Ontario = 47.25 Years (567 Months)
- Orange = 59.58 Years (715 Months)
- Oxnard = 48.75 Years (585 Months)
- Palmdale = 40.58 Years (487 Months)
- Pasadena = 65.58 Years (787 Months)
- Pomona = 47.25 Years (567 Months)
- Rancho Cucamonga = 68.00 Years (816 Months)
- Riverside = 54.58 Years (655 Months)
- Roseville = 60.75 Years (729 Months)
- Sacramento = 20.83 Years (250 Months)
- Salinas = 47.58 Years (571 Months)
- San Bernardino = 34.58 Years (415 Months)
- San Diego = 26.67 Years (320 Months)
- San Francisco = 55.17 Years (662 Months)
- San Jose = 79.17 Years (950 Months)
- San Mateo = 63.58 Years (763 Months)
- Santa Ana = 47.67 Years (572 Months)
- Santa Barbara = 92.00 Years (1104 Months)
- Santa Clara = 84.58 Years (1015 Months)
- Santa Clarita = 59.00 Years (708 Months)
- Santa Monica = 87.58 Years (1051 Months)
- Santa Rosa = 47.67 Years (572 Months)
- Simi Valley = 70.42 Years (845 Months)
- Stockton = 40.33 Years (484 Months)
- Sunnyvale = 77.92 Years (935 Months)
- Thousand Oaks = 54.92 Years (659 Months)
- Torrance = 77.58 Years (931 Months)
- Vallejo = 47.25 Years (567 Months)
- Ventura = 58.58 Years (703 Months)
- Visalia = 26.08 Years (313 Months)
20% Down Payment Non-Owner-Occupant as Renter
Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Net Worth at 40 Years
- Anaheim = $5.82M
- Arden-Arcade = $6.22M
- Bakersfield = $11.29M
- Berkeley = $5.82M
- Burbank = $5.61M
- Carlsbad = $5.97M
- Chula Vista = $4.84M
- Concord = $5.12M
- Corona = $6.57M
- Costa Mesa = $6.11M
- Elk Grove = $4.95M
- Escondido = $6.29M
- Fontana = $6.16M
- Fremont = $4.68M
- Fresno = $4.77M
- Fullerton = $4.96M
- Garden Grove = $5.40M
- Hayward = $5.22M
- Huntington Beach = $10.28M
- Inglewood = $8.11M
- Irvine = $6.66M
- Lancaster = $11.92M
- Long Beach = $4.56M
- Los Angeles = $7.51M
- Modesto = $10.95M
- Moreno Valley = $6.63M
- Newport Beach = $8.07M
- Oakland = $7.15M
- Oceanside = $7.18M
- Ontario = $7.14M
- Orange = $6.49M
- Oxnard = $7.00M
- Palmdale = $8.03M
- Pasadena = $6.21M
- Pomona = $6.99M
- Rancho Cucamonga = $4.88M
- Riverside = $5.77M
- Roseville = $5.16M
- Sacramento = $17.58M
- Salinas = $7.68M
- San Bernardino = $10.45M
- San Diego = $21.40M
- San Francisco = $7.82M
- San Jose = $4.90M
- San Mateo = $6.81M
- Santa Ana = $7.76M
- Santa Barbara = $5.27M
- Santa Clara = $3.59M
- Santa Clarita = $5.90M
- Santa Monica = $6.71M
- Santa Rosa = $7.54M
- Simi Valley = $4.80M
- Stockton = $8.15M
- Sunnyvale = $4.19M
- Thousand Oaks = $7.20M
- Torrance = $5.00M
- Vallejo = $6.97M
- Ventura = $6.12M
- Visalia = $12.08M
Month First Achieved Financial Independence
- Anaheim = 72.17 Years (866 Months)
- Arden-Arcade = 57.58 Years (691 Months)
- Bakersfield = 34.58 Years (415 Months)
- Berkeley = 83.58 Years (1003 Months)
- Burbank = 80.58 Years (967 Months)
- Carlsbad = 79.58 Years (955 Months)
- Chula Vista = 79.58 Years (955 Months)
- Concord = 72.58 Years (871 Months)
- Corona = 61.58 Years (739 Months)
- Costa Mesa = 77.92 Years (935 Months)
- Elk Grove = 71.92 Years (863 Months)
- Escondido = 65.58 Years (787 Months)
- Fontana = 59.58 Years (715 Months)
- Fremont = 94.58 Years (1135 Months)
- Fresno = 59.67 Years (716 Months)
- Fullerton = 83.25 Years (999 Months)
- Garden Grove = 75.58 Years (907 Months)
- Hayward = 78.58 Years (943 Months)
- Huntington Beach = 55.58 Years (667 Months)
- Inglewood = 56.33 Years (676 Months)
- Irvine = 72.08 Years (865 Months)
- Lancaster = 37.58 Years (451 Months)
- Long Beach = 83.75 Years (1005 Months)
- Los Angeles = 62.92 Years (755 Months)
- Modesto = 39.08 Years (469 Months)
- Moreno Valley = 54.58 Years (655 Months)
- Newport Beach = 80.67 Years (968 Months)
- Oakland = 59.58 Years (715 Months)
- Oceanside = 60.50 Years (726 Months)
- Ontario = 56.08 Years (673 Months)
- Orange = 69.58 Years (835 Months)
- Oxnard = 58.33 Years (700 Months)
- Palmdale = 48.58 Years (583 Months)
- Pasadena = 77.17 Years (926 Months)
- Pomona = 56.00 Years (672 Months)
- Rancho Cucamonga = 77.58 Years (931 Months)
- Riverside = 63.33 Years (760 Months)
- Roseville = 69.58 Years (835 Months)
- Sacramento = 27.42 Years (329 Months)
- Salinas = 55.58 Years (667 Months)
- San Bernardino = 40.58 Years (487 Months)
- San Diego = 37.58 Years (451 Months)
- San Francisco = 65.92 Years (791 Months)
- San Jose = 88.58 Years (1063 Months)
- San Mateo = 75.17 Years (902 Months)
- Santa Ana = 57.58 Years (691 Months)
- Santa Barbara = 0.00 Years (0 Months)
- Santa Clara = 0.00 Years (0 Months)
- Santa Clarita = 68.58 Years (823 Months)
- Santa Monica = 99.58 Years (1195 Months)
- Santa Rosa = 56.58 Years (679 Months)
- Simi Valley = 79.58 Years (955 Months)
- Stockton = 47.25 Years (567 Months)
- Sunnyvale = 0.00 Years (0 Months)
- Thousand Oaks = 64.58 Years (775 Months)
- Torrance = 88.17 Years (1058 Months)
- Vallejo = 54.92 Years (659 Months)
- Ventura = 68.58 Years (823 Months)
- Visalia = 31.58 Years (379 Months)
More Model Comparisons for California
The following are the various scenarios we ran summarized with California cities highlighted.
- Is it better to put 20% down or 25% down when buying rentals? - First, we buy an owner-occupant property with 5% down then we start buying rental properties. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down or 25% down when buying rentals when you don't buy an owner-occupant property first? - We start buying rental properties immediately... even before we buy an owner-occupant property. Should we put 20% down for buying the rentals or 25% down. See how putting 20% down or 25% down does as we model it across the US in over 300 cities.
- Is it better to put 20% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 20% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy.
- When Nomading™ should you consider selling ALL your rentals if it means you'd be able to invest in stocks, bonds or something else and live off these investments using a Safe Withdrawal Rate instead of the cash flow from rentals? - You could acquire a portfolio of rentals utilizing the Nomad™ real estate investing strategy and wait for the cash flow to be great enough for you to be able to achieve financial independence from the cash flow. But, what about the equity in your properties? Would it be better for you to sell off all the rentals and take the net proceeds after all the expenses and invest that in something else. Then, live off these other investments using a Safe Withdrawal Rate?
- Is it better to put 25% down and buy rental properties or Nomad™ with 5% down to acquire 10 rentals? - Will you be able to be financially independent faster and with less risk if you buy just an owner-occupant property with 5% down then buy up to 9 more rentals by saving up 25% down payment for each one, or is it better to acquire 10 properties by putting 5% down for each one using the Nomad™ strategy. 25% down has a slighter better interest rate than 20% down.
- Is it better to buy 20% down rentals or invest in stocks? - See how buying 20% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to buy 25% down rentals or invest in stocks? - See how buying 25% down rentals does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or invest in stocks? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying no real estate and only investing in stocks as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy a single owner-occupant with 5% down then buy up to 9 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying just one owner-occupant with 5% down then buying up to 9 rentals all cash as we model it across the US in over 300 cities.
- Is it better to use the Nomad™ strategy to acquire rental properties or buy up to 10 rentals all cash? - See how buying properties as an owner-occupant with 5% down then converting them to rentals after living there for at least a year does compared to buying up to 10 rentals all cash as we model it across the US in over 300 cities.
- Is it better to buy rentals with 20% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 20% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to buy rentals with 25% down or all cash after buying a single owner-occupant property with 5% down first? - See how buying rental properties with 25% down compares to buying rentals for all cash after, in both cases, buying a single owner-occupant property with 5% down first as we model it across the US in over 300 cities.
- Is it better to pay off rentals when Nomading™ early with extra cash flow or only pay them off in full? - When you're Nomading™, should you pay off mortgages early? Specifically, is it better to take any excess cash and pay off rentals early with any excess cash you have or wait until you've saved up enough where you pay off the mortgage in full and keep the excess money in the stock market while you're waiting. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals early with extra cash flow or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties early with extra flow? See which is better as we model it across the US in over 300 cities.
- Is it better to pay off rentals in full early or traditional Nomad™? - Is it better to pay off mortgages early? Should you do traditional Nomad™ or pay off your Nomad™ properties in full early? You keep your money invested in the stock market until you have enough to pay off the lowest balance mortgage. See which is better as we model it across the US in over 300 cities.
- Is it better to pay off your owner-occupant mortgage when Nomading™? - Is it better to pay off your owner-occupant mortgage when Nomading™ if that means you're financially independent? Or, should you just do traditional Nomad™ without paying off your owner-occupant property early? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 20% down payment rentals or keep renting instead? - When you're buying 20% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy an owner-occupant property for 5% down when otherwise buying 25% down payment rentals or keep renting instead? - When you're buying 25% down payment rentals, should you first buy an owner-occupant property for 5% down? Or, should you remain a renter yourself? See which is better as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 20% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 20% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better to buy a single owner-occupant with 5% down then buy up to 9 rentals all cash or with 25% down payments? - First, buy an owner-occupant property with 5% down and PMI. Then, let's see if it is better to put 25% down to acquire up to 9 more rentals or to save up to buy all properties all cash without any loan. Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 5% discount when buying or get 5% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 5% discount? Or, is it better to focus on finding a property where you can get 5% better rents? Explore this comparison as we model it across the US in over 300 cities.
- Is it better for Nomads™ to get a 10% discount when buying or get 10% better rents? - As a Nomad™, is it better to focus on finding a property you can buy at a 10% discount? Or, is it better to focus on finding a property where you can get 10% better rents? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 5% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 5% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy at a 10% discount? - As a Nomad™, how much better is it to focus on finding a property you can buy at a 10% discount? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 5% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 5% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ how much better is it to be able to buy a property that gets 10% better rents? - As a Nomad™, how much better is it to focus on finding a property you can buy with 10% better rent? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 5% discount or get .25% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 5% discount? Or, is it better to focus on being able to negotiate getting a .25% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ is it better to buy at a 10% discount or get .5% lower mortgage interest rate? - As a Nomad™, should you focus on buying properties for a 10% discount? Or, is it better to focus on being able to negotiate getting a .5% lower mortgage interest rate? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% less income? - As a Nomad™ what is the impact of earning 10% less income? Explore this comparison as we model it across the US in over 300 cities.
- For Nomads™ what difference would it make to earn 10% more income? - As a Nomad™ what is the impact of earning 10% more income? Explore this comparison as we model it across the US in over 300 cities.
Specific Strategy Summaries for California Cities
The following are the various scenarios we ran summarized with California cities highlighted.
Check out how these reports summarizing how a particular strategy performed across all states:
- 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
- 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
- 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
- .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
- Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
- 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
- Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
- 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
- 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
- .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
- 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
- Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
- 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
- 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
- Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
- Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
- Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
- 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
- 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
- Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
- Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
- Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
- Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
- .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
- .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
- 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
- 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
- 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
- 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
- No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
- Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
- 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
- Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
- 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
Detailed California City-Specific Modeling
Check out the detailed modeling for these California cities.


























































