Arizona Real Estate Models

Check out how Arizona does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.33 Years (616 Months)
  • Gilbert = 59.25 Years (711 Months)
  • Glendale = 44.58 Years (535 Months)
  • Mesa = 41.67 Years (500 Months)
  • Peoria = 56.58 Years (679 Months)
  • Phoenix = 29.33 Years (352 Months)
  • Scottsdale = 47.67 Years (572 Months)
  • Surprise = 45.58 Years (547 Months)
  • Tempe = 46.58 Years (559 Months)
  • Tucson = 58.58 Years (703 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.92 Years (539 Months)
  • Gilbert = 49.58 Years (595 Months)
  • Glendale = 36.83 Years (442 Months)
  • Mesa = 36.58 Years (439 Months)
  • Peoria = 51.42 Years (617 Months)
  • Phoenix = 21.58 Years (259 Months)
  • Scottsdale = 39.58 Years (475 Months)
  • Surprise = 38.58 Years (463 Months)
  • Tempe = 39.58 Years (475 Months)
  • Tucson = 55.42 Years (665 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.58 Years (655 Months)
  • Gilbert = 61.42 Years (737 Months)
  • Glendale = 46.67 Years (560 Months)
  • Mesa = 44.17 Years (530 Months)
  • Peoria = 58.58 Years (703 Months)
  • Phoenix = 34.58 Years (415 Months)
  • Scottsdale = 50.42 Years (605 Months)
  • Surprise = 48.08 Years (577 Months)
  • Tempe = 48.58 Years (583 Months)
  • Tucson = 58.58 Years (703 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.58 Years (655 Months)
  • Gilbert = 61.42 Years (737 Months)
  • Glendale = 46.67 Years (560 Months)
  • Mesa = 44.17 Years (530 Months)
  • Peoria = 58.58 Years (703 Months)
  • Phoenix = 34.58 Years (415 Months)
  • Scottsdale = 50.42 Years (605 Months)
  • Surprise = 48.08 Years (577 Months)
  • Tempe = 48.58 Years (583 Months)
  • Tucson = 58.58 Years (703 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 16.58 Years (199 Months)
  • Gilbert = 19.58 Years (235 Months)
  • Glendale = 13.58 Years (163 Months)
  • Mesa = 12.58 Years (151 Months)
  • Peoria = 19.58 Years (235 Months)
  • Phoenix = 9.58 Years (115 Months)
  • Scottsdale = 15.08 Years (181 Months)
  • Surprise = 13.58 Years (163 Months)
  • Tempe = 13.58 Years (163 Months)
  • Tucson = 31.58 Years (379 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 40.42 Years (485 Months)
  • Gilbert = 45.50 Years (546 Months)
  • Glendale = 33.25 Years (399 Months)
  • Mesa = 31.08 Years (373 Months)
  • Peoria = 46.00 Years (552 Months)
  • Phoenix = 17.58 Years (211 Months)
  • Scottsdale = 34.42 Years (413 Months)
  • Surprise = 35.50 Years (426 Months)
  • Tempe = 34.58 Years (415 Months)
  • Tucson = 54.33 Years (652 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 24.58 Years (295 Months)
  • Gilbert = 28.58 Years (343 Months)
  • Glendale = 18.58 Years (223 Months)
  • Mesa = 17.42 Years (209 Months)
  • Peoria = 29.58 Years (355 Months)
  • Phoenix = 11.58 Years (139 Months)
  • Scottsdale = 20.58 Years (247 Months)
  • Surprise = 19.58 Years (235 Months)
  • Tempe = 19.58 Years (235 Months)
  • Tucson = 42.58 Years (511 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.17 Years (626 Months)
  • Gilbert = 58.08 Years (697 Months)
  • Glendale = 43.58 Years (523 Months)
  • Mesa = 40.58 Years (487 Months)
  • Peoria = 56.58 Years (679 Months)
  • Phoenix = 31.58 Years (379 Months)
  • Scottsdale = 47.58 Years (571 Months)
  • Surprise = 44.67 Years (536 Months)
  • Tempe = 45.58 Years (547 Months)
  • Tucson = 56.75 Years (681 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 65.58 Years (787 Months)
  • Gilbert = 77.00 Years (924 Months)
  • Glendale = 49.58 Years (595 Months)
  • Mesa = 46.42 Years (557 Months)
  • Peoria = 69.58 Years (835 Months)
  • Phoenix = 33.25 Years (399 Months)
  • Scottsdale = 0.00 Years (0 Months)
  • Surprise = 50.83 Years (610 Months)
  • Tempe = 54.58 Years (655 Months)
  • Tucson = 65.67 Years (788 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.58 Years (571 Months)
  • Gilbert = 51.58 Years (619 Months)
  • Glendale = 38.58 Years (463 Months)
  • Mesa = 37.50 Years (450 Months)
  • Peoria = 51.58 Years (619 Months)
  • Phoenix = 22.58 Years (271 Months)
  • Scottsdale = 41.08 Years (493 Months)
  • Surprise = 40.58 Years (487 Months)
  • Tempe = 41.00 Years (492 Months)
  • Tucson = 56.58 Years (679 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.33 Years (508 Months)
  • Gilbert = 46.58 Years (559 Months)
  • Glendale = 34.17 Years (410 Months)
  • Mesa = 33.42 Years (401 Months)
  • Peoria = 47.58 Years (571 Months)
  • Phoenix = 18.17 Years (218 Months)
  • Scottsdale = 36.50 Years (438 Months)
  • Surprise = 36.42 Years (437 Months)
  • Tempe = 37.00 Years (444 Months)
  • Tucson = 52.58 Years (631 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 36.67 Years (440 Months)
  • Gilbert = 42.33 Years (508 Months)
  • Glendale = 29.58 Years (355 Months)
  • Mesa = 27.58 Years (331 Months)
  • Peoria = 43.75 Years (525 Months)
  • Phoenix = 16.75 Years (201 Months)
  • Scottsdale = 31.58 Years (379 Months)
  • Surprise = 33.50 Years (402 Months)
  • Tempe = 32.58 Years (391 Months)
  • Tucson = 52.58 Years (631 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.50 Years (558 Months)
  • Gilbert = 52.58 Years (631 Months)
  • Glendale = 38.58 Years (463 Months)
  • Mesa = 35.83 Years (430 Months)
  • Peoria = 52.58 Years (631 Months)
  • Phoenix = 26.42 Years (317 Months)
  • Scottsdale = 41.58 Years (499 Months)
  • Surprise = 39.67 Years (476 Months)
  • Tempe = 40.58 Years (487 Months)
  • Tucson = 62.83 Years (754 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.67 Years (512 Months)
  • Gilbert = 46.58 Years (559 Months)
  • Glendale = 36.58 Years (439 Months)
  • Mesa = 34.83 Years (418 Months)
  • Peoria = 46.58 Years (559 Months)
  • Phoenix = 22.00 Years (264 Months)
  • Scottsdale = 35.67 Years (428 Months)
  • Surprise = 39.25 Years (471 Months)
  • Tempe = 38.33 Years (460 Months)
  • Tucson = 53.67 Years (644 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.08 Years (553 Months)
  • Gilbert = 50.92 Years (611 Months)
  • Glendale = 39.25 Years (471 Months)
  • Mesa = 37.75 Years (453 Months)
  • Peoria = 50.42 Years (605 Months)
  • Phoenix = 24.75 Years (297 Months)
  • Scottsdale = 42.08 Years (505 Months)
  • Surprise = 41.33 Years (496 Months)
  • Tempe = 41.33 Years (496 Months)
  • Tucson = 53.08 Years (637 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.75 Years (609 Months)
  • Gilbert = 57.50 Years (690 Months)
  • Glendale = 43.25 Years (519 Months)
  • Mesa = 41.33 Years (496 Months)
  • Peoria = 56.42 Years (677 Months)
  • Phoenix = 26.75 Years (321 Months)
  • Scottsdale = 47.08 Years (565 Months)
  • Surprise = 44.00 Years (528 Months)
  • Tempe = 45.17 Years (542 Months)
  • Tucson = 59.50 Years (714 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.08 Years (577 Months)
  • Gilbert = 54.42 Years (653 Months)
  • Glendale = 41.25 Years (495 Months)
  • Mesa = 38.58 Years (463 Months)
  • Peoria = 53.58 Years (643 Months)
  • Phoenix = 24.75 Years (297 Months)
  • Scottsdale = 42.58 Years (511 Months)
  • Surprise = 41.83 Years (502 Months)
  • Tempe = 43.08 Years (517 Months)
  • Tucson = 57.58 Years (691 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 55.58 Years (667 Months)
  • Gilbert = 62.58 Years (751 Months)
  • Glendale = 45.92 Years (551 Months)
  • Mesa = 45.58 Years (547 Months)
  • Peoria = 58.58 Years (703 Months)
  • Phoenix = 31.83 Years (382 Months)
  • Scottsdale = 49.67 Years (596 Months)
  • Surprise = 48.58 Years (583 Months)
  • Tempe = 48.58 Years (583 Months)
  • Tucson = 61.42 Years (737 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.92 Years (551 Months)
  • Gilbert = 52.58 Years (631 Months)
  • Glendale = 37.92 Years (455 Months)
  • Mesa = 36.67 Years (440 Months)
  • Peoria = 51.17 Years (614 Months)
  • Phoenix = 22.42 Years (269 Months)
  • Scottsdale = 40.67 Years (488 Months)
  • Surprise = 39.58 Years (475 Months)
  • Tempe = 40.58 Years (487 Months)
  • Tucson = 56.25 Years (675 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.08 Years (577 Months)
  • Gilbert = 54.42 Years (653 Months)
  • Glendale = 41.25 Years (495 Months)
  • Mesa = 38.58 Years (463 Months)
  • Peoria = 53.58 Years (643 Months)
  • Phoenix = 24.75 Years (297 Months)
  • Scottsdale = 42.58 Years (511 Months)
  • Surprise = 41.83 Years (502 Months)
  • Tempe = 43.08 Years (517 Months)
  • Tucson = 51.50 Years (618 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 49.58 Years (595 Months)
  • Gilbert = 53.58 Years (643 Months)
  • Glendale = 42.75 Years (513 Months)
  • Mesa = 41.58 Years (499 Months)
  • Peoria = 51.58 Years (619 Months)
  • Phoenix = 36.58 Years (439 Months)
  • Scottsdale = 54.58 Years (655 Months)
  • Surprise = 43.58 Years (523 Months)
  • Tempe = 45.58 Years (547 Months)
  • Tucson = 54.58 Years (655 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 41.58 Years (499 Months)
  • Gilbert = 45.58 Years (547 Months)
  • Glendale = 35.58 Years (427 Months)
  • Mesa = 33.42 Years (401 Months)
  • Peoria = 43.92 Years (527 Months)
  • Phoenix = 30.58 Years (367 Months)
  • Scottsdale = 40.58 Years (487 Months)
  • Surprise = 35.17 Years (422 Months)
  • Tempe = 36.58 Years (439 Months)
  • Tucson = 49.42 Years (593 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.58 Years (607 Months)
  • Gilbert = 54.83 Years (658 Months)
  • Glendale = 41.75 Years (501 Months)
  • Mesa = 39.67 Years (476 Months)
  • Peoria = 55.75 Years (669 Months)
  • Phoenix = 26.67 Years (320 Months)
  • Scottsdale = 45.58 Years (547 Months)
  • Surprise = 43.58 Years (523 Months)
  • Tempe = 44.58 Years (535 Months)
  • Tucson = 56.33 Years (676 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.00 Years (564 Months)
  • Gilbert = 51.58 Years (619 Months)
  • Glendale = 39.42 Years (473 Months)
  • Mesa = 37.58 Years (451 Months)
  • Peoria = 52.58 Years (631 Months)
  • Phoenix = 23.58 Years (283 Months)
  • Scottsdale = 41.58 Years (499 Months)
  • Surprise = 40.58 Years (487 Months)
  • Tempe = 41.08 Years (493 Months)
  • Tucson = 54.08 Years (649 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.25 Years (507 Months)
  • Gilbert = 46.83 Years (562 Months)
  • Glendale = 35.17 Years (422 Months)
  • Mesa = 32.00 Years (384 Months)
  • Peoria = 46.75 Years (561 Months)
  • Phoenix = 21.58 Years (259 Months)
  • Scottsdale = 37.25 Years (447 Months)
  • Surprise = 35.75 Years (429 Months)
  • Tempe = 35.33 Years (424 Months)
  • Tucson = 58.00 Years (696 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.58 Years (535 Months)
  • Gilbert = 50.58 Years (607 Months)
  • Glendale = 36.58 Years (439 Months)
  • Mesa = 36.08 Years (433 Months)
  • Peoria = 49.83 Years (598 Months)
  • Phoenix = 21.58 Years (259 Months)
  • Scottsdale = 39.58 Years (475 Months)
  • Surprise = 39.50 Years (474 Months)
  • Tempe = 38.92 Years (467 Months)
  • Tucson = 55.75 Years (669 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.58 Years (535 Months)
  • Gilbert = 50.08 Years (601 Months)
  • Glendale = 35.67 Years (428 Months)
  • Mesa = 35.58 Years (427 Months)
  • Peoria = 49.67 Years (596 Months)
  • Phoenix = 20.58 Years (247 Months)
  • Scottsdale = 38.58 Years (463 Months)
  • Surprise = 38.58 Years (463 Months)
  • Tempe = 38.58 Years (463 Months)
  • Tucson = 55.58 Years (667 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.58 Years (571 Months)
  • Gilbert = 53.08 Years (637 Months)
  • Glendale = 39.58 Years (475 Months)
  • Mesa = 36.67 Years (440 Months)
  • Peoria = 52.58 Years (631 Months)
  • Phoenix = 26.58 Years (319 Months)
  • Scottsdale = 42.58 Years (511 Months)
  • Surprise = 40.67 Years (488 Months)
  • Tempe = 41.25 Years (495 Months)
  • Tucson = 64.92 Years (779 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 58.00 Years (696 Months)
  • Gilbert = 64.50 Years (774 Months)
  • Glendale = 47.42 Years (569 Months)
  • Mesa = 46.58 Years (559 Months)
  • Peoria = 60.92 Years (731 Months)
  • Phoenix = 33.58 Years (403 Months)
  • Scottsdale = 51.67 Years (620 Months)
  • Surprise = 49.75 Years (597 Months)
  • Tempe = 50.42 Years (605 Months)
  • Tucson = 60.83 Years (730 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 59.33 Years (712 Months)
  • Gilbert = 61.33 Years (736 Months)
  • Glendale = 54.67 Years (656 Months)
  • Mesa = 54.50 Years (654 Months)
  • Peoria = 57.00 Years (684 Months)
  • Phoenix = 54.58 Years (655 Months)
  • Scottsdale = 70.42 Years (845 Months)
  • Surprise = 54.50 Years (654 Months)
  • Tempe = 57.08 Years (685 Months)
  • Tucson = 48.50 Years (582 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.67 Years (536 Months)
  • Gilbert = 51.42 Years (617 Months)
  • Glendale = 37.17 Years (446 Months)
  • Mesa = 34.67 Years (416 Months)
  • Peoria = 51.67 Years (620 Months)
  • Phoenix = 22.58 Years (271 Months)
  • Scottsdale = 40.00 Years (480 Months)
  • Surprise = 39.75 Years (477 Months)
  • Tempe = 39.58 Years (475 Months)
  • Tucson = 45.17 Years (542 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.58 Years (607 Months)
  • Gilbert = 56.33 Years (676 Months)
  • Glendale = 42.58 Years (511 Months)
  • Mesa = 40.08 Years (481 Months)
  • Peoria = 55.58 Years (667 Months)
  • Phoenix = 28.58 Years (343 Months)
  • Scottsdale = 48.58 Years (583 Months)
  • Surprise = 43.92 Years (527 Months)
  • Tempe = 45.58 Years (547 Months)
  • Tucson = 67.42 Years (809 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.58 Years (535 Months)
  • Gilbert = 50.58 Years (607 Months)
  • Glendale = 36.58 Years (439 Months)
  • Mesa = 34.67 Years (416 Months)
  • Peoria = 51.50 Years (618 Months)
  • Phoenix = 22.50 Years (270 Months)
  • Scottsdale = 39.33 Years (472 Months)
  • Surprise = 39.58 Years (475 Months)
  • Tempe = 38.92 Years (467 Months)
  • Tucson = 45.08 Years (541 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.58 Years (631 Months)
  • Gilbert = 58.58 Years (703 Months)
  • Glendale = 42.75 Years (513 Months)
  • Mesa = 41.17 Years (494 Months)
  • Peoria = 59.33 Years (712 Months)
  • Phoenix = 28.58 Years (343 Months)
  • Scottsdale = 48.58 Years (583 Months)
  • Surprise = 45.58 Years (547 Months)
  • Tempe = 45.58 Years (547 Months)
  • Tucson = 64.58 Years (775 Months)

More Model Comparisons for Arizona

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Specific Strategy Summaries for Arizona Cities

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

  • 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
  • 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
  • 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
  • .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
  • Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
  • 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
  • Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
  • 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
  • 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
  • .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
  • 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
  • Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
  • 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
  • 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
  • Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
  • Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
  • Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
  • 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
  • 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
  • Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
  • Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
  • Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
  • .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
  • 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
  • Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
  • .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
  • 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
  • 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
  • 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
  • No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
  • Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
  • 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
  • Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
  • 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Detailed Arizona City-Specific Modeling

Check out the detailed modeling for these Arizona cities.

Chandler
Gilbert
Glendale
Mesa
Peoria
Phoenix
Scottsdale
Surprise
Tempe
Tucson