Arizona Real Estate Models

Check out how Arizona does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.50 Years (618 Months)
  • Gilbert = 59.17 Years (710 Months)
  • Glendale = 44.50 Years (534 Months)
  • Mesa = 42.00 Years (504 Months)
  • Peoria = 56.08 Years (673 Months)
  • Phoenix = 29.58 Years (355 Months)
  • Scottsdale = 48.08 Years (577 Months)
  • Surprise = 46.00 Years (552 Months)
  • Tempe = 46.00 Years (552 Months)
  • Tucson = 58.00 Years (696 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 56.00 Years (672 Months)
  • Gilbert = 61.58 Years (739 Months)
  • Glendale = 46.58 Years (559 Months)
  • Mesa = 44.00 Years (528 Months)
  • Peoria = 58.00 Years (696 Months)
  • Phoenix = 34.00 Years (408 Months)
  • Scottsdale = 50.33 Years (604 Months)
  • Surprise = 48.17 Years (578 Months)
  • Tempe = 48.00 Years (576 Months)
  • Tucson = 58.58 Years (703 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.33 Years (544 Months)
  • Gilbert = 49.00 Years (588 Months)
  • Glendale = 36.67 Years (440 Months)
  • Mesa = 37.00 Years (444 Months)
  • Peoria = 51.00 Years (612 Months)
  • Phoenix = 21.00 Years (252 Months)
  • Scottsdale = 39.17 Years (470 Months)
  • Surprise = 39.00 Years (468 Months)
  • Tempe = 38.58 Years (463 Months)
  • Tucson = 55.00 Years (660 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 17.00 Years (204 Months)
  • Gilbert = 19.00 Years (228 Months)
  • Glendale = 13.00 Years (156 Months)
  • Mesa = 12.00 Years (144 Months)
  • Peoria = 20.00 Years (240 Months)
  • Phoenix = 9.00 Years (108 Months)
  • Scottsdale = 15.08 Years (181 Months)
  • Surprise = 13.00 Years (156 Months)
  • Tempe = 14.00 Years (168 Months)
  • Tucson = 32.00 Years (384 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 56.00 Years (672 Months)
  • Gilbert = 61.58 Years (739 Months)
  • Glendale = 46.58 Years (559 Months)
  • Mesa = 44.00 Years (528 Months)
  • Peoria = 58.00 Years (696 Months)
  • Phoenix = 34.00 Years (408 Months)
  • Scottsdale = 50.33 Years (604 Months)
  • Surprise = 48.17 Years (578 Months)
  • Tempe = 48.00 Years (576 Months)
  • Tucson = 58.58 Years (703 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 24.50 Years (294 Months)
  • Gilbert = 29.00 Years (348 Months)
  • Glendale = 19.00 Years (228 Months)
  • Mesa = 17.00 Years (204 Months)
  • Peoria = 30.00 Years (360 Months)
  • Phoenix = 11.00 Years (132 Months)
  • Scottsdale = 20.00 Years (240 Months)
  • Surprise = 19.00 Years (228 Months)
  • Tempe = 20.00 Years (240 Months)
  • Tucson = 42.83 Years (514 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.67 Years (512 Months)
  • Gilbert = 48.00 Years (576 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 34.75 Years (417 Months)
  • Peoria = 47.00 Years (564 Months)
  • Phoenix = 22.08 Years (265 Months)
  • Scottsdale = 36.00 Years (432 Months)
  • Surprise = 39.00 Years (468 Months)
  • Tempe = 38.33 Years (460 Months)
  • Tucson = 53.92 Years (647 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.42 Years (629 Months)
  • Gilbert = 56.83 Years (682 Months)
  • Glendale = 45.00 Years (540 Months)
  • Mesa = 41.00 Years (492 Months)
  • Peoria = 56.83 Years (682 Months)
  • Phoenix = 31.00 Years (372 Months)
  • Scottsdale = 47.00 Years (564 Months)
  • Surprise = 44.42 Years (533 Months)
  • Tempe = 47.08 Years (565 Months)
  • Tucson = 56.67 Years (680 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.00 Years (564 Months)
  • Gilbert = 52.33 Years (628 Months)
  • Glendale = 38.00 Years (456 Months)
  • Mesa = 36.00 Years (432 Months)
  • Peoria = 52.83 Years (634 Months)
  • Phoenix = 26.00 Years (312 Months)
  • Scottsdale = 42.00 Years (504 Months)
  • Surprise = 40.00 Years (480 Months)
  • Tempe = 41.00 Years (492 Months)
  • Tucson = 63.08 Years (757 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.17 Years (554 Months)
  • Gilbert = 52.00 Years (624 Months)
  • Glendale = 38.00 Years (456 Months)
  • Mesa = 37.33 Years (448 Months)
  • Peoria = 51.67 Years (620 Months)
  • Phoenix = 23.00 Years (276 Months)
  • Scottsdale = 41.08 Years (493 Months)
  • Surprise = 40.00 Years (480 Months)
  • Tempe = 42.00 Years (504 Months)
  • Tucson = 56.67 Years (680 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.00 Years (504 Months)
  • Gilbert = 47.00 Years (564 Months)
  • Glendale = 33.92 Years (407 Months)
  • Mesa = 33.42 Years (401 Months)
  • Peoria = 47.25 Years (567 Months)
  • Phoenix = 18.00 Years (216 Months)
  • Scottsdale = 36.50 Years (438 Months)
  • Surprise = 36.17 Years (434 Months)
  • Tempe = 37.00 Years (444 Months)
  • Tucson = 52.83 Years (634 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 40.00 Years (480 Months)
  • Gilbert = 45.00 Years (540 Months)
  • Glendale = 33.25 Years (399 Months)
  • Mesa = 31.00 Years (372 Months)
  • Peoria = 46.42 Years (557 Months)
  • Phoenix = 18.00 Years (216 Months)
  • Scottsdale = 34.00 Years (408 Months)
  • Surprise = 35.50 Years (426 Months)
  • Tempe = 34.67 Years (416 Months)
  • Tucson = 54.00 Years (648 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.42 Years (557 Months)
  • Gilbert = 50.50 Years (606 Months)
  • Glendale = 39.33 Years (472 Months)
  • Mesa = 37.75 Years (453 Months)
  • Peoria = 50.33 Years (604 Months)
  • Phoenix = 25.08 Years (301 Months)
  • Scottsdale = 42.42 Years (509 Months)
  • Surprise = 41.00 Years (492 Months)
  • Tempe = 41.00 Years (492 Months)
  • Tucson = 53.17 Years (638 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 66.00 Years (792 Months)
  • Gilbert = 77.92 Years (935 Months)
  • Glendale = 50.00 Years (600 Months)
  • Mesa = 46.50 Years (558 Months)
  • Peoria = 69.58 Years (835 Months)
  • Phoenix = 32.83 Years (394 Months)
  • Scottsdale = 0.00 Years (0 Months)
  • Surprise = 50.83 Years (610 Months)
  • Tempe = 54.00 Years (648 Months)
  • Tucson = 65.83 Years (790 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 36.67 Years (440 Months)
  • Gilbert = 42.50 Years (510 Months)
  • Glendale = 30.00 Years (360 Months)
  • Mesa = 28.00 Years (336 Months)
  • Peoria = 44.00 Years (528 Months)
  • Phoenix = 16.75 Years (201 Months)
  • Scottsdale = 31.00 Years (372 Months)
  • Surprise = 33.00 Years (396 Months)
  • Tempe = 32.00 Years (384 Months)
  • Tucson = 53.00 Years (636 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.17 Years (578 Months)
  • Gilbert = 54.00 Years (648 Months)
  • Glendale = 41.25 Years (495 Months)
  • Mesa = 38.75 Years (465 Months)
  • Peoria = 53.92 Years (647 Months)
  • Phoenix = 25.08 Years (301 Months)
  • Scottsdale = 43.00 Years (516 Months)
  • Surprise = 41.58 Years (499 Months)
  • Tempe = 42.58 Years (511 Months)
  • Tucson = 57.92 Years (695 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 56.00 Years (672 Months)
  • Gilbert = 62.08 Years (745 Months)
  • Glendale = 46.17 Years (554 Months)
  • Mesa = 45.00 Years (540 Months)
  • Peoria = 58.83 Years (706 Months)
  • Phoenix = 32.33 Years (388 Months)
  • Scottsdale = 49.08 Years (589 Months)
  • Surprise = 48.83 Years (586 Months)
  • Tempe = 48.00 Years (576 Months)
  • Tucson = 61.50 Years (738 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 40.00 Years (480 Months)
  • Gilbert = 42.83 Years (514 Months)
  • Glendale = 37.33 Years (448 Months)
  • Mesa = 35.17 Years (422 Months)
  • Peoria = 40.50 Years (486 Months)
  • Phoenix = 25.08 Years (301 Months)
  • Scottsdale = 39.17 Years (470 Months)
  • Surprise = 35.50 Years (426 Months)
  • Tempe = 37.33 Years (448 Months)
  • Tucson = 41.83 Years (502 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.33 Years (556 Months)
  • Gilbert = 52.00 Years (624 Months)
  • Glendale = 37.58 Years (451 Months)
  • Mesa = 36.67 Years (440 Months)
  • Peoria = 50.58 Years (607 Months)
  • Phoenix = 22.00 Years (264 Months)
  • Scottsdale = 40.67 Years (488 Months)
  • Surprise = 40.83 Years (490 Months)
  • Tempe = 41.00 Years (492 Months)
  • Tucson = 56.25 Years (675 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.00 Years (600 Months)
  • Gilbert = 54.00 Years (648 Months)
  • Glendale = 42.42 Years (509 Months)
  • Mesa = 42.00 Years (504 Months)
  • Peoria = 51.58 Years (619 Months)
  • Phoenix = 37.00 Years (444 Months)
  • Scottsdale = 54.00 Years (648 Months)
  • Surprise = 43.58 Years (523 Months)
  • Tempe = 45.67 Years (548 Months)
  • Tucson = 54.00 Years (648 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 41.08 Years (493 Months)
  • Gilbert = 45.17 Years (542 Months)
  • Glendale = 35.33 Years (424 Months)
  • Mesa = 33.42 Years (401 Months)
  • Peoria = 44.00 Years (528 Months)
  • Phoenix = 30.67 Years (368 Months)
  • Scottsdale = 40.75 Years (489 Months)
  • Surprise = 35.00 Years (420 Months)
  • Tempe = 36.42 Years (437 Months)
  • Tucson = 48.17 Years (578 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.08 Years (529 Months)
  • Gilbert = 50.50 Years (606 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 35.00 Years (420 Months)
  • Peoria = 50.33 Years (604 Months)
  • Phoenix = 21.00 Years (252 Months)
  • Scottsdale = 38.08 Years (457 Months)
  • Surprise = 38.58 Years (463 Months)
  • Tempe = 38.58 Years (463 Months)
  • Tucson = 55.83 Years (670 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.58 Years (571 Months)
  • Gilbert = 51.00 Years (612 Months)
  • Glendale = 39.08 Years (469 Months)
  • Mesa = 37.67 Years (452 Months)
  • Peoria = 52.75 Years (633 Months)
  • Phoenix = 24.00 Years (288 Months)
  • Scottsdale = 41.00 Years (492 Months)
  • Surprise = 40.33 Years (484 Months)
  • Tempe = 40.58 Years (487 Months)
  • Tucson = 54.00 Years (648 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.67 Years (608 Months)
  • Gilbert = 56.92 Years (683 Months)
  • Glendale = 43.25 Years (519 Months)
  • Mesa = 41.00 Years (492 Months)
  • Peoria = 56.00 Years (672 Months)
  • Phoenix = 27.08 Years (325 Months)
  • Scottsdale = 47.00 Years (564 Months)
  • Surprise = 44.17 Years (530 Months)
  • Tempe = 45.50 Years (546 Months)
  • Tucson = 59.08 Years (709 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.83 Years (538 Months)
  • Gilbert = 51.00 Years (612 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 35.92 Years (431 Months)
  • Peoria = 49.25 Years (591 Months)
  • Phoenix = 21.00 Years (252 Months)
  • Scottsdale = 40.00 Years (480 Months)
  • Surprise = 39.50 Years (474 Months)
  • Tempe = 39.58 Years (475 Months)
  • Tucson = 56.00 Years (672 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.50 Years (510 Months)
  • Gilbert = 46.50 Years (558 Months)
  • Glendale = 34.92 Years (419 Months)
  • Mesa = 32.00 Years (384 Months)
  • Peoria = 46.58 Years (559 Months)
  • Phoenix = 21.83 Years (262 Months)
  • Scottsdale = 37.58 Years (451 Months)
  • Surprise = 35.33 Years (424 Months)
  • Tempe = 35.00 Years (420 Months)
  • Tucson = 58.25 Years (699 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.00 Years (612 Months)
  • Gilbert = 54.25 Years (651 Months)
  • Glendale = 42.08 Years (505 Months)
  • Mesa = 40.08 Years (481 Months)
  • Peoria = 56.00 Years (672 Months)
  • Phoenix = 27.08 Years (325 Months)
  • Scottsdale = 45.00 Years (540 Months)
  • Surprise = 44.00 Years (528 Months)
  • Tempe = 44.92 Years (539 Months)
  • Tucson = 56.17 Years (674 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.00 Years (576 Months)
  • Gilbert = 53.17 Years (638 Months)
  • Glendale = 39.00 Years (468 Months)
  • Mesa = 36.58 Years (439 Months)
  • Peoria = 53.00 Years (636 Months)
  • Phoenix = 26.00 Years (312 Months)
  • Scottsdale = 42.00 Years (504 Months)
  • Surprise = 40.67 Years (488 Months)
  • Tempe = 41.25 Years (495 Months)
  • Tucson = 65.00 Years (780 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 56.00 Years (672 Months)
  • Gilbert = 63.25 Years (759 Months)
  • Glendale = 47.58 Years (571 Months)
  • Mesa = 46.42 Years (557 Months)
  • Peoria = 61.42 Years (737 Months)
  • Phoenix = 33.42 Years (401 Months)
  • Scottsdale = 52.00 Years (624 Months)
  • Surprise = 50.08 Years (601 Months)
  • Tempe = 50.58 Years (607 Months)
  • Tucson = 60.92 Years (731 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 59.33 Years (712 Months)
  • Gilbert = 61.33 Years (736 Months)
  • Glendale = 54.67 Years (656 Months)
  • Mesa = 54.50 Years (654 Months)
  • Peoria = 57.00 Years (684 Months)
  • Phoenix = 54.58 Years (655 Months)
  • Scottsdale = 70.42 Years (845 Months)
  • Surprise = 54.50 Years (654 Months)
  • Tempe = 57.08 Years (685 Months)
  • Tucson = 48.50 Years (582 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.00 Years (612 Months)
  • Gilbert = 57.00 Years (684 Months)
  • Glendale = 42.00 Years (504 Months)
  • Mesa = 40.00 Years (480 Months)
  • Peoria = 56.00 Years (672 Months)
  • Phoenix = 28.00 Years (336 Months)
  • Scottsdale = 49.00 Years (588 Months)
  • Surprise = 44.17 Years (530 Months)
  • Tempe = 44.67 Years (536 Months)
  • Tucson = 68.00 Years (816 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.00 Years (540 Months)
  • Gilbert = 50.92 Years (611 Months)
  • Glendale = 36.75 Years (441 Months)
  • Mesa = 34.42 Years (413 Months)
  • Peoria = 51.42 Years (617 Months)
  • Phoenix = 22.75 Years (273 Months)
  • Scottsdale = 40.00 Years (480 Months)
  • Surprise = 39.50 Years (474 Months)
  • Tempe = 39.00 Years (468 Months)
  • Tucson = 53.00 Years (636 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.92 Years (539 Months)
  • Gilbert = 50.00 Years (600 Months)
  • Glendale = 36.00 Years (432 Months)
  • Mesa = 34.83 Years (418 Months)
  • Peoria = 51.00 Years (612 Months)
  • Phoenix = 22.75 Years (273 Months)
  • Scottsdale = 39.58 Years (475 Months)
  • Surprise = 39.00 Years (468 Months)
  • Tempe = 38.75 Years (465 Months)
  • Tucson = 53.00 Years (636 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.83 Years (634 Months)
  • Gilbert = 58.00 Years (696 Months)
  • Glendale = 42.50 Years (510 Months)
  • Mesa = 41.00 Years (492 Months)
  • Peoria = 59.00 Years (708 Months)
  • Phoenix = 28.00 Years (336 Months)
  • Scottsdale = 49.00 Years (588 Months)
  • Surprise = 46.00 Years (552 Months)
  • Tempe = 45.00 Years (540 Months)
  • Tucson = 64.75 Years (777 Months)

More Model Comparisons for Arizona

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Specific Strategy Summaries for Arizona Cities

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

  • 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
  • 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
  • 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
  • Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
  • .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
  • Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
  • 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
  • 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
  • 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
  • .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
  • 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
  • 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
  • Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
  • 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
  • Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
  • Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
  • 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
  • Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
  • 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
  • Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
  • Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
  • 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
  • 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
  • Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
  • .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
  • Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
  • .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
  • 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
  • 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
  • No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
  • 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
  • Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
  • Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
  • 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Detailed Arizona City-Specific Modeling

Check out the detailed modeling for these Arizona cities.

Chandler
Gilbert
Glendale
Mesa
Peoria
Phoenix
Scottsdale
Surprise
Tempe
Tucson