Arizona Real Estate Models

Check out how Arizona does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.75 Years (609 Months)
  • Gilbert = 58.75 Years (705 Months)
  • Glendale = 44.25 Years (531 Months)
  • Mesa = 41.75 Years (501 Months)
  • Peoria = 56.75 Years (681 Months)
  • Phoenix = 29.00 Years (348 Months)
  • Scottsdale = 47.75 Years (573 Months)
  • Surprise = 45.42 Years (545 Months)
  • Tempe = 46.58 Years (559 Months)
  • Tucson = 57.83 Years (694 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.75 Years (537 Months)
  • Gilbert = 49.75 Years (597 Months)
  • Glendale = 36.75 Years (441 Months)
  • Mesa = 36.25 Years (435 Months)
  • Peoria = 50.83 Years (610 Months)
  • Phoenix = 20.92 Years (251 Months)
  • Scottsdale = 39.67 Years (476 Months)
  • Surprise = 38.75 Years (465 Months)
  • Tempe = 39.75 Years (477 Months)
  • Tucson = 54.50 Years (654 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.17 Years (650 Months)
  • Gilbert = 60.42 Years (725 Months)
  • Glendale = 46.83 Years (562 Months)
  • Mesa = 44.08 Years (529 Months)
  • Peoria = 58.08 Years (697 Months)
  • Phoenix = 33.83 Years (406 Months)
  • Scottsdale = 50.58 Years (607 Months)
  • Surprise = 48.25 Years (579 Months)
  • Tempe = 48.50 Years (582 Months)
  • Tucson = 58.17 Years (698 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.17 Years (650 Months)
  • Gilbert = 60.42 Years (725 Months)
  • Glendale = 46.83 Years (562 Months)
  • Mesa = 44.08 Years (529 Months)
  • Peoria = 58.08 Years (697 Months)
  • Phoenix = 33.83 Years (406 Months)
  • Scottsdale = 50.58 Years (607 Months)
  • Surprise = 48.25 Years (579 Months)
  • Tempe = 48.50 Years (582 Months)
  • Tucson = 58.17 Years (698 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 16.75 Years (201 Months)
  • Gilbert = 18.75 Years (225 Months)
  • Glendale = 12.75 Years (153 Months)
  • Mesa = 12.50 Years (150 Months)
  • Peoria = 19.75 Years (237 Months)
  • Phoenix = 9.67 Years (116 Months)
  • Scottsdale = 15.08 Years (181 Months)
  • Surprise = 13.75 Years (165 Months)
  • Tempe = 13.75 Years (165 Months)
  • Tucson = 31.75 Years (381 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 40.08 Years (481 Months)
  • Gilbert = 44.75 Years (537 Months)
  • Glendale = 33.33 Years (400 Months)
  • Mesa = 30.75 Years (369 Months)
  • Peoria = 45.75 Years (549 Months)
  • Phoenix = 17.75 Years (213 Months)
  • Scottsdale = 33.75 Years (405 Months)
  • Surprise = 35.08 Years (421 Months)
  • Tempe = 34.75 Years (417 Months)
  • Tucson = 53.92 Years (647 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 24.08 Years (289 Months)
  • Gilbert = 28.42 Years (341 Months)
  • Glendale = 18.75 Years (225 Months)
  • Mesa = 16.67 Years (200 Months)
  • Peoria = 29.42 Years (353 Months)
  • Phoenix = 11.75 Years (141 Months)
  • Scottsdale = 19.75 Years (237 Months)
  • Surprise = 18.75 Years (225 Months)
  • Tempe = 19.75 Years (237 Months)
  • Tucson = 42.75 Years (513 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.75 Years (621 Months)
  • Gilbert = 55.75 Years (669 Months)
  • Glendale = 43.42 Years (521 Months)
  • Mesa = 40.75 Years (489 Months)
  • Peoria = 56.00 Years (672 Months)
  • Phoenix = 31.25 Years (375 Months)
  • Scottsdale = 47.75 Years (573 Months)
  • Surprise = 44.75 Years (537 Months)
  • Tempe = 45.75 Years (549 Months)
  • Tucson = 56.42 Years (677 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 66.17 Years (794 Months)
  • Gilbert = 76.83 Years (922 Months)
  • Glendale = 49.75 Years (597 Months)
  • Mesa = 47.67 Years (572 Months)
  • Peoria = 69.83 Years (838 Months)
  • Phoenix = 33.42 Years (401 Months)
  • Scottsdale = 0.00 Years (0 Months)
  • Surprise = 51.00 Years (612 Months)
  • Tempe = 54.08 Years (649 Months)
  • Tucson = 65.42 Years (785 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 36.50 Years (438 Months)
  • Gilbert = 42.33 Years (508 Months)
  • Glendale = 29.75 Years (357 Months)
  • Mesa = 27.75 Years (333 Months)
  • Peoria = 43.75 Years (525 Months)
  • Phoenix = 16.50 Years (198 Months)
  • Scottsdale = 30.75 Years (369 Months)
  • Surprise = 33.67 Years (404 Months)
  • Tempe = 31.75 Years (381 Months)
  • Tucson = 52.58 Years (631 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.17 Years (554 Months)
  • Gilbert = 51.75 Years (621 Months)
  • Glendale = 38.17 Years (458 Months)
  • Mesa = 37.50 Years (450 Months)
  • Peoria = 51.00 Years (612 Months)
  • Phoenix = 22.75 Years (273 Months)
  • Scottsdale = 40.92 Years (491 Months)
  • Surprise = 40.42 Years (485 Months)
  • Tempe = 40.75 Years (489 Months)
  • Tucson = 56.50 Years (678 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 41.75 Years (501 Months)
  • Gilbert = 46.75 Years (561 Months)
  • Glendale = 33.75 Years (405 Months)
  • Mesa = 33.50 Years (402 Months)
  • Peoria = 47.67 Years (572 Months)
  • Phoenix = 17.75 Years (213 Months)
  • Scottsdale = 36.75 Years (441 Months)
  • Surprise = 35.83 Years (430 Months)
  • Tempe = 36.75 Years (441 Months)
  • Tucson = 52.25 Years (627 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.75 Years (549 Months)
  • Gilbert = 49.75 Years (597 Months)
  • Glendale = 38.92 Years (467 Months)
  • Mesa = 37.17 Years (446 Months)
  • Peoria = 49.83 Years (598 Months)
  • Phoenix = 24.83 Years (298 Months)
  • Scottsdale = 41.75 Years (501 Months)
  • Surprise = 40.92 Years (491 Months)
  • Tempe = 41.00 Years (492 Months)
  • Tucson = 52.58 Years (631 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.58 Years (607 Months)
  • Gilbert = 56.42 Years (677 Months)
  • Glendale = 43.33 Years (520 Months)
  • Mesa = 40.75 Years (489 Months)
  • Peoria = 56.58 Years (679 Months)
  • Phoenix = 26.83 Years (322 Months)
  • Scottsdale = 46.75 Years (561 Months)
  • Surprise = 43.75 Years (525 Months)
  • Tempe = 44.75 Years (537 Months)
  • Tucson = 59.00 Years (708 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.75 Years (513 Months)
  • Gilbert = 46.17 Years (554 Months)
  • Glendale = 35.83 Years (430 Months)
  • Mesa = 34.75 Years (417 Months)
  • Peoria = 46.25 Years (555 Months)
  • Phoenix = 21.75 Years (261 Months)
  • Scottsdale = 35.50 Years (426 Months)
  • Surprise = 38.75 Years (465 Months)
  • Tempe = 37.83 Years (454 Months)
  • Tucson = 51.92 Years (623 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.75 Years (549 Months)
  • Gilbert = 51.75 Years (621 Months)
  • Glendale = 37.75 Years (453 Months)
  • Mesa = 35.33 Years (424 Months)
  • Peoria = 51.83 Years (622 Months)
  • Phoenix = 25.75 Years (309 Months)
  • Scottsdale = 41.33 Years (496 Months)
  • Surprise = 39.75 Years (477 Months)
  • Tempe = 40.42 Years (485 Months)
  • Tucson = 62.75 Years (753 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 55.42 Years (665 Months)
  • Gilbert = 61.75 Years (741 Months)
  • Glendale = 45.75 Years (549 Months)
  • Mesa = 44.75 Years (537 Months)
  • Peoria = 58.08 Years (697 Months)
  • Phoenix = 31.75 Years (381 Months)
  • Scottsdale = 49.00 Years (588 Months)
  • Surprise = 47.25 Years (567 Months)
  • Tempe = 48.75 Years (585 Months)
  • Tucson = 60.75 Years (729 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.17 Years (578 Months)
  • Gilbert = 53.42 Years (641 Months)
  • Glendale = 41.25 Years (495 Months)
  • Mesa = 38.08 Years (457 Months)
  • Peoria = 53.75 Years (645 Months)
  • Phoenix = 24.83 Years (298 Months)
  • Scottsdale = 42.42 Years (509 Months)
  • Surprise = 41.75 Years (501 Months)
  • Tempe = 42.75 Years (513 Months)
  • Tucson = 57.17 Years (686 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 49.75 Years (597 Months)
  • Gilbert = 53.75 Years (645 Months)
  • Glendale = 42.33 Years (508 Months)
  • Mesa = 41.75 Years (501 Months)
  • Peoria = 51.33 Years (616 Months)
  • Phoenix = 36.75 Years (441 Months)
  • Scottsdale = 54.17 Years (650 Months)
  • Surprise = 43.75 Years (525 Months)
  • Tempe = 45.75 Years (549 Months)
  • Tucson = 54.33 Years (652 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.42 Years (557 Months)
  • Gilbert = 51.75 Years (621 Months)
  • Glendale = 36.75 Years (441 Months)
  • Mesa = 36.75 Years (441 Months)
  • Peoria = 50.75 Years (609 Months)
  • Phoenix = 22.17 Years (266 Months)
  • Scottsdale = 40.08 Years (481 Months)
  • Surprise = 39.25 Years (471 Months)
  • Tempe = 40.58 Years (487 Months)
  • Tucson = 55.75 Years (669 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.17 Years (578 Months)
  • Gilbert = 53.42 Years (641 Months)
  • Glendale = 41.25 Years (495 Months)
  • Mesa = 38.08 Years (457 Months)
  • Peoria = 53.42 Years (641 Months)
  • Phoenix = 24.83 Years (298 Months)
  • Scottsdale = 42.42 Years (509 Months)
  • Surprise = 41.75 Years (501 Months)
  • Tempe = 42.75 Years (513 Months)
  • Tucson = 51.00 Years (612 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 40.92 Years (491 Months)
  • Gilbert = 45.00 Years (540 Months)
  • Glendale = 35.17 Years (422 Months)
  • Mesa = 33.50 Years (402 Months)
  • Peoria = 43.75 Years (525 Months)
  • Phoenix = 30.58 Years (367 Months)
  • Scottsdale = 40.67 Years (488 Months)
  • Surprise = 35.17 Years (422 Months)
  • Tempe = 36.25 Years (435 Months)
  • Tucson = 48.00 Years (576 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.75 Years (561 Months)
  • Gilbert = 50.75 Years (609 Months)
  • Glendale = 39.00 Years (468 Months)
  • Mesa = 37.58 Years (451 Months)
  • Peoria = 52.50 Years (630 Months)
  • Phoenix = 23.75 Years (285 Months)
  • Scottsdale = 41.67 Years (500 Months)
  • Surprise = 40.75 Years (489 Months)
  • Tempe = 40.75 Years (489 Months)
  • Tucson = 53.75 Years (645 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.00 Years (504 Months)
  • Gilbert = 45.83 Years (550 Months)
  • Glendale = 34.83 Years (418 Months)
  • Mesa = 32.00 Years (384 Months)
  • Peoria = 46.33 Years (556 Months)
  • Phoenix = 21.42 Years (257 Months)
  • Scottsdale = 36.75 Years (441 Months)
  • Surprise = 35.50 Years (426 Months)
  • Tempe = 35.08 Years (421 Months)
  • Tucson = 57.58 Years (691 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.50 Years (606 Months)
  • Gilbert = 54.75 Years (657 Months)
  • Glendale = 41.75 Years (501 Months)
  • Mesa = 39.75 Years (477 Months)
  • Peoria = 55.75 Years (669 Months)
  • Phoenix = 26.75 Years (321 Months)
  • Scottsdale = 44.08 Years (529 Months)
  • Surprise = 43.75 Years (525 Months)
  • Tempe = 44.17 Years (530 Months)
  • Tucson = 55.75 Years (669 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.75 Years (573 Months)
  • Gilbert = 52.83 Years (634 Months)
  • Glendale = 38.75 Years (465 Months)
  • Mesa = 35.75 Years (429 Months)
  • Peoria = 52.75 Years (633 Months)
  • Phoenix = 25.92 Years (311 Months)
  • Scottsdale = 41.75 Years (501 Months)
  • Surprise = 40.50 Years (486 Months)
  • Tempe = 41.08 Years (493 Months)
  • Tucson = 64.75 Years (777 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 59.33 Years (712 Months)
  • Gilbert = 61.33 Years (736 Months)
  • Glendale = 54.67 Years (656 Months)
  • Mesa = 54.50 Years (654 Months)
  • Peoria = 57.00 Years (684 Months)
  • Phoenix = 54.58 Years (655 Months)
  • Scottsdale = 70.42 Years (845 Months)
  • Surprise = 54.50 Years (654 Months)
  • Tempe = 57.08 Years (685 Months)
  • Tucson = 48.50 Years (582 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.75 Years (537 Months)
  • Gilbert = 50.25 Years (603 Months)
  • Glendale = 35.75 Years (429 Months)
  • Mesa = 35.75 Years (429 Months)
  • Peoria = 48.75 Years (585 Months)
  • Phoenix = 21.50 Years (258 Months)
  • Scottsdale = 39.58 Years (475 Months)
  • Surprise = 39.33 Years (472 Months)
  • Tempe = 38.75 Years (465 Months)
  • Tucson = 55.67 Years (668 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.75 Years (537 Months)
  • Gilbert = 49.75 Years (597 Months)
  • Glendale = 35.75 Years (429 Months)
  • Mesa = 34.75 Years (417 Months)
  • Peoria = 49.75 Years (597 Months)
  • Phoenix = 20.50 Years (246 Months)
  • Scottsdale = 37.75 Years (453 Months)
  • Surprise = 37.75 Years (453 Months)
  • Tempe = 38.75 Years (465 Months)
  • Tucson = 55.25 Years (663 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 56.17 Years (674 Months)
  • Gilbert = 63.00 Years (756 Months)
  • Glendale = 46.75 Years (561 Months)
  • Mesa = 46.08 Years (553 Months)
  • Peoria = 60.75 Years (729 Months)
  • Phoenix = 33.50 Years (402 Months)
  • Scottsdale = 51.42 Years (617 Months)
  • Surprise = 49.75 Years (597 Months)
  • Tempe = 50.58 Years (607 Months)
  • Tucson = 60.58 Years (727 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.00 Years (552 Months)
  • Gilbert = 48.92 Years (587 Months)
  • Glendale = 41.58 Years (499 Months)
  • Mesa = 40.08 Years (481 Months)
  • Peoria = 46.58 Years (559 Months)
  • Phoenix = 36.00 Years (432 Months)
  • Scottsdale = 47.33 Years (568 Months)
  • Surprise = 40.83 Years (490 Months)
  • Tempe = 42.67 Years (512 Months)
  • Tucson = 45.00 Years (540 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.75 Years (609 Months)
  • Gilbert = 56.25 Years (675 Months)
  • Glendale = 41.75 Years (501 Months)
  • Mesa = 39.75 Years (477 Months)
  • Peoria = 55.75 Years (669 Months)
  • Phoenix = 28.50 Years (342 Months)
  • Scottsdale = 48.00 Years (576 Months)
  • Surprise = 43.75 Years (525 Months)
  • Tempe = 44.75 Years (537 Months)
  • Tucson = 67.00 Years (804 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.33 Years (532 Months)
  • Gilbert = 49.75 Years (597 Months)
  • Glendale = 35.75 Years (429 Months)
  • Mesa = 34.42 Years (413 Months)
  • Peoria = 50.75 Years (609 Months)
  • Phoenix = 22.33 Years (268 Months)
  • Scottsdale = 38.75 Years (465 Months)
  • Surprise = 38.75 Years (465 Months)
  • Tempe = 38.75 Years (465 Months)
  • Tucson = 44.92 Years (539 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.42 Years (629 Months)
  • Gilbert = 58.00 Years (696 Months)
  • Glendale = 42.58 Years (511 Months)
  • Mesa = 40.75 Years (489 Months)
  • Peoria = 58.33 Years (700 Months)
  • Phoenix = 27.92 Years (335 Months)
  • Scottsdale = 48.75 Years (585 Months)
  • Surprise = 45.75 Years (549 Months)
  • Tempe = 44.75 Years (537 Months)
  • Tucson = 64.00 Years (768 Months)

More Model Comparisons for Arizona

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Specific Strategy Summaries for Arizona Cities

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

  • 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
  • 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
  • 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
  • .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
  • Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
  • 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
  • Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
  • 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
  • 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
  • Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
  • .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
  • 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
  • Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
  • Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
  • 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
  • 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
  • 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
  • Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
  • Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
  • 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
  • Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
  • Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
  • 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
  • Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
  • .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
  • 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
  • No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
  • .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
  • 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
  • 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
  • Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
  • 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
  • Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.
  • 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Detailed Arizona City-Specific Modeling

Check out the detailed modeling for these Arizona cities.

Chandler
Gilbert
Glendale
Mesa
Peoria
Phoenix
Scottsdale
Surprise
Tempe
Tucson