Arizona Real Estate Models

Check out how Arizona does for these scenarios.

5% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.25 Years (615 Months)
  • Gilbert = 58.25 Years (699 Months)
  • Glendale = 44.25 Years (531 Months)
  • Mesa = 41.33 Years (496 Months)
  • Peoria = 56.25 Years (675 Months)
  • Phoenix = 28.67 Years (344 Months)
  • Scottsdale = 48.25 Years (579 Months)
  • Surprise = 45.75 Years (549 Months)
  • Tempe = 46.00 Years (552 Months)
  • Tucson = 57.83 Years (694 Months)

5% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.25 Years (543 Months)
  • Gilbert = 49.25 Years (591 Months)
  • Glendale = 36.25 Years (435 Months)
  • Mesa = 36.50 Years (438 Months)
  • Peoria = 50.83 Years (610 Months)
  • Phoenix = 21.25 Years (255 Months)
  • Scottsdale = 39.25 Years (471 Months)
  • Surprise = 39.25 Years (471 Months)
  • Tempe = 38.58 Years (463 Months)
  • Tucson = 54.67 Years (656 Months)

10% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.25 Years (651 Months)
  • Gilbert = 61.00 Years (732 Months)
  • Glendale = 46.33 Years (556 Months)
  • Mesa = 44.00 Years (528 Months)
  • Peoria = 57.58 Years (691 Months)
  • Phoenix = 34.17 Years (410 Months)
  • Scottsdale = 50.42 Years (605 Months)
  • Surprise = 48.08 Years (577 Months)
  • Tempe = 47.92 Years (575 Months)
  • Tucson = 58.25 Years (699 Months)

.5 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 54.25 Years (651 Months)
  • Gilbert = 61.00 Years (732 Months)
  • Glendale = 46.33 Years (556 Months)
  • Mesa = 44.00 Years (528 Months)
  • Peoria = 57.58 Years (691 Months)
  • Phoenix = 34.17 Years (410 Months)
  • Scottsdale = 50.42 Years (605 Months)
  • Surprise = 48.08 Years (577 Months)
  • Tempe = 47.92 Years (575 Months)
  • Tucson = 58.25 Years (699 Months)

Nomad to Short-Term Rentals with 75% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 16.25 Years (195 Months)
  • Gilbert = 19.25 Years (231 Months)
  • Glendale = 13.17 Years (158 Months)
  • Mesa = 12.17 Years (146 Months)
  • Peoria = 19.25 Years (231 Months)
  • Phoenix = 9.25 Years (111 Months)
  • Scottsdale = 15.08 Years (181 Months)
  • Surprise = 13.25 Years (159 Months)
  • Tempe = 13.25 Years (159 Months)
  • Tucson = 32.25 Years (387 Months)

10% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 39.67 Years (476 Months)
  • Gilbert = 44.75 Years (537 Months)
  • Glendale = 33.25 Years (399 Months)
  • Mesa = 30.25 Years (363 Months)
  • Peoria = 46.25 Years (555 Months)
  • Phoenix = 18.17 Years (218 Months)
  • Scottsdale = 33.67 Years (404 Months)
  • Surprise = 35.25 Years (423 Months)
  • Tempe = 34.25 Years (411 Months)
  • Tucson = 53.83 Years (646 Months)

Nomad to Short-Term Rentals with 50% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 24.17 Years (290 Months)
  • Gilbert = 29.00 Years (348 Months)
  • Glendale = 18.25 Years (219 Months)
  • Mesa = 16.83 Years (202 Months)
  • Peoria = 29.25 Years (351 Months)
  • Phoenix = 11.25 Years (135 Months)
  • Scottsdale = 20.25 Years (243 Months)
  • Surprise = 19.25 Years (231 Months)
  • Tempe = 19.25 Years (231 Months)
  • Tucson = 42.25 Years (507 Months)

5% Property Price Premium While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.25 Years (627 Months)
  • Gilbert = 55.58 Years (667 Months)
  • Glendale = 43.75 Years (525 Months)
  • Mesa = 41.00 Years (492 Months)
  • Peoria = 56.33 Years (676 Months)
  • Phoenix = 31.08 Years (373 Months)
  • Scottsdale = 47.25 Years (567 Months)
  • Surprise = 44.25 Years (531 Months)
  • Tempe = 45.25 Years (543 Months)
  • Tucson = 56.25 Years (675 Months)

10% Less Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 65.33 Years (784 Months)
  • Gilbert = 76.58 Years (919 Months)
  • Glendale = 48.58 Years (583 Months)
  • Mesa = 46.75 Years (561 Months)
  • Peoria = 69.75 Years (837 Months)
  • Phoenix = 33.00 Years (396 Months)
  • Scottsdale = 0.00 Years (0 Months)
  • Surprise = 50.92 Years (611 Months)
  • Tempe = 54.25 Years (651 Months)
  • Tucson = 65.25 Years (783 Months)

Nomad to Short-Term Rentals with 25% Higher Rents

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 36.58 Years (439 Months)
  • Gilbert = 41.75 Years (501 Months)
  • Glendale = 29.25 Years (351 Months)
  • Mesa = 27.25 Years (327 Months)
  • Peoria = 43.25 Years (519 Months)
  • Phoenix = 16.50 Years (198 Months)
  • Scottsdale = 31.25 Years (375 Months)
  • Surprise = 33.25 Years (399 Months)
  • Tempe = 31.83 Years (382 Months)
  • Tucson = 52.58 Years (631 Months)

.25 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.33 Years (556 Months)
  • Gilbert = 51.50 Years (618 Months)
  • Glendale = 38.25 Years (459 Months)
  • Mesa = 37.50 Years (450 Months)
  • Peoria = 51.25 Years (615 Months)
  • Phoenix = 23.25 Years (279 Months)
  • Scottsdale = 40.92 Years (491 Months)
  • Surprise = 39.92 Years (479 Months)
  • Tempe = 40.42 Years (485 Months)
  • Tucson = 56.25 Years (675 Months)

10% Higher Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.25 Years (507 Months)
  • Gilbert = 46.25 Years (555 Months)
  • Glendale = 34.17 Years (410 Months)
  • Mesa = 33.50 Years (402 Months)
  • Peoria = 47.25 Years (567 Months)
  • Phoenix = 17.92 Years (215 Months)
  • Scottsdale = 36.25 Years (435 Months)
  • Surprise = 36.00 Years (432 Months)
  • Tempe = 37.25 Years (447 Months)
  • Tucson = 52.33 Years (628 Months)

Nomad™ and Sell ALL Rentals if SWR Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.33 Years (544 Months)
  • Gilbert = 50.17 Years (602 Months)
  • Glendale = 38.50 Years (462 Months)
  • Mesa = 37.42 Years (449 Months)
  • Peoria = 49.83 Years (598 Months)
  • Phoenix = 24.33 Years (292 Months)
  • Scottsdale = 41.83 Years (502 Months)
  • Surprise = 40.67 Years (488 Months)
  • Tempe = 40.67 Years (488 Months)
  • Tucson = 52.50 Years (630 Months)

25% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.25 Years (555 Months)
  • Gilbert = 52.25 Years (627 Months)
  • Glendale = 38.25 Years (459 Months)
  • Mesa = 35.42 Years (425 Months)
  • Peoria = 52.25 Years (627 Months)
  • Phoenix = 26.00 Years (312 Months)
  • Scottsdale = 41.25 Years (495 Months)
  • Surprise = 39.25 Years (471 Months)
  • Tempe = 40.08 Years (481 Months)
  • Tucson = 62.25 Years (747 Months)

10% More Job Income While Nomading™

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 42.42 Years (509 Months)
  • Gilbert = 45.83 Years (550 Months)
  • Glendale = 35.83 Years (430 Months)
  • Mesa = 34.42 Years (413 Months)
  • Peoria = 46.42 Years (557 Months)
  • Phoenix = 22.25 Years (267 Months)
  • Scottsdale = 35.50 Years (426 Months)
  • Surprise = 37.33 Years (448 Months)
  • Tempe = 38.25 Years (459 Months)
  • Tucson = 51.92 Years (623 Months)

Nomad™ Start with $0

Do the traditional Nomad™ strategy except you start with $0 saved up.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.75 Years (609 Months)
  • Gilbert = 56.67 Years (680 Months)
  • Glendale = 43.17 Years (518 Months)
  • Mesa = 40.33 Years (484 Months)
  • Peoria = 56.25 Years (675 Months)
  • Phoenix = 26.33 Years (316 Months)
  • Scottsdale = 47.00 Years (564 Months)
  • Surprise = 43.25 Years (519 Months)
  • Tempe = 45.25 Years (543 Months)
  • Tucson = 59.00 Years (708 Months)

Baseline Nomad™ Scenario

Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.00 Years (576 Months)
  • Gilbert = 53.58 Years (643 Months)
  • Glendale = 41.08 Years (493 Months)
  • Mesa = 38.33 Years (460 Months)
  • Peoria = 54.08 Years (649 Months)
  • Phoenix = 24.33 Years (292 Months)
  • Scottsdale = 42.25 Years (507 Months)
  • Surprise = 41.25 Years (495 Months)
  • Tempe = 42.25 Years (507 Months)
  • Tucson = 57.17 Years (686 Months)

10% Property Manager While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 55.25 Years (663 Months)
  • Gilbert = 62.08 Years (745 Months)
  • Glendale = 45.25 Years (543 Months)
  • Mesa = 45.25 Years (543 Months)
  • Peoria = 58.25 Years (699 Months)
  • Phoenix = 31.25 Years (375 Months)
  • Scottsdale = 49.33 Years (592 Months)
  • Surprise = 47.25 Years (567 Months)
  • Tempe = 48.25 Years (579 Months)
  • Tucson = 60.83 Years (730 Months)

Buy Non-Owner-Occupant All Cash As Renter

Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 49.25 Years (591 Months)
  • Gilbert = 53.92 Years (647 Months)
  • Glendale = 42.58 Years (511 Months)
  • Mesa = 42.25 Years (507 Months)
  • Peoria = 51.25 Years (615 Months)
  • Phoenix = 37.08 Years (445 Months)
  • Scottsdale = 54.25 Years (651 Months)
  • Surprise = 43.25 Years (519 Months)
  • Tempe = 45.50 Years (546 Months)
  • Tucson = 54.25 Years (651 Months)

3% Property Price Discount While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 45.92 Years (551 Months)
  • Gilbert = 52.25 Years (627 Months)
  • Glendale = 37.25 Years (447 Months)
  • Mesa = 36.75 Years (441 Months)
  • Peoria = 50.33 Years (604 Months)
  • Phoenix = 21.75 Years (261 Months)
  • Scottsdale = 40.58 Years (487 Months)
  • Surprise = 39.42 Years (473 Months)
  • Tempe = 40.50 Years (486 Months)
  • Tucson = 56.17 Years (674 Months)

Nomad™ and Payoff OO if Achieves FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 48.00 Years (576 Months)
  • Gilbert = 53.58 Years (643 Months)
  • Glendale = 41.08 Years (493 Months)
  • Mesa = 38.33 Years (460 Months)
  • Peoria = 53.42 Years (641 Months)
  • Phoenix = 24.33 Years (292 Months)
  • Scottsdale = 42.25 Years (507 Months)
  • Surprise = 41.25 Years (495 Months)
  • Tempe = 42.25 Years (507 Months)
  • Tucson = 50.92 Years (611 Months)

Buy Non-Owner-Occupant All Cash

Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 41.25 Years (495 Months)
  • Gilbert = 45.25 Years (543 Months)
  • Glendale = 35.25 Years (423 Months)
  • Mesa = 33.50 Years (402 Months)
  • Peoria = 43.67 Years (524 Months)
  • Phoenix = 30.58 Years (367 Months)
  • Scottsdale = 40.75 Years (489 Months)
  • Surprise = 35.00 Years (420 Months)
  • Tempe = 36.50 Years (438 Months)
  • Tucson = 49.25 Years (591 Months)

3% Commission While Nomading™ as Real Estate Agent

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.25 Years (555 Months)
  • Gilbert = 50.83 Years (610 Months)
  • Glendale = 38.42 Years (461 Months)
  • Mesa = 37.58 Years (451 Months)
  • Peoria = 52.25 Years (627 Months)
  • Phoenix = 24.25 Years (291 Months)
  • Scottsdale = 41.25 Years (495 Months)
  • Surprise = 40.25 Years (483 Months)
  • Tempe = 40.25 Years (483 Months)
  • Tucson = 53.42 Years (641 Months)

Nomad™ and Sell SOME Rentals to Payoff Others if FI

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 41.75 Years (501 Months)
  • Gilbert = 46.17 Years (554 Months)
  • Glendale = 32.25 Years (387 Months)
  • Mesa = 32.25 Years (387 Months)
  • Peoria = 46.42 Years (557 Months)
  • Phoenix = 21.08 Years (253 Months)
  • Scottsdale = 37.08 Years (445 Months)
  • Surprise = 35.25 Years (423 Months)
  • Tempe = 34.75 Years (417 Months)
  • Tucson = 57.33 Years (688 Months)

20% Down Payment Non-Owner-Occupant

Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 47.25 Years (567 Months)
  • Gilbert = 53.00 Years (636 Months)
  • Glendale = 39.25 Years (471 Months)
  • Mesa = 36.25 Years (435 Months)
  • Peoria = 52.25 Years (627 Months)
  • Phoenix = 26.25 Years (315 Months)
  • Scottsdale = 42.25 Years (507 Months)
  • Surprise = 40.25 Years (483 Months)
  • Tempe = 41.08 Years (493 Months)
  • Tucson = 64.75 Years (777 Months)

.25 Worse Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 50.42 Years (605 Months)
  • Gilbert = 54.25 Years (651 Months)
  • Glendale = 42.25 Years (507 Months)
  • Mesa = 39.25 Years (471 Months)
  • Peoria = 55.67 Years (668 Months)
  • Phoenix = 26.25 Years (315 Months)
  • Scottsdale = 45.25 Years (543 Months)
  • Surprise = 43.25 Years (519 Months)
  • Tempe = 43.83 Years (526 Months)
  • Tucson = 56.00 Years (672 Months)

.5 Better Interest Rate While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.33 Years (532 Months)
  • Gilbert = 50.75 Years (609 Months)
  • Glendale = 36.25 Years (435 Months)
  • Mesa = 36.00 Years (432 Months)
  • Peoria = 49.25 Years (591 Months)
  • Phoenix = 21.25 Years (255 Months)
  • Scottsdale = 39.25 Years (471 Months)
  • Surprise = 39.25 Years (471 Months)
  • Tempe = 39.25 Years (471 Months)
  • Tucson = 55.75 Years (669 Months)

5% Property Price Discount While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.25 Years (531 Months)
  • Gilbert = 49.92 Years (599 Months)
  • Glendale = 36.25 Years (435 Months)
  • Mesa = 35.00 Years (420 Months)
  • Peoria = 50.25 Years (603 Months)
  • Phoenix = 20.25 Years (243 Months)
  • Scottsdale = 38.25 Years (459 Months)
  • Surprise = 38.25 Years (459 Months)
  • Tempe = 38.25 Years (459 Months)
  • Tucson = 55.33 Years (664 Months)

No Real Estate, Invest in Stocks

Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 59.33 Years (712 Months)
  • Gilbert = 61.33 Years (736 Months)
  • Glendale = 54.67 Years (656 Months)
  • Mesa = 54.50 Years (654 Months)
  • Peoria = 57.00 Years (684 Months)
  • Phoenix = 54.58 Years (655 Months)
  • Scottsdale = 70.42 Years (845 Months)
  • Surprise = 54.50 Years (654 Months)
  • Tempe = 57.08 Years (685 Months)
  • Tucson = 48.50 Years (582 Months)

10% Lower Rents While Nomading™

Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 55.92 Years (671 Months)
  • Gilbert = 62.67 Years (752 Months)
  • Glendale = 47.25 Years (567 Months)
  • Mesa = 46.25 Years (555 Months)
  • Peoria = 61.25 Years (735 Months)
  • Phoenix = 33.50 Years (402 Months)
  • Scottsdale = 51.58 Years (619 Months)
  • Surprise = 49.25 Years (591 Months)
  • Tempe = 50.75 Years (609 Months)
  • Tucson = 60.42 Years (725 Months)

Pay off mortgages early when Nomading™ with any excess cash.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 46.00 Years (552 Months)
  • Gilbert = 48.92 Years (587 Months)
  • Glendale = 41.58 Years (499 Months)
  • Mesa = 40.08 Years (481 Months)
  • Peoria = 46.58 Years (559 Months)
  • Phoenix = 36.00 Years (432 Months)
  • Scottsdale = 47.33 Years (568 Months)
  • Surprise = 40.83 Years (490 Months)
  • Tempe = 42.67 Years (512 Months)
  • Tucson = 45.00 Years (540 Months)

25% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 51.25 Years (615 Months)
  • Gilbert = 55.83 Years (670 Months)
  • Glendale = 42.25 Years (507 Months)
  • Mesa = 39.25 Years (471 Months)
  • Peoria = 55.25 Years (663 Months)
  • Phoenix = 28.25 Years (339 Months)
  • Scottsdale = 48.25 Years (579 Months)
  • Surprise = 43.25 Years (519 Months)
  • Tempe = 44.25 Years (531 Months)
  • Tucson = 67.25 Years (807 Months)

20% Down Payment Non-Owner-Occupant as Renter

Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 52.58 Years (631 Months)
  • Gilbert = 58.25 Years (699 Months)
  • Glendale = 42.42 Years (509 Months)
  • Mesa = 40.42 Years (485 Months)
  • Peoria = 58.42 Years (701 Months)
  • Phoenix = 28.25 Years (339 Months)
  • Scottsdale = 49.25 Years (591 Months)
  • Surprise = 45.08 Years (541 Months)
  • Tempe = 45.25 Years (543 Months)
  • Tucson = 64.25 Years (771 Months)

Pay off mortgages in full early when Nomading™.

Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Net Worth at 40 Years

Month First Achieved Financial Independence

  • Chandler = 44.00 Years (528 Months)
  • Gilbert = 50.25 Years (603 Months)
  • Glendale = 35.67 Years (428 Months)
  • Mesa = 34.67 Years (416 Months)
  • Peoria = 51.17 Years (614 Months)
  • Phoenix = 22.08 Years (265 Months)
  • Scottsdale = 39.08 Years (469 Months)
  • Surprise = 38.83 Years (466 Months)
  • Tempe = 38.25 Years (459 Months)
  • Tucson = 44.92 Years (539 Months)

More Model Comparisons for Arizona

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Specific Strategy Summaries for Arizona Cities

The following are the various scenarios we ran summarized with Arizona cities highlighted.

Check out how these reports summarizing how a particular strategy performed across all states:

  • 5% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 5% lower rents.
  • 5% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 5% higher rents.
  • 10% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 10% premium.
  • .5 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 worse/higher mortgage interest rate.
  • Nomad to Short-Term Rentals with 75% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 75% higher rents but with doubled maintenance expenses as well.
  • 10% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 10% discount.
  • Nomad to Short-Term Rentals with 50% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 50% higher rents but with doubled maintenance expenses as well.
  • 5% Property Price Premium While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except forced to buy properties at a 5% premium.
  • 10% Less Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% less income than in the Baseline Nomad™ Scenario.
  • Nomad to Short-Term Rentals with 25% Higher Rents - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you utilize a short-term rental strategy after moving out and are able to get 25% higher rents but with doubled maintenance expenses as well.
  • .25 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 better/lower mortgage interest rate.
  • 10% Higher Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are able to get 10% higher rents.
  • Nomad™ and Sell ALL Rentals if SWR Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell all the rental properties if by doing so you can invest the proceeds and achieve financial independence utilizing a Safe Withdrawal Rate of the money you have invested.
  • 25% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 25% down payments.
  • 10% More Job Income While Nomading™ - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy but model it with the investor earning 10% more income than in the Baseline Nomad™ Scenario.
  • Nomad™ Start with $0 - Do the traditional Nomad™ strategy except you start with $0 saved up.
  • Baseline Nomad™ Scenario - Buy up to 10 owner-occupant properties using the Nomad™ real estate investing strategy.
  • 10% Property Manager While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except hire a professional property manager costing 10% of gross rents.
  • Buy Non-Owner-Occupant All Cash As Renter - Save up and buy up to 10 non-owner-occupant properties all cash (without any mortgage) while you remain a renter the entire time.
  • 3% Property Price Discount While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you take your 3% commission as a discount off the purchase price.
  • Nomad™ and Payoff OO if Achieves FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except payoff your owner-occupant property if by doing so that means you achieve financial independence.
  • Buy Non-Owner-Occupant All Cash - Buy 1 owner-occupant property with 5% down then save up and buy up to 9 non-owner-occupant properties all cash (without any mortgage).
  • 3% Commission While Nomading™ as Real Estate Agent - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except as a real estate agent you earn a 3% commission with each property you purchase.
  • Nomad™ and Sell SOME Rentals to Payoff Others if FI - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except sell some rental properties if by doing so you can payoff the others and achieve financial independence primarily from free and clear cash flow.
  • 20% Down Payment Non-Owner-Occupant - Buy 1 owner-occupant property with 5% down then up to 9 non-owner-occupant properties with 20% down payments.
  • .25 Worse Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .25 worse/higher mortgage interest rate.
  • .5 Better Interest Rate While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties with a .5 better/lower mortgage interest rate.
  • 5% Property Price Discount While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except able to buy properties at a 5% discount.
  • No Real Estate, Invest in Stocks - Save up and invest in stocks while you remain a renter the entire time. Do not buy any real estate... owner-occupant or investment.
  • 10% Lower Rents While Nomading™ - Buy up to 10 owner-occupant properties utilizing the Nomad™ real estate investing strategy like the Baseline Nomad™ Scenario except you are only able to get 10% lower rents.
  • Pay off mortgages early when Nomading™ with any excess cash. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early with any excess cash.
  • 25% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 25% down payments, but never buy an owner-occupant property. Remain a renter instead.
  • 20% Down Payment Non-Owner-Occupant as Renter - Buy up to 10 non-owner-occupant properties with 20% down payments, but never buy an owner-occupant property. Remain a renter instead.
  • Pay off mortgages in full early when Nomading™. - Do the traditional Nomad™ strategy except you pay off the lowest balance mortgage early but only when you can pay off the entire balance in full.

Detailed Arizona City-Specific Modeling

Check out the detailed modeling for these Arizona cities.

Chandler
Gilbert
Glendale
Mesa
Peoria
Phoenix
Scottsdale
Surprise
Tempe
Tucson