Copy Scenario
Copy this new Scenario to your Real Estate Financial Planner™ software:
A 100% Stocks at Fixed 8.97% - 5.7% SWR
No description of this Scenario was included.
The Scenario you want to copy into your Real Estate Financial Planner™ software has the following:
- 2 Accounts (including
Default Cash Account ) - 0 Properties
- 1 Rules
Please register for a Forever Free Account or Login to your existing Real Estate Financial Planner™ software to copy this Scenario into your account.
Once it is in your account, you can view detailed Charts for dozens of variables and edit any of the assumptions for Accounts, Properties, and Rules to run your own what-if Scenarios.
You can change things like:
- Adjust how much money you start with in any Account
- Model variable stock, bond and real estate rates of returns
- Change how many Properties you buy and when you buy them
- Set your own personalized target monhtly income in retirement to indicate when you reach financial independence
- Model receiving social security payments when you reach a certain age
- See what happens if there is a market crash or correction for your stocks, bonds and/or your real estate
- Tweak price and rent appreciation rates for individual Properties or all your Properties
- Find out what happens if you pay off your mortgages early... with cash flow each month or only when you have enough to pay off the Property in full
- Use equity in
Properties you own to cash-out refinance and buy moreProperties or invest it elsewhere - Model buying more Properties than you need then selling off any extras to pay off the remaining Properties to achieve your own user-defined financial independence number
- Evaluate your own safe withdrawal rate and see how it impacts your investment plan
- And much, much more...
Scenario
- Modeled for 720 months (60 years)
- 15% effective income tax rate
- 3% inflation rate
- 4.875% mortgage interest rate
- 5.7% yearly safe withdrawal rate (SWR)
- $3,000 minimum target monthly income in retirement (MTMIR) in today's dollars
- $20,000 ideal target monthly income in retirement (ITMIR) in today's dollars
Accounts
Summary of assumptions for the Account in this Scenario.
- Account Name: VTSMX with CAGR of 8.97% over 1871-2017
- $1,000,000 starting account balance
- 8.97% yearly rate of return (at start)
- Asset Type: Cash
Properties
This scenario has no Properties.
Rules
These are the Rules included with this Scenario.
Paycheck and Personal Expenses
- This
Rule runs for the entireScenario . - No paycheck, but pulling expenses out of VTSMX with CAGR of 8.97% over 1871-2017.
- Paycheck will be Inflation Adjusted.
- Assuming no taxes on this paycheck. It is possible this is already an "after-tax" amount.
- This paycheck will not stop at retirement.
- Personal expenses are $4,750 Inflation Adjusted per month.
Significant Events
These are the
- Month 2 Achieved Financial Independence Goal