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SS 015 Investing $100,000 in Bonds at Approx 4.59%/yr
You start with $100,000 invested in bonds. We're modeling investing in bonds that are earning 4.59% per year at the start. However, we have a Rule that changes the yearly rate of return for the bonds. We run a Monte Carlo 100 times.
The Scenario you want to copy into your Real Estate Financial Planner™ software has the following:
- 2 Accounts (including
Default Cash Account ) - 0 Properties
- 1 Rules
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Once it is in your account, you can view detailed Charts for dozens of variables and edit any of the assumptions for Accounts, Properties, and Rules to run your own what-if Scenarios.
You can change things like:
- Adjust how much money you start with in any Account
- Model variable stock, bond and real estate rates of returns
- Change how many Properties you buy and when you buy them
- Set your own personalized target monhtly income in retirement to indicate when you reach financial independence
- Model receiving social security payments when you reach a certain age
- See what happens if there is a market crash or correction for your stocks, bonds and/or your real estate
- Tweak price and rent appreciation rates for individual Properties or all your Properties
- Find out what happens if you pay off your mortgages early... with cash flow each month or only when you have enough to pay off the Property in full
- Use equity in
Properties you own to cash-out refinance and buy moreProperties or invest it elsewhere - Model buying more Properties than you need then selling off any extras to pay off the remaining Properties to achieve your own user-defined financial independence number
- Evaluate your own safe withdrawal rate and see how it impacts your investment plan
- And much, much more...
Scenario
- Modeled for 720 months (60 years)
- 15% effective income tax rate
- 3% inflation rate
- 4.875% mortgage interest rate
- 4% yearly safe withdrawal rate (SWR)
- $5,000 minimum target monthly income in retirement (MTMIR) in today's dollars
- $20,000 ideal target monthly income in retirement (ITMIR) in today's dollars
100 Monte Carlo runs
Accounts
Summary of assumptions for the Account in this Scenario.
- Account Name: $100,000 Invested in VBMFX at 4.59%/year
- $100,000 starting account balance
- 4.59% yearly rate of return (at start)
- Asset Type: Bonds
Properties
This scenario has no Properties.
Rules
These are the Rules included with this Scenario.
Set Value On Accounts
- This
Rule runs for the entireScenario . - Changes the value of Yearly Rate of Return on $100,000 Invested in VBMFX at 4.59%/year.
- The
Rule sets the value of Yearly Rate of Return each month that it runs using a random number between -9.576 and 18.962 with a standard deviation of 4.760 in discrete steps of 0.010. - However, values can never be lower than -9.576 and never higher than 18.962.