BRRRR Method Comparison

The BRRRR Method buying a property (almost always that needs work and at a significant discount), rehabbing it, renting it and then refinancing the property leaving little or no money in the deal.

The following are charts comparing:

  • Ep 14 Norm and Norma - Buy 10 Nomad™ Properties with 5% Down
  • Ep 21 Norm and Norma - BRRRR with 10% Down Deals

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Ep 14 Norm and Norma - Buy 10 Nomad™ Properties with 5% Down with 2  Accounts, 1 Property, and 6 Rules.
Or, read the detailed, computer-generated, narrated  Blueprint.

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Ep 21 Norm and Norma - BRRRR with 10% Down Deals with 2  Accounts, 1 Property, and 6 Rules.
Or, read the detailed, computer-generated, narrated  Blueprint.

Number of Properties

Total Saved

Net Worth

The  Net Worth chart through when  Minimum Target Monthly Income in Retirement (MTMIR) goal first achieved.

Account Balances

The  Total Account Balance chart through the end of the  Scenario.

The  Total Account Balance chart through when  Minimum Target Monthly Income in Retirement (MTMIR) goal first achieved.

Total Mortgage Balances

Here's the  Total Mortgage Balances chart.

Total Mortgage Payments

Here's the  Total Mortgage Payments chart.

Minimum Target Monthly Income in Retirement (MTMIR)

Goals

Here are the  Charts related to the  Minimum Target Monthly Income in Retirement (MTMIR) goal.

The  % of Minimum Target Monthly Income in Retirement (MTMIR) Goal Achieved chart through when  Minimum Target Monthly Income in Retirement (MTMIR) goal first achieved plus a few extra months.

It takes Ep 14 Norm and Norma - Buy 10 Nomad™ Properties with 5% Down 6.75 years (81 months) more to achieve their minimum financial independence goal than Ep 21 Norm and Norma - BRRRR with 10% Down Deals.

Ideal Target Monthly Income in Retirement (ITMIR) Goal

Here are the  Charts related to the  Ideal Target Monthly Income in Retirement (ITMIR) goal.

The  % of Minimum Target Monthly Income in Retirement (MTMIR) Goal Achieved chart through when  Minimum Target Monthly Income in Retirement (MTMIR) goal first achieved plus a few extra months.

Asset Allocation

Phases of Financial Independence™

The Phases of Financial Independence chart is shown below.

Total Monthly Rents

The  Total Monthly Rents chart of all  Properties.

Total Rent Resiliency™

The  Total Rent Resiliency™ chart of all  Properties.

Personal Expenses

Cash Flow

The  Total Cash Flow chart of all  Properties.

Total Cumulative Cash Flow

Total Cumulative Negative Cash Flow

Total Cumulative (Invested and Negative Cash Flow)

True Cash Flow™

The  Total True Cash Flow™ chart of all  Properties.

Total Cumulative True Cash Flow™

Includes all True Cash Flow™ (both positive and negative) for all rental  Properties.

Total Cumulative Negative True Cash Flow™

Includes just negative True Cash Flow™ for all rental  Properties. Ignores  Properties where True Cash Flow™ is positive.

Total True Cash Flow™ ÷ Monthly Safe Withdrawal Rate

Total Equity

Here's the  Total Equity chart.

Total Return on Equity (ROE) from Appreciation on Rentals

Here's the  Total Return on Equity from Appreciation on Rentals chart.

Total Return on Equity (ROE) from Depreciation on Rentals

Here's the  Total Return on Equity from Depreciation on Rentals chart.

Total Return on Equity (ROE) from Cash Flow from Depreciation™ on Rentals

Here's the  Total Return on Equity from Cash Flow from Depreciation™ on Rentals chart.

Total Return on Equity (ROE) from Cash Flow on Rentals

Here's the  Total Return on Equity from Cash Flow on Rentals chart.

Minimum Gross Monthly Income vs Gross Paychecks

Total Invested in Rentals Including Negative Cash Flow

Debt-To-Income

The following is the Average Debt-To-Income for the entire  Scenario.

  • Ep 14 Norm and Norma - Buy 10 Nomad™ Properties with 5% Down: 40%
  • Ep 21 Norm and Norma - BRRRR with 10% Down Deals: 33%

Here's the  Debt-To-Income chart through the month when  Minimum Target Monthly Income in Retirement (MTMIR) goal was first achieved (plus a few more months).

Total Debt To Net Worth

The following is the Average Total Debt to Net Worth for the entire  Scenario.

  • Ep 14 Norm and Norma - Buy 10 Nomad™ Properties with 5% Down: 101%
  • Ep 21 Norm and Norma - BRRRR with 10% Down Deals: 60%

Here's the  Total Debt to Net Worth chart through the month when  Minimum Target Monthly Income in Retirement (MTMIR) goal was first achieved (plus a few more months).

Total Debt To Account Balance

The following is the Average Total Debt to Account Balance for the entire  Scenario.

  • Ep 14 Norm and Norma - Buy 10 Nomad™ Properties with 5% Down: 351%
  • Ep 21 Norm and Norma - BRRRR with 10% Down Deals: 498%

Here's the  Debt To Account Balance chart through the month when  Minimum Target Monthly Income in Retirement (MTMIR) goal was first achieved (plus a few more months).

Reserves

The following is the Average Months of Reserves for the entire  Scenario.

  • Ep 14 Norm and Norma - Buy 10 Nomad™ Properties with 5% Down: 137.00
  • Ep 21 Norm and Norma - BRRRR with 10% Down Deals: 251.00