The Real Estate Financial Planner™ Blog

Welcome to the thrilling world of Real Estate Financial Planning! If you’re on the hunt for savvy investment strategies, transformative financial insights, and the ultimate guide to building wealth through real estate, you’ve just hit the jackpot. Whether you’re a seasoned investor or just dipping your toes into the vast ocean of real estate opportunities, our blog is your new go-to resource.

Why real estate, you ask? Simple. It’s one of the most powerful vehicles for generating long-term wealth and achieving financial freedom. And who doesn’t dream of that? But here’s the kicker: navigating this world can be as complex as it is rewarding. That’s where we come in. Our content is designed not only to enlighten you but also to inspire action and drive results.

Imagine unlocking the secrets to acquiring lucrative rental properties that pay for themselves and then some. Picture yourself living off passive income, where your investments work for you, not the other way around. It’s not just a dream; it’s a very achievable reality, and we’re here to show you how.

From deep dives into market analysis, investment strategies, and financial planning, to actionable tips on property management and scaling your portfolio, our blog covers it all. We believe in cutting through the noise to bring you straightforward, actionable advice that makes a difference.

But it’s not just about the “what” and the “how”; it’s also about the “who.” Meet James, a former real estate broker turned investment guru, who lives and breathes real estate. James has walked the walk, transforming his passion for real estate into a thriving portfolio of income-generating properties. Now, he’s here to share his wealth of knowledge, experiences, and insights with you.

Our mission is simple: to empower you with the knowledge and tools you need to make informed decisions, maximize your returns, and build a financial legacy through real estate. We’re here to guide you every step of the way, from your first investment property to your hundredth.

So, are you ready to embark on this exciting journey with us? Let’s dive in and explore the endless possibilities that real estate investing has to offer. Together, we’ll unlock the door to financial freedom and success. Welcome to the Real Estate Financial Planning blog, where your financial dreams are just a blog post away. Let the adventure begin!

Is It Better to Buy 20% Down Rentals or Invest in Stocks?

Good morning and welcome everyone to this class where we will be exploring the benefits of buying 20% down rental properties versus investing in the stock market. Our analysis covers about 305 US cities and aims to determine which strategy is faster, leads to higher net worth, and has more risks. For the rental property strategy, we assume buying traditional 20% non-owner occupant investment loans on rental properties in each market, using that market’s median home price and estimated rents. The investor saves up until they have enough for a down payment to buy a rental property and invests any … Read more

Is Creative Financing Really Nothing Down?

Good morning and welcome everyone. Today, we will delve into the topic of creative financing and whether it means nothing down. The real estate industry has witnessed an increase in creative financing over the years, and it has become an essential tool in the hands of real estate investors. James Orr will lead the class, and it is the last session of Q1 2023. The class includes traditional nothing down options such as private money, hard money, VA loans, USDA loans, and local bank options. In addition, we will explore the family of creative financing, which includes subject two, owner … Read more

Nothing Down Financing Options for Real Estate Investors

Hello, fellow real estate investors! I’m James Orr, and today I want to talk to you about one of the most exciting topics in real estate investing: nothing down financing options. You see, many people believe that in order to invest in real estate, you need to have a lot of money saved up for a down payment. But that’s simply not true! With the right financing options, you can invest in real estate with little or no money down. The Current Market Before we dive into the details of nothing down financing, let’s take a moment to talk about … Read more

Selecting a Lender for Real Estate Investors

Are you a real estate investor looking for a lender to help finance your properties? While it’s easy to get caught up in interest rates and costs, there are non-financial factors to consider when selecting a lender that can greatly impact your success as an investor. Find a Lender Who is a Good Fit for Your Team First and foremost, it’s important to find a lender who is a good fit for your team. This means finding someone who understands your goals and is willing to work with you to plan out your investments. They should be able to assist … Read more

How Much Down Payment for Investment Property?

Are you a real estate investor looking to purchase a rental property but unsure of the down payment requirements for different loan programs? In this blog post, we will explore the various mortgage and loan programs available to investors and discuss their down payment requirements. Whether you are considering traditional financing options or more creative methods, this guide will provide you with all the information you need to make informed decisions and achieve your investment goals. Two Categories of Loans for Investors When it comes to loan programs for real estate investors, they can generally be grouped into two categories: … Read more

88 Ways to Improve Cash Flow from Real Estate Rental Properties

The following are 88 different ways to improve cash flow on your rental properties broken out by the stage at which you’d use them. It will impossible for you to use ALL of these strategies. This is especially true since some of them directly oppose others. For example, there’s a strategy to hire a property manager if you find yourself unwilling or unable to charge your tenants true fair market rent (maybe you’re too nice?) and let your property manager keep your properties rented optimally. But, there’s another strategy that says you can save yourself a property management fee if … Read more