The Real Estate Financial Planner™ Blog

Welcome to the thrilling world of Real Estate Financial Planning! If you’re on the hunt for savvy investment strategies, transformative financial insights, and the ultimate guide to building wealth through real estate, you’ve just hit the jackpot. Whether you’re a seasoned investor or just dipping your toes into the vast ocean of real estate opportunities, our blog is your new go-to resource.

Why real estate, you ask? Simple. It’s one of the most powerful vehicles for generating long-term wealth and achieving financial freedom. And who doesn’t dream of that? But here’s the kicker: navigating this world can be as complex as it is rewarding. That’s where we come in. Our content is designed not only to enlighten you but also to inspire action and drive results.

Imagine unlocking the secrets to acquiring lucrative rental properties that pay for themselves and then some. Picture yourself living off passive income, where your investments work for you, not the other way around. It’s not just a dream; it’s a very achievable reality, and we’re here to show you how.

From deep dives into market analysis, investment strategies, and financial planning, to actionable tips on property management and scaling your portfolio, our blog covers it all. We believe in cutting through the noise to bring you straightforward, actionable advice that makes a difference.

But it’s not just about the “what” and the “how”; it’s also about the “who.” Meet James, a former real estate broker turned investment guru, who lives and breathes real estate. James has walked the walk, transforming his passion for real estate into a thriving portfolio of income-generating properties. Now, he’s here to share his wealth of knowledge, experiences, and insights with you.

Our mission is simple: to empower you with the knowledge and tools you need to make informed decisions, maximize your returns, and build a financial legacy through real estate. We’re here to guide you every step of the way, from your first investment property to your hundredth.

So, are you ready to embark on this exciting journey with us? Let’s dive in and explore the endless possibilities that real estate investing has to offer. Together, we’ll unlock the door to financial freedom and success. Welcome to the Real Estate Financial Planning blog, where your financial dreams are just a blog post away. Let the adventure begin!

The Ultimate Guide to Owner Financing

Owner Financing

If you’re looking to learn more about owner financing then you’ve found The Ultimate Guide to Owner Financing where you will learn about creative financing strategies with an emphasis on getting the seller of the property (the owner) to act like the bank and allow you to make payments to them to finance your purchase. Owner financing is just one type of Creative Financing. Class Recording:Owner Financing On July 20, 2016 I taught a special real estate investing seminar on how to use owner financing which you can watch below. Owner Financing: What is it? Seller acts like the bank … Read more

The Ultimate Guide to 1031 Exchanges

Check out our ultimate guide to 1031 exchanges including 1031 exchange basics, 1031 exchange rules, 1031 exchange timelines and much more. We will discuss 1031 exchanges for rental properties and even the challenges associated with trying to 1031 exchanges your primary residence. Class Recording: 1031 Exchanges The following two real estate seminars on 1031 exchanges are based on the same power point presentation. One was first presented on May 31, 2017 and the second was taught on June 12, 2019 to our local real estate investor group. Here’s the most recent version of the class. And if you want to … Read more

Real Estate Bookkeeping

Real Estate Bookkeeping Spreadsheet - Year Summary

If you’re a real estate investor learning for the easiest way to keep track of all the real estate bookkeeping and accounting for your rental properties, LLCs and investing activities then you’ve found the right place. Class Recording: Bookkeeping and Accounting for Real Estate Investors In this special real estate seminar recording, Brian walks you through how to get your entire real estate investing business organized and how to quickly and easily keep the books for your real estate investing business using the bookkeeping spreadsheet. Real Estate Bookkeeping Spreadsheet Download To access the real estate bookkeeping spreadsheet Brian is teaching … Read more

Return on Equity Quadrant™

The Return on Equity Quadrant™ is the amount, in dollars, of each of the four primary returns in a real estate investment divided by the current equity in the property. The four primary areas of return are: Appreciation Cash Flow Cash Flow from Depreciation Debt Paydown We typically display this graphically as: Or, with some numbers filled in like this: The Return on Equity Quadrant™ is automatically calculated for you at the bottom of the page when you’re editing your  Property assumptions. Just scroll to the bottom. Check it out for yourself by editting one from your Properties page. If … Read more

Return on Investment Quadrant™

The Return on Investment Quadrant™ is the amount, in dollars, of each of the four primary components of returns in a real estate investment divided by the initial investment (also known as the total cost to close). The four primary components of return are: Appreciation Cash Flow Cash Flow from Depreciation™ Debt Paydown We typically display this graphically as: Or, with actual numbers like this: The Return On Investment Quadrant™ is automatically calculated for you at the bottom of the page when you’re editing your  Property assumptions. Just scroll to the bottom. Check it out for yourself by editting one … Read more

Return in Dollars Quadrant™

The Return in Dollars Quadrant™ is the amount, in dollars, of each of the four primary returns in a real estate investment. The four primary areas of return are: Appreciation Cash Flow Cash Flow from Depreciation™ Debt Paydown In some cases, we will also include the return earned on reserves as well. This is especially true if we are calculating returns and including the drag from setting aside reserves to invest in real estate. This is a more correct methodology since you really need reserves to prudently make investments in rental properties. We typically display this graphically as: Or, with … Read more

The Ultimate Guide to Nomad™ Investing

If you’re interested in learning about the best real estate investing strategy ever invented, then you’ve come to the right place. Learn more about the Nomad™ investing strategy, and explore all its benefits with the Real Estate Financial Planner™ today! How Does Nomad™ Investing Work? Buy a property as an owner-occupant Move in and live there for at least a year (to satisfy the lender occupancy requirement) Buy a new owner-occupant property and move into the new property Convert the previous property to a rental Repeat! Of course, there are lots of variations and details. Here, we’ll go into the … Read more

The Ultimate Guide to Investment Property Loans

Whether you’re looking to learn how to finance and buy your first rental property or are already a seasoned investor hoping to access future deals without paying a premium, this is the ultimate guide to investment property loans. As you can imagine, how you choose to finance the purchase impacts multiple aspects of the process for real estate deals. With that in mind, here are the main topics we will teach you here to take your investing knowledge to the next level: Lender Selection Dos and Don’ts – The lender(s) you work with should be part of your dream team … Read more

Lease-Option

The latest version of the lease-option can be downloaded here: IMPORTANT NOTE: We are providing you these documents as examples for entertainment purposes only and you MUST have them reviewed and approved by your own attorney before using them yourself and in your own business. By using them you agree to hold us harmless. Seriously, don’t use this stuff without having your attorney review and approve them. Download Lease-Option as PDF Download Lease-Option editable in MS Word

The Book on Rental Property Investing – Free PDF Download

I wrote the book on rental property investing… the definitive guide… the ultimate guide to rental property investing… and you can download it for FREE as a PDF below. Download Book as PDF for FREE!Use right-click “Save link as…” to save the file to your computer. I explain why I wrote it and why I am giving it away free here. Inside the book, you will find: Assumptions about your real estate investing 10 paths to financial independence analyzed Financial independence defined: philosophically and mathematically Investing in stocks and bonds compared to real estate Saving 10% per year Safe withdrawal … Read more