The Real Estate Financial Planner™ Blog

Welcome to the thrilling world of Real Estate Financial Planning! If you’re on the hunt for savvy investment strategies, transformative financial insights, and the ultimate guide to building wealth through real estate, you’ve just hit the jackpot. Whether you’re a seasoned investor or just dipping your toes into the vast ocean of real estate opportunities, our blog is your new go-to resource.

Why real estate, you ask? Simple. It’s one of the most powerful vehicles for generating long-term wealth and achieving financial freedom. And who doesn’t dream of that? But here’s the kicker: navigating this world can be as complex as it is rewarding. That’s where we come in. Our content is designed not only to enlighten you but also to inspire action and drive results.

Imagine unlocking the secrets to acquiring lucrative rental properties that pay for themselves and then some. Picture yourself living off passive income, where your investments work for you, not the other way around. It’s not just a dream; it’s a very achievable reality, and we’re here to show you how.

From deep dives into market analysis, investment strategies, and financial planning, to actionable tips on property management and scaling your portfolio, our blog covers it all. We believe in cutting through the noise to bring you straightforward, actionable advice that makes a difference.

But it’s not just about the “what” and the “how”; it’s also about the “who.” Meet James, a former real estate broker turned investment guru, who lives and breathes real estate. James has walked the walk, transforming his passion for real estate into a thriving portfolio of income-generating properties. Now, he’s here to share his wealth of knowledge, experiences, and insights with you.

Our mission is simple: to empower you with the knowledge and tools you need to make informed decisions, maximize your returns, and build a financial legacy through real estate. We’re here to guide you every step of the way, from your first investment property to your hundredth.

So, are you ready to embark on this exciting journey with us? Let’s dive in and explore the endless possibilities that real estate investing has to offer. Together, we’ll unlock the door to financial freedom and success. Welcome to the Real Estate Financial Planning blog, where your financial dreams are just a blog post away. Let the adventure begin!

The Ultimate Guide to Creative Financing and Real Estate Entrepreneurship

Welcome to the thrilling world of real estate entrepreneurship, where creativity not only applies to finding and flipping properties but also to the innovative financing methods that can make or break your deals. Whether you’re a seasoned investor or a budding entrepreneur, understanding the spectrum of creative financing options is crucial. Let’s dive into some of the most powerful tools in your arsenal for building a successful real estate portfolio. 1. Owner Financing Owner financing emerges as a beacon of hope for those who may not qualify for traditional bank loans. This method involves the property seller acting as the … Read more

The Best Real Estate Investing Strategies

Real Estate Investing Strategies

Over the years, I’ve seen several articles, blog posts and podcast episodes that share with you the best real estate investing strategies. But, none has really taken a mathematical approach. That’s what I intend to do here using a comprehensive list of the best real estate investing strategies and the Real Estate Financial Planner™ software to do the math. Creative Financing Owner Financing (including Richard Roop’s The Ultimate Strategy™) Wrap Financing including Pre-Foreclosures Loan Assumption Rent-To-Own/Lease-Option Family including Master Leases * Sandwich Lease-Options Agreement-For-Deed Family Subject To including pre-foreclosures Buy and Hold including Short-Term Rentals and assisted living Quick Turn/Flip … Read more

Real Estate Investing Strategies

Are you considering investing in real estate? What strategy are you considering? How does that compare to all your other options? Let’s dive into an overview of all the different real estate investing strategies taught by James on May 4, 2022. Before I share with you the outline of the class, I want to mention that I could have opted to do either a qualitative comparison or a quantitative comparison of each strategy. I ultimately chose to do a qualitative comparison for this class. I am doing a quantitative deep dive of each of the strategies in a series of … Read more

Real Estate Financial Planner™ Podcasts

Welcome to the Real Estate Financial Planner™ family of podcasts. FREE Real Estate Investing and Real Estate Financial Planning™ Podcasts FREE Real Estate Financial Planner™ Podcast FREE REFP Inside the Numbers Available for Purchase REFP Advanced Available for Purchase Premium Invitation Only REFP Insider FREE Nomad™ Real Estate Investing Podcast Check out the descriptions of them below. City-Specific versions of the Real Estate Investing and Financial Planner™ Podcast FREE Select your city to get a combination of recordings of live real estate investing classes, interviews and localized content including models of a variety of real estate investing strategies using numbers … Read more

Free Real Estate Investing Classes 2024

Are you dreaming of financial independence through real estate investing? Whether you’re a seasoned investor or just starting, our comprehensive suite of free real estate investing classes is your golden ticket to mastering the art of real estate investment. With a curriculum designed to cover every nook and cranny of the investing landscape, we’ve got you covered from A to Z. Let’s take a sneak peek at what you can expect from our treasure trove of knowledge. A Wealth of Topics Tailored for Every Investor Maximizing Returns with Smart Insurance Choices: Discover 8 crucial tips to save money and reduce … Read more

Investing in Rental Properties

If you’re interested in learning how to invest in rental properties on your journey toward financial independence, then you’ve found the right place. Many folks seek rentals because they believe that they provide superior returns compared to other investments like stocks, bonds, notes and speculating in commodities and cryptocurrencies. The returns you can earn buying rentals break down into four component areas that we often discuss with the Return Quadrants™. Some folks have traditional described this using the acronym that real estate is the IDEAL investment. Where: I = Income D = Depreciation (tax benefits) E = Equity build-up A … Read more

Alternate Universe Modeling™

Alternate Universe Modeling™

Alternate Universe Modeling™ is our version of doing  Monte Carlo simulations for our  Scenarios. In the simplest terms you take a  Scenario you’ve created. For example, check out Andrea in Ep 1: Andrea Buys 8 Rentals with Down Payments for 2. That does NOT utilize Alternate Universe Modeling™ but we could add variability to: Yearly Rate of Return for money in  Accounts that are invested in the stock market Appreciation Rate for  Properties in the  Scenario Rent Appreciation Rate for  Properties in the  Scenario Mortgage Interest Rates for  Properties you might buy in the  Scenario Inflation Rate for the  Scenario … Read more

True Cash Flow™

Ep 5 - Andrea - Total True Cash Flow - Monte Carlo

You’ve heard of cash flow on rental properties. Basically, it is defined by taking all the income from your rentals minus all your expenses. Cash Flow = Income – Expenses But, have you heard about True Cash Flow™? True Cash Flow™ is your traditional cash flow plus Cash Flow from Depreciation™. True Cash Flow™ = Cash Flow + Cash Flow from Depreciation™ If you’re familiar with the Return Quadrants™, True Cash Flow™ is represented by the returns from these two sections: Post Depreciation Period Depreciation for a residential rental property typically lasts 27.5 years. Since True Cash Flow™ is really … Read more

Cash Flow from Depreciation™

Ep 1 - Andrea - Total ROE from Cash Flow from Depreciation™

Cash Flow from Depreciation™ is your gross depreciation for a property times your estimated tax rate. It gives you approximately how much money you expect to receive from a rental property in tax benefits. Because it is a variation of cash flow, we tend to think of it in terms of a monthly amount. Although, for the Return Quadrants™ we will present it as a yearly amount. For the Return Quadrants™, we show it in this section: Over Time Gross depreciation is established when you buy the property. For residential properties, it remains the same for 27.5 years. And, unless … Read more

Is Nomad™ Dead?!

In this special class, James Orr discusses whether the Nomad™ real estate investing strategy is dead. This class was taught on June 9, 2021. What Promoted This Class Several buyers purchasing from a specific neighborhood over the last several years All the same 4-bedroom model, same builder, go under contract well before close date (build time) April 2018, client purchased for $354K With about $10K in options… so about $344K for base price June 2019, client purchased for $360K With about $3K in options… so about $357K for base price About 3.77%/year increase (we typically model 3%/year) Rent was about … Read more